Fox Communities Credit Union Fox Valley Oswego IL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Fox Valley, your trusted partner in financial wellness, located at 1 W Merchants Dr, Oswego, IL 60543. Since our establishment in 1937, we have proudly served our community with dedication and integrity. With over 3,421 members, we are more than just a credit union; we are a family committed to helping you achieve your financial goals. At Fox Valley, we understand that every member has unique needs. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Our commitment extends beyond just transactions; it's about building relationships that empower our members. With total assets exceeding $45,883,418 and deposits amounting to $2,899,406, our financial strength ensures that you can trust us with your hard-earned money. Our CEO, Kyle Whelan, along with Board President Michelle Meyer, leads a dedicated team of 11 employees who are here to support you every step of the way. While members can visit us at our branch for personalized service, official correspondence should be directed to the same address: 1 W Merchants Dr, Oswego, IL 60543. Feel free to reach out by phone at 630-801-1800 or send us a fax at 630-859-2472 if you have any questions or need assistance. We invite you to explore how Fox Valley can assist you on your financial journey. Whether you're looking for loans or simply want to save for the future, we're here for you. Visit our website at foxvalleycu.com to learn more about our services or stop by today!

Branch History & Mission

Our Journey

Fox Valley began its journey in the heart of Oswego, located at 1 W Merchants Dr, IL 60543. From our humble beginnings, we have steadily built a solid foundation and now proudly serve over 3,421 members with total assets amounting to $45,883,418. Our commitment to providing personalized financial services has driven us to continually enhance our offerings, ensuring that we meet the diverse needs of our membership. As we expanded our services, we embraced digital advancements that allow our members to manage their finances conveniently through online banking and mobile applications. While we do not currently have ATM or drive-thru services available at this location, our team is always ready to assist you during our operating hours: Monday through Thursday from 8 AM to 5 PM, Friday from 7:30 AM to 5:30 PM, and Saturday from 8 AM to 12:30 PM.

Our Mission

At Fox Valley, our mission is clear: to provide accessible financial solutions while fostering a sense of belonging among our members. We understand that banking is more than just transactions; it's about building relationships and supporting each other. This commitment extends beyond financial services; we actively engage in community outreach initiatives that uplift those around us. Whether it's hosting financial literacy workshops or participating in local events, we strive to make a positive impact. While you can visit us at our branch address for all your banking needs, any official correspondence should be sent to the same location at 1 W Merchants Dr, Oswego, IL 60543. We invite you to be part of something bigger. Join Fox Valley today and experience firsthand how we prioritize your financial well-being while also championing the community spirit. Together, let's build a brighter future! For more information on membership eligibility or to explore our services further, please visit our website or call us at (630) 801-1800.

Branch Location & Accessibility

Accessibility Features

At Fox Valley, we prioritize accessibility for everyone. Our location includes ADA-compliant features such as ramps and designated parking spots for those who need them. We want every member to feel welcome and comfortable when they visit us.

Convenient Location

Nestled in the heart of Oswego, our branch is near several local landmarks, making it a familiar stop for many. You'll find us close to popular shopping areas and eateries, perfect for a quick visit before or after your day's activities.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 630-801-1800. We're here to help you navigate your financial journey! Stop by today we look forward to seeing you at Fox Valley!

Operating Hours

Our doors are open during convenient hours to fit your busy schedule. You can stop by Monday through Thursday from 8 AM to 5 PM, Friday from 7:30 AM to 5:30 PM, and Saturday from 8 AM to 12:30 PM. We're closed on Wednesdays and Sundays, giving our dedicated team some much-needed time off.

Services Offered

While you're here, take advantage of our wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our friendly staff is always ready to assist you with any questions you may have.

Member Eligibility

Joining the Fox Valley family means stepping into a community that truly cares about your financial well-being. At our branch located at 1 W Merchants Dr, Oswego, IL 60543, we welcome individuals who live, work, or worship in the area as potential members. This inclusive approach makes it easy for you to benefit from our tailored services designed to meet your needs. Becoming a member not only opens the door to competitive rates and personalized service but also connects you with a supportive network that prioritizes your goals. To learn more about the specific eligibility criteria, feel free to check out our detailed membership information at http://www.foxvalleycu.com/about/membership . If you're ready to open an account or have any questions, don't hesitate to give us a call at 630-801-1800. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments effortlessly, whether online or in-person. Our merchant services provide secure payment processing that lets you focus on what you do best running your business. Discover how we can partner with you at Fox Valley to make your business thrive. For more information, give us a call at (630) 801-1800 or visit our website at https://www.foxvalleycu.com .

Comprehensive List Of Services

Accessibility and Support

We pride ourselves on being accessible to our members. While we currently don't have ATM or drive-thru services available at this branch location, our friendly staff is always ready to assist you during lobby hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12:30 PM. For more information about how we can support your financial journey or if you have any questions about our offerings, please feel free to reach out at 630-801-1800. At Fox Valley, we're not just about transactions; we're about building relationships with our members and helping them achieve their financial dreams. Visit us online at foxvalleycu.com for additional details and resources tailored just for you!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to help your business thrive. We know how important it is to have reliable support when running a business, so we provide services that make managing finances easier.

Credit Cards and Rewards

Do you want to earn rewards while making everyday purchases? Our credit cards with rewards let you accumulate points that can be redeemed for exciting perks, making your spending work for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Fox Valley, we offer robust online and mobile banking options. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on-the-go through our mobile application. Plus, with features like person-to-person payments, sending money to friends or family has never been simpler.

Personal Banking Services

We understand that each member has unique financial goals. That's why we offer personalized banking services tailored just for you. Our checking and savings accounts make it easy to manage your day-to-day finances while earning interest on your savings. If you're thinking about purchasing a new car or need financing for a vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those considering home ownership or looking to refinance their current mortgage, our competitive mortgage loans are designed with your needs in mind. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide flexible solutions to get you back on track.

Digital & Online Banking

Key Services

Our online banking platform at https://www.foxvalleycu.com lets you check your account balances, view transaction history, and transfer funds all in just a few clicks. Plus, with 24/7 online banking services available, you can access your accounts anytime, ensuring you're always in control of your finances. Managing your statements has never been easier! We provide e-statements for all our members, giving you quick access to important documents while helping you go green. You won't have to worry about losing paper statements anymore. For those who prefer to handle their banking through their smartphones, our mobile application is here to help. You can make mobile payments effortlessly and send money with our person-to-person transfer feature. This means splitting a dinner bill or sending funds to family is as easy as a few taps on your screen.

Security & Ease of Use

Your security is paramount at Fox Valley. Although we currently do not offer electronic signature authorization, rest assured that our online and mobile platforms are designed with robust security measures to keep your information safe. Our user-friendly interface makes navigating these features intuitive for everyone, regardless of tech-savviness. With all these tools at your fingertips, managing your finances has never been more convenient or secure. Experience the future of banking today with Fox Valley where technology meets personal service!

Financial Strength

Committed Team

We also take pride in having 10 full-time employees and 1 part-time employees who are dedicated to providing excellent service. This knowledgeable team is always ready to assist you with your banking needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fox Valley is your trusted partner. Visit us at 1 W Merchants Dr Oswego Il 60543 or call (630) 801-1800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We have $5,332,249 in share certificates and $7,393,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Member Services

With $2,930,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is supported by $17,934,422 in total loans and leases and $296 in used auto loans, helping you achieve your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $7,281,654, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,586 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,599,966 in used vehicle loans and $4,216,058 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Credit Lines

For those needing extra flexibility, our total credit lines available amount to $2,000,000. This can be an excellent option for unexpected expenses or planned purchases where you want to spread out payments over time. At Fox Valley, we believe everyone deserves access to financial solutions that fit their lifestyle. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. For more information about our offerings or to discuss which option might be best for you, call us at 630-801-1800 or visit us at 1 W Merchants Dr Oswego IL 60543. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,338, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand all your options along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,470,693 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply want a reliable credit option for everyday purchases, our credit cards are designed with your needs in mind.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh stands out by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to recognized guidelines guarantees that users receive fair and transparent offers.

FOX VALLEY CREDIT UNION