Franklin-Somerset Credit Union Kingfield ME | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Franklin-Somerset, where community and financial well-being come together! Located at 476 Main St, Kingfield, ME 04947, our credit union has been serving members since 1962. We are proud to support over 10,060 members with a commitment to providing exceptional service and a wide range of financial products tailored to your needs. At Franklin-Somerset, our total assets reach an impressive $136,019,441, with $18,755,016 in deposits and a net worth of $16,927,228. This stability allows us to offer competitive rates on loans and savings while ensuring that your hard-earned money is safe and secure. With a total loan portfolio of 4,537, we provide everything from auto loans to personal loans and mortgage financing. Our dedicated team of 38 employees, led by CEO Beverly Knapp and Board President Paula Sansouci, is here to help you navigate your financial journey with personalized service. We understand the importance of trust in banking relationships, which is why we prioritize transparency and accessibility. While members can visit us at our Kingfield branch for all their banking needs including convenient drive-thru services official correspondence should be sent to our mailing address at 476 MAIN ST, KINGFIELD, ME 4947. We invite you to explore our offerings further at Franklin-Somerset's website. Whether you're looking for new ways to save or need assistance with loans, we're here for you every step of the way. Feel free to call us at 207-265-4027 during our lobby hours from 9:00 AM to 4:00 PM Monday through Thursday and until 5:00 PM on Fridays. Join us today and experience the difference of being part of a community-focused credit union that truly cares about your financial success!

Branch History & Mission

Welcome to Franklin-somerset, a credit union with a rich history and a heartfelt mission dedicated to the community of Kingfield, ME. Established in 1962, we have been serving our members for over six decades, providing them with a reliable source of financial services. Our branch is located at 476 Main St, Kingfield, ME 04947, nestled in the scenic Franklin County. From our humble beginnings, Franklin-somerset has grown significantly. Today, we proudly serve more than 10,000 members and manage total assets exceeding $136 million. This growth is a testament to our commitment to providing high-quality financial services and fostering strong relationships within our community. Our mission at Franklin-somerset goes beyond just banking. We strive to empower our members by offering personalized financial solutions tailored to their needs. Whether it's opening checking accounts, securing auto loans, or finding the right mortgage products, we are here to help every step of the way. We believe that financial education is vital; therefore, we actively engage in community outreach initiatives to promote financial literacy and support local events. At Franklin-somerset, we understand that convenience matters. Our operating hours are designed with your busy schedule in mind: our drive-thru opens at 8:30 a.m., and our lobby opens at 9:00 a.m., closing at 4:00 p.m. from Monday to Thursday and at 5:00 p.m. on Fridays. For added accessibility, we offer ATM services and drive-thru banking for simple transactions. Our commitment to inclusivity is evident in our ADA-compliant facilities and our embrace of technology through online and mobile banking options. We aim to make banking easy and accessible for everyone in Kingfield. We invite you to become part of the Franklin-somerset family! Experience firsthand how we can assist you with your financial journey while also being an active participant in improving our community's well-being. Join us today and discover the benefits of being a member of Franklin-somerset! For any inquiries or assistance, feel free to reach us at 207-265-4027 or visit us online at Franklin-somerset.

Branch Location & Accessibility

Convenient Access

Our location is not just easy to find; it's also designed with your comfort in mind. We offer ample parking space right outside our entrance, ensuring that your visit starts off hassle-free. If you have mobility concerns, rest assured that our branch is equipped with ADA-compliant features, including ramps for easy access.

Get in Touch!

If you have questions or want more information about our services, don't hesitate to call us at 207-265-4027. We look forward to welcoming you into our branch soon! Your financial journey matters to us, and we're excited to help you achieve your goals right here in Kingfield!

Nearby Landmarks

Located near popular local spots, our branch is just a short walk from the Kingfield Village Park, making it a great stop during your day out. This central positioning makes it convenient to drop by whether you're running errands or enjoying a leisurely stroll through town.

Operating Hours and Services

We strive to be available when you need us most! Our drive-up service opens at 8:30 a.m., allowing you to handle transactions quickly without leaving your vehicle. The lobby opens at 9:00 a.m., and we close at 4:00 p.m. from Monday to Thursday and extend our hours until 5:00 p.m. on Fridays. At Franklin-Somerset, we provide a range of services tailored to meet your financial needs, including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Plus, our drive-thru banking allows for simple transactions like deposits and withdrawals without needing to enter the building. While members can visit us at 476 Main St for all their banking needs, any official correspondence should be sent to the same address as well.

Member Eligibility

At Franklin-somerset, we believe that everyone deserves a chance to join our supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the beautiful Franklin County area, you're already eligible to join us. We also invite family members of existing members to become part of our credit union family. By joining Franklin-somerset, you'll gain access to a variety of financial services tailored just for you, such as checking and savings accounts, auto loans, mortgages, and more. Opening an account is a breeze! Simply visit us at 476 Main St Kingfield Me 04947 or give us a call at 2072654027 for any questions. For more detailed information about our eligibility criteria and how you can become a member, check out our website at Franklin-somerset. We're excited to help you take this important step towards better financial opportunities!

Business Banking & Commercial Services

At Franklin-somerset, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support your journey. Imagine securing the funding necessary to purchase new equipment that boosts productivity or obtaining a loan to open a second location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,143,012, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services tailored to enhance your day-to-day operations. Picture a streamlined payment process where customers can pay easily with cards or mobile payments, allowing you more time to focus on what truly matters growing your business. Located at 476 Main St Kingfield Me 04947 in Kingfield, ME, we are here to partner with you every step of the way. Contact us today at (207) 265-4027 to explore how we can help turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking Solutions

For our local businesses in Kingfield, we offer specialized services including merchant services and business loans. Running a business is challenging enough without worrying about finances; let us support you with easy-to-use banking solutions tailored to entrepreneurs.

Convenience at Your Fingertips

With features like mobile payments, person-to-person transfers, and basic drive-thru banking for simple transactions, we've streamlined how you access and manage your finances. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, making it easier than ever to stay on top of your banking needs. At Franklin-somerset, we strive to create an environment where financial wellness is achievable for everyone in our community. Visit us at 476 Main St Kingfield ME 04947 or give us a call at 207-265-4027 to learn more about how our services can benefit you today! Ready to take the next step? Explore our offerings online at www.f-sfcu.com or stop by your financial future starts here!

Credit Cards with Benefits

Our credit cards with rewards make everyday spending more rewarding. Whether you're shopping for groceries or planning a vacation, earn points that can be redeemed for travel or merchandise all while enjoying low rates.

Financing Your Dreams

If you're considering buying a car or refinancing your home, our auto loans and vehicle financing options are here to help you hit the road with confidence. With competitive rates and flexible terms, financing your dream vehicle has never been easier. Similarly, our mortgage loans and refinancing options enable you to secure the best possible rate for your home purchase or renovation.

Personal Banking Made Easy

We understand that managing your money is essential. That's why we offer checking and savings accounts that fit your lifestyle. Imagine having quick access to your funds through our online and mobile banking platforms. You can check balances, transfer funds, and even make payments right from your phone. Need cash? Our ATM services ensure you can withdraw money conveniently without hassle.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help manage those costs efficiently. Picture yourself taking control of high-interest debts with one simple payment plan that works for you.

Digital & Online Banking

Convenience at Your Fingertips

Our mobile payments feature lets you make purchases directly from your phone, adding an extra layer of convenience when shopping or dining out. Whether you're at home or on the move, accessing and managing your accounts has never been easier. At Franklin-somerset, we're committed to providing an accessible and straightforward banking experience that fits into your busy lifestyle. Explore all these features today and see how easy it is to take charge of your financial future!

Key Services

When you visit us at https://www.f-sfcu.com/, you'll discover user-friendly features that empower you to manage your finances with confidence. Our online banking platform allows you to check balances, transfer funds, and pay bills without stepping foot in the branch. For those who prefer mobile options, our mobile application is available for download, making banking on-the-go a breeze. Need to send money quickly? With our person-to-person transfers feature, sending cash to friends or family is as simple as a few taps on your smartphone. Plus, if you're looking to go paperless, we offer e-statements so you can receive your account information digitally no clutter and no fuss.

Security You Can Trust

Your security is our top priority. We use advanced technology to ensure that all transactions are safe and secure. Although we do not currently offer electronic signature authorization, rest assured that your personal information is protected at every step.

Financial Strength

Building Trust Together

Total Share and Deposit Accounts stand at 19,591, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin-somerset is your trusted partner. Visit us at 476 Main St Kingfield Me 04947 or call (207) 265-4027 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

Our success is reflected in our operational efficiency, as seen in our $438,414 income. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 2 part-time employees who are always ready to assist you with a knowledgeable, committed team. With $1,494 in used auto loans and $63,603,151 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, with $15,794,872 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member Savings and Investments

Your savings are well-protected with us. Members' savings are secured through $23,291,627 in share certificates and $7,549,912 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $16,927,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,575,424 in used vehicle loans and $8,832,484 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $1,143,012 provide the capital needed to grow and expand your business. We understand how important it is for you to have access to funds that can help you seize opportunities and tackle challenges head-on. We also encourage members who are considering refinancing options or checking their eligibility to reach out to us. Our team can help clarify any questions about refinancing existing loans or finding options that suit your needs best. To learn more about our loan offerings or if you're ready to apply for one of our products, don't hesitate to contact us at (207) 265-4027. You can also visit us at our branch located at 476 Main St Kingfield Me 04947. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Franklin-somerset, we're dedicated to helping you navigate your financial journey with ease and confidence.

Credit Lines and Unsecured Loans

If you need extra flexibility for expenses that pop up unexpectedly, our credit lines total $12,769,825, giving you easy access to funds when needed. Additionally, we also offer flexible terms on unsecured credit card loans; however, currently we have no outstanding unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,302,369, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process and ensure you find the right loan for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring clarity and trust in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide results that are unbiased and truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can significantly impact your financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By working exclusively with verified lenders, LendMesh guarantees that users receive accurate information tailored to their needs.

FRANKLIN SOMERSET FEDERAL CREDIT UNION - Kingfield, ME

Compare Loan Rates Near You

Loan rates in Kingfield, ME (04947)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch!

Nearby Landmarks

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking Solutions

Convenience at Your Fingertips

Credit Cards with Benefits

Financing Your Dreams

Personal Banking Made Easy

Personal Loans for Life's Needs

Digital & Online Banking

Convenience at Your Fingertips

Key Services

Security You Can Trust

Financial Strength

Building Trust Together

Commitment to Growth

Member Savings and Investments

Our Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Customers Also Interested In: