Freedom Credit Union Turners Falls MA | Quick Personal Loans & Checking

Introduction

Welcome to Freedom Credit Union at 191 Avenue A, Turners Falls, MA 01376! Since our establishment in 1986, we've been dedicated to providing top-notch financial services to our community. With a total membership of 32,081 and assets reaching an impressive $735,730,197, we pride ourselves on being a trusted partner for all your banking needs. At Freedom Credit Union, we understand that every member has unique financial goals. That's why we offer a wide range of services from personal banking and auto loans to business financing options. Our commitment is not just to serve but to empower our members with the right tools for financial success. As of now, we hold $19,019,788 in deposits and have issued 14,606 loans and leases, reflecting our dedication to fostering financial growth within the community. Led by our experienced CEO Glenn Welch and Board President William Carey, we focus on building relationships that matter. Our team of 107 employees is here to help you navigate your financial journey with personalized service and expert advice. While members can visit us at our physical location, official correspondence should be sent to the same address: 191 Avenue A, Turners Falls, MA 01376. Feel free to reach out via phone at 413-774-9909 or explore our website at Freedom Credit Union for more information about our offerings. Join us in creating a brighter financial future together visit us today!

Branch History & Mission

Join Us

As you explore your financial options or seek guidance on achieving your goals, remember that Freedom is here for you. With operating hours designed for your convenience Monday through Wednesday from 9 AM to 4 PM and Thursday through Friday from 9 AM to 5 PM we invite you to experience the difference of being part of a member-focused credit union. Whether you're looking for assistance with loans or simply want a reliable place for your savings, come visit us or call us at 413-774-9909. Join Freedom today and take the first step toward a brighter financial future!

Our Journey

Freedom started with a simple mission: to provide affordable financial services to those who needed them most. Over the years, we have expanded our offerings beyond basic banking services to include personal loans, auto financing, mortgages, and business banking solutions. Each step of our journey has been fueled by our desire to meet the evolving needs of our members while ensuring they receive the highest level of service. As we moved into the digital age, we embraced technology without losing sight of personal connections. Our members can now enjoy online banking, mobile payments, and electronic statements providing convenience while maintaining accessibility for all. We are committed to ADA compliance and strive to make our services available to everyone in the community.

Our Mission

At Freedom, our mission is clear: We exist to serve you. We aim to help our members achieve their financial goals while also giving back to the community that supports us. This commitment extends beyond just offering financial products; we actively participate in local events and initiatives aimed at uplifting those around us. In addition to providing essential banking services like checking and savings accounts, auto loans, and credit cards with rewards, we believe in fostering economic growth within our community. Through partnerships with local businesses and organizations, we work hard to create opportunities for everyone in Turners Falls. While members can visit us at 191 Avenue A for all their banking needs, any official correspondence should be sent to our mailing address at 191 AVENUE A, TURNERS FALLS, MA 1376.

Branch Location & Accessibility

Comprehensive Services

Whether you're looking to open a checking or savings account, secure an auto loan, or explore mortgage options, our dedicated team is ready to assist you. We also offer online and mobile banking services for added convenience, ensuring you have access to your finances anytime, anywhere. If you need assistance or have any questions about our services, feel free to give us a call at 413-774-9909. We invite you to visit us at 191 Avenue A for all your banking needs your financial journey starts here at Freedom!

Convenient Access

At Freedom, we understand that convenience is key. Our branch features ample parking for your ease, and we are fully ADA compliant, ensuring everyone can access our services without hassle. If you're on the go, take advantage of our drive-thru banking option for quick deposits or withdrawals without leaving your car.

Operating Hours

We're here when you need us! Our lobby hours are from 9 AM to 4 PM Monday through Wednesday, and 9 AM to 5 PM on Thursdays and Fridays. We also open on Saturday from 9 AM until noon. For those using our drive-thru service, you can stop by from 8 AM to 4 PM Monday through Wednesday and from 8 AM to 5 PM on Thursday and Friday, with Saturday hours mirroring the lobby.

Member Eligibility

Becoming a member of Freedom is like joining a warm, welcoming family that's dedicated to your financial well-being. If you live, work, or worship in the Turners Falls area, you're already on the path to membership! Our community is open to those who meet specific criteria, which can be easily checked by visiting our eligibility page at . At Freedom, we're committed to helping you thrive with a range of benefits tailored just for you, from competitive loan rates to personalized service that puts your needs first. The process of opening an account is straightforward and designed to make you feel right at home. You can learn more about how to start your journey with us by visiting our account opening page. If you have any questions or need assistance, don't hesitate to give us a call at (413) 774-9909. We're excited to welcome you into the Freedom community!

Business Banking & Commercial Services

At Freedom, we understand that every business has unique challenges and opportunities. Whether you're just starting out or looking to expand, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $254 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,202,556, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine a local café easily accepting payments through various methods, enhancing customer satisfaction and boosting sales. Located at 191 Avenue A Turners Falls Ma 01376 in Turners Falls, MA, we are here to provide tailored solutions that meet your business's financial needs. Connect with us at (413) 774-9909 to discover how we can support your journey towards success!

Comprehensive List Of Services

Convenient Banking Options

In today's fast-paced world, convenience is key. Our online and mobile banking platforms give you access to your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. For cash withdrawals, our ATM services are readily available for quick access to your funds. If you prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions ensuring that banking fits into your schedule without hassle.

Credit Cards with Rewards

We know that every little bit counts when it comes to managing finances. That's why we offer credit cards with rewards that allow you to earn benefits on purchases you already make. This means every swipe can bring you closer to exciting perks!

Personal Banking Made Easy

Whether you're opening your first checking account or looking for savings options, our personal banking services are designed with you in mind. At Freedom, we provide a variety of checking and savings accounts that can help you manage your money effectively. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel. Additionally, if life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden. For those planning to buy a home, we offer mortgage loans and refinancing solutions tailored to fit different budgets and lifestyles.

Supporting Local Businesses

For business owners, we provide essential resources through our business banking services, including merchant services and business loans. We strive to support local businesses in their growth by offering customized solutions that cater specifically to their needs.

Visit Us Today!

At Freedom, we're more than just a credit union; we're your partners in financial success. With all these services available under one roof and the convenience of digital tools at your fingertips, achieving your financial goals has never been easier. For any questions or further assistance, feel free to call us at 413-774-9909 or visit us at our branch in Turners Falls. We look forward to serving you!

Digital & Online Banking

Key Features

One of the standout features is our mobile application, available for both Android and iOS devices. This app puts your finances right in your pocket, allowing you to manage your accounts on the go. Plus, with our electronic signature authorization option, signing documents has never been simpler or more secure. If you're looking to simplify your monthly statements, take advantage of our e-statements. You'll receive your account statements electronically saving paper and making it easier to keep track of your finances all in one place.

Secure Transactions

We also prioritize security in all our transactions. Our mobile payments feature allows you to make purchases directly from your phone while keeping your information safe. For those moments when you need to send money to friends or family quickly, our person-to-person transfer option makes it easy and hassle-free. At Freedom, we strive to provide user-friendly services that empower you with real-time account management. Our commitment is not only to meet but exceed your expectations when it comes to digital banking. Experience the future of banking today!

Financial Strength

Commitment to Growth

With $98,096,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is impressive: with $552,400,567 in total loans and leases including $33,63 in used auto loans we support your financial goals across various sectors.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored specifically for our valued members.

Growing Membership Base

Total Share Accounts: 80,635, showing a strong and growing member base that trusts us with their finances. This growth reflects the community's confidence in Freedom as their trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 191 Avenue A Turners Falls MA 01376 or call 413-774-9909 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $197,383,471 in share certificates and $34,332,879 in money market shares, offering stable and rewarding financial growth opportunities. Your hard-earned money is not just safe; it's working for you while earning competitive returns.

Strong Financial Health

With a net worth of $100,462,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us with your finances now and in the future.

Loan Offering

Additional Information

If you're interested in exploring any of these options further or have questions about eligibility requirements and refinancing opportunities, please don't hesitate to reach out. You can contact us at 413-774-9909 for more information or visit us during our lobby hours: M-W 9AM-4PM, Th&F 9AM-5PM, and Saturday 9AM-Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Freedom, we are committed to helping you navigate your financial journey with ease and confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,269,986 in used vehicle loans and $4,988,763 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used option, our competitive rates and flexible terms make it easier than ever to drive away in your dream car.

Business Financing

For business owners, our outstanding commercial loans totaling $120,202,556 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our tailored solutions can help you navigate them successfully.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,177,259, make buying or refinancing simple. We also provide various refinancing options to help you secure better rates or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $241,500 in loans helping members manage their finances effectively. These cards provide the convenience of easy access to funds while allowing you to build your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to spot the best deals for their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how valuable LendMesh can be for anyone looking to secure a competitive loan rate. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers, allowing them to compare loans confidently.

FREEDOM CREDIT UNION - Turners Falls, MA