Franklin First Credit Union Greenfield MA

Introduction

Welcome to Franklin First, your trusted partner in financial services since 1958. Located at 57 Newton St, Greenfield, MA 01301, we are dedicated to supporting our community with a wide range of banking solutions tailored for your needs. With over 7,380 members and total assets exceeding $84,980,792, we pride ourselves on offering personalized service that makes a difference in your financial journey. At Franklin First, we believe that strong communities are built on solid financial foundations. Our commitment to you is reflected in our robust offerings, including total loans and leases amounting to 3,854, and total deposits reaching $3,770,713. Whether you're looking for a loan to purchase a vehicle or simply need a safe place for your savings, our experienced team is here to guide you every step of the way. Under the leadership of our CEO, Michelle Dwyer, and Board President Mandy Sweet-Antes, we focus on transparency and member satisfaction. We understand that financial decisions can be daunting; that's why we strive to foster trust and clarity in all our interactions. Our friendly staff is always ready to assist you with any inquiries you may have. While members can visit us at our branch location, official correspondence should be sent to 57 Newton St, Greenfield, MA 01301-3113. If you have questions or need assistance, don't hesitate to reach out at 413-774-6700 or visit our website at franklinfirst.org. Join us today and experience the Franklin First difference where your financial well-being is our top priority!

Branch History & Mission

At Franklin First, we take pride in our rich history and strong commitment to our community. Established in 1958, our branch located at 57 Newton St, Greenfield, MA, has been a cornerstone of financial support for over six decades. With a total membership of 7,380 and total assets amounting to $84,980,792, we have grown alongside the families and businesses we serve. From our humble beginnings to becoming a trusted financial partner, Franklin First has evolved significantly. Our mission is simple yet profound: to empower our members by providing access to affordable financial services while fostering a sense of community and belonging. We believe that everyone deserves the opportunity to achieve their financial goals, and we are here to help make that happen. Our branch is situated in a vibrant area of Greenfield, making it easily accessible for our members. While you can visit us at our main address, official correspondence should be sent to 57 Newton St, Greenfield, MA 01301-3113 if needed. We understand the importance of convenience; that's why we offer ATM services for quick transactions and basic banking needs. At Franklin First, we are dedicated not only to providing excellent financial products but also to being active participants in our community. We continuously seek out partnerships with local organizations to support initiatives that enhance the quality of life for residents. Our focus on community outreach ensures that we contribute positively and meaningfully to the lives of those around us. In line with our commitment to innovation, we've embraced digital advancements that make banking easier for everyone. Our online banking platform allows members to manage their accounts from anywhere. With features like mobile payments and e-statements, we're working hard to meet the needs of today's consumers. Our operating hours reflect our dedication to serving you better. Although specific hours may vary, we aim to provide flexibility that fits your schedule. If you have any questions or need assistance, don't hesitate to reach out at 413-774-6700. Join us at Franklin First as we continue our journey together. Experience firsthand how we can support your financial aspirations while being an integral part of this wonderful community. Whether you're looking for loans, savings options, or just want someone who understands your needs Franklin First is here for you!

Branch Location & Accessibility

Banking Made Easy

We know how busy life can get, which is why we offer ATM services right on-site. You can easily manage your transactions with basic ATM access for withdrawals and balance checks. Unfortunately, we do not currently have drive-thru banking available.

Convenient Access

At Franklin First, we understand that convenience matters. Our location offers ample parking space to make your visit hassle-free. Plus, we are committed to accessibility for all our members, featuring ADA-compliant ramps and entrances. While you can drop by our branch at 57 Newton St for all your banking needs, please note that any official correspondence should be directed to our mailing address: 57 Newton St, Greenfield, MA 01301-3113.

Hours of Operation

Our branch hours are designed to fit into your schedule, so feel free to reach out via phone at 413-774-6700 for any inquiries or assistance. We are always eager to help! Come visit us at Franklin First where community and convenience meet! We look forward to welcoming you and assisting with all your financial needs.

Member Eligibility

Becoming a member of Franklin First is like joining a welcoming family that truly cares about your financial journey. Located at 57 Newton St Greenfield Ma 01301, we invite individuals who live, work, worship, or attend school in our community to join us. If you share these connections, you can enjoy the many benefits of membership, including personalized service and a variety of financial products tailored just for you. For more detailed eligibility criteria, feel free to check out our website at . The process is straightforward and inclusive, making it easy for you to start your journey with us. When you're ready to open an account or have any questions, don't hesitate to call us at (413) 774-6700 or visit our account opening page here: https://forms.onlineaccountaccess.com/secure/franklinfirst/(s(5am12sfuaei4wbnfersrlaiz ))/default.aspx. We look forward to having you as part of our community!

Business Banking & Commercial Services

Essential Merchant Services

Imagine running your business smoothly with reliable payment processing options. Our merchant services help streamline transactions, making it easy for you to accept payments from customers. This means more time focusing on what you do best growing your business. While our outstanding commercial loan portfolio currently stands at $0, we are eager to develop partnerships that will empower local businesses. Visit us at 57 Newton St, Greenfield, MA 01301 or call us at 413-774-6700 to learn how we can support your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. While currently, we have not provided non-member commercial loans, we strive to create flexible financing solutions that cater to the broader community.

Comprehensive List Of Services

Financial Convenience at Your Fingertips

One of the core services we offer is ATM Services. With basic ATM access available for withdrawals and balance checks, you can easily manage your funds on the go. Imagine you're out running errands or enjoying a day out in Greenfield; having an ATM nearby means you won't have to worry about carrying cash or making unnecessary trips back home.

Seamless Access to Your Accounts

In today's fast-paced world, convenience is key. Our digital banking features empower you to take control of your finances anytime, anywhere. You can check your account balances, transfer funds, and review transaction history all from the comfort of your home or while you're out and about. We prioritize ease of access, making banking as straightforward as possible for our members.

Why Choose Franklin First?

At Franklin First, we don't just offer services; we provide solutions tailored to fit your lifestyle. Whether you need quick cash for an unexpected expense or simply want to keep track of your spending habits, we're committed to being your trusted financial partner. For more information or if you have any questions about how we can help you achieve your financial goals, feel free to reach out to us at 413-774-6700. We're always here to assist you! Ready to experience our services? Visit us at 57 Newton St, Greenfield, MA 01301 today!

Digital & Online Banking

E-Statements and Mobile Features

Keeping track of your financial statements has never been easier. We offer e-statements that allow you to view your account activity digitally, reducing clutter and making it easy to find what you need when you need it. Plus, our mobile application brings all these services right to your fingertips. You can manage your accounts, check balances, and even make mobile payments effortlessly.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy. Just a few taps in our mobile app or online banking portal can help you send money instantly, making splitting bills or sending gifts a breeze. At Franklin First, we prioritize both accessibility and security in our digital banking offerings. With robust encryption and secure login processes in place, you can feel confident managing your finances online. Explore all these features today by visiting us at https://franklinfirst.org/ and experience the ease of banking with us!

Financial Strength

Growing Member Trust

Total Share Accounts stand at 13,278, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin First is your trusted partner. Visit us at 57 Newton St Greenfield Ma 01301 or call 413-774-6700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $13,526,684 in share certificates and $11,988,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $746,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $266,469 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $6,139,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial goals is reflected in our lending capacity; we have $38,554,084 in total loans and leases available to support you across various sectors.

Strong Financial Health

With a net worth of $6,405,523, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 754 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $11,328,313 in used vehicle loans and $1,657,212 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make your car buying experience as smooth as possible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,973,591 in loans helping members manage their finances effectively. This option is great for those looking for a way to cover unexpected expenses or make larger purchases without high-interest burdens.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $15,218,140 can provide the financial flexibility you need. These lines allow you to borrow what you need when you need it while only paying interest on what you've drawn.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,124,107, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out for personalized options tailored specifically for you. Our team at Franklin First is dedicated to helping members explore eligibility options that may lead to lower monthly payments or better loan terms. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to discuss which option might be best for you, don't hesitate to contact us at 413-774-6700 or visit us at our branch located at 57 Newton St, Greenfield MA 01301. We're here to help you navigate your financial journey!

Loan Aggregator

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FRANKLIN FIRST FEDERAL CREDIT UNION