Franklin First Credit Union Greenfield MA | Best Auto Loans & Personal Banking

Introduction

Welcome to Franklin First, your trusted financial partner located at 57 Newton St, Greenfield, MA 01301. Since our establishment in 1958, we have been dedicated to serving our community with a commitment to excellence and member satisfaction. With a robust membership of over 7,380 and total assets reaching an impressive $84,980,792, we pride ourselves on being a reliable resource for all your financial needs. At Franklin First, we understand that every member is unique. That's why we offer a wide array of services tailored just for you from checking and savings accounts to auto loans and mortgage financing. Whether you're looking to buy your first car or need assistance with personal loans, our experienced team is here to guide you through every step of the process. Under the leadership of our CEO, Michelle Dwyer, and Board President, Mandy Sweet-Antes, we've built a strong foundation based on trust and transparency. Our team of 19 dedicated employees works diligently to provide personalized service that makes banking easy and accessible. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 57 Newton Street, Greenfield, MA 1301. We invite you to explore our website at franklinfirst.org for more information about our services or call us at 413-774-6700 during our operating hours: Monday - Friday from 9:00 a.m. to 5:00 p.m., with extended hours until 6:00 p.m. on Thursdays and Saturday from 9:00 a.m. to noon. Join us today and discover how Franklin First can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Community engagement is at the heart of what we do. We actively participate in local events and initiatives aimed at improving the quality of life in Greenfield and surrounding areas. Through partnerships with local organizations, we support various outreach programs that promote financial literacy and offer assistance where it's needed most. As your trusted financial partner since 1958, we invite you to join us on this journey towards better financial health. Experience firsthand the benefits of being a part of Franklin First where your goals become ours! For more information or to open an account today, call us at 413-774-6700 or visit our website at franklinfirst.org. Together, let's build a brighter future!

Our Mission

At Franklin First, our mission is simple yet profound: we strive to empower individuals and families by providing exceptional financial services while fostering a sense of community support. We believe that banking is not just about transactions; it's about building relationships that help our members achieve their dreams. We are committed to providing inclusive services that meet the diverse needs of our members. Our ADA-compliant facilities ensure accessibility for everyone. In addition to traditional banking options, we offer advanced digital tools like online banking and mobile payments, making it easier than ever for members to manage their finances on the go.

Branch Location & Accessibility

Drive-Thru Banking and ATM Availability

For those who prefer quick transactions without leaving their vehicles, we also have drive-thru banking available for simple deposits and withdrawals. And if you need cash on the go, our ATM service ensures you have access whenever you need it. Feel free to give us a call at 413-774-6700 if you have any questions or would like more information about what we offer. We invite you to stop by soon our team at Franklin First is excited to assist you on your financial journey!

Nearby Landmarks and Accessibility

Conveniently situated near popular local landmarks, our branch is just a stone's throw away from the beautiful Green River Park. With plenty of parking available right outside our doors, accessing our services is hassle-free. Our branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy a smooth banking experience.

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. You can visit us Monday through Friday from 9:00 a.m. to 5:00 p.m., with extended hours until 6:00 p.m. on Thursdays. Plus, we're open Saturday mornings from 9:00 a.m. until noon for your convenience. At Franklin First, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for personal banking options or need assistance with business banking services, our knowledgeable staff is here to help.

Member Eligibility

At Franklin First, we believe that everyone deserves a supportive financial partner, and becoming a member is the first step towards joining our welcoming community. To be eligible for membership, you simply need to live, work, or worship in Franklin County or have a family member who is already a member. This means that if you're part of our local community, you're likely already qualified! Joining us not only gives you access to a wide range of personal banking services but also connects you with people who genuinely care about your financial well-being. The process to become a member is straightforward and friendly. You can easily open an account by visiting us at 57 Newton St, Greenfield, MA 01301 or by checking out our online application at this link)/default.aspx). If you have any questions or need assistance along the way, don't hesitate to call us at 413-774-6700. For more detailed eligibility information, feel free to visit our website at franklinfirst.org. We look forward to welcoming you as a valued member of Franklin First!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer merchant services that simplify payment processing. Picture this: you're a local café owner, and with our tools, you can accept credit cards quickly and securely. This not only enhances customer satisfaction but also boosts your sales potential. Visit us at 57 Newton St Greenfield Ma 01301 in Greenfield, MA, or call us at (413) 774-6700 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that make purchasing or refinancing a vehicle straightforward. We understand how important reliable transportation is for our members. With quick approval processes and personalized assistance, driving away in your new car can be easier than you think.

Business Banking Services

For business owners, we offer specialized Business Banking services including merchant services and business loans. Running a business comes with its own challenges, and our goal is to provide support that helps you thrive.

Convenient Access

We know convenience matters. That's why at Franklin First, we offer robust Online & Mobile Banking options alongside traditional services like ATM access and drive-thru banking for deposits and withdrawals. Our ATM service allows you to withdraw cash or check balances quickly without stepping inside the branch. With operating hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., Thursday evenings until 6:00 p.m., and Saturday mornings from 9:00 a.m. to noon, we're here when you need us. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at 413-774-6700 or visit our website at franklinfirst.org. Join us today and experience the difference personalized financial service can make!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows members to earn points on everyday purchases. Think about how rewarding it would be to earn cash back or travel rewards simply by using your card for shopping or dining out!

Home Financing Options

When it comes to owning a home, we offer various Mortgage Loans & Refinancing solutions tailored to suit different financial situations. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced staff will guide you through every step of the process.

Personal Banking Solutions

For individuals and families, we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. Imagine having a secure place to store your money while earning interest on your savings. Our accounts are user-friendly and come with online and mobile banking features, making it easy for you to manage your finances from anywhere. You can check balances, transfer funds, or pay bills with just a few clicks on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation services. These loans help you cover emergencies or consolidate existing debts into one manageable payment. We work closely with you to find the best solution that fits your budget and needs.

Digital & Online Banking

Easy Transfers and Payments

Sending money has never been easier with our person-to-person transfer feature. Whether you're splitting a bill with friends or sending money to family, you can do it quickly and securely right from your phone or computer. Plus, our mobile payments feature allows you to pay for purchases directly from your device no need for cash or cards. At Franklin First, we believe that banking should fit seamlessly into your lifestyle. With our digital offerings, managing your finances is not only simple but also tailored to meet your needs in real-time. Explore all these features today by visiting https://franklinfirst.org/ your bank account is just a click away!

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the benefits of electronic statements, so you can keep track of your finances without the clutter of paper. Plus, if you're on the go, our mobile application makes it easy to handle all your banking needs from your smartphone. Security is a top priority for us. We provide electronic signature authorization for added peace of mind when making transactions. Our system ensures that your personal information remains safe while you enjoy hassle-free banking.

Financial Strength

Commitment to Growth

With $6,139,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,200 in used auto loans and $46,354,084 in total loans and leases. Our operational efficiency is reflected in our net income of $266,469, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts stand at 13,278, showing a strong and growing member base that trusts us with their finances. This growth reinforces our ability to serve you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Franklin First is your trusted partner. Visit us at 57 Newton St., Greenfield MA 01301 or call 413-774-6700 to learn more about how we can help you achieve your financial goals.

Safe Savings Options

Members' savings are secured through $13,526,684 in share certificates and $11,988,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $746,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $6,405,523, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 754% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,328,313 in used vehicle loans and $1,657,212 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Credit Lines

Our credit lines provide added flexibility for managing cash flow or unexpected costs. With total credit lines amounting to $15,218,140, you can access funds when you need them most. We also want to remind potential borrowers that refinancing options may be available for various loan types. For specific eligibility criteria and more information about our offerings, please feel free to visit our website at Franklin First or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. At Franklin First, we're here to support your financial journey with products designed for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $10,124,107, making it easier than ever to secure a place you can call home.

Unsecured Credit Card Loans

For those looking for flexible credit solutions, we also offer unsecured credit card loans with a total of $2,973,591 in loans helping members manage their finances effectively. With competitive rates and user-friendly terms, this is an excellent option for everyday spending or unexpected expenses.

Loan Aggregator

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FRANKLIN FIRST FEDERAL CREDIT UNION - Greenfield, MA

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