Franklin Trust Credit Union Hartford CT | Best Auto Loans & Business Banking

Introduction

Welcome to Franklin Trust, your trusted financial partner since 1934, located at 632 Franklin Ave, Hartford, CT 06114. With a deep commitment to our community and over 9,000 members, we pride ourselves on being more than just a credit union; we are a cornerstone of support for families and businesses in Hartford. At Franklin Trust, we understand that your financial needs are unique. That's why we offer a wide range of services designed to help you achieve your goals, whether you're looking for checking and savings accounts, auto loans, or personal loans. With total assets reaching an impressive $58,700,838 and deposits totaling $1,940,121, we maintain a strong position to serve our members effectively. Led by our dedicated CEO Deborah Althen and Board President David Krikorian, our team of 28 employees is here to provide personalized service and expert guidance. We ensure transparency in all operations with a net worth of $6,084,787 and available cash in hand amounting to $478,054. While members can visit us at 632 Franklin Ave, official correspondence should be sent to the same address. Our doors are open during convenient hours: Monday through Friday from 7:30 AM to 4:30 PM (Wednesdays until 1:00 PM) and Saturdays from 9:00 AM to noon. Explore how Franklin Trust can empower your financial journey today! For any questions or to learn more about our offerings, feel free to call us at 860-296-4379 or visit our website at franklintrust.org. Your future starts here!

Branch History & Mission

Welcome to Franklin Trust, a cornerstone of the Hartford community since 1934. Nestled at 632 Franklin Ave, Hartford, CT 06114, our branch has been dedicated to serving our members with integrity and care for nearly nine decades. As we look back on our journey, we see a rich tapestry woven with dedication, growth, and an unwavering commitment to our members. From our humble beginnings, Franklin Trust has grown significantly. Today, we proudly serve over 9,000 members with total assets exceeding $58 million. Our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, and we strive to make that possible through personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our operating hours are designed to accommodate your busy life: Monday, Tuesday, and Friday from 7:30 AM to 4:30 PM; Wednesday from 10:00 AM to 1:00 PM; and Thursday from 7:30 AM to 5:30 PM. For those who prefer convenience, we offer drive-thru banking and ATM access, ensuring you can manage your finances with ease. In addition to providing exceptional financial services, we are deeply committed to giving back to our community. We partner with local organizations and support outreach efforts that uplift our neighbors in need. At Franklin Trust, we believe in the power of togetherness because when one of us thrives, we all thrive. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 632 Franklin Ave, Hartford, CT 6114. Join us today and experience the benefits of membership at Franklin Trust! Whether you're looking for personal banking options or seeking guidance in navigating your financial journey, we're here for you every step of the way. Call us at 860-296-4379 or explore more about what we offer on our website at franklintrust.org. Let's build a brighter financial future together!

Branch Location & Accessibility

Welcome to Franklin Trust, your community credit union conveniently located at 632 Franklin Ave in Hartford, CT. Nestled in the heart of Hartford County, our branch is easily accessible and offers a welcoming atmosphere for all your banking needs. Whether you're stopping by to open an account or simply have a question, our friendly staff is here to assist you. If you're coming from nearby landmarks like the bustling local parks or popular eateries, you'll find us just a short drive away. Our branch features ample parking to make your visit hassle-free, along with ADA-compliant accessibility options including ramps for easy entry. We know that convenience matters to you, which is why our operating hours are designed with your schedule in mind. You can visit us Monday, Tuesday, and Friday from 7:30 AM to 4:30 PM, Wednesday from 10:00 AM to 1:00 PM, and Thursday from 7:30 AM to 5:30 PM. We also welcome you on Saturdays from 9:00 AM to 12:00 PM! At Franklin Trust, we provide a range of services tailored to fit your needs from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our drive-thru service allows for quick transactions without leaving your vehicle, making banking even more convenient. Plus, enjoy access to ATMs for withdrawals and balance checks anytime. While members can visit us at our main location on Franklin Ave, if you need to send official correspondence, please address it to our mailing address at 632 Franklin Ave, Hartford, CT 6114. Feel free to reach out via phone at 860-296-4379 if you have any questions or would like more information about our services. We look forward to welcoming you soon!

Member Eligibility

At Franklin Trust, we believe that joining our credit union means becoming part of a close-knit community where you can find support and encouragement for your financial journey. If you're looking to become a member, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in Hartford County. This means we welcome you with open arms! By becoming a member at Franklin Trust, not only do you gain access to a range of financial services tailored just for you, but you also enjoy the benefits of lower rates on loans and higher returns on savings. Getting started is simple! You can check out more details about our membership criteria at this link. Once you're ready to open an account, the process is easy just visit us online at this page or give us a call at (860) 296-4379. Our friendly team is here to help answer any questions you may have as you take this exciting step towards financial well-being. We look forward to welcoming you to the Franklin Trust family at our branch located at 632 Franklin Ave Hartford Ct 06114!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine being able to accept payments easily from customers at any time. Whether you operate a brick-and-mortar store or run an online shop, our services are designed to enhance your customer experience while boosting your sales. Located at 632 Franklin Ave Hartford Ct 06114 in Hartford, CT, we're here for you Monday through Saturday. Give us a call at (860) 296-4379 or visit us online at http://www.franklintrust.org to explore how we can partner with you in achieving your business goals.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

For those who prefer in-person banking, we provide access to ATMs and basic drive-thru services for quick transactions like deposits and withdrawals. If you're a member of partner credit unions, our shared branch transactions make it easy for you to conduct basic banking activities without any hassle. At Franklin Trust, we are more than just a credit union; we are a community partner committed to helping you achieve financial success. Whether you're a long-time member or considering joining us for the first time, we invite you to reach out by calling us at (860) 296-4379 or visit us in person. Explore all the ways we can support your financial journey today!

Business Banking Services

For small business owners, we offer robust Business Banking solutions that include Merchant Services & Business Loans to help your business thrive. Our team is committed to understanding your unique challenges and providing the support necessary for growth.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily perform transactions such as deposits, transfers, and bill payments from the comfort of your own home or on the go using our mobile app.

Personal Banking Solutions

When it comes to managing your money, our personal banking services are tailored to fit your lifestyle. Start with our Checking & Savings Accounts, which help you keep track of your finances while earning interest. If you need extra funds for a car, consider our Auto Loans & Vehicle Financing options that provide competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing service is here to guide you through the process and find the best rates available.

Support for Your Financial Goals

We recognize that life can throw unexpected challenges your way, which is why our Personal Loans & Debt Consolidation services can provide the relief you need. If you're also interested in building credit responsibly, explore our Credit Cards with Rewards that offer benefits for everyday purchases.

Digital & Online Banking

Key Features

Managing your money has never been easier. Our online banking services allow you to view your account balances, transfer funds, and pay bills 24/7. Whether you're on your lunch break or relaxing at home, you can stay on top of your finances with ease. We prioritize your security, offering features like electronic signature authorization for transactions, making processes smoother while keeping you safe. Plus, with e-statements available, you can keep track of your financial activities without the clutter of paper statements.

Mobile Banking Solutions

On the go? Don't worry! The Franklin Trust mobile application lets you bank right from your smartphone or tablet. You can make mobile payments, which means shopping is quicker than ever. And if you need to send money to friends or family, our person-to-person transfer feature allows for easy and instant transactions. With all these options at your fingertips, staying connected to your finances is simple and secure. From mobile payments to real-time account updates, we ensure that managing your money is as straightforward as possible. Experience the future of banking today at Franklin Trust your finances are just a click away!

Financial Strength

A Solid Foundation

With a net worth of $6,084,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,037 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team to Serve You

Our operational efficiency is reflected in our $-56,536. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our financial strength means we can continue serving you with confidence. With a total of 22,645 share accounts, our growing member base trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $360,849, reinforcing our commitment to your financial success. Whether you're saving, borrowing, or planning for the future, Franklin Trust is your trusted partner. Visit us at 632 Franklin Ave Hartford Ct 06114 or call (860) 296-4379 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $6,141,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $342 in used auto loans and $28,902,875 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $3,649,776 in share certificates and $9,357,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $4,347,108 in new vehicle loans and $4,118,214 in used vehicle loans, helping our members get on the road smoothly. Whether you're considering a brand-new model or a reliable used vehicle, we provide flexible terms and competitive rates to make financing easy.

Credit Lines

For those needing additional flexibility, our total credit lines amount to $9,000,000. This service allows members to access funds as needed without having to apply for multiple loans. We pride ourselves on providing personalized service at our branch located at 632 Franklin Ave, Hartford CT 06114. If you have any questions about our loan offerings or would like assistance with the application process, feel free to reach out to us at 860-296-4379. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Franklin Trust can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,416,777, making buying or refinancing simple. We offer various mortgage products to accommodate different budgets and preferences. If you're looking to refinance an existing mortgage, our team is here to guide you through the process and help you find the best option.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $3,685,840 in loans assisting our members, these credit cards are designed to help you manage your finances effectively while earning rewards along the way.

Loan Aggregator

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Franklin Trust