Frankenmuth Credit Union West Branch MI | Best Auto Loans & Business Banking

Introduction

Welcome to Frankenmuth, your trusted financial partner located at 3691 M55, West Branch, MI 48661. Since our establishment in 1964, we have been dedicated to empowering our members with personalized banking solutions and exceptional service. As part of the vibrant community of West Branch, we take pride in nurturing relationships that foster growth and stability. At Frankenmuth, we understand that every member's financial journey is unique. With a total membership of over 72,000 individuals and assets exceeding $1.36 billion, we are well-equipped to meet your banking needs. Our diverse offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support local businesses with tailored banking solutions and business loans. Our leadership team is committed to ensuring that you receive the best possible experience. Under the guidance of CEO Vickie Schmitzer and Board President Brian Dixon, our dedicated staff of 402 employees is here to assist you every step of the way. Whether you're looking to open a new account or seeking financial advice, we're ready to help. While members can visit us at our branch location, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734. For any inquiries or assistance, feel free to reach out at (989) 497-1600 during our operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 4 PM. Join us today at Frankenmuth and discover how we can help you achieve your financial goals! Visit our website at frankenmuthcu.org for more information.

Branch History & Mission

Our Mission

Our mission at Frankenmuth is simple yet profound: to empower individuals and businesses through exceptional financial services while making a positive impact in our community. We believe in building lasting relationships based on trust and respect. This commitment drives us to offer personalized solutions tailored to each member's unique needs whether it's personal banking, auto loans, mortgages, or business financing. We also recognize the importance of giving back. Through various outreach programs and partnerships with local organizations, we strive to uplift our community and contribute meaningfully to its growth. Our members are not just account holders; they are part of the Frankenmuth family. While you can visit us at 3691 M55 West Branch, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734 if needed. Our friendly team is available during operating hours Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 4 PM ready to assist you with any inquiries or needs. We invite you to join us at Frankenmuth and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or to open an account today, please contact us at (989) 497-1600 or visit our website at frankenmuthcu.org.

Our Story

Frankenmuth was founded with a clear purpose: to provide reliable and accessible financial services to our members while fostering a sense of community. Over the decades, we've achieved numerous milestones that highlight our dedication to growth and innovation. From our humble beginnings, we have continuously adapted to meet the changing needs of our members. As technology advanced, so did we. Today, we offer modern conveniences such as online banking and mobile payments, ensuring that our members can manage their finances effortlessly. We prioritize accessibility; our facilities are ADA compliant to serve all members of the community. Additionally, we proudly provide ATM services to enhance your banking experience.

Branch Location & Accessibility

Accessible and Convenient

At our West Branch location, accessibility is a priority. We provide features such as ADA-compliant ramps and ample parking space, ensuring that all members can visit us comfortably. Our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 10 AM to 6 PM and on Saturdays from 9 AM to 4 PM. So whether you need assistance during the week or prefer a Saturday visit, we've got you covered!

Services Tailored for You

We pride ourselves on offering a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you with any inquiries. While we don't have a drive-thru service at this branch, we do offer ATM access for quick withdrawals and balance checks. If you need to send official correspondence, please note that our mailing address is PO Box 209, Frankenmuth, MI 48734. For any questions or if you'd like more information about our services, feel free to give us a call at 989-497-1600.

Visit Us Today!

We invite you to stop by and see what Frankenmuth Credit Union can do for you. Our friendly staff is eager to help you navigate your financial journey. Come visit us at our West Branch location we look forward to welcoming you!

Member Eligibility

Becoming a member of Frankenmuth is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already on the right path to membership! This means that many people in our community can enjoy the benefits we offer. Plus, once you join, you'll have access to a variety of services designed to help you thrive financially from checking and savings accounts to loans and credit cards. We're here to support you every step of the way. Ready to take the next step? Opening an account with us is straightforward and welcoming. Just give us a call at (989) 497-1600, or visit our website for more information on how to get started: https://forms.joinmycu.com/mop/112/apply . For detailed eligibility criteria, feel free to check out this resource: . We can't wait to welcome you into our community at Frankenmuth, located at 3691 M55 West Branch Mi 48661!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments from customers without a hitch. Our merchant services simplify transactions, ensuring you can focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide tools that make managing cash flow easier. Located at 3691 M55 West Branch Mi 48661, West Branch, MI 48661, our team is ready to work alongside you. Reach out at (989) 497-1600 during our lobby hours (M-F 10 am - 6 pm; Sat 9 am - 4 pm) to discover how we can support your business journey.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Cash Management

Need quick cash? Our ATM services provide basic access for withdrawals and balance checks, ensuring you have what you need when you're on the go. While we don't have drive-thru service at this location, our branch staff is always ready to assist you during lobby hours: Monday through Friday from 10 am - 6 pm and Saturday from 9 am - 4 pm. With so many options available at West Branch Meijer, we're committed to making banking easy and accessible for everyone in West Branch. If you're ready to take the next step in achieving your financial goals or want to learn more about any of our services, please give us a call at (989) 497-1600 or visit us online at https://frankenmuthcu.org/ . Join us at Frankenmuth, where your financial well-being is our top priority!

Financing Your Dreams

If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing solutions are designed with competitive rates and flexible terms to help you get behind the wheel without hassle. Additionally, for those dreaming of homeownership, we provide various mortgage loans and refinancing options that make buying a home attainable.

Personal Banking Made Easy

Whether you are looking to open a checking account or save for future goals, our personal banking services are tailored just for you. We offer flexible checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds whenever you need them, thanks to our user-friendly online and mobile banking platforms. With options for e-statements and mobile payments, managing your money has never been more convenient.

Rewarding Credit Options

For members who love rewards, our credit cards with rewards programs allow you to earn benefits as you spend. It's a simple way to make everyday purchases work for you while enjoying exclusive perks.

Simplifying Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help ease financial burdens by offering the support you need when it matters most. Whether it's an emergency expense or consolidating high-interest debt, we've got your back.

Supporting Local Businesses

We know how vital small businesses are to our community, which is why we offer specialized business banking services, including merchant services and business loans. Let us help you grow your business and achieve your goals with financial tools designed specifically for entrepreneurs.

Digital & Online Banking

Key Services

When you visit our website, you'll discover a suite of online banking features tailored just for you. Our 24/7 online banking services allow you to check your balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money is simple and efficient. Need to send money to a friend? With our person-to-person transfer feature, it's quick and hassle-free. Just enter their details, and the funds will be sent instantly no need for cash or checks! Our mobile application brings all these services right to your fingertips. You can easily access your accounts, make payments, and even use mobile payments for purchases directly from your smartphone. Plus, if you're keen on going paperless, our e-statements make it easy to track your financial activities without the clutter of physical statements.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, which allows you to complete transactions safely from anywhere. Our systems are designed with cutting-edge technology to ensure that your personal information remains protected. With all these tools at your disposal, real-time account management has never been easier. Whether you're looking to monitor spending or keep track of savings goals, Frankenmuth has everything you need right at your fingertips. Join us today and experience the freedom of modern banking with Frankenmuth!

Financial Strength

Focused on Members’ Savings

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Investing in Your Future

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $11,694 in used auto loans and $1,049,632,219 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $10,690,351, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 174,977, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $435,468,799 further indicate the robust position from which we operate. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 3691 M55 West Branch Mi 48661 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, so you can focus on enjoying your ride.

Business Loans

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have access to the funding they need to thrive.

Credit Lines

If you're looking for extra flexibility, our credit lines totaling $202,118,121 give you access to funds when you need them most. This option is perfect for managing unexpected expenses or planning for larger purchases. We also offer refinancing options for those interested in lowering their monthly payments or consolidating debt. Our team is ready to assist you in exploring eligibility options that suit your financial situation. For more information about our loan offerings or to start your application today, feel free to contact us at (989) 497-1600 or visit us at 3691 M55 West Branch Mi 48661 in West Branch, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We're here to guide you through the process and help you find the best mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $62,959,327 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit you.

Loan Aggregator

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FRANKENMUTH CREDIT UNION - West Branch, MI