Franklin Mint Credit Union Springfield PA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Franklin Mint, your trusted partner in financial success since 1970! Located at 375 Baltimore Pike, Springfield, PA 19064, we take pride in being a cornerstone of the community, dedicated to providing our members with exceptional service and financial solutions tailored to their needs. With over 151,927 members and assets totaling $1,858,227,836, our commitment to fostering financial well-being is stronger than ever. At Franklin Mint, we understand that every member's journey is unique. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Whether you're looking to finance your dream car or open a new account, we are here to help you every step of the way. Our dedicated team of 322 employees works hard to ensure that you receive personalized service whenever you visit or contact us at 610-690-7500. Our CEO, Michael Magnavita, alongside Board President Leon Spencer, leads our efforts in creating a welcoming environment where your financial goals can flourish. For any official correspondence, please note that while you can visit us at our branch address, you can also reach us through our mailing address: 375 Baltimore Pike, Springfield, PA 19064. We invite you to explore our website at fmfcu.org for more information on membership eligibility and how to apply for loans online. Join us at Franklin Mint Credit Union today and discover how we can empower you on your financial journey! Your future starts now visit us or give us a call!

Branch History & Mission

Join Us!

As we continue moving forward in our mission of service and support, we invite you to become part of the Franklin Mint family. Experience the benefits of membership and discover how we can help you achieve your financial goals. Visit us today or explore more about becoming a member at Franklin Mint or call us at 610-690-7500 for more information. Together, let's build a stronger community!

Our Evolution

Originally founded to meet the financial needs of local residents, Franklin Mint has continuously adapted to serve our members better. We have embraced digital advancements like online banking and mobile payments while ensuring accessibility for everyone. Our branch at 375 Baltimore Pike, Springfield, PA 19064, is conveniently located near prominent landmarks that make it easy for our members to find us. While members can visit us at this address, official correspondence should be sent to the same mailing address.

Our Mission

At Franklin Mint, our mission is clear: to provide exceptional financial services while fostering community support and development. We believe in empowering our members with tools and resources that lead to financial wellness. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer solutions tailored to individual needs. Additionally, our commitment extends beyond banking; we actively engage in community outreach efforts and partnerships that uplift those around us. Our dedicated team is here during convenient hours Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 4:00 PM, and Sunday from 12:00 PM to 4:00 PM to assist you with any inquiries or services you may need. With an ATM available for quick access and no drive-thru service currently offered, we focus on providing personal interactions that truly matter.

Branch Location & Accessibility

Accessibility Features

At Franklin Mint, we prioritize making banking simple for everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that all members can access our services comfortably. While visiting us at our Springfield location, you'll find ample parking available right at the entrance.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Stop by Monday through Friday from 9:00 AM to 7:00 PM, and on Saturdays from 9:00 AM to 4:00 PM. We also welcome you on Sundays from 12:00 PM to 4:00 PM. Whether you prefer early mornings or weekend visits, we've got you covered!

Services Offered

Franklin Mint is proud to offer a range of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to support your financial journey. Plus, with ATM availability right at the branch, you can easily access cash whenever you need it. While members can visit us at 375 Baltimore Pike for all their banking activities, please note that any official correspondence should be sent to the same address. If you're looking for a friendly and reliable banking experience in Springfield, don't hesitate to give us a call at 610-690-7500 or drop by our branch. We look forward to welcoming you!

Member Eligibility

At Franklin Mint, we believe that becoming a member is more than just opening an account; it's about joining a community that truly cares about your financial well-being. If you live, work, or worship in the area, or if you have a family member who's already a member, you're likely eligible to join us! We welcome individuals from all walks of life and aim to provide everyone with access to our range of services designed to help you thrive financially. The process of becoming a member is straightforward and inviting. You can easily check the specific eligibility requirements by visiting our website at https://www.fmfcu.org/fmfcu-membership-for-life/ . Once you're ready, opening an account is just as simple find all the details you need at https://www.fmfcu.org/apply-for-a-loan/ . If you have any questions or need assistance along the way, feel free to give us a call at (610) 690-7500. We can't wait to welcome you to the Franklin Mint family at 375 Baltimore Pike Springfield Pa 19064!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Imagine accepting payments seamlessly, whether in-store or online, giving your customers more options while increasing your revenue potential. Come visit us at 375 Baltimore Pike Springfield Pa 19064 in Springfield, PA or give us a call at (610) 690-7500. Let's work together to make your business dreams a reality!

Unlock Your Business Potential

Imagine having the financial support you need to take your business to the next level. Our commercial loans are designed for both members and non-members, ensuring everyone has access to the funds they need to grow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $437 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $90 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,185,016, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for quick cash withdrawals and balance checks whenever you need them. At Franklin Mint, we pride ourselves on delivering not just products but also genuine service tailored to meet your needs. If you're ready to explore how we can support your financial journey or have questions about any of our offerings, don't hesitate to reach out! Call us at (610) 690-7500 or visit us today at 375 Baltimore Pike Springfield Pa 19064 in Springfield. Let's build a brighter financial future together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple for you to hit the road without breaking the bank. Whether you're eyeing a brand-new ride or a reliable used vehicle, our competitive rates can help you find a loan that fits your budget. Plus, with our quick approval process, you'll be behind the wheel in no time!

Business Banking

For small business owners, we offer specialized business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to provide financial tools that can help your business thrive.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards programs that allow you to earn points for every dollar spent. From travel perks to cashback offers, using our credit card can give back more than just convenience.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Franklin Mint, we offer mortgage loans with flexible terms to suit different budgets and needs. If you're already a homeowner, consider refinancing with us to take advantage of potentially lower rates or better terms. We'll guide you through every step of the process, making it straightforward and stress-free.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, accessing your accounts has never been easier. Make transactions from anywhere at any time whether it's paying bills or transferring money between accounts.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine being able to easily track your spending while earning interest on your savings! With features like online banking and mobile app access, managing your money has never been easier. You can check balances, transfer funds, and even make payments right from your phone.

Personal Loans & Debt Consolidation

If life throws you a curveball like unexpected medical bills or home repairs our personal loans can provide the financial cushion you need. Additionally, if you're juggling multiple debts, our debt consolidation options might be just what you need to simplify your finances and save on interest.

Digital & Online Banking

Convenient Online Banking Services

Our online banking platform at https://www.fmfcu.org/ is user-friendly and packed with features. You can check balances, transfer funds, and pay bills all in one place. Plus, with 24/7 online banking services available, you can manage your money whenever it suits you whether it's during lunch or late at night.

Mobile Banking at Your Fingertips

With our mobile application, banking is as easy as tapping on your smartphone. You can make mobile payments quickly and securely while out and about. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds! In summary, Franklin Mint's digital and online banking services empower you to take control of your finances effortlessly. Whether you're checking balances on-the-go or managing payments from home, we're here to provide you with the tools you need for effective account management. Explore all these features today at https://www.fmfcu.org/ !

Secure Transactions and Features

Security is our top priority. We provide electronic signature authorization for transactions, ensuring that your sensitive information is protected every step of the way. You can also enjoy the peace of mind that comes with e-statements, which are not only eco-friendly but also help you keep track of your finances easily.

Financial Strength

A Growing Member Base

With total share accounts numbering 252,483, we showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further enhancing our ability to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin Mint is your trusted partner. Visit us at 375 Baltimore Pike Springfield Pa 19064 or call (610) 690-7500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-292,027 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $137,178,242 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our capacity to support your financial goals across various sectors; we have provided $6,831 in used auto loans and hold a total of $1,406,122,898 in loans and leases.

Secure Savings Options

Members' savings are secured through $493,171,257 in share certificates and $86,920,000 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,511,177, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $138,970,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $747 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,246,071 in used vehicle loans and $149,397,345 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $175,185,016 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support you with competitive lending solutions tailored to your business needs. If you're interested in exploring these loan options further or want to check eligibility for any of our products, feel free to reach out! You can contact us at 610-690-7500 or visit us at 375 Baltimore Pike Springfield Pa 19064. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here at Franklin Mint!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $261,147,524, we can help you navigate the path to owning your home. We also offer refinancing options if you're looking to lower your monthly payments or take cash out from your equity.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $45,051 in loans helping members manage their finances effectively. This option provides the convenience and flexibility you need for unexpected costs or planned purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By utilizing verified sources, LendMesh guarantees that all loan options presented are legitimate and trustworthy.

FRANKLIN MINT FEDERAL CREDIT UNION - Springfield, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Unlock Your Business Potential

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Online Banking Services

Mobile Banking at Your Fingertips

Secure Transactions and Features

Financial Strength

A Growing Member Base

Operational Efficiency

Reinvesting in Your Future

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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