We know how busy life can get, which is why we offer ATM services right on-site. You can easily manage your transactions with basic ATM access for withdrawals and balance checks. Unfortunately, we do not currently have drive-thru banking available.
At Franklin First, we understand that convenience matters. Our location offers ample parking space to make your visit hassle-free. Plus, we are committed to accessibility for all our members, featuring ADA-compliant ramps and entrances. While you can drop by our branch at 57 Newton St for all your banking needs, please note that any official correspondence should be directed to our mailing address: 57 Newton St, Greenfield, MA 01301-3113.
Our branch hours are designed to fit into your schedule, so feel free to reach out via phone at 413-774-6700 for any inquiries or assistance. We are always eager to help! Come visit us at Franklin First where community and convenience meet! We look forward to welcoming you and assisting with all your financial needs.
Imagine running your business smoothly with reliable payment processing options. Our merchant services help streamline transactions, making it easy for you to accept payments from customers. This means more time focusing on what you do best growing your business. While our outstanding commercial loan portfolio currently stands at $0, we are eager to develop partnerships that will empower local businesses. Visit us at 57 Newton St, Greenfield, MA 01301 or call us at 413-774-6700 to learn how we can support your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. While currently, we have not provided non-member commercial loans, we strive to create flexible financing solutions that cater to the broader community.
One of the core services we offer is ATM Services. With basic ATM access available for withdrawals and balance checks, you can easily manage your funds on the go. Imagine you're out running errands or enjoying a day out in Greenfield; having an ATM nearby means you won't have to worry about carrying cash or making unnecessary trips back home.
In today's fast-paced world, convenience is key. Our digital banking features empower you to take control of your finances anytime, anywhere. You can check your account balances, transfer funds, and review transaction history all from the comfort of your home or while you're out and about. We prioritize ease of access, making banking as straightforward as possible for our members.
At Franklin First, we don't just offer services; we provide solutions tailored to fit your lifestyle. Whether you need quick cash for an unexpected expense or simply want to keep track of your spending habits, we're committed to being your trusted financial partner. For more information or if you have any questions about how we can help you achieve your financial goals, feel free to reach out to us at 413-774-6700. We're always here to assist you! Ready to experience our services? Visit us at 57 Newton St, Greenfield, MA 01301 today!
Keeping track of your financial statements has never been easier. We offer e-statements that allow you to view your account activity digitally, reducing clutter and making it easy to find what you need when you need it. Plus, our mobile application brings all these services right to your fingertips. You can manage your accounts, check balances, and even make mobile payments effortlessly.
Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy. Just a few taps in our mobile app or online banking portal can help you send money instantly, making splitting bills or sending gifts a breeze. At Franklin First, we prioritize both accessibility and security in our digital banking offerings. With robust encryption and secure login processes in place, you can feel confident managing your finances online. Explore all these features today by visiting us at https://franklinfirst.org/ and experience the ease of banking with us!
Total Share Accounts stand at 13,278, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin First is your trusted partner. Visit us at 57 Newton St Greenfield Ma 01301 or call 413-774-6700 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $13,526,684 in share certificates and $11,988,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $746,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our net income of $266,469 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $6,139,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial goals is reflected in our lending capacity; we have $38,554,084 in total loans and leases available to support you across various sectors.
With a net worth of $6,405,523, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 754 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $11,328,313 in used vehicle loans and $1,657,212 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make your car buying experience as smooth as possible.
We also offer flexible terms on unsecured credit card loans, with a total of $2,973,591 in loans helping members manage their finances effectively. This option is great for those looking for a way to cover unexpected expenses or make larger purchases without high-interest burdens.
For those who need ongoing access to funds, our total credit lines amounting to $15,218,140 can provide the financial flexibility you need. These lines allow you to borrow what you need when you need it while only paying interest on what you've drawn.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,124,107, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.
If you're considering refinancing any of your existing loans, we encourage you to reach out for personalized options tailored specifically for you. Our team at Franklin First is dedicated to helping members explore eligibility options that may lead to lower monthly payments or better loan terms. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss which option might be best for you, don't hesitate to contact us at 413-774-6700 or visit us at our branch located at 57 Newton St, Greenfield MA 01301. We're here to help you navigate your financial journey!
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