FREEDOM CREDIT UNION

Welcome to Freedom Credit Union, your trusted partner in financial well-being since 1986. Located conveniently at 1976 Memorial Dr, Chicopee, MA 01020, we take pride in serving our vibrant community with a wide range of financial products and services tailored to meet your needs. With a robust membership of over 32,000 individuals, we are more than just a credit union; we are a family dedicated to helping you achieve your financial goals. At Freedom, we manage total assets of $735,730,197 and offer a diverse portfolio that includes 14,606 loans and leases designed to empower our members. Our commitment to you is reflected in our strong financial standing, with $19,019,788 in total deposits and a net worth of $100,462,626. We believe in keeping your money safe while providing the resources you need for personal or business financing. Our leadership team is passionate about fostering a supportive environment. Under the guidance of our CEO, Glenn Welch, and Board President, William Carey, we strive to create an inclusive space where every member feels valued. Our dedicated staff of 107 employees is here to provide personalized service and expert advice whenever you need it. While members can visit us at our branch location for all their banking needs including personal banking, auto loans, mortgages, and business services official correspondence should be sent to our mailing address: 1976 MEMORIAL DR, CHICOPEE, MA 1020. We invite you to explore our services further by visiting our website at freedom.coop or by calling us directly at 413-532-5085. Whether you're looking to open an account or need assistance with existing services, we're here to help every step of the way. Come experience the Freedom difference today!

At Freedom, we believe that everyone deserves a place in our community. Joining us is not just about opening an account; it's about becoming part of a family that supports each other financially and personally. To become a member of Freedom, you simply need to meet a few friendly eligibility requirements. Whether you live, work, worship, or attend school in the area, you're likely eligible to join us! We welcome individuals from diverse backgrounds and aim to create a space where everyone feels included. For specific details on eligibility, feel free to visit our website at . Getting started with your membership is easy! You can open your account online or visit us in person at our branch located at 1976 Memorial Dr Chicopee Ma 01020. Our dedicated team is here to help you every step of the way, making the process smooth and straightforward. If you have any questions or need assistance, don't hesitate to reach out to us at (413) 532-5085. We can't wait for you to join our vibrant community at Freedom!

At Freedom, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you bank, and we are here to provide that reassurance. With a net worth of $100,462,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1365 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $197,383,471 in share certificates and $34,332,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $98,096,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $33,363,986 in used auto loans and a total of $552,400,567 in loans and leases available. Our financial performance is evident with a reported net income of $0, reflecting our commitment to serving our community rather than profit maximization. We also take pride in having 97 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 80,635, showing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments amount to $3,154,585, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 1976 Memorial Dr Chicopee Ma 01020 or call us at 413-532-5085 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Freedom, located at 1976 Memorial Dr Chicopee Ma 01020, we understand that financial needs can vary greatly from person to person. That's why we offer a diverse range of loan products tailored to help you achieve your goals, whether you're looking to buy a new car, purchase a home, or manage everyday expenses. With over 14,606 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,269,986 in used vehicle loans and $4,988,763 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make the process simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $81,177,259. These options not only make purchasing easier but also provide refinancing opportunities for those looking to lower their monthly payments or access equity. In addition to our auto and mortgage offerings, we also provide flexible terms on unsecured credit card loans. With a total of $241,500 in loans, our credit cards help members manage their finances effectively without the burden of high-interest rates. Business owners will find value in our commercial loan services as well. We have outstanding commercial loans totaling $120,202,556, which provide the capital needed to grow and expand your business. At Freedom, we pride ourselves on offering competitive rates and personalized service. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (413) 532-5085 for more information or visit us during our lobby hours: Monday through Wednesday from 9 AM - 4 PM, Thursday and Friday from 9 AM - 5 PM, and Saturday from 9 AM - noon. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial future!