Frankenmuth Credit Union Saginaw MI | Best Auto Loans & Mortgage Refinancing

Introduction

Financial Health and Community Impact

Our total deposits stand at $24,307,939, showcasing the trust our members place in us. We also boast a net worth of $132,590,780 and hold $22,895,268 in cash on hand, ensuring that we are well-equipped to support your financial journey. With over 55,486 loans granted so far, we are proud to help individuals and families achieve their dreams.

Get in Touch!

We invite you to explore what Frankenmuth Credit Union can do for you. Visit us online at frankenmuthcu.org or give us a call at 989-497-1600 today! Your financial future is bright with us by your side.

Leadership You Can Trust

Under the guidance of our CEO, Vickie Schmitzer, and Board President Brian Dixon, our team is focused on fostering a welcoming environment for all members. Our staff of 402 employees is always ready to assist you with any questions or concerns you may have. While members can visit us at our branch location for day-to-day banking needs and friendly service during our operating hours Monday from 9 AM to 5 PM; Tuesday through Thursday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM official correspondence should be directed to our mailing address: PO Box 209, Frankenmuth, MI 48734.

Our Commitment to You

As part of the Frankenmuth Credit Union family, you can trust that your financial health is our top priority. We currently manage assets totaling an impressive $1,358,607,681, reflecting our strength and stability. Our dedicated team works hard to ensure that you have access to essential services like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking for personal banking or business solutions, we've got you covered.

Branch History & Mission

Community Commitment

We take pride in our commitment to supporting local initiatives and partnerships that uplift those around us. Through various outreach programs and community involvement efforts, we work tirelessly to ensure that every member feels valued and supported. With modern banking conveniences such as online banking and mobile payments available at your fingertips, we're also committed to ensuring accessibility for all. Our facilities comply with ADA standards and provide essential services like drive-thru banking and ATM access for your convenience. As we look ahead, we invite you to join us on this journey. Experience firsthand how Frankenmuth Credit Union can make a meaningful difference in your financial life. Reach out today at 989-497-1600 or visit us online at Frankenmuth Credit Union for more information about becoming a member or exploring our services. Join us as we continue to build a brighter future together!

Mission Statement

At Frankenmuth Credit Union, our mission is simple yet powerful: we aim to provide exceptional financial services while enriching the lives of our members and contributing positively to our community. We strive to be more than just a place for transactions; we want to be a trusted partner in your financial journey. While members can visit us at 2796 Erna Dr, Saginaw, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734.

Our Journey

From our inception, we have focused on fostering strong relationships with our members and the communities we serve. Over the years, we have expanded our services and resources to meet the diverse needs of our membership. Today, with total assets exceeding $1.35 billion, we are committed to providing personalized financial solutions that empower individuals and families to reach their goals. Our headquarters in Frankenmuth continues to guide us in our mission. We believe in building a future where everyone can thrive financially while being an active participant in their community. We are proud of our achievements and milestones that reflect our dedication to service excellence.

Branch Location & Accessibility

Welcome to the Frankenmuth Credit Union branch, conveniently located at 2796 Erna Dr, Saginaw, MI 48603. Nestled in a vibrant community, our branch is easily accessible for all your banking needs. Whether you're just down the street or coming from nearby landmarks like the Saginaw Valley State University or the local shopping centers, we're here to serve you. At Frankenmuth, we prioritize convenience and accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can navigate with ease. Plus, there's ample parking available so you can visit us without any hassle. If you prefer to stay in your car, take advantage of our drive-thru banking service for quick deposits and withdrawals. We understand that life gets busy! That's why our operating hours are designed to fit your schedule: we're open Monday from 9 AM to 5 PM, Tuesday through Thursday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance during the week or prefer to swing by on a Saturday morning, we're here for you. For your convenience, we also offer ATM services right at our branch. This means you can access cash whenever you need it without having to step inside. If you have any questions or need assistance with your accounts, feel free to give us a call at 989-497-1600; our friendly staff is ready to help. While members can visit us at our Saginaw location for all their banking needs, please note that official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734. We invite you to stop by and experience our personalized service firsthand. At Frankenmuth Credit Union, we're committed to helping you achieve your financial goals with ease and confidence!

Member Eligibility

Becoming a member of Frankenmuth is like joining a warm, welcoming family that genuinely cares about your financial well-being. If you're living, working, or attending school in the area, you're likely eligible to join us! We believe in inclusivity and strive to make our membership accessible to everyone in our community. With benefits like competitive rates on loans and savings accounts, personalized service, and a range of financial products tailored just for you, being part of our credit union means more than just banking; it's about building relationships that support your goals. If you're ready to take the next step, opening an account is quick and easy! You can find all the details you need by visiting us at https://forms.joinmycu.com/mop/112/apply . For any questions or to learn more about eligibility criteria, feel free to give us a call at (989) 497-1600. Don't forget to check out our website for updated information at . Join us at Frankenmuth, located at 2796 Erna Dr Saginaw Mi 48603, and start experiencing the difference today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your transactions and enhance customer satisfaction. Imagine being able to accept payments easily, whether in-store or online, allowing you to focus on what truly matters growing your business. Our tools help you manage sales efficiently and keep your cash flow steady. Located conveniently at 2796 Erna Dr Saginaw Mi 48603, Saginaw, MI 48603, we invite you to explore how Frankenmuth can be your partner in success. For inquiries, give us a call at (989) 497-1600 and let's discuss how we can meet your business banking needs!

Comprehensive List Of Services

Business Banking Essentials

For entrepreneurs and small businesses, we offer robust Business Banking services that include Merchant Services & Business Loans. If you're looking to expand or need support with transactions, we've got your back with tools designed specifically for business owners.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions. With our mobile app, accessing your accounts is as easy as tapping on your phone whether you're checking balances, making transfers, or paying bills on the go. Additionally, our ATMs and Cash Withdrawal Services ensure that you have access to cash whenever you need it. You can quickly make deposits and withdrawals at our convenient drive-thru service or through basic ATM access.

Home Financing Made Easy

When it comes to homeownership, we know how important it is to have trustworthy support. Our Mortgage Loans & Refinancing services help make buying a home or refinancing your existing mortgage as smooth as possible. With personalized guidance and competitive rates, you can focus on creating memories in your new space rather than worrying about paperwork.

Join Us Today!

At Frankenmuth, located at 2796 Erna Dr Saginaw Mi 48603, Saginaw, MI, we strive to create an inviting environment where all members can feel secure in their financial decisions. Our friendly team is always ready to assist you with any inquiries just give us a call at (989) 497-1600! We invite you to explore all the ways we can support your financial journey today! Visit us online at Town & Country or stop by to learn more about how we can assist you in achieving your goals.

Personal Banking Solutions

For those just starting their financial journey or looking to manage day-to-day expenses, our Personal Banking services offer the essentials you need. We provide Checking & Savings Accounts designed to fit any lifestyle. Imagine having easy access to your funds while also growing your savings with competitive interest rates. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward. Picture driving off in your dream car without the stress of complicated loan processes. We work hard to provide flexible terms that suit your budget.

Support for Your Financial Goals

For those unexpected expenses or debt management needs, our Personal Loans & Debt Consolidation options are here for you. These loans can help ease financial burdens and give you peace of mind as you work toward regaining control over your finances. Our Credit Cards with Rewards not only provide purchasing power but also reward you for everyday spending. Think about earning points that can be redeemed for travel, cash back, or merchandise just by using your card wisely!

Digital & Online Banking

Easy Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple to share funds quickly and securely no cash required! With these tools at your disposal, managing your finances has never felt so accessible or secure. Join us at Frankenmuth and experience the ease of modern banking today!

Enhanced Security

We prioritize your security with features like electronic signature authorization, allowing for safe and secure transactions without the need for paper forms. Additionally, e-statements are available so you can keep track of your financial activity while reducing clutter in your mailbox.

Key Features

Our online banking platform gives you the ability to view your account balances, track transactions, and transfer funds all from the comfort of your home or on the go. You can enjoy 24/7 online banking services, ensuring that you have access to your accounts whenever you need them. For those who prefer mobile banking, our user-friendly mobile application lets you perform all your banking tasks right from your smartphone. Whether you're paying bills or checking your statements, everything is just a tap away. Plus, with our mobile payments feature, making purchases has never been more straightforward.

Financial Strength

Growing Member Base

We are also proud to report a total of 174,977 share accounts. This shows a strong and growing member base that trusts us with their finances. The funds available for lending and investments currently stand at $435,468,799, highlighting our robust capacity to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 2796 Erna Dr Saginaw Mi 48603 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,690,351 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 378 full-time employees and 24 part-time employees ready to assist you with any banking needs.

Reinvestment for Future Growth

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support various financial goals across different sectors. Currently, we have $11,694 in used auto loans and $1,049,632,219 in total loans and leases available for our members.

Strong Financial Health

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your current auto loan payments.

Business Financing

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. We offer tailored solutions for small businesses looking for support in their growth journey.

Credit Lines

In addition to our traditional loan offerings, we also provide credit lines with a total of $202,118,121 available. This flexibility allows members to access funds when they need them most without having to apply for a new loan each time. At Frankenmuth, we are dedicated to helping our members navigate their financial journeys. For any questions or further assistance regarding eligibility or refinancing options, feel free to reach out at (989) 497-1600 or visit us at 2796 Erna Dr Saginaw Mi 48603, Saginaw, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We provide personalized guidance throughout the process, ensuring that you find the right loan for your situation.

Unsecured Credit Card Loans

We recognize that managing expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $62,959,327 in loans helping members manage their finances effectively. These cards come with various benefits to suit different spending habits and needs.

Loan Aggregator

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FRANKENMUTH CREDIT UNION