Franklin Mint Credit Union Downingtown PA | Best Auto Loans & Quick Personal Loans

Introduction

At Franklin Mint, we believe in building a strong community and fostering financial wellness for our members. Located at 1201 E Lancaster Ave, Downingtown, PA 19335, our branch has been serving the community since 1970. With a commitment to exceptional service and a focus on your financial needs, we have grown to become a trusted partner for over 151,927 members. Our branch is more than just a place to manage your money; it's a hub of support and resources designed to empower you. With total assets of $1,858,227,836 and deposits totaling $126,671,881, we are well-equipped to offer a wide range of services tailored to meet your unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgage refinancing, our dedicated team is here to help. Under the leadership of CEO Michael Magnavita and Board President Leon Spencer, we pride ourselves on maintaining strong relationships with our members. Our experienced staff of 322 employees is always ready to guide you through your financial journey. We also provide convenient services such as online banking and mobile payments, ensuring that managing your finances is as effortless as possible. While members can visit us at our Downingtown location, official correspondence should be sent to our mailing address: 1201 E Lancaster Ave, Downingtown, PA 19335-5367. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 484-593-5045 during our business hours Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 4:00 PM, and Sunday from 12:00 PM to 4:00 PM. Join us at Franklin Mint Credit Union today and experience the difference that personalized service can make in achieving your financial goals! Visit our website at www.fmfcu.org for more information or to get started on your journey toward financial success.

Branch History & Mission

Commitment to Innovation

Embracing modern technology is vital for us at Franklin Mint. We are proud to provide features such as mobile payments and online banking options that make managing finances easier than ever. Our commitment extends beyond convenience; we prioritize accessibility by ensuring our facilities are ADA compliant and that all members can enjoy seamless banking experiences. While you can always reach us at 484-593-5045, please note that any official correspondence should be sent to our mailing address: 1201 E Lancaster Ave, Downingtown, PA 19335-5367, if different from our branch address.

Join Us

As we continue this journey together, we invite you to become part of the Franklin Mint family. Experience the benefits of membership where your financial goals are supported by dedicated professionals who care about your success. Come visit us today at 1201 E Lancaster Ave and discover how we can help you thrive!

Mission Statement

At Franklin Mint, our mission is clear: to offer quality financial services while nurturing relationships within our community. We believe in treating each member as family, providing personalized support tailored to individual needs. Whether it's through our user-friendly online banking platform or face-to-face conversations during lobby hours from 9 AM to 7 PM on weekdays, 9 AM to 4 PM on Saturdays, and 12 PM to 4 PM on Sundays we strive for excellence in service delivery. In addition to offering essential banking services, we actively engage with local organizations and initiatives. By partnering with community groups and participating in outreach efforts, we aim to contribute positively to the lives of those around us.

Our Story

Located at 1201 E Lancaster Ave, Downingtown, PA 19335, our branch has become more than just a place for banking; it is a hub for connection and support in the community. We have watched as our neighborhood evolved, and we've adapted alongside it. With every milestone whether it's expanding our services or enhancing our technology we remain committed to fostering a welcoming environment for all. We understand that life can be unpredictable, which is why we've made it our mission to provide accessible financial solutions that empower our members. From personal banking options like checking and savings accounts to auto loans and mortgages, we ensure everyone has the tools they need to achieve their dreams.

Branch Location & Accessibility

Convenient Access

We understand that accessibility is key for our members. Our branch features ADA-compliant entrances, ensuring everyone can visit us without hassle. There's ample parking available right outside, making it simple for you to pop in for your banking needs. Plus, if you prefer not to come inside, our drive-thru service offers a quick way to conduct basic transactions, including deposits and withdrawals.

Operating Hours That Fit Your Schedule

At Franklin Mint, we want to be here when you need us. Our lobby hours are designed with your busy life in mind: we're open Monday through Friday from 9 AM to 7 PM, Saturday from 9 AM to 4 PM, and Sunday from 12 PM to 4 PM. With extended hours during the week, you can easily stop by after work or on the weekends.

Services Designed for You

Our branch offers a range of services tailored for your financial needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing. We also have ATMs available for quick cash withdrawals and balance checks anytime you need them. If you have any questions or need assistance, don't hesitate to call us at 484-593-5045. We're here to help you every step of the way! So why wait? Come visit us at Franklin Mint today at 1201 E Lancaster Ave, Downingtown, PA 19335. We look forward to serving you!

Member Eligibility

At Franklin Mint, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the Downingtown area, you're likely eligible to join us! We also welcome family members of current members, so if you have loved ones already with us, they can help you get started on your journey to membership. Here at Franklin Mint, you'll enjoy personalized service and a range of financial products tailored to meet your needs from checking accounts to loans all designed with your best interests in mind. To learn more about our eligibility requirements or to see if you qualify, check out our detailed guidelines at https://www.fmfcu.org/fmfcu-membership-for-life/ . When you're ready to take the next step and open an account, visit us online at https://www.fmfcu.org/apply-for-a-loan/ or give us a call at (484) 593-5045. We're excited to welcome you into the Franklin Mint family, located at 1201 E Lancaster Ave Downingtown Pa 19335, where your financial future is our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $437 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $90 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $175,185,016, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services make this possible. Whether it's setting up point-of-sale systems or offering mobile payment options, we provide practical solutions that help streamline your operations and enhance customer satisfaction. When you choose Franklin Mint, located at 1201 E Lancaster Ave Downingtown Pa 19335, Downingtown, PA, you're not just selecting a financial service; you're investing in a partnership dedicated to your success. Let us help you navigate the path to prosperity! For more information, call us at (484) 593-5045 or visit our website at https://www.fmfcu.org/ .

Comprehensive List Of Services

Business Solutions

If you're a business owner, our business banking services can help your venture thrive. From merchant services that facilitate transactions to tailored business loans, we have solutions that cater specifically to your business's needs.

Customer Service

Our friendly staff is ready to assist you with any questions or transactions at our branch or through our drive-thru service, where you can handle deposits and withdrawals without leaving your vehicle. If you're ready to explore how these services can benefit you or if you have any questions about what we offer at Downingtown, feel free to reach out! Call us today at (484) 593-5045 or visit us in person. Let us help make your financial journey smooth and rewarding!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, staying on top of your finances has never been easier.

Home Financing

Thinking about homeownership? Our mortgage loans and refinancing services make the process straightforward. We understand that buying a home is one of the biggest decisions you'll make, which is why our team is dedicated to guiding you through every step of the mortgage process.

Personal Banking

For those seeking reliable personal banking options, we offer checking and savings accounts that can help you manage your money efficiently. Our accounts come with features like easy online access and mobile banking, making it simple to check balances, transfer funds, and pay bills on the go. If you're planning to buy a car, our auto loans and vehicle financing options can put you behind the wheel quickly and affordably.

Personal Loans and Credit

Need some extra cash? Our personal loans and debt consolidation options can provide you with the funds you need for unexpected expenses or help streamline your payments into one manageable loan. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, giving you more value for your spending.

Digital & Online Banking

Key Features

One of the standout features we provide is e-statements. Go green by opting for paperless statements that are not only environmentally friendly but also keep your documents organized and secure. Plus, with electronic signature authorization, signing important documents is quick and easy, saving you time and effort. For those on the go, our mobile application makes banking even more accessible. You can perform everyday transactions right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your screen. Plus, take advantage of mobile payments to make purchases effortlessly using your device.

Security and Support

We prioritize your security at every step. Our online banking services use robust encryption technologies to protect your personal information. You can rest easy knowing that your data is safe with us. At Franklin Mint, we're committed to providing excellent service whenever you need it. If you have any questions or require assistance with our digital services, our team is just a call away at (484) 593-5045. Take control of your finances today with the convenience of digital banking at Franklin Mint! Explore all our online offerings at https://www.fmfcu.org/ and experience banking that fits into your lifestyle seamlessly.

Financial Strength

Financial Health

With a net worth of $138,970,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $747 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investment in Growth

With $137,178,242 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth also reflects in our lending capacity; with $6,831 in used auto loans and $1,406,122,898 in total loans and leases, we support members' financial goals across various sectors.

Member Savings

Your savings are secure with us. We have $493,171,257 in share certificates and $86,920,000 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,511,177, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Trust is built over time, and it shows through our growing membership base of 252,483 accounts. This number reflects the confidence our members have placed in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin Mint is your trusted partner. Visit us at 1201 E Lancaster Ave Downingtown Pa 19335 or call (484) 593-5045 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a net income of $-292,027, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 315 full-time employees and 7 part-time employees ready to assist you with all your banking needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,246,071 in used vehicle loans and $149,397,345 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, making it easier than ever to drive away in a vehicle you love.

Credit Lines and Refinancing Options

For those looking for more flexibility in managing expenses, our total credit lines amounting to $408,511,882 provide the support you need. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, feel free to reach out for more information. Our knowledgeable team is ready to guide you through various possibilities tailored specifically for you. In addition to these loan offerings, we encourage you to explore our other services like personal banking and business solutions at our branch located at 1201 E Lancaster Ave Downingtown Pa 19335. For inquiries or assistance with any of our loan products, please call us at 484-593-5045. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Franklin Mint, we're dedicated to providing transparent and reliable financial services that empower our members toward achieving their dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $261,147,524, make buying or refinancing simple. We strive to help you navigate the process with ease and confidence. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,051 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data only from reputable institutions ensures fair and transparent offers for all users. LendMesh prides itself on several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make the best choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can confidently compare offers and find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in delivering valuable insights to consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FRANKLIN MINT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Mission Statement

Our Story

Branch Location & Accessibility

Convenient Access

Operating Hours That Fit Your Schedule

Services Designed for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Solutions

Customer Service

Digital Banking Features

Home Financing

Personal Banking

Personal Loans and Credit

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Financial Health

Investment in Growth

Member Savings

Member Trust

Operational Efficiency

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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