Frankenmuth Credit Union Vassar MI | Quick Personal Loans & ATM Services

Introduction

At Frankenmuth, located at 602 State Rd, Vassar, MI 48768, we pride ourselves on being more than just a financial institution. Since our establishment in 1964, we've been dedicated to serving our community and supporting our members' financial journeys. With a robust membership of 72,304 and total assets exceeding $1.35 billion, we are committed to providing personalized service that meets your unique needs. Our members can trust that their funds are safe with us, as evidenced by our impressive net worth of $132,590,780 and total deposits amounting to $24,307,939. We understand that financial growth is a priority for many, which is why we offer diverse loan options over 55,486 loans have been issued to help our community thrive. Under the leadership of our CEO, Vickie Schmitzer, and Board President, Brian Dixon, we foster an environment where members feel valued and supported. Whether you need assistance with personal banking, auto loans, mortgages, or business banking services, our dedicated team of 402 employees is here to help. While you can visit us at our Vassar branch for all your banking needs, official correspondence should be directed to our mailing address: PO Box 209, Frankenmuth, MI 48734. Explore our range of services today by visiting us online at Frankenmuth Credit Union, or call us at 989-497-1600. Join us in building a brighter financial future together!

Branch History & Mission

Join Us Today!

If you're looking for a credit union that cares about your financial health and your community as much as you do, look no further than Frankenmuth. Experience the benefits of membership today by visiting us or calling us at (989) 497-1600. Together, let's build a brighter future!

Modern Banking Solutions

As technology advances, so do we. At Frankenmuth, we offer modern banking solutions that allow you to manage your finances conveniently from anywhere. With online banking, mobile payments, and ATM access available for your ease, banking with us is simple and efficient. Plus, our drive-thru service ensures quick transactions without leaving your car. We prioritize accessibility as well; all our facilities are ADA compliant because everyone deserves equal access to their financial resources.

Our Mission

At Frankenmuth, our mission is clear: we are dedicated to enhancing the financial well-being of our members while fostering a sense of community. We believe in providing exceptional banking services ranging from checking and savings accounts to auto loans, mortgages, and credit cards with rewards all designed to support you at every stage of life. But we don't stop there. We also focus on giving back to the community through various outreach initiatives and partnerships aimed at making Vassar an even better place to live and work. Whether it's supporting local events or providing financial education programs, we are committed to being a positive force in our community. While members can visit us at 602 State Rd Vassar Mi 48768, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734 if needed.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to give us a call at 989-497-1600. Our dedicated staff is always happy to help you with any inquiries or set up an appointment for more complex financial discussions. We invite you to visit us at the Vassar branch of Frankenmuth Credit Union today! Experience personalized service in a friendly atmosphere where we prioritize your financial well-being.

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it easy to incorporate a visit into your daily routine. Just a short drive from downtown Vassar, you'll find us near popular spots like the Vassar Golf Club and the local community center. We offer ample parking right outside our doors, ensuring a hassle-free experience when you come to see us. We take accessibility seriously. Our facility is designed with ADA compliance in mind, featuring ramps and other accommodations to help everyone feel welcome.

Operating Hours

At Frankenmuth Credit Union's Vassar branch, we understand that convenience is key. That's why we've tailored our operating hours to fit your schedule. Join us on Monday from 9 AM to 5 PM; Tuesday through Thursday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. These hours allow you flexibility whether you need assistance during the week or are looking for services on the weekend.

Services Offered

We pride ourselves on providing a range of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is ready to assist you every step of the way. Need quick cash? We also offer basic ATM access for withdrawals and balance checks along with our drive-thru service for deposits and simple transactions.

Member Eligibility

At Frankenmuth, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Vassar area, you're likely eligible to join us. We also embrace family members of current members, making it easy for your loved ones to enjoy the benefits we offer. Once you decide to take this exciting step, opening an account is straightforward. Just visit our website for all the details on how to apply at https://forms.joinmycu.com/mop/112/apply . If you have any questions or want to learn more about our eligibility criteria, feel free to give us a call at (989) 497-1600 or check out more information at . We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner for payment processing that makes transactions easier. Our merchant services are designed to streamline your operations, ensuring you can focus on what you do best running your business. With secure payment options and real-time transaction tracking, you'll have peace of mind knowing your financials are in good hands. Visit us at 602 State Rd Vassar Mi 48768 in Vassar, MI, or call us at (989) 497-1600 to explore how our business banking services can fuel your success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs, we offer robust business banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support you every step of the way.

Convenient Access

We know that convenience matters in today's fast-paced world. That's why we provide ATM access for quick cash withdrawals and balance checks whenever you need them. If you're on the go, take advantage of our drive-thru banking services for deposits and simple transactions without leaving your vehicle.

Credit Cards and Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or even cash back! It's an excellent way to make the most out of your spending while enjoying the benefits of being a member at Frankenmuth.

Digital Banking Features

In addition to traditional banking methods, Frankenmuth offers digital features like person-to-person payments and e-statements that simplify managing your finances. Our commitment to making banking easy means you can bank from anywhere at any time. We invite you to experience these services firsthand at our branch located at 602 State Rd Vassar Mi 48768 in Vassar, MI. For any questions or assistance, feel free to reach us at (989) 497-1600 during our operating hours: Monday from 9 AM to 5 PM; Tuesday through Thursday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. Ready to take the next step? Visit us online at Vassar or apply for an account here. Join us today and discover how Frankenmuth can help you achieve your financial goals!

Personal Banking

Our personal banking services include a variety of checking and savings accounts designed for everyday needs. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone. If you're considering purchasing a vehicle, our auto loans offer competitive rates that make financing simple and straightforward. We also provide mortgage loans and refinancing options, making home ownership more accessible than ever. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://frankenmuthcu.org/ , you can view your account balances, make transfers, and pay bills all from the comfort of your home or wherever life takes you. Plus, with 24/7 online banking services, there's no need to worry about business hours; you can manage your finances on your schedule.

Enhanced Features for Your Needs

Our digital offerings include electronic signature authorization, which makes it easy to sign documents without the hassle of printing. E-statements are also available, allowing you to go green and easily keep track of your financial history. With mobile payments and a user-friendly mobile application, you can send money to friends or family instantly through person-to-person transfers.

Security You Can Trust

At Frankenmuth, we prioritize your security. Our online banking system uses advanced encryption technology to keep your information safe. You can enjoy peace of mind knowing that whether you're using our app or website, your financial data is protected. Join us at Frankenmuth for a modern banking experience that puts convenience and security first. Embrace the ease of managing your finances with us today!

Financial Strength

A Solid Foundation

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $11,694 in used auto loans and $1,049,632,219 in total loans and leases available to support your financial goals across various sectors. Our $10,690,351 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees who are dedicated to assisting you with your banking needs.

Secure Savings Options

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trustworthy Service

Net Shares (Funds available for lending and investments) amount to $435,468,799, while our Total Share Accounts stand at 174,977, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 602 State Rd Vassar Mi 48768 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options, ensuring that you find the right loan for your situation. Plus, if you're considering refinancing your current auto loan, we can help with that too.

Business Loans

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, our team is here to assist you every step of the way. At Frankenmuth, we believe in empowering our members through accessible financial solutions. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial future visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We offer various mortgage products that cater to different needs and budgets, so whether you're a first-time buyer or looking to refinance an existing mortgage, we've got you covered.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,959,327 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make everyday spending rewarding.

Loan Aggregator

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FRANKENMUTH CREDIT UNION