Franklin Mint Credit Union Folsom PA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Franklin Mint at our Folsom branch, located at 1212 Macdade Blvd, Folsom, PA 19033. Since opening our doors in 1970, we have been dedicated to serving our community with trust and integrity. With a total membership of over 151,927, we pride ourselves on being more than just a financial institution; we are your neighbors, ready to support you on your financial journey. At Franklin Mint, we understand that every member's needs are unique. That's why we offer a wide range of services tailored for individuals and businesses alike. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we strive to provide solutions that fit your lifestyle. For businesses, our merchant services and business loans help you thrive in today's competitive environment. Our commitment to excellence is reflected in our strong financial standing. With total assets of $1,858,227,836 and total deposits reaching $126,671,881, we are well-positioned to serve you effectively. Under the leadership of our CEO Michael Magnavita and Board President Leon Spencer, our team of 322 employees is dedicated to ensuring you receive personalized service every time you visit. While members can visit us at 1212 Macdade Blvd, official correspondence should be sent to our mailing address: 245 MacDade Blvd, Folsom, PA 19033. Whether you prefer online banking or in-person assistance at our branch, we are here to make your banking experience as smooth as possible. We invite you to connect with us by calling 610-583-2888 or visiting our website at www.fmfcu.org. Join us today and discover how Franklin Mint can help you achieve your financial goals!

Branch History & Mission

At Franklin Mint, we take pride in our rich history and commitment to serving the community of Folsom, PA. Since our doors first opened in 1970, we've been dedicated to providing exceptional financial services that empower our members. With a current membership of over 151,927 individuals and total assets reaching an impressive $1858227836, we have grown into a trusted financial partner for many families and businesses in the area. Located at 1212 Macdade Blvd, Folsom, PA 19033, our branch is easily accessible and situated near local landmarks that make it a familiar spot for residents. While members can visit us at this location, official correspondence should be sent to 245 MacDade Blvd, Folsom, PA 19033. Franklin Mint's mission is straightforward yet impactful: to enhance the financial well-being of our members while fostering community growth. We believe that financial services should be accessible to everyone, which is why we offer a wide range of options, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is not only to provide top-notch financial products but also to support initiatives that uplift our community. As we embrace technology to better serve you, we've introduced features like online banking and mobile payments, making it easier than ever for you to manage your finances on-the-go. Our commitment to being ADA compliant ensures that all members have equal access to our services. In addition to focusing on individual financial needs, Franklin Mint actively participates in community outreach efforts. We believe in giving back through partnerships with local organizations and initiatives aimed at improving the lives of those around us. Our operating hours reflect our dedication to being available when you need us: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 6:00 PM; Friday from 9:00 AM to 7:00 PM; and Saturday from 9:00 AM to 2:00 PM. Plus, with ATM availability for easy cash withdrawals and balance checks, we're here for you even outside regular hours. Join us at Franklin Mint experience the benefits of being part of a credit union that's truly focused on its members and their communities. Whether you're looking for a loan or simply want more information about our services, don't hesitate to reach out at 610-583-2888 or visit our website at fmfcu.org. We look forward to welcoming you into the Franklin Mint family!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. We have ample parking available right outside the entrance, and our facilities are designed to meet ADA compliance standards. Whether you need assistance or prefer to handle things independently, we ensure a welcoming environment for everyone.

Operating Hours

Our doors are open during convenient hours to suit your busy schedule. You can drop by Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 6:00 PM, and Friday until 7:00 PM. On Saturdays, we're here for you from 9:00 AM to 2:00 PM. If you're ever in a hurry but still need cash or account services, take advantage of our ATM availability right on-site.

Services Offered

Franklin Mint is more than just a bank; we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. For business owners, we provide essential services such as merchant solutions and business loans. Our online and mobile banking options make managing your finances easier than ever! If you have any questions or would like more information about our services, feel free to call us at 610-583-2888. We invite you to stop by and see how we can help you achieve your financial goals today!

Member Eligibility

At Franklin Mint, we believe that everyone deserves a chance to be part of a caring community that supports your financial goals. Becoming a member is an exciting step, and it's easier than you might think! If you live, work, worship, or go to school in the area, you may be eligible to join us. We welcome individuals from various backgrounds, so whether you're just starting out on your financial journey or looking to enhance your current situation, there's a place for you here. To get all the specific details about eligibility, feel free to check out our resource at https://www.fmfcu.org/fmfcu-membership-for-life/. Joining Franklin Mint means gaining access to a range of benefits designed with you in mind like competitive rates on loans and savings accounts, personalized service, and community-focused initiatives. Ready to take the next step? Opening an account is simple! You can find all the information you need at https://www.fmfcu.org/apply-for-a-loan/ or give us a call at (610) 583-2888 if you have any questions. We're here for you every step of the way as you become part of our family at Franklin Mint, located at 1212 Macdade Blvd Folsom Pa 19033.

Business Banking & Commercial Services

Merchant Services That Make Sense

Managing payments should be simple. Our merchant services help streamline transactions so you can focus on what matters most running your business. Imagine a busy Saturday at your shop; with our easy-to-use payment processing options, customers can pay quickly and securely, enhancing their experience while boosting your sales. Visit us at 1212 Macdade Blvd Folsom Pa 19033 in Folsom, PA, or call us at (610) 583-2888 to learn how our business banking solutions can work for you!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $437 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $90 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,185,016, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services that include merchant services and business loans. Imagine having the capital you need to grow your business while receiving personalized support from our team.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our online and mobile banking, managing your accounts has never been easier. You can access your funds anytime, anywhere whether it's transferring money or checking your balance on the go. We also provide ATM services for cash withdrawals and balance checks without any hassle. At Franklin Mint, we understand that financial needs vary from person to person. That's why we strive to create an inclusive environment where all members feel valued and supported. Our friendly staff is always ready to answer questions or help you navigate our services. Ready to take control of your finances? Give us a call at 610-583-2888 or visit us today! We're excited to help you on your financial journey right here at Franklin Mint in Folsom, PA!

Home Financing Solutions

If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide flexible terms that can fit any budget. Picture settling into your dream home, knowing you secured a great rate and manageable payments through Franklin Mint.

Personal Banking Services

Managing your finances should be straightforward and accessible. That's why we offer a variety of personal banking options, including checking and savings accounts designed to help you manage your daily expenses and save for future goals. Need financing? Our auto loans make purchasing or refinancing a vehicle simple and stress-free. Imagine cruising down the road in your new car with an affordable loan from us!

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. Our personal loans are here to assist with everything from consolidating debt to covering emergency costs. Plus, don't forget about our credit cards with rewards, allowing you to earn points for every purchase perfect for those who love shopping or traveling.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.fmfcu.org/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money anytime, anywhere no need to wait for bank hours. Our user-friendly interface makes it easy for everyone, whether you're tech-savvy or just getting started with online banking. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send cash without hassle. Plus, if you prefer using your smartphone, our mobile application gives you all the tools you need right at your fingertips. You can even make mobile payments securely, so there's no need to carry cash.

Security and Accessibility

Security is always our top priority. With features like electronic signature authorization, your transactions are not only convenient but also safe. You can opt for e-statements too, which keep your financial information organized and accessible while reducing paper waste. By choosing Franklin Mint for your banking needs, you benefit from real-time account management that fits into your lifestyle. From checking your balance to authorizing payments with just a few taps on your phone, we're committed to making banking easier for you. Explore all these features and more by visiting us at https://www.fmfcu.org/ today!

Financial Strength

At Franklin Mint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to know that your credit union is built on a solid foundation, ensuring your financial future is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $138,970,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $747 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $493,171,257 in share certificates and $86,920,000 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,511,177, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $137,178,242 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,831 in used auto loans and $1,406,122,898 in total loans and leases. Though we faced challenges reflected by our $-292,027, we remain committed to operational efficiency to provide competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 252,483, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin Mint is your trusted partner. Visit us at 1212 Macdade Blvd Folsom Pa 19033 or call (610) 583-2888 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,246,071 in used vehicle loans and $149,397,345 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $175,185,016 provide the necessary resources to take your business to the next level.

Credit Lines

For those who prefer flexibility in borrowing, our total credit lines amounting to $408,511,882 allow members to access funds as needed. This is ideal for managing unexpected expenses or making significant purchases without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $261,147,524, make buying or refinancing simple. We offer tailored solutions whether you're purchasing your first home or looking to refinance an existing mortgage.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that may save you money over time. It's worth exploring how our refinancing services can adjust your monthly payments or lower your interest rates. At Franklin Mint located at 1212 Macdade Blvd Folsom Pa 19033, we prioritize providing exceptional service and support throughout your borrowing experience. For more information about our loan products or eligibility requirements, feel free to call us at 610-583-2888 or visit our website at www.fmfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,051 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power when you need it most without requiring collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh serves as a trusted tool for anyone looking to secure a loan. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence is based on the latest results provided by the NCUA (Source: https://www.ncua.gov), ensuring that users receive fair and transparent offers. One of the key benefits of using LendMesh is the Verified Data feature. All loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. Additionally, LendMesh does not use Sponsored Listings; lenders are not prioritized based on paid promotions. This commitment to impartiality helps users find the best options without any bias. The platform provides Real-Time Rate Comparisons, allowing users to view up-to-date loan rates from multiple institutions. This real-time data empowers individuals to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in assisting borrowers in navigating their options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Franklin Mint