Frankenmuth Credit Union Saginaw MI | Top Checking & Auto Loans

Introduction

Welcome to Frankenmuth your trusted partner in financial growth and community support. Located at 203 S Washington Ave, Saginaw, MI 48607, our branch has been a beacon of reliability since we opened our doors in 1964. With over 72,000 members, we pride ourselves on fostering strong relationships and helping our community thrive. At Frankenmuth, we manage total assets of an impressive $1,358,607,681, ensuring that your funds are secure and ready to work for you. Our commitment to providing exceptional service is reflected in our robust offerings, including personal banking solutions, auto loans, mortgage refinancing, and credit cards with rewards. With a dedicated team of 402 employees, led by our CEO Vickie Schmitzer and Board President Brian Dixon, we are here to help you navigate your financial journey with confidence. While members can visit us at our branch location, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734. We invite you to explore our services further on our website at Frankenmuth Credit Union or give us a call at 989-497-1600. Join us today and discover how we can assist you in reaching your financial goals!

Branch History & Mission

Community Connections

We are proud not only of our financial achievements but also of the relationships we've built within the Saginaw area. Each member is important to us; their success stories inspire us daily. We offer services like ATM access for convenience and ensure compliance with ADA standards so everyone can bank with ease. In addition to traditional banking services, we're here for you during every step of your financial journey whether you're looking to buy your first car or starting a new business venture. Our knowledgeable team is always ready to assist you with any questions or concerns you may have.

Join Us Today!

As we look forward to the future, we invite you to join us at Frankenmuth. Experience firsthand how we're committed to serving you with compassion and care. Together, let's build a stronger community where everyone can achieve their financial goals. For inquiries or assistance, feel free to call us at (989) 497-1600 during our operating hours: Monday through Wednesday from 9:00 AM - 5:30 PM and Thursday through Friday from 10:00 AM - 5:30 PM. Explore more about what we offer by visiting our website today! Join us in shaping a brighter tomorrow for all of Saginaw!

Our Journey

Since our inception, we have focused on providing exceptional financial services tailored to the needs of our members. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. With total assets reaching an impressive $1,358,607,681, we are committed to ensuring that our members have access to the resources they need to thrive financially. Throughout our history, we've embraced change and innovation. From introducing online banking features to offering mobile payment solutions, we strive to meet the evolving needs of our community while maintaining a personal touch. We understand that everyone's financial journey is unique, which is why we prioritize personalized service in everything we do.

Our Mission

At Frankenmuth, our mission is simple yet powerful: to empower our members through accessible financial services while actively supporting our community. We believe that when our members succeed, so does the community as a whole. Our commitment extends beyond banking; we engage in various outreach programs that aim to uplift those around us. Whether it's sponsoring local events or partnering with organizations that share our values, we are dedicated to making a positive impact. While you can visit us at 203 S Washington Ave Saginaw Mi 48607 for all your banking needs, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734 if needed.

Branch Location & Accessibility

Welcome to the Frankenmuth Credit Union branch located at 203 S Washington Ave in Saginaw, MI. This friendly spot is easy to find and conveniently located for all your banking needs. Just a stone's throw from the bustling downtown area, our branch is near popular landmarks, making it a familiar stop for locals. Whether you're visiting us for personal banking or to discuss loans and services, you'll find our location welcoming and accessible. We have ample parking available, ensuring that you can easily hop in and out without any hassle. Plus, our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can enjoy our services comfortably. At Frankenmuth Credit Union, we understand that your time is valuable. That's why we offer convenient operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday from 10:00 AM to 5:30 PM, and Friday from 9:00 AM to 5:30 PM. Our dedicated team is here during these hours to assist you with everything from checking and savings accounts to auto loans and mortgages. If you're in need of cash on-the-go, we also have an ATM available at this location for your convenience. Unfortunately, we do not offer drive-thru banking at this branch; however, our friendly staff is always ready to help you inside. While you can visit us at our Saginaw address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 209, Frankenmuth, MI 48734. So why wait? Swing by the Frankenmuth Credit Union today or give us a call at 989-497-1600. We can't wait to help you achieve your financial goals!

Member Eligibility

At Frankenmuth, we believe that everyone deserves a place where they can thrive and feel supported, which is why becoming a member is more than just opening an account it's joining a community. If you live, work, or attend school in the Saginaw area, you're likely already eligible to join us! We welcome individuals from all walks of life, and our aim is to make banking accessible and beneficial for everyone. To learn more about specific eligibility details, check out our resource at . Starting your journey with us is easy! Simply visit our online application page at https://forms.joinmycu.com/mop/112/apply , or give us a call at (989) 497-1600 if you have any questions or need assistance. Our friendly team is here to help you every step of the way. Join us at Frankenmuth located at 203 S Washington Ave Saginaw Mi 48607, and discover the advantages of being part of our family-oriented financial institution!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a partner who understands the cash flow challenges of running a business. Our merchant services allow you to accept payments easily and securely, ensuring you can focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we provide the tools that help streamline transactions, so you can manage your finances efficiently. Visit us at 203 S Washington Ave Saginaw Mi 48607 in Saginaw, MI, or give us a call at (989) 497-1600 to learn how we can support your business journey today!

Comprehensive List Of Services

Accessibility

We believe in making banking as easy as possible for everyone. Our ATM services allow basic access for withdrawals and balance checks whenever you need them. And if you have questions or need assistance, don't hesitate to reach out at (989) 497-1600 during our operating hours: Monday through Wednesday from 9:00 am to 5:30 pm, Thursday from 10:00 am to 5:30 pm, and Friday from 9:00 am to 5:30 pm. At Frankenmuth, we're more than just a credit union; we're part of your community. Explore how we can help you achieve your financial goals today! Visit us at https://frankenmuthcu.org/ or apply for an account here. Your financial future starts now!

Business Banking

For entrepreneurs and business owners, Frankenmuth offers comprehensive business banking services including merchant services and business loans. We understand the challenges businesses face and aim to provide tools and support that empower growth.

Credit Cards

Our credit cards come with rewards that make everyday spending more rewarding. Whether you're looking to earn points for travel or cashback on purchases, we've got options that cater to your financial goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can easily access your account via our website or mobile application, perform transactions through person-to-person payments, and manage cash withdrawal services at our ATMs.

Loans and Financing

Need a new car or thinking about buying a home? At Frankenmuth, we provide auto loans and vehicle financing options tailored to help you hit the road without breaking the bank. If you're considering home ownership or refinancing your current mortgage, our mortgage loans come with competitive rates and flexible terms. Additionally, for those unexpected expenses or debt consolidation needs, our personal loans can help you regain control of your finances.

Personal Banking

Whether you're just starting out or looking to manage your finances better, our personal banking services are here for you. We offer checking and savings accounts that fit various lifestyles, allowing you to choose the one that best suits your needs. Our members enjoy benefits like easy online banking and mobile app access, making it simple to check balances, transfer funds, or pay bills anytime, anywhere.

Digital & Online Banking

At Frankenmuth, we know that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our user-friendly platform, you can access your accounts anytime, anywhere, allowing you to take control of your financial journey. One of the standout features is our 24/7 online banking services available at https://frankenmuthcu.org/ . Whether you need to check your balance, pay bills, or transfer funds, everything is just a click away. Plus, with E-Statements available, you can keep track of your financial activity without the clutter of paper statements. It's all about making banking simpler and more organized for you. For those on the go, our mobile application brings the bank right to your pocket. You can send money with ease using our person-to-person transfers, making it simple to split bills with friends or pay family members directly from your phone. If you're out shopping, don't forget about our mobile payments feature, which lets you pay quickly and securely without needing cash or cards. Security is at the heart of everything we do. We utilize electronic signature authorization so that you can complete transactions safely and efficiently from the comfort of your home. Every transaction is protected with advanced security measures, ensuring that your personal information remains safe. At Frankenmuth, we're committed to providing accessible banking solutions that fit into your lifestyle. Whether you're at home or on the move, our online and mobile services empower you to manage your finances in real time while giving you peace of mind. Visit us at https://frankenmuthcu.org/ today and experience how easy banking can be!

Financial Strength

Commitment to Growth

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,694 in used auto loans and a total of $1,049,632,219 in loans and leases.

Growing Member Base

Total Share Accounts stand at 174,977, showcasing a strong and growing member base that trusts us with their finances. With available funds for lending and investments at $435,468,799, we are well-positioned to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 203 S Washington Ave Saginaw Mi 48607 or call 989-497-1600 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $10,690,351 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand your business. Whether you need funding for equipment, inventory, or other operational costs, our loan specialists are here to help you secure the financing necessary for success.

Credit Card Loans

Managing your finances effectively is crucial, and we also offer flexible terms on unsecured credit card loans, with a total of $62,959,327 in loans helping members navigate their financial journeys. Our credit cards come with attractive features that allow you to earn rewards while enjoying low-interest rates.

Credit Lines

Additionally, we offer competitive credit lines with a total amount of $202,118,121 available to assist with any unexpected expenses or planned purchases. This flexibility allows you to manage your cash flow more effectively. At Frankenmuth, we're dedicated to providing personalized service and expert advice tailored to your unique financial situation. For more information on our loan offerings or to start your application process, feel free to contact us at (989) 497-1600 or visit us at our branch located at 203 S Washington Ave Saginaw Mi 48607. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We provide competitive rates and flexible terms, ensuring you find a mortgage that fits your budget and lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for all users. You can trust that the information you receive is accurate and reflects current market conditions.

FRANKENMUTH CREDIT UNION