Franklin Mint Credit Union Eddystone PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Franklin Mint, your trusted financial partner located at 1558 Chester Pike, Eddystone, PA 19022. Established in 1970, we take pride in serving our community with a personal touch and a commitment to member satisfaction. With a robust membership of over 151,927 and total assets amounting to an impressive $1,858,227,836, we are dedicated to providing you with the financial services that meet your needs. At Franklin Mint, we understand that your financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and even business banking solutions. Our goal is to empower you to achieve your dreams while ensuring that your finances are secure and well-managed. Led by our CEO Michael Magnavita and Board President Leon Spencer, our team of 322 employees is here to support you every step of the way. We value trust and transparency qualities that have helped us build strong relationships within our community over the years. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1558 Chester Pike, Eddystone, PA 19022. You can also reach us easily at 484-490-9704 or explore our website at fmfcu.org for more information about our services. Join us today and experience the difference with Franklin Mint! Whether you're looking to open an account or need assistance with a loan application, we're just a call or visit away. Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to Franklin Mint, a credit union that has been dedicated to serving the Eddystone community since 1970. With over five decades of experience, we have grown alongside our members, now proudly supporting a total membership of 151,927. Our journey began with a vision to provide reliable financial services while fostering a sense of community and belonging. Located at 1558 Chester Pike, Eddystone, PA 19022, our branch is easily accessible for all your banking needs. We invite you to stop by and explore what we have to offer. If you need to reach us by mail, please use the same address for official correspondence. At Franklin Mint, our mission is clear: to empower our members through accessible financial services while actively contributing to community development. We believe in offering not just accounts and loans but also tools for financial education and support. Our aim is to make banking simple and beneficial for everyone in our area. Over the years, we have expanded our services significantly. Today, we offer a wide range of personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we provide business banking solutions tailored to meet the needs of local entrepreneurs. As technology advances, we are committed to improving our digital services as well our online banking platform is user-friendly, allowing you to manage your finances anytime, anywhere. Franklin Mint is also proud of its commitment to accessibility and inclusivity. Our facilities comply with ADA standards so that everyone can access the services they need without barriers. We maintain ATM availability for quick cash access and offer drive-thru banking for added convenience. As part of our mission, we actively engage in community outreach efforts and partnerships aimed at enhancing the quality of life in Eddystone and surrounding areas. Whether through financial literacy programs or local sponsorships, we strive to give back to those who support us. We invite you to be part of our growing family at Franklin Mint. Experience personalized service rooted in community values. Join us today and discover how we can help you achieve your financial goals! For more information about membership or services available at Franklin Mint, feel free to visit our website at fmfcu.org or call us at 484-490-9704 during our operating hours: - Monday - Wednesday: 9:00 AM - 5:00 PM - Thursday: 9:00 AM - 6:00 PM - Friday: 9:00 AM - 7:00 PM - Saturday: 9:00 AM - 2:00 PM We look forward to welcoming you!

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Franklin Mint branch in Eddystone today! If you have any questions or need assistance before coming in, feel free to give us a call at 484-490-9704. We're excited to serve you!

Nearby Landmarks and Accessibility

Situated near the heart of Eddystone, our branch is easy to find. You can spot us right along Chester Pike, making it a breeze for both locals and visitors. If you're traveling by car, you'll find ample parking available right outside our doors. We take pride in ensuring that our facilities are accessible to everyone, featuring ADA-compliant ramps and pathways for easy entry.

Operating Hours and Services

At Franklin Mint, we understand that life can get busy. That's why we offer flexible operating hours designed to fit your schedule. Join us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. Inside, you'll discover a variety of services tailored for personal and business banking. From checking and savings accounts to auto loans and mortgages, we have the tools you need for financial success. Plus, with our drive-thru service available, you can quickly take care of deposits or withdrawals without leaving your car.

Member Eligibility

At Franklin Mint, we believe that everyone deserves a chance to be part of a supportive community that truly cares. Joining us is simple and welcoming! If you live, work, or worship in the area, or if you have a family member who is already a member, you can easily become part of our family. We're dedicated to providing you with personalized financial services that help you thrive. For more detailed information on eligibility criteria, feel free to check out our membership page at https://www.fmfcu.org/fmfcu-membership-for-life/ . Getting started is just as easy as qualifying! You can open an account with us in just a few steps by visiting https://www.fmfcu.org/apply-for-a-loan/ . Should you have any questions, don't hesitate to reach out at (484) 490-9704. Our friendly team at 1558 Chester Pike Eddystone Pa 19022 is here to help you every step of the way. Join us today and discover the many benefits of being a member of Franklin Mint!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $437 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $90 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,185,016, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine running your business smoothly while accepting various payment methods, from credit cards to mobile payments. Our solutions help reduce transaction times and improve customer satisfaction key factors in growing your business. Located at 1558 Chester Pike Eddystone Pa 19022, Eddystone, PA, we're here to partner with you on your journey toward success. Reach out at (484) 490-9704 to learn more about how our business banking services can help you achieve your goals.

Comprehensive List Of Services

Access Anytime, Anywhere

In today's fast-paced world, having access to your finances when you need them is vital. That's why we offer robust online and mobile banking features along with an extensive network of ATMs for easy cash withdrawals and balance checks. At Franklin Mint, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping you achieve financial success. Explore all that we have to offer by visiting us in Eddystone or checking out our website at fmfcu.org. Join us today and experience banking designed with you in mind!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options provide competitive rates that can fit any budget. Picture driving off in your dream car without the stress of high monthly payments. Our friendly staff is ready to guide you through the financing process and ensure you find the best deal.

Financial Flexibility with Personal Loans

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services offer the flexibility you need without the hassle. Imagine consolidating multiple debts into one manageable payment our team is committed to helping you find solutions that ease your financial burden.

Home Ownership Made Easy

Owning a home is a significant milestone, and we're here to help make it happen with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized solutions that cater to your specific situation.

Personal Banking Solutions

When it comes to personal banking, we have you covered. Our Checking & Savings Accounts are tailored to help you manage your money effectively. Imagine effortlessly tracking your spending and saving goals through our user-friendly Online & Mobile Banking platforms. Whether you're making a quick deposit through our Drive-Thru Banking or checking your balance at one of our ATMs, convenience is always within reach.

Rewarding Credit Card Options

For those who enjoy rewards while spending, check out our Credit Cards with Rewards program. You can earn points on purchases that can be redeemed for exciting perks, making every dollar spent work harder for you.

Supporting Local Businesses

If you're a business owner, our Business Banking services are designed to help you thrive. From Merchant Services that simplify transactions to tailored Business Loans, we understand the unique challenges small businesses face and are here to provide support.

Digital & Online Banking

Easy Access to Statements

Say goodbye to paper clutter! Our e-statements availability lets you receive your bank statements electronically, giving you instant access while helping the environment. It's a quick and efficient way to keep track of your financial activities.

Key Features

When you visit us at https://www.fmfcu.org/ , you'll find a robust suite of online banking options tailored to meet your needs. Our 24/7 online banking services allow you to check balances, transfer funds, and manage transactions with just a few clicks. Whether you're at home or on the go, our mobile application makes it simple to stay connected with your accounts.

Quick Payments and Transfers

Need to send money quickly? Our person-to-person transfers make it easy to send funds directly to friends or family. And if you're looking for an effortless way to pay for everyday purchases, our mobile payments feature lets you use your smartphone for quick transactions no wallet needed! At Franklin Mint, we're dedicated to providing accessible and user-friendly digital banking solutions. Whether it's managing bills or making payments on the fly, we've got you covered with our comprehensive online services. Experience the convenience of modern banking today!

Secure Transactions

Security is a top priority for us. With features like electronic signature authorization, you can sign documents safely and conveniently without needing to visit a branch. Plus, our commitment to security means you can trust that your personal information is protected.

Financial Strength

At Franklin Mint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing exceptional service, we are proud to share insights into our financial health that reassure our members of our reliability. With a net worth of $138,970,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 747 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $493,171,257 in share certificates and $86,920,000 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,511,177, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $137,178,242 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $6,831 in used auto loans and a total of $1,406,122,898 in loans and leases available to our members, we support your financial goals across various sectors. Despite facing challenges recently with a net income of -$292,027, we remain dedicated to operational efficiency and the sustainability of our services. We take pride in having 315 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Franklin Mint is your trusted partner. Visit us at 1558 Chester Pike Eddystone Pa 19022 or call 484-490-9704 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,246,071 in used vehicle loans and $149,397,345 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we provide competitive rates and flexible terms. Plus, if you're considering refinancing your current auto loan, we can assist with that as well.

Credit Lines and Business Loans

For those needing more flexibility with their finances or for business owners seeking growth opportunities, we provide comprehensive credit line options totaling $408,511,882 and outstanding commercial loans amounting to $175,185,016. These products are designed to give you access to cash when you need it most. If you have questions about eligibility or wish to explore refinancing options for any of these products, our team is here to help. You can reach us at 484-490-9704, or visit us at our branch located at 1558 Chester Pike Eddystone PA 19022. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Franklin Mint can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $261,147,524. With our experienced team ready to guide you through every step of the process, owning your own home could be closer than you think.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $45,051 in loans helping members manage their finances effectively. These cards come without collateral requirements and can be an excellent way to build your credit while enjoying everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that presents clear data without any hidden agendas. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the offers they see are fair and transparent, as they come from legitimate lenders who are held to strict regulatory guidelines. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from reputable financial institutions, ensuring transparency in every comparison. Additionally, there are no sponsored listings on LendMesh; lenders are not prioritized based on paid promotions. This commitment to unbiased results allows users to make informed decisions without being swayed by marketing tactics. The platform provides real-time rate comparisons, offering up-to-date loan rates from multiple institutions. This feature is essential for anyone looking to secure a loan because it allows for quick and easy access to the best available options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of this tool in helping individuals navigate their borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FRANKLIN MINT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Access Anytime, Anywhere

Auto Loans & Vehicle Financing

Financial Flexibility with Personal Loans

Home Ownership Made Easy

Personal Banking Solutions

Rewarding Credit Card Options

Supporting Local Businesses

Digital & Online Banking

Easy Access to Statements

Key Features

Quick Payments and Transfers

Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Customers Also Interested In

Join Our Community