Frankenmuth Credit Union Saginaw MI | Top Checking & Mortgage Loans

Introduction

Welcome to Frankenmuth, your trusted financial partner located at 3360 Tittabawassee Rd, Saginaw, MI 48604. Established in 1964, we are proud to serve a community of over 72,304 members with personalized banking solutions designed to meet your needs. At Frankenmuth, we prioritize the financial well-being of our members, offering a range of services including personal banking, auto loans, mortgages, and business banking. With total assets exceeding $1.36 billion and deposits of $24,307,939, we are committed to providing secure and reliable financial services. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 209, Frankenmuth, MI 48734. Our dedicated team is here to help you navigate your financial journey with confidence. Under the leadership of our CEO, Vickie Schmitzer, and Board President Brian Dixon, we strive to create an environment where every member feels valued and supported. With a total of 402 employees working diligently to serve you, you can trust that we are here for you every step of the way. At Frankenmuth, we have not only built a strong foundation in our community but also fostered lasting relationships with our members through exceptional service and support. Whether you're looking for a new car loan or planning for your future with a mortgage or savings account, we're ready to assist you. We invite you to explore our services further by visiting our website at frankenmuthcu.org or giving us a call at 989-497-1600. Join us today and experience the difference that comes with being part of the Frankenmuth family!

Branch History & Mission

Community Engagement

Frankenmuth has always believed in giving back. Through partnerships and outreach initiatives, we actively participate in local events and support causes that matter most to our members. Whether it's sponsoring youth sports teams or organizing financial literacy workshops, we're here to uplift our community. While members can visit us at 3360 Tittabawassee Rd Saginaw Mi 48604, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734. For any inquiries or assistance, feel free to contact us at 989-497-1600. Join us today at Frankenmuth! Experience the difference of a credit union that truly cares about its members and community. Whether you're looking for banking solutions or simply want to learn more about how we can assist you on your financial journey, we're here for you every step of the way. Visit us online at frankenmuthcu.org or apply for membership here. Let's build a brighter financial future together!

Our Mission

At Frankenmuth, our mission is straightforward yet powerful: we are dedicated to providing exceptional financial services while supporting the community we serve. We believe that everyone deserves access to quality banking options whether it's personal checking accounts, auto loans, or business financing. Our focus extends beyond just transactions; we aim to empower our members with the tools they need for a secure financial future. We are also committed to innovation and accessibility. Our digital services include online banking and mobile payments, allowing members to manage their finances on their terms. We take pride in being ADA compliant and ensuring that all members of our community can utilize our services comfortably.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 989-497-1600. We're excited to help you with all your banking needs! Remember, while you can visit us at 3360 Tittabawassee Rd for in-person support, any official correspondence should be sent to PO Box 209 in Frankenmuth. We look forward to seeing you soon!

Convenient Access and Nearby Landmarks

Our branch is easy to find, located near popular spots like the local Meijer store, making it a convenient stop during your errands. We prioritize accessibility for all our members, featuring ADA-compliant ramps and ample parking space to ensure everyone can access our services without hassle.

Operating Hours and Services Offered

We understand that your time is valuable. That's why we offer flexible hours from Monday through Friday, 10 AM to 6 PM, and Saturday from 9 AM to 4 PM. Our friendly team is ready to assist you with a variety of personal banking needs such as checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking services. For those who prefer cash transactions on the go, we also provide ATM access right at our branch. While we currently do not have drive-thru service available, our lobby is open and welcoming for all members.

Member Eligibility

At Frankenmuth, we believe that everyone deserves a chance to be part of a supportive community where their financial needs are prioritized. Becoming a member is easy and welcoming, as we embrace individuals who live, work, worship, or attend school in our local area. If you share this connection with us, you're likely eligible to join! Not only will you gain access to competitive financial products and services, but you'll also become part of a cooperative that truly values its members. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is simple and straightforward just visit our online application page at https://forms.joinmycu.com/mop/112/apply or give us a call at (989) 497-1600 if you have any questions. We're here for you at our branch located at 3360 Tittabawassee Rd Saginaw Mi 48604, ready to help you start your journey with Frankenmuth today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: your customers making purchases easily, while you enjoy timely payments and reduced transaction fees. It's not just about transactions; it's about building lasting relationships with your clientele. Located at 3360 Tittabawassee Rd Saginaw Mi 48604, Saginaw, MI 48604, we invite you to explore how Frankenmuth can be your partner in success. For more information, give us a call at (989) 497-1600 or visit us online at https://frankenmuthcu.org/ .

Comprehensive List Of Services

Convenient Access Anytime

Accessing your money should never be a hassle. At Frankenmuth, we provide convenient ATM services for cash withdrawals and balance checks whenever you need them. Plus, with features like person-to-person payments through our online platform, sending money to friends or family has never been easier. We invite you to visit us at 3360 Tittabawassee Rd Saginaw Mi 48604 or call us at (989) 497-1600 during our operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 4 PM. Let us show you how easy banking can be at Frankenmuth. Explore all our services today and take control of your financial future!

Home Sweet Home Financing

When it comes to mortgages, Frankenmuth has you covered. Our mortgage loans and refinancing options are designed with your comfort in mind, making home ownership more attainable than ever before. Our experienced staff will guide you through the process so you can focus on what truly matters creating memories in your new home.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking options cater to your everyday needs. Imagine easily managing your funds with our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing solutions are tailored for you. We offer competitive rates that help ease the burden of monthly payments. Additionally, for those who want to consolidate debt or fund personal projects, our personal loans come with flexible terms to fit your budget.

Rewards for Your Spending

Credit cards should be rewarding! That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. Use them for groceries or gas and watch as rewards stack up quickly, making every dollar spent work harder for you.

Supporting Local Businesses

For our business members, we know that having the right financial tools is crucial for success. Our business banking services include merchant services and business loans designed to support growth and streamline operations. Whether you're starting a new venture or expanding an existing one, we're here to help.

Digital & Online Banking

Enhanced Features

For those who prefer mobile banking, our mobile application offers features such as mobile payments and person-to-person transfers. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your phone. Plus, with mobile payments, shopping becomes even more convenient just pay directly from your phone without needing cash or cards. Security is also a top priority for us. We offer electronic signature authorization for various transactions, ensuring that your information remains safe while providing you with a hassle-free experience. In summary, Frankenmuth's digital and online banking services combine accessibility and ease-of-use with robust security measures. Explore all these features today by visiting https://frankenmuthcu.org/ and take control of your financial journey!

Key Services

Our online banking platform, accessible at https://frankenmuthcu.org/ , provides a user-friendly interface that allows you to check your balances, transfer funds, and manage your accounts all in real-time. Whether you're at home or on the go, our 24/7 online banking services ensure that your finances are always within reach. One of the highlights of our service is the availability of e-statements. Say goodbye to paper clutter! You can opt for e-statements and receive your account statements electronically, making it easier to track your spending and manage your finances efficiently.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our impressive net income of $10,690,351, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 174,977, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $435,468,799. This robust membership reflects the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 3360 Tittabawassee Rd Saginaw MI 48604 or call 989-497-1600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,694 in used auto loans and a total of $1,049,632,219 in loans and leases.

Solid Financial Foundation

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want. Refinancing options are also available if you're looking to lower your payments or reduce your interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. We understand that running a business requires access to funds when opportunities arise, and our dedicated team is ready to assist with tailored lending solutions. At Frankenmuth, we prioritize your financial well-being and work hard to make banking convenient and accessible. For more information about our loan products or assistance with applying for a loan, feel free to contact us at (989) 497-1600 or visit us at our location: 3360 Tittabawassee Rd Saginaw Mi 48604 in Saginaw, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take that next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We provide personalized service throughout the mortgage process, guiding you from application to closing. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored just for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging, but we're here to help with flexible terms on unsecured credit card loans. With a total of $62,959,327 in loans assisting members effectively manage their finances, our credit cards come with benefits designed to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable resource that helps you navigate through various offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the loan offers you see are fair and transparent, giving you peace of mind as you make your financial decisions. One of the key benefits of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're looking at. Additionally, No Sponsored Listings means that LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results tailored to your needs. With Real-Time Rate Comparisons, you can access up-to-date loan rates from multiple institutions, helping you make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of the platform in assisting borrowers like you. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FRANKENMUTH CREDIT UNION