Franklin Mint Credit Union Wilmington DE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Franklin Mint, your trusted credit union located at 2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806. Since our establishment in 1970, we have been dedicated to empowering our members with the financial resources they need to thrive. With a proud membership of over 151,927, we're not just a credit union; we're a community partner committed to your financial success. At Franklin Mint, we understand that every member's needs are unique. That's why we offer a wide range of services tailored for individuals and businesses alike. Whether you're looking for personal banking options like checking and savings accounts, or seeking financing solutions such as auto loans and mortgages, our total assets of over $1.85 billion reflect our capability to support you. Our leadership team is passionate about serving you. Under the guidance of CEO Michael Magnavita and Board President Leon Spencer, we strive to create an environment where trust and transparency reign. With a strong net worth of $138,970,907 and cash in hand amounting to $15,638,039, we ensure that your financial interests are secure with us. While you can visit us at our Wilmington branch for assistance, remember that any official correspondence should be sent to the same address: 2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806-2457. Our friendly team is ready to help you during our lobby hours from Monday through Friday. We invite you to reach out at 302-357-3039 or explore more about us online at fmfcu.org. Join us on this journey towards financial empowerment because at Franklin Mint, your success is our mission!

Branch History & Mission

At Franklin Mint, located at 2000 Pennsylvania Ave Unit 101 in Wilmington, DE, we take pride in our rich history and unwavering commitment to our community. Since opening our doors in 1970, we have dedicated ourselves to providing exceptional financial services while fostering a spirit of community support. Over the years, we've grown significantly, now serving over 151,000 members and managing total assets exceeding $1.85 billion. Our mission is simple yet powerful: to empower our members through accessible financial solutions that enhance their lives. We believe in putting people first offering personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to create a welcoming environment where everyone feels valued and supported. As we look back on our journey, it's inspiring to see how far we've come. From humble beginnings to becoming a trusted financial partner for many families and businesses in New Castle County, Franklin Mint has always prioritized community engagement. Our efforts extend beyond banking; we actively participate in local outreach programs, helping those in need and strengthening the bonds within our neighborhoods. While members can visit us at our branch location, official correspondence should be sent to the same address: 2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806-2457. Our branch is conveniently situated near key landmarks, making it easily accessible for all. To ensure that we meet the needs of today's members, we've embraced digital advancements as well. With online banking, mobile payments, and electronic statements available, managing finances has never been easier or more secure. In addition to providing robust financial services, we are proud of our dedication to accessibility and compliance with ADA standards. This commitment ensures that all members can comfortably engage with our services. As we continue this journey together, we invite you to join Franklin Mint Credit Union. Experience the difference that comes from being part of a community-focused organization that truly cares about your financial well-being. Reach out today at 302-357-3039 or visit us online at Franklin Mint for more information on how you can become a member and take advantage of all that we have to offer!

Branch Location & Accessibility

Accessibility Features

At Franklin Mint, we prioritize your convenience and comfort. Our branch is fully ADA compliant, featuring ramps and accessible parking spots to ensure everyone can visit us without hassle. We understand that sometimes time is of the essence; although we do not offer drive-thru banking, our friendly staff is ready to assist you promptly inside.

Operating Hours

We are open Monday through Wednesday from 9 AM to 4 PM and Thursday through Friday from 9 AM to 5 PM. These hours are designed with your busy schedule in mind, allowing ample opportunity for you to drop by or call us at 302-357-3039 for any questions or assistance.

Services Offered

Franklin Mint provides a range of services tailored just for you. From checking and savings accounts to vehicle financing and personal loans, we've got you covered. We also offer online and mobile banking options for added convenience, along with ATM access right here at our branch. We invite you to come visit us at our Wilmington location! Whether you're looking to open an account or simply want to learn more about what we offer, our team is excited to assist you. Don't hesitate stop by today or give us a call!

Member Eligibility

Welcome to the Franklin Mint community! Becoming a member at Franklin Mint is like opening the door to a world of financial support and opportunities. If you live, work, worship, or attend school in New Castle County, Delaware, or are an immediate family member of someone who does, you're eligible to join us. We believe in making banking personal and accessible, so our membership criteria are designed to include as many people as possible. Joining is simple! Once you confirm your eligibility, you can start your account opening process easily online. For more details about eligibility and what it means to be a member, check out our resource at https://www.fmfcu.org/fmfcu-membership-for-life/ . If you have any questions or need assistance, feel free to reach out to us at (302) 357-3039. We look forward to welcoming you to Franklin Mint, located at 2000 Pennsylvania Ave Unit 101 Wilmington De 19806, where we prioritize your financial well-being and success!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $437 in commercial loans for our members, helping businesses scale and succeed. Imagine a local café using our loan to open a second location or a contractor purchasing new equipment to take on bigger projects.

Non-Member Support

But we don't stop there. - We also support the broader business community with $90 in non-member commercial loans, providing flexible financing solutions that can adapt as your business grows.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $175,185,016, we continue to drive economic growth by financing new and expanding businesses. Our services include merchant solutions designed to make transactions easier for you and your customers, like simple payment processing and tools for managing cash flow. Visit us at 2000 Pennsylvania Ave Unit 101 Wilmington De 19806 in Wilmington, DE, or call us at (302) 357-3039 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide specialized services such as merchant services and business loans to support your growth and success. Whether you're just starting out or looking to expand, Franklin Mint is committed to being your partner in progress.

Commitment to Accessibility

With us, basic ATM access means you can withdraw cash or check balances without hassle. Our branch operates with hours that fit your busy schedule: Monday through Wednesday from 9:00 AM to 4:00 PM and Thursday through Friday from 9:00 AM to 5:00 PM. If you have any questions or need assistance with our services, don't hesitate to reach out at 302-357-3039. At Franklin Mint in Wilmington, DE, we're dedicated to helping you achieve your financial goals with a full suite of services tailored just for you. Visit us today or explore more about what we offer online at Franklin Mint. Let's take this journey together!

Digital Banking Features

In an age where convenience is key, our online and mobile banking services allow you to manage your finances on the go. You can easily check balances, make transfers, and pay bills anytime, anywhere all from the palm of your hand. Plus, with our ATM and cash withdrawal services, accessing your funds is simple and straightforward.

Personal Banking Solutions

Our personal banking options include convenient checking and savings accounts designed to help you manage your money effortlessly. If you're considering a new vehicle, our auto loans and vehicle financing can get you behind the wheel quickly. We also offer mortgage loans and refinancing for those ready to own their dream home. In today's world, managing debt is crucial, which is why our personal loans and debt consolidation services are tailored to help ease your financial burden. Additionally, our credit cards with rewards give you the opportunity to earn while you spend.

Digital & Online Banking

Key Services

Our online banking service allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can enjoy the convenience of e-statements which are not only eco-friendly but also help you keep track of your finances easily and securely. Plus, if you need to sign documents remotely, our electronic signature authorization feature ensures that everything is done safely without the hassle of paperwork. For those who prefer using their smartphones, our mobile application makes banking even more accessible. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a tap away. This means no more waiting in line or rushing to the bank during business hours manage your finances when it suits you best.

Security and Support

Security is a top priority for us. With robust measures in place, you can feel confident that your personal information is protected while using our services. Our team is always ready to assist if you have any questions or need support while navigating our digital offerings. In today's fast-paced world, having reliable digital banking options can make a significant difference in how you manage your day-to-day finances. Visit us online at https://www.fmfcu.org/ to learn more about how Franklin Mint can enhance your banking experience with our comprehensive digital services!

Financial Strength

A Growing Community

We have built trust within our community as shown by our total share accounts reaching 252,483, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin Mint is your trusted partner. Visit us at 2000 Pennsylvania Ave Unit 101 Wilmington De 19806 or call (302) 357-3039 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Innovation

With $137,178,242 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,831 in used auto loans and a total of $1,406,122,898 in loans and leases.

Member-Centric Focus

Members' savings are secured through $493,171,257 in share certificates and $86,920,000 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,511,177, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-292,027 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $138,970,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $747 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,246,071 in used vehicle loans and $149,397,345 in new vehicle loans already helping members get on the road. We have flexible terms and competitive rates to make your purchasing experience easier.

Credit Lines and Other Options

For those looking for additional financial flexibility, our total credit lines amount to $408,511,882. This gives you access to funds whenever you need them without the hassle of reapplying each time. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. For more information about our loan offerings or to start your application today, feel free to reach out at 302-357-3039 or visit us at 2000 Pennsylvania Ave Unit 101 Wilmington De 19806. You can also check out our website at Franklin Mint for details on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $261,147,524, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you find the right solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,051 in loans helping members manage their finances effectively. These cards come with no collateral required and are perfect for everyday purchases or unexpected expenses.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, allowing individuals to make informed decisions tailored to their financial situations.

FRANKLIN MINT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Business Banking Services

Commitment to Accessibility

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Support

Financial Strength

A Growing Community

Commitment to Innovation

Member-Centric Focus

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines and Other Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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