FREEDOM CREDIT UNION

Welcome to Freedom, your trusted financial partner located at 645 Center St, Ludlow, MA 01056. Since our establishment in 1986, we have been dedicated to serving our community and providing exceptional financial services to our 32,081 members. With a robust asset base of $735,730,197, we are committed to ensuring the financial well-being of our members through competitive loans and savings options. At Freedom, we believe in the power of community. Our total deposits stand at an impressive $19,019,788, reflecting the trust our members place in us. We understand that each member has unique needs; whether it's securing an auto loan or managing day-to-day banking activities through our online and mobile banking services, we're here to support you every step of the way. Our leadership team is committed to transparency and excellence. Under the guidance of CEO Glenn Welch and Board President William Carey, we strive to foster a welcoming environment where your financial goals can be achieved. Our dedicated staff of 107 employees works tirelessly to ensure that you receive the highest level of service. While you can easily reach us by phone at 413-505-5800, we invite you to visit us at our Ludlow branch for personalized assistance. Should you need to send official correspondence, please use our mailing address: 645 CENTER ST, LUDLOW, MA 1056. Join us at Freedom today and experience how we can help empower your financial journey! For more information about our services or to explore your options, please visit our website at freedom.coop. Your financial future starts here!

Freedom Credit Union has proudly served the community of Ludlow, MA, since its establishment in 1986. Over the years, we have grown from a small financial institution into a trusted partner for over 32,000 members. Our branch, located at 645 Center St, Ludlow, MA 01056, is not just a place for banking; it's a cornerstone of our community. With our commitment to excellent service and community involvement, we strive to meet the financial needs of every member who walks through our doors. As we reflect on our history, we celebrate significant milestones that have shaped us. From our humble beginnings to now holding total assets of $735,730,197, we've adapted and expanded our services to better serve you. Our dedicated team consisting of 107 employees works tirelessly to provide personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and business banking services. At Freedom Credit Union, our mission is clear: to empower our members by providing accessible financial services while fostering a supportive community environment. We believe in making banking easy and convenient for everyone. That's why we offer features like online and mobile banking, ATM access, and drive-thru services for quick transactions. We're also proud to support local initiatives and partnerships that uplift our community. While members can visit us at 645 Center St for all their banking needs, official correspondence should be sent to 645 CENTER ST, LUDLOW, MA 1056 if necessary. We invite you to stop by during our operating hours Monday through Wednesday from 9 AM to 4 PM; Thursday and Friday from 9 AM to 5 PM; and Saturday from 9 AM to Noon to experience firsthand the friendly service that defines Freedom Credit Union. Join us in celebrating our legacy as we continue to grow together with the community. Whether you're looking for a loan or simply want advice on managing your finances, we're here for you every step of the way. Discover the difference at Freedom Credit Union today! For more information or inquiries, please reach out at (413) 505-5800. Together, let's build a brighter financial future!

Joining the Freedom community at Freedom is not just about opening a bank account; it's about becoming part of a supportive family that truly cares about your financial well-being. If you live, work, or worship in the area around 645 Center St Ludlow Ma 01056, you're already on your way to membership! We welcome individuals from all walks of life, making it easy for anyone to join us. You can explore more detailed eligibility criteria by visiting our website at . Becoming a member opens up a world of benefits tailored just for you, including competitive rates on loans and savings accounts, personalized service, and access to convenient online banking tools. The process of opening an account is straightforward and welcoming simply give us a call at (413) 505-5800 or visit us at our branch, and we'll guide you through every step. We're excited to help you take this important step toward achieving your financial goals!

At Freedom, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain world, knowing your finances are in good hands is essential. That's why we strive to maintain a solid financial foundation to support you and your goals. With a net worth of $100,462,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $197,383,471 in share certificates and $34,332,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $98,096,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $33,663 in used auto loans and $552,400,567 in total loans and leases. Our $0 net income reflects our commitment to providing value to our members rather than maximizing profits. This allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 97 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 80,635, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 645 Center St Ludlow MA 01056 or call 413-505-5800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.