Frankenmuth Credit Union Birch Run MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Frankenmuth, your trusted partner in financial wellness, located at 9430 Meijer South Drive, Birch Run, MI 48415. Since our establishment in 1964, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 72,000 members and total assets reaching an impressive $1,358,607,681, we stand as a pillar of support for individuals and families alike. At Frankenmuth, we understand that banking is more than just transactions; it's about building relationships. Our dedicated team of 402 employees, led by our CEO Vickie Schmitzer and Board President Brian Dixon, works tirelessly to provide personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgages, or business financing options, we're here to help every step of the way. We encourage you to explore our range of services, which include checking and savings accounts, credit cards with rewards, and online banking features. You can conveniently reach us at (989) 497-1600 or visit our website at FrankenmuthCU.org for more information. While members can visit us at 9430 Meijer South Drive, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734. Join us today and discover how we can make your financial journey easier and more rewarding!

Branch History & Mission

Welcome to Frankenmuth, your trusted community credit union! Since opening our doors in 1964, we have built a rich legacy of serving the residents of Birch Run, Michigan. Located at 9430 Meijer South Drive, our branch has become a cornerstone for financial services in the area. With a commitment to enhancing the lives of our members and fostering community growth, we take pride in being more than just a financial institution; we are your neighbors and partners. Over the years, Frankenmuth has grown alongside its community. Today, we proudly serve over 72,000 members and manage total assets of approximately $1.36 billion. Our journey began with a simple mission: to provide accessible financial services while nurturing strong relationships within our community. We strive to empower individuals and families by offering personal banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. While members can visit us at 9430 Meijer South Drive Birch Run Mi 48415, official correspondence should be sent to PO Box 209, Frankenmuth, MI 48734. Our branch is equipped with an ATM and drive-thru service for your convenience. We are open Monday through Wednesday from 9 AM to 7 PM, Thursday from 10 AM to 7 PM, Friday from 8 AM to 6 PM, Saturday from 9 AM to 4 PM, and Sunday from 10 AM to 4 PM. Our mission reflects our dedication not only to financial excellence but also to community support. We believe that when you thrive, so does our entire community. Through partnerships with local organizations and active participation in outreach initiatives, we aim to foster an environment where everyone can succeed. In recent years, we've embraced technology advancements while ensuring accessibility for all members. From online banking and mobile payments to e-statements and electronic signatures, we continuously seek ways to enhance your experience. Our commitment extends beyond transactions; we prioritize understanding your unique needs and providing personalized support. As we look toward the future, we invite you to join us on this journey of growth and community empowerment. Experience firsthand the benefits of being a member of Frankenmuth Credit Union where every member counts! Whether you're looking for financial advice or need assistance with loans or accounts, we're here for you. Join us today and be part of something special! For more information or assistance, feel free to call us at (989) 497-1600 or visit our website at Frankenmuth Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

ATM Availability

Need cash on the go? Our branch features an ATM that provides convenient access for balance checks and withdrawals whenever you need them. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at (989) 497-1600 or drop by during our business hours. We look forward to serving you at Frankenmuth!

Nearby Landmarks and Accessibility

Conveniently situated near the bustling Meijer store, our branch is hard to miss. Parking is readily available, ensuring you can get in and out with ease. We prioritize accessibility, featuring ramps and ADA-compliant entryways to accommodate all members of our community.

Operating Hours and Services

At Frankenmuth, we understand that life gets busy. That's why we offer flexible operating hours to suit your schedule. You can visit us Monday through Wednesday from 9 AM to 7 PM, Thursday from 10 AM to 7 PM, Friday from 8 AM to 6 PM, Saturday from 9 AM to 4 PM, and Sunday from 10 AM to 4 PM. Our branch offers a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we have a drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Frankenmuth, we believe that everyone deserves to be part of a caring and supportive financial community. Becoming a member is simple and welcoming. If you live, work, or worship in our local area or have family members who are already members, you are eligible to join us! We pride ourselves on offering a range of services tailored to your needs, from checking and savings accounts to loans and credit cards with rewards. To explore the specific eligibility criteria in detail, feel free to visit this link. Joining us is as easy as filling out an application online. Just head over to our account opening page when you're ready. If you have any questions or need assistance, don't hesitate to call us at (989) 497-1600. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,319 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $195,261,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored for your needs. Imagine seamlessly processing payments from customers while managing your cash flow more effectively. Our services ensure you can focus on what matters most running your business smoothly. Visit us at 9430 Meijer South Drive Birch Run Mi 48415 in Birch Run, MI, or call us at (989) 497-1600 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Business Banking Essentials

If you're a business owner, our Business Banking services provide essential tools like merchant services and business loans. We know running a business comes with its challenges, so let us assist you in achieving your goals without the financial strain.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms ensure that accessing your account and managing transactions is as easy as tapping your phone screen or logging into our website. You can also use our ATMs for quick cash withdrawals and balance checks making banking on-the-go simple and efficient.

Drive-Thru Services

For those who prefer face-to-face interactions but want to save time, we offer Basic Drive-Thru Banking where you can handle deposits, withdrawals, and simple transactions without leaving your car. At Frankenmuth, we believe in empowering our members with choices tailored just for them. If you'd like more information about any of these services or how we can assist you further, please don't hesitate to reach out at (989) 497-1600 or visit us at Meijer Drive South Birch Run! We're here to help you achieve financial success one service at a time!

Home Sweet Home

For those looking to buy or refinance their home, our Mortgage Loans & Refinancing options are here to help you navigate the process smoothly. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we're committed to finding solutions that work for you.

Personal Banking Solutions

We understand that managing your personal finances can be overwhelming at times. That's why we offer Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Imagine easily tracking your spending and saving for that dream vacation or a new home all through our user-friendly online banking platform. With features like e-statements and mobile payments, keeping tabs on your finances has never been simpler.

Support for Your Financial Goals

Additionally, we offer Personal Loans & Debt Consolidation services that allow you to tackle big purchases or consolidate existing debts into manageable payments. Life can throw unexpected expenses your way, but with our supportive lending options, you can face them head-on.

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it easy for you to drive away with the vehicle you want. We provide competitive rates and flexible terms that can accommodate any budget. Picture yourself behind the wheel, enjoying the freedom of the open road without breaking the bank.

Digital & Online Banking

At Frankenmuth, we understand that modern banking needs to be as flexible and convenient as your lifestyle. That's why we offer a range of digital and online banking services designed to keep your finances at your fingertips, 24/7. With our secure online banking platform, you can manage your accounts anytime and anywhere, giving you peace of mind and control over your money. Our online banking services are easy to use and accessible through our website at https://frankenmuthcu.org/. You can check balances, transfer funds, pay bills, and much more with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it quick and simple, so you can move money without hassle. Plus, if you're on the go, don't forget about our mobile application! It's packed with features that let you bank right from your smartphone. Security is a top priority for us. We use electronic signature authorization to ensure that your transactions are safe and secure. And if you prefer going paperless, our e-statements provide an easy way to keep track of your account without the clutter. For those who love the convenience of mobile payments, you'll be pleased to know we support this feature too! You can make purchases directly from your mobile device no wallet needed. With Frankenmuth, managing your finances has never been easier or more secure. Whether it's accessing your accounts online or through our app, we're here to help you every step of the way!

Financial Strength

At Frankenmuth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial position, which reflects our commitment to serving you with confidence and reliability. With a net worth of $132,590,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $992 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $272,761,848 in share certificates and $61,614,738 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,236,443, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $119,431,630 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $11,694 in used auto loans and $1,049,632,219 in total loans and leases, supporting your financial goals across various sectors. Our $10,690,351 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 378 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $435,468,799. Total Share and Deposit Accounts: 174,977, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frankenmuth is your trusted partner. Visit us at 9430 Meijer South Drive Birch Run Mi 48415 or call (989) 497-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,223,291 in used vehicle loans and $56,689,270 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your next vehicle purchase smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $195,261,241 provide the capital needed to grow and expand. Whether you need financing for equipment, inventory, or operational costs, we have solutions that suit your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,546,613, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask about our refinancing options available for auto and mortgage loans. We'll guide you through the process to ensure it meets your financial objectives. At Frankenmuth, we are committed to providing our members with transparent information and personalized service. If you're interested in any of our loan products or want to discuss eligibility options further, don't hesitate to reach out! You can call us at (989) 497-1600, visit us at 9430 Meijer South Drive Birch Run Mi 48415, or explore more about our services on our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $62,959,327 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to enhance your shopping experience.

Loan Aggregator

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Ensuring Accurate Comparisons

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Frankenmuth