Frankenmuth Credit Union Vassar MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Frankenmuth, your trusted partner in financial well-being located at 113 W Huron Ave, Vassar, MI 48768. Since our establishment in 1964, we have been dedicated to serving our members with integrity and care. With a thriving community of over 72,304 members, we pride ourselves on fostering strong relationships and delivering personalized banking solutions tailored to your needs. At Frankenmuth, we manage assets totaling an impressive $1,358,607,681 while ensuring that our members benefit from secure deposits amounting to $24,307,939. Our commitment extends beyond numbers; it's about making a real difference in the lives of those we serve. Under the leadership of our CEO, Vickie Schmitzer, and Board President, Brian Dixon, we strive to create a welcoming atmosphere where you can feel confident managing your finances. Whether you're looking for auto loans, mortgage refinancing, or credit card options with rewards, we offer a range of services designed to empower you financially. Our friendly team is here to assist you with everything from personal banking to business loans. Plus, with convenient online and mobile banking options available, managing your finances has never been easier. While members can visit us at 113 W Huron Ave, official correspondence should be sent to our mailing address: PO Box 209, Frankenmuth, MI 48734. If you have any questions or need assistance, feel free to reach out by calling us at 989-497-1600 or faxing at 989-497-1661. Join us today and experience the difference of being part of the Frankenmuth family! Visit our website at frankenmuthcu.org or stop by our branch for more information on how we can help you achieve your financial goals.

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. Partnering with local organizations allows us to contribute positively to Vassar and its residents. By supporting educational programs and participating in charitable events, we strive to make a meaningful impact. As we look ahead, we invite you to join our growing family at Frankenmuth Credit Union. Experience firsthand how we can help you navigate your financial journey with care and respect. Let's work together towards building a brighter future for you and our community! For more information or to become a member today, call us at 989-497-1600 or visit our website. Join us at Frankenmuth Credit Union where your success is our mission!

Mission Statement

At Frankenmuth Credit Union, our mission is clear: we strive to provide accessible financial solutions while empowering our members and enriching our community. We believe that financial health is vital for personal growth and community development. Through various programs and services including personal banking, auto loans, mortgages, and business banking we aim to support every member's journey towards achieving their goals. We also understand the importance of convenience in today's fast-paced world. That's why we offer modern banking solutions such as online and mobile banking, ensuring that you can manage your finances anytime and anywhere. With ATM availability and a drive-thru service, accessing your funds is simple and straightforward. While members can visit us at 113 W Huron Ave, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734 if needed. This ensures that all communication reaches us promptly.

Branch Location & Accessibility

Accessibility Features

At our Vassar Downtown location, we prioritize accessibility for all members. The branch is ADA compliant and features ramps for easy entry. We also have ample parking available, ensuring that your visit is as hassle-free as possible.

Connect with Us

We invite you to stop by or give us a call at 989-497-1600 for any inquiries. Our dedicated staff looks forward to serving you! Visit us today and discover why so many in Tuscola County trust Frankenmuth Credit Union for their financial needs.

Operating Hours

Our friendly team is here to assist you during our convenient operating hours: Monday from 9 AM to 5 PM, Tuesday through Thursday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, we're ready to help!

Services Offered

In addition to personalized banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards, we also provide basic drive-thru banking for deposits and withdrawals. Our ATM is available on-site for quick cash access whenever you need it. While members can visit us at 113 W Huron Ave Vassar Mi 48768, official correspondence should be sent to our mailing address at PO Box 209 in Frankenmuth, MI.

Member Eligibility

At Frankenmuth, we believe that everyone deserves a supportive financial community. Joining us is easy and welcoming! To become a member, you simply need to meet some basic criteria, such as living, working, or worshiping in the local area. We invite individuals and families from all walks of life to enjoy our range of services designed to help you thrive financially. You can find more detailed information about the eligibility requirements by visiting our website at . Once you're ready to take the next step, opening an account with us is just a click away! You can easily start your membership journey online by following this link: https://forms.joinmycu.com/mop/112/apply . If you have any questions or need assistance, don't hesitate to reach out to us at (989) 497-1600. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the ability to accept payments seamlessly while managing your operations efficiently. Our merchant services do just that. From credit card processing to point-of-sale systems, we provide tools that make transactions easy and enhance customer experiences. This allows you to focus on what you do best running your business! Visit us at 113 W Huron Ave Vassar Mi 48768 in Vassar, MI or call us at (989) 497-1600 to learn more about how our business banking and commercial services can support your goals. Let's work together to turn your vision into reality!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances from anywhere at any time. Check balances, transfer funds, or pay bills with just a few taps on your phone. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Drive-Thru Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking offers a hassle-free way to complete simple transactions without leaving your car. We understand that sometimes life gets busy, so we strive to provide efficient services that fit into your schedule. --- At Frankenmuth, we are more than just a credit union; we're a community partner committed to helping you achieve financial wellness. If you're ready to take the next step towards better banking solutions or have any questions about our services, don't hesitate to reach out! Give us a call at (989) 497-1600 or visit us in person at 113 W Huron Ave Vassar Mi 48768. Let's work together towards achieving your financial goals!

Loans and Financing

Sometimes life presents unexpected challenges or exciting opportunities that require extra funds. That's where our personal loans and debt consolidation services come into play. Picture this: consolidating all your debts into one manageable loan with a lower interest rate can relieve financial stress while simplifying your monthly payments. For small business owners, we provide essential support through our business banking services, including merchant services and business loans tailored to help you grow and thrive.

Personal Banking Solutions

When it comes to personal banking, we offer various checking and savings accounts designed with your lifestyle in mind. Imagine having a checking account that not only meets your everyday needs but also rewards you for using it. With our credit cards featuring rewards programs, every purchase can earn you points toward something special! For those considering larger purchases, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams without stretching your budget. If home ownership is on your mind, explore our mortgage loans and refinancing options that are designed to help you secure the best rates possible.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform, available at https://frankenmuthcu.org/ , allows you to view account balances, transfer funds, and pay bills with just a few clicks. Plus, you'll appreciate the option to receive e-statements, so you can keep track of your finances without the clutter of paper. When it comes to security, we've got you covered with electronic signature authorization making it simple and safe to sign documents online. Need to send money to a friend? Our person-to-person transfer feature makes it easy to share funds quickly and securely. And if you're out shopping, don't forget about our mobile payments feature that lets you pay directly from your phone no need to dig for your wallet!

Stay Connected with Our Mobile App

For those who prefer managing their accounts on their smartphones, our mobile application offers all the functionality of online banking right in your pocket. Whether you're checking balances or making payments, everything is user-friendly and designed with your needs in mind. We believe that banking should fit seamlessly into your life. With these digital tools at Frankenmuth, managing your money has never been more accessible or secure. Join us today and experience the convenience of modern banking!

Financial Strength

Committed to Growth

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $11,694 in used auto loans and $1,049,632,219 in total loans and leases, helping our members reach their financial goals across various sectors.

Growing Community Trust

We have established trust within the community with a strong member base; currently, we manage 174,977 share accounts. This demonstrates not only our growth but also the confidence members place in Frankenmuth as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 113 W Huron Ave Vassar Mi 48768 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $10,690,351, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $132,590,780, we maintain robust financial health that empowers us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most.

Credit Lines

Additionally, we offer credit lines totaling $202,118,121, providing you with convenient access to funds whenever necessary. This flexibility allows you to handle unexpected expenses or seize opportunities as they arise. At Frankenmuth, we're committed to helping our members succeed financially. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out. Our knowledgeable staff is ready to guide you through your choices and find the best loan solution for your situation. For inquiries or assistance, feel free to contact us at (989) 497-1600 or visit us at 113 W Huron Ave Vassar Mi 48768, Vassar, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We aim to provide flexible terms and competitive rates, making it easier for you to invest in your future.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $62,959,327 in loans helping members manage their finances effectively. These cards come with various benefits that can help you track spending and earn rewards.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FRANKENMUTH CREDIT UNION