Franklin Johnstown Credit Union Johnstown PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Franklin Johnstown, your trusted partner in financial services located at 544 Vine St, Johnstown, PA 15901. Established in 1950, our credit union has proudly served the community for over seven decades. We are dedicated to providing our 4,185 members with personalized banking solutions that meet their unique needs. At Franklin Johnstown, we prioritize your financial well-being. With total assets amounting to an impressive $36,431,432 and total deposits of $3,339,195, we ensure your money is not only safe but also working hard for you. Our commitment to responsible lending is reflected in our 1,626 loans and leases, totaling a robust figure that speaks volumes about the trust our members place in us. Led by our CEO, Mary Summits, and Board President, Michael Capriotti, we strive to create a welcoming environment where every member feels valued. Our team of 12 dedicated employees is here to assist you with a range of services, from personal banking and auto loans to business financing options. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 544 Vine St, Johnstown, PA 15901-2013. We invite you to explore what Franklin Johnstown has to offer. Visit our website at franklinjohnstown.com or give us a call at 814-539-5697. Let us help you achieve your financial goals today!

Branch History & Mission

Community Commitment

Franklin Johnstown believes in giving back. We actively engage in community outreach efforts and partnerships that foster growth and improvement within Johnstown. By supporting local events and initiatives, we aim to strengthen relationships with those we serve. Join us at Franklin Johnstown and experience firsthand how we can help you navigate your financial journey with confidence. Whether you're looking for personal loans or want guidance on saving for future goals, we're here for you every step of the way. Visit us today or reach out at 814-539-5697 let's build a brighter future together!

Our Journey

Franklin Johnstown began its journey with a simple mission: to provide accessible and affordable financial solutions to the residents of Johnstown. Over the years, we have expanded our offerings while staying true to our core values of integrity, service, and community involvement. Our total assets now stand at an impressive $36,431,432, reflecting not only our growth but also the trust our members place in us. As we evolved, we embraced advancements in technology to ensure that banking remains convenient and efficient for everyone. We proudly offer online banking services that allow members to manage their accounts from anywhere. While we do not have drive-thru banking available at this branch, our ATM is fully operational for quick cash withdrawals and balance checks.

Our Mission

At Franklin Johnstown, our mission goes beyond just providing financial products; we are dedicated to enhancing the quality of life for everyone in our community. We strive to empower our members through personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our goal is to help individuals achieve their financial dreams while contributing positively to the local economy. While members can visit us at 544 Vine St for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing location. Our team is here during operating hours Monday through Thursday from 8:30 AM to 4:30 PM and Friday until 6:00 PM to assist you with any questions or support you may need.

Branch Location & Accessibility

Convenient Accessibility

At Franklin Johnstown, we prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spots. We want everyone to feel welcome and comfortable when they come through our doors. If you need assistance, our friendly staff is always ready to help.

Join Us Today!

We invite you to come by and see what makes Franklin Johnstown special. If you have questions or want more information about our services, don't hesitate to give us a call at 814-539-5697. Our team looks forward to welcoming you!

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we offer convenient lobby hours from Monday to Thursday, 8:30 AM to 4:30 PM, and on Fridays until 6:00 PM. This ensures that you can manage your banking needs with ease, whether it's before work or after a busy day.

Services Designed for You

Franklin Johnstown offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with our ATM on-site, you can easily access cash whenever you need it. While members can visit us at 544 Vine St for all their banking needs, official correspondence should be sent to the same address as our mailing address: 544 Vine St, Johnstown, PA 15901-2013.

Member Eligibility

At Franklin Johnstown, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, or worship in the Cambria County area, you're likely eligible to become a member. We pride ourselves on being inclusive and accessible, ensuring that our members can benefit from a range of services designed to help them thrive financially. To get started on your journey with us, just visit our website for more detailed eligibility criteria at . Once you're ready, opening an account is straightforward! You can find all the information you need about the account opening process at https://franklinjohnstown.com/loan-types-and-rates/ . If you have any questions or need assistance, feel free to reach out to us at (814) 539-5697. Join Franklin Johnstown today and experience the advantages of being part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, having reliable merchant services can make all the difference. Imagine processing transactions seamlessly while focusing on what you do best running your business. Our merchant services equip you with tools to accept payments easily, manage cash flow efficiently, and enhance customer satisfaction. Located at 544 Vine St Johnstown Pa 15901 in Johnstown, PA, we invite you to explore how our tailored business banking solutions can empower your company. Contact us at (814) 539-5697 or visit us online at https://franklinjohnstown.com/ to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make it simple and affordable. We offer competitive rates and flexible terms, so you can drive off in your dream vehicle without breaking the bank. With our straightforward application process, getting behind the wheel is easier than ever.

Business Banking

For our business members, we offer specialized banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team can provide the support you need to succeed.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that let you earn points on everyday purchases. It's a simple way to get more from your spending while enjoying the convenience of cashless transactions.

Digital Banking Features

In today's fast-paced world, convenience is key. At Franklin Johnstown, we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Check balances, transfer funds, or pay bills with just a few taps on your phone or clicks on your computer. Additionally, we provide ATM services for easy cash withdrawals and balance checks whenever you need them. We invite you to explore all these services at Franklin Johnstown today! Whether you visit us in person or online at franklinjohnstown.com, we're here to meet your financial needs with dedication and care. Don't hesitate to call us at 814-539-5697 if you have any questions or want to get started on any of our offerings!

Mortgage Loans & Refinancing

If owning a home is part of your plan, our mortgage loans are here to help turn that dream into reality. We provide various mortgage options and refinancing solutions to help you save money over time. Our experts will walk you through every step, making the process smooth and stress-free.

Personal Banking

Managing your finances shouldn't be complicated. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or just need a place for daily expenses, we have options that are easy to understand and manage.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our personal loans can help cover those costs quickly. If you're looking to simplify your finances, consider our debt consolidation options. This service allows you to combine multiple debts into one manageable payment, reducing stress and making budgeting easier.

Digital & Online Banking

Additional Features

While we currently do not offer mobile payments or person-to-person transfers, our commitment to enhancing member experience remains strong. We're constantly looking for ways to improve our services so that you can have the best banking experience possible. At Franklin Johnstown, we believe in making banking simple and secure for everyone. Join us today and explore how our digital banking services can help you take control of your finances effortlessly!

E-Statements and Account Management

Say goodbye to paper clutter! With e-statements available at Franklin Johnstown, you can view your financial statements online with just a few clicks. This service is not only environmentally friendly but also ensures that your information is safe and secure. Plus, since we don't offer electronic signature authorization, you can have peace of mind knowing that your sensitive documents are handled with care.

Mobile Banking App

For those who prefer managing their finances on the go, our mobile application makes banking as easy as a tap on your smartphone. You can download the app to access your accounts anytime and anywhere. Even if you're out running errands or traveling, you'll have real-time access to your financial information right at your fingertips.

Online Banking Services

Our online banking platform is available 24/7, giving you the freedom to check your account balances, pay bills, and transfer funds whenever it suits you. You can access all these features at https://franklinjohnstown.com/ , where you'll find a user-friendly interface tailored to meet your needs.

Financial Strength

A Growing Community

Total Share Accounts stand at 7,561, showcasing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to providing valuable services that meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin Johnstown is your trusted partner. Visit us at 544 Vine St Johnstown Pa 15901 or call (814) 539-5697 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees who are dedicated to serving you with expertise and care.

Investing in Your Future

With $4,709,210 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193 in used auto loans and $11,950,590 in total loans and leases.

Member Savings and Growth

Members' savings are secured through $930,235 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $4,714,283, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,294 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,627,690 in used vehicle loans and $3,569,541 in new vehicle loans already helping members get on the road. We offer flexible terms to ensure your monthly payments fit your budget. Whether you're interested in financing a new or used vehicle, we have options that suit your needs.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $742,903 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed for everyday use.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $2,500,000. This option can be particularly useful for managing unexpected expenses or making larger purchases without the burden of high-interest rates. At Franklin Johnstown, we are committed to supporting our community through diverse financial solutions that empower our members. If you're interested in exploring refinancing options or want to check your eligibility for any of these products, don't hesitate to reach out! You can contact us at (814) 539-5697 or visit us at our branch located at 544 Vine St Johnstown Pa 15901 in Johnstown, PA. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,525,086, make buying or refinancing simple. We aim to make the process as straightforward as possible so you can focus on what matters most your new home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FRANKLIN JOHNSTOWN FEDERAL CREDIT UNION - Johnstown, PA