Frankenmuth Credit Union Reese MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Frankenmuth, your trusted partner in financial services located at 9321 W Sanilac Rd, Reese, MI 48757. Since our establishment in 1964, we have dedicated ourselves to serving the community and empowering our members with the tools they need for financial success. With a robust membership of 72,304 and total assets exceeding $1.35 billion, we are proud to offer a wide range of services tailored to meet your unique needs. At Frankenmuth, we understand that banking is more than just transactions; it's about building relationships and supporting our members through every stage of life. Our CEO, Vickie Schmitzer, along with Board President Brian Dixon, lead a team of 402 employees committed to providing exceptional service and financial guidance. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we are here for you. With total deposits reaching $24,307,939 and a net worth of $132,590,780, our financial stability allows us to invest back into our community while ensuring your money is safe and accessible. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: PO Box 209, Frankenmuth, MI 48734. For any inquiries or support, feel free to reach out at (989) 497-1600. Join us today by visiting our website at frankenmuthcu.org or start your journey toward better financial health by applying for an account here. Let's achieve your financial goals together!

Branch History & Mission

Community Impact

Frankenmuth is proud to partner with various organizations throughout the region to uplift those in need. From sponsoring youth sports teams to supporting local charities, we understand that giving back is essential for nurturing a vibrant community. Our outreach efforts reflect our belief that every member deserves the opportunity for success.

Join Us

As we look toward the future, we invite you to be part of this incredible journey. Experience the unique benefits of joining Frankenmuth today! Visit us at 9321 W Sanilac Rd or give us a call at 989-497-1600 to learn more about how we can help you achieve your financial dreams. Together, let's build a brighter future for ourselves and our community!

Our Commitment

The heart of Frankenmuth lies in our mission statement: "To enhance the lives of our members and community through personalized financial solutions." We believe that banking should be more than just transactions; it should be about building relationships. This philosophy drives us to provide not only traditional banking services but also community outreach programs that support local initiatives and events. As technology advances, we remain committed to keeping pace with digital trends while ensuring accessibility for everyone. We offer online banking and mobile payment options for convenience, as well as ADA-compliant facilities for all members. Our drive-thru service and ATM availability ensure that you have access to your funds when you need them most.

Our Journey

Since opening our doors nearly six decades ago, Frankenmuth has been dedicated to providing exceptional financial services tailored to the needs of our members. We have witnessed significant milestones along the way, including expanding our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. Our mission is clear: we aim to empower individuals and families by helping them achieve their financial goals while fostering a sense of community and support. While members can visit us at 9321 W Sanilac Rd, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734 if necessary.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is ADA compliant and features ramps and designated parking spaces to ensure everyone can comfortably access our facilities. Whether you're visiting for a quick transaction or need assistance with more complex banking needs, our friendly staff is here to help.

Operating Hours

Our hours are tailored to fit your busy schedule. You can visit us on Mondays from 9 AM to 5 PM, Tuesdays through Thursdays from 10 AM to 5 PM, and Fridays from 9 AM to 6 PM. These hours give you plenty of opportunities to stop by and take care of your banking needs without any rush.

Services Offered

At Frankenmuth Credit Union, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. If you prefer the convenience of drive-thru banking or need access to an ATM, we've got you covered with both available at our branch. Ready to experience the difference? We invite you to come visit us at Frankenmuth Credit Union in Reese or give us a call at 989-497-1600. Our team looks forward to serving you!

Member Eligibility

At Frankenmuth, we believe that becoming a member is like stepping into a warm, welcoming community where your financial needs are understood and prioritized. If you're looking to join us, the good news is that eligibility is quite straightforward! Generally, anyone who lives, works, or worships in the area can become a member. This means you're not just signing up for a bank; you're joining a group of people dedicated to supporting each other. You can find more detailed eligibility criteria by visiting our website at . Once you know you qualify, opening an account is an easy process. Simply head over to our account opening page at https://forms.joinmycu.com/mop/112/apply and follow the prompts. If you have any questions along the way, don't hesitate to give us a call at (989) 497-1600. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having the tools you need to accept payments easily and manage transactions smoothly. Our merchant services streamline your payment processes, allowing you to focus on what truly matters growing your business. Whether it's handling credit card transactions or managing cash flow, we provide tailored solutions that fit your operational needs. Join us at Frankenmuth and experience how our business banking and commercial services can propel your business forward! For more information or assistance, call us at (989) 497-1600.

Comprehensive List Of Services

Accessibility Made Easy

Visiting us is hassle-free with our Drive-Thru Banking, where you can handle deposits and withdrawals without leaving your car. This service caters to those busy days when time is tight but banking still needs to get done. At Frankenmuth, we believe that banking should be straightforward and supportive of your financial journey. For more information about our services or how we can assist you further, feel free to reach out at (989) 497-1600 or visit us online at Richville. Your financial well-being is our priority!

Business Banking Services

For local businesses, we understand the importance of having robust financial tools at your disposal. Our Business Banking services include essential offerings like Merchant Services & Business Loans tailored to support your growth. We strive to be a partner in your success by helping you manage your business finances effectively.

Credit Cards and Rewards

To enhance your purchasing power, we provide Credit Cards with Rewards that let you earn while you spend. These cards come with great benefits designed to reward your everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize our digital banking features. With Online & Mobile Banking, you can easily manage your accounts from anywhere at any time. Need cash? Our network of ATMs ensures that you have access whenever necessary, along with basic ATM services for withdrawals and balance checks.

Personal Banking Solutions

For individuals and families, we offer Personal Banking services that include Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a big purchase or need easy access to your funds, we have options that provide flexibility and ease. If you're considering financing a new vehicle, our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. When it comes to homeownership, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We understand that buying or refinancing a home is a significant decision, and we're committed to offering competitive rates and personalized service. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can help you regain control of your finances.

Digital & Online Banking

Additional Benefits

To enhance your experience further, we also provide e-statements so you can keep track of your transactions without paper clutter. With electronic signature authorization, signing documents has never been simpler or more efficient. And for those who prefer using their smartphones for payments, our mobile payments feature lets you make transactions quickly and securely. At Frankenmuth, we believe in giving our members the tools they need to manage their finances effectively and effortlessly. Explore all these features today by visiting us online at https://frankenmuthcu.org/ because your convenience is our priority!

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, you can enjoy the peace of mind that comes with knowing your information is protected by advanced security measures. For those on the go, our mobile application brings all these features right to your fingertips. Whether you're making a quick payment or sending money to a friend with our person-to-person transfers, everything is straightforward and accessible. No more waiting in lines or rushing before closing hours your bank is always open.

Financial Strength

Commitment to Growth and Innovation

With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth is reflected in our lending capacity: we offer $11,694 in used auto loans and have a total of $1,049,632,219 available for various financial needs.

Community Trust

Total Share Accounts stand at an impressive 174,977, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending are valued at $435,468,799, reinforcing our dedication to supporting our community's financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 9321 W Sanilac Rd Reese Mi 48757 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported $10,690,351 that allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees ready to assist you with knowledgeable service.

Solid Financial Foundation

With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.

Commercial Loans

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. We understand that every business has different needs, and we're dedicated to crafting solutions that work for you. We also have refinancing options available across many of our loan products, making it easier for you to adjust your payments as your financial situation changes. You can reach us at (989) 497-1600 for any inquiries or assistance regarding our loan offerings or visit us at our branch located at 9321 W Sanilac Rd Reese Mi 48757, Reese, MI. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how we can support your financial journey today!

Credit Lines

For those needing a little extra flexibility, our credit lines totaling $202,118,121 can provide the support you need for unexpected expenses or planned purchases. This option allows you to borrow only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $62,959,327 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to fit your lifestyle while ensuring you stay on top of your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that you receive fair and transparent offers tailored to your needs.

FRANKENMUTH CREDIT UNION