Franklin Trust Credit Union Hartford CT

Introduction

Welcome to Franklin Trust, your reliable partner in financial well-being since 1934. Located at 624 Franklin Ave, Hartford, CT 06114, we take pride in serving our vibrant community with a personalized touch that only a credit union can offer. With over 9,000 members and total assets amounting to an impressive $58,700,838, we are committed to providing you with the tools and resources you need for a secure financial future. At Franklin Trust, we understand that every member's journey is unique. Whether you're looking to buy your first home, finance a new vehicle, or simply save for the future, our team is here to help you navigate through it all. We currently hold total loans of 8571 and deposits reaching $1,940,121, ensuring that we have the capacity to support your financial goals effectively. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of our CEO, Deborah Althen, and Board President, David Krikorian, we work diligently to ensure that your experience with us is as smooth as possible. Our friendly staff of 28 employees is here during business hours from 7:30 AM to 5 PM, ready to assist you with any questions or concerns. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 624 Franklin Ave, Hartford, CT 06114. We invite you to explore what Franklin Trust has to offer by visiting our website at franklintrust.org or calling us directly at 860-296-4379. Join us today and experience the difference of banking with a credit union that's deeply rooted in its community!

Branch History & Mission

Welcome to Franklin Trust, a credit union deeply rooted in the Hartford community since its inception in 1934. Over the decades, we have grown from a small organization to a trusted financial partner for over 9,000 members, reflecting our commitment to serving individuals and families in Hartford, CT. Our branch is located at 624 Franklin Ave, a convenient spot that's easy to access for anyone in the area. Franklin Trust has always been driven by a simple yet powerful mission: to provide accessible financial services while making a positive impact on our community. We believe that everyone deserves financial stability and support, which is why we offer an array of services tailored to meet the diverse needs of our members. With total assets exceeding $58 million, we are well-equipped to help you navigate your financial journey. As part of our evolution, we have embraced digital advancements that make banking easier and more efficient for our members. From online banking and mobile payments to e-statements and person-to-person payments, we've integrated technology into our services while ensuring compliance with ADA standards for accessibility. While we currently do not have ATM or drive-thru services at this location, our friendly staff is always here to assist you during lobby hours from Monday to Friday, 7:30 AM to 5 PM. While members can visit us at 624 Franklin Ave, official correspondence should be sent to the same address as our mailing address: 624 Franklin Ave, Hartford, CT 06114. Our dedicated team of 28 employees works tirelessly every day to uphold our values and support each member's unique needs. Community outreach is another cornerstone of Franklin Trust's mission. We actively partner with local organizations and initiatives that aim to uplift those around us. Whether it's through financial literacy programs or supporting local events, we strive to give back and foster a spirit of collaboration within Hartford. Join us at Franklin Trust and experience the difference of being part of a credit union that genuinely cares about its members and the community. Together, we can achieve your financial goals while building a brighter future for all. For more information or to become a member today, please call us at 860-296-4379 or visit our website at www.franklintrust.org.

Branch Location & Accessibility

Welcome to the Franklin Trust branch located at 624 Franklin Ave, Hartford, CT 06114! Our branch is nestled in a vibrant part of Hartford, making it easy for you to drop by and take care of your financial needs. We're just a stone's throw away from local landmarks, adding to the convenience of visiting us. At Franklin Trust, we prioritize accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ample parking to ensure that all members can easily access our services. While our lobby hours are Monday through Friday from 7:30 AM to 5 PM, we encourage you to come visit us during these times for personalized assistance. Although we do not have ATM services or a drive-thru at this location, our friendly staff is always ready to help you with transactions and inquiries right inside the branch. If you need to send official correspondence, please note that while you can visit us at our physical address, any mail should be directed to the same address: 624 Franklin Ave, Hartford, CT 06114. Feel free to reach out at 860-296-4379 if you have any questions or need assistance before your visit. We look forward to welcoming you to Franklin Trust, where we're committed to serving our community with care and convenience!

Member Eligibility

At Franklin Trust, we're excited to welcome you into our community! Becoming a member is more than just opening an account; it's joining a family that prioritizes your financial well-being. To be eligible for membership, you simply need to live, work, or worship in Hartford County, or have an immediate family member who is already a member. This means that if you're connected to our vibrant community in any way, you can enjoy all the benefits we offer. Joining Franklin Trust opens up a world of advantages, from competitive loan rates to personalized service tailored just for you. Plus, the application process is straightforward and user-friendly! You can find more details on eligibility by visiting our website at http://www.franklintrust.org/en/membership/join-ftfcu-today. If you're ready to take the next step, feel free to start your account opening process online at https://www.mobicint.net/cct/login/loanapp or give us a call at 860-296-4379. We can't wait for you to be part of our community at 624 Franklin Ave, Hartford CT 06114!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no outstanding commercial loans, we're eager to provide flexible financing solutions when you need them most. Imagine securing a loan that allows you to upgrade equipment or invest in marketing these opportunities can make all the difference for your company.

Merchant Services That Work for You

In addition to loans, we also offer merchant services designed to simplify transactions for your business. Picture this: a customer walks into your store, makes a purchase, and seamlessly pays with their card. Our merchant services make this possible, ensuring you get paid quickly and easily while enhancing customer satisfaction. Visit us at 624 Franklin Ave Hartford Ct 06114 in Hartford, CT or call us at (860) 296-4379 to learn how we can help your business thrive!

Comprehensive List Of Services

Banking Services Tailored for You

Navigating your finances can sometimes be overwhelming. At Franklin Trust, we offer essential services like ATM Services Only to ensure you have easy access to your funds whenever you need them. While we currently focus on ATM access, our commitment to enhancing member experience means we're always looking to improve and expand our offerings. Imagine needing cash for a spontaneous outing or wanting to check your balance on the go; our ATM services provide that convenience right at your fingertips. Plus, with our digital banking features, managing your account online is simple and secure, allowing you to transfer money, pay bills, and view statements without stepping foot in the branch.

Community Focused and Member-Centric

We pride ourselves on being more than just a financial institution; we're part of the Hartford community. Our team is dedicated to understanding the needs of our members and providing personalized service that reflects those needs. Whether you're opening your first account or planning for the future, we're here to guide you through every decision. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 860-296-4379 during our lobby hours from Monday to Friday, 7:30 AM to 5 PM. We're here for you because your financial well-being is our top priority.

Join Us Today

At Franklin Trust, we believe in building relationships that last a lifetime. If you're not already a member, consider joining us today! Visit our website for more information about membership options and how we can serve you better. Your journey towards financial stability starts here. Come visit us at 624 Franklin Ave and discover how our tailored services can make a difference in your life!

Digital & Online Banking

Accessibility and Ease of Use

Our user-friendly mobile application enhances your banking experience even further. You can check balances, pay bills, and deposit checks right from the palm of your hand. It's all about giving you control over your finances when it matters most. At Franklin Trust, we believe in making banking accessible and efficient for all our members. Discover how our digital and online banking services can simplify your financial management today! Visit us at http://www.franklintrust.org to get started.

Key Features

With our online banking platform, you can effortlessly manage your accounts in real time. From checking balances to transferring funds, everything is just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, for those who prefer mobile transactions, our mobile payments option allows you to make purchases directly from your phone. Security is a top priority for us. With electronic signature authorization, you can sign documents securely without the hassle of printing or mailing them. We also provide e-statements for convenient access to your financial records while keeping your information safe and organized.

Financial Strength

A Strong Financial Foundation

With a net worth of $6,084,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 22,645, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $360,849 further illustrate our commitment to ensuring your needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin Trust is your trusted partner. Visit us at 624 Franklin Ave Hartford Ct 06114 or call (860) 296-4379 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,649,776 in share certificates and $9,357,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $140,542, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $6,141,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $342 in used auto loans and $28,902,875 in total loans and leases, ensuring you have access to the funds you need.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,117,214 in used vehicle loans and $4,347,108 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options are designed to make your purchase as affordable as possible.

Credit Lines

For those who want more flexibility in their spending or need access to cash for unforeseen circumstances, our total credit lines available are $9,000,000. This option allows you to borrow as needed while only paying interest on what you use. At Franklin Trust, we pride ourselves on making financial services accessible and straightforward for all our members. To learn more about our loan offerings or to start your application today, feel free to give us a call at 860-296-4379 or visit us online at Franklin Trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,416,777, make buying or refinancing simple. We offer various mortgage products that can fit different budgets and lifestyles. If you're interested in refinancing your existing mortgage or exploring eligibility options, we're here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,685,840 in loans helping members manage their finances effectively. These cards provide a convenient way to handle unexpected costs without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the platform's commitment to providing valuable insights that lead to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to established guidelines ensures that users receive fair and transparent offers. By connecting users with verified financial institutions, LendMesh guarantees that the loan offers presented are legitimate and trustworthy.

FRANKLIN TRUST FEDERAL CREDIT UNION - Hartford, CT

Compare Loan Rates Near You

Loan rates in Hartford, CT (06114)