Introduction
Welcome to Freedom Credit Union, where your financial well-being is our top priority! Located at 74 Main St, Greenfield, MA 01301, we have been serving our community since 1986. With a proud membership of over 32,000 members and total assets exceeding $735 million, we are committed to providing personalized banking services that meet the unique needs of individuals and businesses alike. At Freedom, we believe in empowering our members through a wide range of financial products, including auto loans, mortgages, and credit cards with rewards. Our financial health is reflected in our solid net worth of $100,462,626 and total deposits amounting to $19,019,788. We pride ourselves on our ability to provide competitive loan options as evidenced by our total loans and leases of 14,606. Led by CEO Glenn Welch and Board President William Carey, our dedicated team of 107 employees works tirelessly to ensure you receive exceptional service. We're not just a credit union; we're your financial partner. Whether you need assistance with online banking or want advice on managing your finances effectively, we are here for you! While members can visit us at our Greenfield branch for all their banking needs, official correspondence should be directed to the same address: 74 MAIN ST, GREENFIELD, MA 1301. We invite you to explore all that Freedom Credit Union has to offer. For more information about our services or to speak with one of our knowledgeable representatives, please give us a call at 413-774-4182. Join us today and experience the difference that comes with being part of the Freedom family!
Branch History & Mission
At Freedom, located at 74 Main St in the heart of Greenfield, MA, we take pride in our rich legacy that dates back to our opening in 1986. Over the years, we have grown from a small credit union into a trusted financial partner for over 32,000 members. With total assets now reaching an impressive $735,730,197, our commitment to serving our community remains as strong as ever. Our mission is simple yet profound: to provide accessible and affordable financial services while supporting the local community. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, financing a vehicle, or starting a business. Our members are at the center of everything we do, and we strive to empower them with the tools and resources needed to succeed. As technology has advanced, so have we. Freedom offers modern banking solutions such as online and mobile banking, ensuring our members can manage their finances conveniently and securely. We also prioritize accessibility by being ADA compliant, welcoming everyone through our doors. For those who prefer face-to-face interaction, we provide drive-thru banking and ATM services for quick transactions. While you can visit us at our branch location in Greenfield for all your banking needs, official correspondence should be directed to our mailing address: 74 MAIN ST, GREENFIELD, MA 1301. We are not just about numbers; we are deeply rooted in community support. From partnerships with local organizations to outreach programs that benefit those in need, Freedom is dedicated to making a positive impact beyond just financial services. Join us on this journey! Experience the difference that comes with being part of a credit union that truly cares about its members and community. Explore what Freedom has to offer today! For any inquiries or assistance, don't hesitate to call us at 413-774-4182 during our operating hours: M-W 9 AM - 4 PM; Th-F 9 AM - 5 PM; Sat 9 AM - Noon.
Branch Location & Accessibility
Convenient Access
Our branch is designed with your convenience in mind. We offer ample parking spaces, making it easy for you to stop by and handle your banking needs. For those who require additional assistance, we are ADA compliant and feature ramps for easy access. You can count on us for a variety of services. Whether you're looking to open a checking account, apply for an auto loan, or get advice on personal loans and mortgages, our dedicated staff is here to help. Plus, with our drive-thru banking option available for quick transactions like deposits and withdrawals, we make banking simple and efficient.
Operating Hours
At Freedom, we understand that life gets busy. That's why our lobby hours are set from Monday through Wednesday from 9 AM to 4 PM and Thursday to Friday from 9 AM to 5 PM. On Saturdays, we're open from 9 AM until noon. If you prefer the drive-thru service, it's available Monday through Wednesday from 8 AM to 4 PM and Thursday through Friday from 8 AM to 5 PM as well.
Stay Connected
If you have any questions or need assistance while visiting us, don't hesitate to reach out! You can contact us at 413-774-4182. Our friendly team is always ready to provide the support you need. We invite you to come visit us at Freedom in Greenfield your financial partner in achieving your goals!
Member Eligibility
At Freedom, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're wondering how to become part of our community, it's simple! You can qualify for membership if you live, work, or worship in the area around 74 Main St Greenfield Ma 01301. We welcome individuals from all walks of life and are committed to helping you achieve your financial goals. Not only do our members enjoy personalized services tailored to their needs, but they also gain access to a range of financial products designed with your best interests in mind. Ready to take the next step? Opening an account at Freedom is straightforward and welcoming. To find out more about the eligibility requirements and to ensure you have all the details you need. If you have any questions or need assistance, feel free to reach out to us at (413) 774-4182. We can't wait to welcome you into our community!
Business Banking & Commercial Services
Empowering Business Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $254 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $120,202,556, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make a Difference
Imagine having the ability to process payments seamlessly while managing your cash flow more effectively. Our merchant services are designed with you in mind. They provide reliable payment processing options that allow you to focus on what matters most growing your business. From credit card transactions to mobile payments, we offer tools that help streamline operations and improve customer satisfaction. Visit us at 74 Main St Greenfield Ma 01301 in Greenfield, MA, or call us at (413) 774-4182 to learn how we can partner together for your success!
Comprehensive List Of Services
ATM Access and Drive-Thru Services
Need cash in a hurry? Our ATM services are readily available for quick withdrawals and balance checks. Additionally, if you prefer face-to-face interactions but want the convenience of drive-thru service, we have basic drive-thru banking available for deposits, withdrawals, and other simple transactions.
Business Banking Support
For our business members, we provide essential services like merchant services and business loans. Starting or expanding a business is no small feat; our team is here to help streamline your banking experience so that you can focus on what truly matters growing your business.
Digital Banking Convenience
In today's fast-paced world, accessibility is key. That's why we offer robust online and mobile banking features that put your finances at your fingertips. Whether you're depositing a check through our mobile app or managing transactions online, we ensure that banking with us is both simple and secure.
Let Us Serve You!
At Freedom, we believe in building lasting relationships with our members through exceptional service and support. If you're ready to explore how our comprehensive range of financial solutions can benefit you or if you have any questions about our services, don't hesitate to reach out! Call us at (413) 774-4182 or visit us at 74 Main St Greenfield Ma 01301 today! We look forward to helping you achieve your financial goals!
Personal Banking Made Easy
We understand that managing your finances can be challenging. That's why we offer personal banking services such as checking and savings accounts, designed to give you the flexibility and control you need. Imagine having a checking account that suits your lifestyle, whether you're budgeting for groceries or planning a vacation. Our savings accounts help you set aside money for future goals, from buying a new car to saving for college. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier for you to drive away in your dream car. Plus, with our mortgage loans and refinancing services, homeownership is within reach. We guide you through the entire mortgage process, ensuring you're comfortable with each decision.
Simplified Lending Solutions
In addition to auto and mortgage loans, we also offer personal loans and debt consolidation options. Life can throw unexpected expenses your way having access to funds when needed can make all the difference. Whether it's medical bills or home repairs, our personal loans are here to assist you. And let's not forget about credit! Our credit cards with rewards allow you to earn benefits on your everyday purchases while enjoying the convenience of cashless transactions.
Digital & Online Banking
Key Features
With our online banking services available 24/7, you can access your accounts anytime you need. You can view balances, pay bills, and transfer funds with just a few clicks. Explore all our offerings by visiting us at https://freedom.coop/. Need to sign documents? No problem! Our electronic signature authorization makes it simple and quick to complete transactions without the hassle of paperwork. Plus, you can keep track of your financial statements with e-statements, which are both eco-friendly and easy to access.
Mobile Banking Made Easy
For those who prefer using their smartphones, our mobile application offers all the features you need for effective account management. From making mobile payments to sending money through person-to-person transfers, everything is streamlined for your convenience. Security is always a top priority at Freedom. We ensure that all transactions are protected with advanced security measures, giving you peace of mind as you manage your finances from anywhere. In short, whether you prefer to use your computer or mobile device, our digital banking solutions provide easy access to your accounts while ensuring that your information remains secure. Experience the freedom of banking on your terms with Freedom!
Financial Strength
At Freedom, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the peace of mind that comes from knowing your finances are in capable hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $100,462,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $197,383,471 in share certificates and $34,332,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $98,096,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; we currently have $552,400,567 in total loans and leases. Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $3,154,585. Additionally, we boast a strong member base with a total of 80,635 share accounts, reflecting the trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 74 Main St Greenfield MA 01301 or call 413-774-4182 to learn more about how we can help you achieve your financial goals. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,269,986 in used vehicle loans and $4,988,763 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have options that can help you drive away with confidence.
Business Loans
For business owners, our outstanding commercial loans totaling $120,202,556 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and are here to help you navigate financing options that suit your needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,177,259, make buying or refinancing simple. We provide support throughout the process, ensuring you understand your options and find the best solution for your situation.
Refinancing Options
If you're interested in refinancing any existing loans or exploring eligibility options for our various products, we're here to assist you every step of the way. Our team is ready to provide guidance and answer any questions you may have about the refinancing process. To learn more about our loan offerings or to discuss how we can assist you further, feel free to reach out at (413) 774-4182 or visit us at 74 Main St Greenfield Ma 01301 in Greenfield, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards fulfilling your financial aspirations!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $241,500 in loans helping members manage their finances effectively. These cards come with features that allow you to earn rewards while enjoying convenient access to funds when you need them.
Loan Aggregator
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