Frankenmuth Credit Union Saginaw MI | Quick Personal Loans & Business Banking

Introduction

Welcome to Frankenmuth at our Bridgeport Branch, located at 5540 Dixie Hwy, Saginaw, MI 48601. Since our establishment in 1964, we've proudly served our community with a commitment to providing exceptional financial services tailored to your needs. With over 72,304 members and a strong foundation of $1,358,607,681 in total assets, we are dedicated to helping you achieve your financial goals. At Frankenmuth, we understand that banking is more than just transactions; it's about building relationships. Our team of 402 employees, led by CEO Vickie Schmitzer and Board President Brian Dixon, is here to support you through every step of your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgages, or business banking services, we offer a wide range of products designed to empower you. While members can visit us at 5540 Dixie Hwy, official correspondence should be sent to our mailing address at PO Box 209, Frankenmuth, MI 48734. With a focus on community impact and member satisfaction, we have allocated over $24,307,939 in total deposits and maintain a healthy net worth of $132,590,780. Your trust is important to us. We encourage you to reach out anytime call us at 989-497-1600 or visit our website at Frankenmuth Credit Union for more information. Together, let's make your financial aspirations a reality!

Branch History & Mission

Join Us Today!

With operating hours designed for your convenience Monday from 9 AM to 5 PM; Tuesday through Thursday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM we're here when you need us most. Whether you're using our drive-thru service or visiting us in person, we invite you to experience the benefits of being part of the Frankenmuth family. Discover how we can help you reach your financial dreams! Give us a call at 989-497-1600, or visit us online at frankenmuthcu.org to learn more about membership opportunities. Join us today and be part of a community-focused credit union dedicated to your success!

Our Journey

From humble beginnings, the Frankenmuth branch has evolved into a trusted financial partner for individuals and families alike. Our location at 5540 Dixie Hwy, Saginaw, MI 48601, is conveniently situated near local landmarks that make it easy for our members to access our services. The branch has witnessed significant milestones since its inception, including expanding our offerings to include personal banking, auto loans, mortgage options, and much more. In today's fast-paced world, we understand the importance of adapting to meet our members' needs. That's why we have embraced digital advancements such as online banking and mobile payments while ensuring that our physical space remains welcoming and accessible. We take pride in being compliant with ADA standards so everyone can enjoy our services without barriers.

Our Mission

At the heart of Frankenmuth is a mission rooted in community support and financial empowerment. We believe in offering not just financial products but also valuable resources that help members achieve their goals whether that's buying a new home or starting a business. Our dedicated team is here to provide guidance tailored to each member's unique situation. We also strive to give back to the community through various outreach programs and partnerships with local organizations. By fostering these connections, we aim to strengthen our community ties while enhancing the well-being of those we serve. While members can visit us at 5540 Dixie Hwy, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734.

Branch Location & Accessibility

Connect With Us Today!

Whether you're looking for financial guidance or simply want to explore what we offer, feel free to give us a call at 989-497-1600. We look forward to welcoming you into the Frankenmuth family!

Convenient Access and Parking

We know how important convenience is for our members. Our branch offers ample parking space, so you can quickly hop in and out. Plus, we have ADA-compliant features to ensure everyone can access our services without any hassle.

Operating Hours That Fit Your Schedule

At Frankenmuth Branch, we aim to accommodate your busy lifestyle with flexible operating hours. We're open on Mondays from 9 AM to 5 PM, while Tuesdays through Thursdays, we welcome you from 10 AM to 5 PM. On Fridays, we extend our hours until 6 PM. This way, whether you need help with personal banking or have questions about loans, you can find a time that works for you.

Services Tailored to You

Our branch offers a variety of services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we are here to support your financial goals. Need cash? We have an ATM available for quick withdrawals and balance checks right at our location. For those who prefer drive-thru banking, our service allows for simple transactions without leaving your vehicle. While members can visit us at 5540 Dixie Hwy for all their banking needs, any official correspondence should be sent to PO Box 209 in Frankenmuth, MI.

Member Eligibility

At Frankenmuth, we believe in building a supportive community where everyone can thrive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Saginaw area, you're likely eligible to join us. We cherish our members and aim to provide them with a range of financial services tailored to their needs. By choosing Frankenmuth, you're not just opening an account; you're joining a family that prioritizes your financial well-being. Ready to take the next step? You can find more detailed eligibility information at . If you're eager to get started, head over to our account opening page at https://forms.joinmycu.com/mop/112/apply or simply give us a call at (989) 497-1600. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, our merchant services simplify everyday transactions. Imagine easily processing payments from customers through various channels whether online or at your storefront. This convenience not only enhances customer satisfaction but also helps streamline your operations, allowing you to focus on what you do best: running your business. Visit us at 5540 Dixie Hwy Saginaw Mi 48601 in Saginaw, MI, or call us at (989) 497-1600 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our financial products are designed to support your growth and success.

Credit Cards

Looking for rewards on your everyday spending? Our credit cards with rewards program allows you to earn points for every purchase, which can be redeemed for travel, merchandise, or cash back. It's a great way to make the most out of your expenses while enjoying financial flexibility.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to access your accounts anytime, anywhere. From checking balances and making transfers to paying bills and managing loans, everything is at your fingertips. You can also enjoy secure ATM access for cash withdrawals and balance checks without any hassle.

Drive-Thru & ATM Services

Sometimes you just need quick service without stepping inside. Our basic drive-thru banking offers easy access for deposits, withdrawals, and simple transactions. Plus, our ATM services ensure that you can get cash when you need it most. At Frankenmuth Credit Union, we strive to create an inviting atmosphere where members feel valued and supported in their financial journeys. If you're ready to explore these services further or have questions about how we can assist you, please don't hesitate to reach out at 989-497-1600 or visit us online at frankenmuthcu.org. We look forward to helping you achieve your financial goals!

Mortgage Solutions

Buying a home is one of the most significant decisions you'll ever make. At Frankenmuth, we offer mortgage loans and refinancing services that cater to first-time buyers as well as seasoned homeowners looking to refinance for better rates. Our experienced team is here to guide you through the process, ensuring you find the best mortgage solution for your situation.

Personal Banking

Our personal banking services are designed to help you take control of your finances. With options like checking and savings accounts, you can easily manage your money while earning interest on your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing solutions make it simple and affordable. Plus, our personal loans and debt consolidation options provide flexibility when you need extra funds or want to streamline your payments.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. With just a few taps, you can send money through person-to-person transfers and make mobile payments without hassle. Whether you're splitting a bill with friends or purchasing something at a store, our app simplifies these tasks while keeping your information secure. For those who prefer electronic communication, we provide electronic signature authorization for convenient document signing. Plus, enjoy e-statements that allow you to keep track of your account activity without the clutter of paper statements. This not only saves trees but also keeps your financial records organized and easy to access.

Security and Ease of Use

Your security is our top priority. Our digital banking services come with robust security features designed to protect your personal information while providing an easy-to-use interface. You can feel confident knowing that your sensitive data is safeguarded as you manage your finances online. At Frankenmuth, we strive to make banking accessible and straightforward for everyone. Whether you're checking your balance or making payments, our user-friendly tools put you in control of your finances every step of the way. Explore all that digital banking has to offer today!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 174,977, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $435,468,799. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 5540 Dixie Hwy Saginaw Mi 48601 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Future Together

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,694 in used auto loans and $1,049,632,219 in total loans and leases. Our operational efficiency is reflected in our $10,690,351, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand your business operations. We are committed to supporting local enterprises as they thrive.

Credit Lines and Unsecured Loans

For those who need extra flexibility in managing finances, we provide total credit lines loans amounting to $202,118,121. Additionally, our unsecured credit card loans totaling $62,959,327 offer convenient access to funds without needing collateral. This means you can cover unexpected expenses or make purchases while managing your payments effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We aim to support you through every step of the process.

Refinancing Options

If you're looking for refinancing options for any of our products or want to explore eligibility criteria for our various loan types, feel free to reach out. Our team is here to help guide you through the best choices for your financial situation. At Frankenmuth Credit Union located at 5540 Dixie Hwy Saginaw Mi 48601, we're dedicated to making borrowing straightforward and accessible. For more information about our loan products or to discuss how we can assist you further, please give us a call at 989-497-1600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you meet your financial needs today!

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FRANKENMUTH CREDIT UNION