Frankenmuth Credit Union Sebewaing MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Frankenmuth, your trusted financial partner in the heart of Sebewaing, Michigan! At our Sebewaing Office, located at 561 S Beck St, Sebewaing, MI 48759, we are proud to serve over 72,304 members with a commitment to making banking personal and accessible. Established in 1964, we have built a strong foundation rooted in community values and member-focused service. With total assets exceeding $1.36 billion, we ensure your money is not only safe but also working for you. Our members benefit from a robust suite of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. In fact, our total loans exceed 55,486, reflecting our dedication to helping you achieve your financial goals. Our leadership team, led by CEO Vickie Schmitzer and Board President Brian Dixon, is passionate about fostering growth and trust within our community. We understand that every member's needs are unique; that's why we strive to provide tailored solutions that empower you financially. Whether you're looking for personal loans or exploring investment opportunities, we are here to guide you every step of the way. While members can visit us at our physical location in Sebewaing, official correspondence should be sent to our mailing address: PO Box 209, Frankenmuth, MI 48734. At Frankenmuth Credit Union, we believe in transparency and community engagement. With a net worth of $132,590,780 and cash readily available at $22,895,268, we are well-positioned to support our members' needs while maintaining strong financial health. Join us today by visiting our website at frankenmuthcu.org or give us a call at (989) 497-1600. Let's work together towards your financial future!

Branch History & Mission

Welcome to the Sebewaing Office of Frankenmuth, where our story is deeply rooted in community and a commitment to serving our members. Established in 1964, we have proudly provided financial services for nearly six decades, evolving alongside the vibrant Sebewaing community in Michigan. Our branch, located at 561 S Beck St, offers a welcoming space for members to access a variety of services and solutions tailored to their needs. Over the years, we have seen remarkable growth. Today, we serve over 72,000 members and manage total assets of $1,358,607,681. This journey reflects not just our expansion but also our dedication to building lasting relationships with those we serve. Our mission is clear: to provide exceptional financial services while supporting and uplifting our community. At Frankenmuth, we believe that banking should be accessible and user-friendly. That's why we offer both traditional and digital banking options. Members can enjoy convenient ATM access and drive-thru banking for quick transactions. We are also proud to provide online and mobile banking services that allow our members to manage their finances anytime and anywhere. While you can visit us at our Sebewaing location, official correspondence should be directed to our mailing address: PO Box 209, Frankenmuth, MI 48734. Our team is dedicated to ensuring your needs are met with care and professionalism. Our mission goes beyond just numbers; it's about making a real impact in people's lives. We partner with local organizations to support various community outreach efforts, ensuring that we contribute positively to the fabric of Sebewaing. Whether it's offering financial literacy programs or participating in local events, we strive to enhance the quality of life for all residents. As we continue on this journey together, we invite you to join us at Frankenmuth. Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Visit us today or give us a call at 989-497-1600 let's work together toward a brighter future!

Branch Location & Accessibility

Convenient Access

Whether you're coming from downtown or nearby residential areas, getting to us is a breeze. We offer ample parking for our members and ensure that everyone can access our facilities easily, including those with mobility needs thanks to our ADA-compliant features.

Get in Touch

We're eager to help you achieve your financial goals! If you have questions or need assistance, don't hesitate to give us a call at 989-497-1600. Come visit us today at the Sebewaing Office; we can't wait to meet you!

Operating Hours

At Frankenmuth, we want to fit into your busy schedule. Our lobby hours are designed for your convenience: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday from 9:15 AM to 5 PM, and Friday from 9 AM to 6 PM. So whether you need help with personal banking or just want to stop by for some quick transactions, we're here when you need us!

Services We Offer

Our branch is equipped with a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have everything you require right under one roof. Plus, enjoy the ease of ATM access and drive-thru banking options for quick deposits and withdrawals without having to leave your car. While you can visit us at our Sebewaing location, please note that official correspondence should be directed to our mailing address: PO Box 209, Frankenmuth, MI 48734.

Member Eligibility

At Frankenmuth, we believe that becoming a member is like joining a caring family, where your financial needs are our priority. If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us! We welcome individuals from all walks of life who are looking for a supportive community and personalized financial services. Whether you're interested in opening a checking account, applying for a loan, or simply seeking advice on your finances, our team is here to guide you every step of the way. For more detailed eligibility criteria, feel free to visit our website. When you're ready to take the next step, opening an account is straightforward and hassle-free! Just visit us online at https://forms.joinmycu.com/mop/112/apply or give us a call at (989) 497-1600. We're located at 561 S Beck St Sebewaing Mi 48759, and we can't wait to help you start your journey with us at Frankenmuth!

Business Banking & Commercial Services

Merchant Services that Matter

Beyond loans, we offer practical merchant services that simplify transactions and help your business thrive. Imagine processing payments effortlessly, whether at a bustling store or during a trade show. Our solutions ensure you can focus on what you do best running your business while we handle the financial side efficiently. Visit us at 561 S Beck St Sebewaing Mi 48759 in Sebewaing, MI, or call us at (989) 497-1600 to learn how we can help your business reach new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

Located at 561 S Beck St Sebewaing Mi 48759, we're proud to serve the community with friendly service and expert advice. You can reach us at (989) 497-1600 during our operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday from 9:15 AM to 5 PM, and Friday from 9 AM to 6 PM. Whether you're just starting out on your financial journey or looking for ways to enhance your current strategy, the team at Frankenmuth is here for you every step of the way. Explore our comprehensive range of services today and see how we can help you achieve your financial goals! Ready to take the next step? Visit us online at Sebewaing Office or stop by our branch!

Business Banking

Small business owners will find a supportive partner in us with our Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans that provide the capital needed for growth, we are here to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Need quick cash? Our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever you need them. For those who prefer face-to-face interaction but value convenience, our Basic Drive-Thru Banking lets you handle deposits and withdrawals swiftly without leaving your car.

Personal Banking

When it comes to personal banking, we offer various Checking & Savings Accounts designed to help you save money and manage your daily expenses effectively. If you're planning to purchase a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that suit your budget. Additionally, we offer Mortgage Loans & Refinancing for those looking to buy their dream home or refinance an existing mortgage to lower their monthly payments. For individuals facing unexpected expenses or seeking to consolidate debt, our Personal Loans & Debt Consolidation services can help simplify your financial obligations. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, making it easier to treat yourself while managing your spending.

Digital & Online Banking

Key Features

Our online banking services are available 24/7 at https://frankenmuthcu.org/. Whether you need to check your balance, pay bills, or transfer funds, everything is just a click away. You can also enjoy the convenience of e-statements, which are readily available for you to access whenever you need them. This not only helps reduce paper clutter but also makes it easy to keep track of your financial history. For those who prefer mobile banking, our dedicated mobile application allows you to perform transactions on the go. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is fast and simple. Plus, with our mobile payments feature, you can pay at stores using just your phone no wallet needed!

Security and Accessibility

Security is a top priority at Frankenmuth. We use advanced encryption technology to protect your information and transactions, so you can bank confidently. Additionally, our electronic signature authorization simplifies document signing without the hassle of printing or mailing. Our commitment to accessibility means that no matter where you are or what time it is, your finances are at your fingertips. With real-time account management features, you can stay updated on your accounts and make informed financial decisions right from the comfort of home. Experience the ease and flexibility of banking with Frankenmuth today!

Financial Strength

Commitment to Growth

Our dedication to serving our members is reflected in our $119,431,630 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $11,694 in used auto loans and $1,049,632,219 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident through our $5,913,560, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 174,977, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $435,468,799. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 561 S Beck St Sebewaing Mi 48759 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. We recognize that businesses play a vital role in our community's economy, and we're dedicated to supporting your vision for success. If you're considering refinancing any of your existing loans or exploring eligibility options for our various loan products, don't hesitate to reach out! Our knowledgeable staff is ready to assist you in navigating through our offerings. Feel free to contact us at (989) 497-1600 or visit us at 561 S Beck St Sebewaing Mi 48759 in Sebewaing, MI. We are committed to providing personalized service that helps you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Personal and Credit Line Loans

In addition to auto and mortgage loans, we also offer unsecured credit card loans with a total of $62,959,327 in loans helping members manage their finances effectively. These flexible terms allow you to make purchases without worrying about immediate repayment. If you're interested in expanding your borrowing capacity, our total credit lines amounting to $202,118,121 provide additional options for managing larger expenses.

Loan Aggregator

Benefits of Using LendMesh

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FRANKENMUTH CREDIT UNION - Sebewaing, MI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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