Fox Communities Credit Union Fox Valley Aurora IL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Fox Valley Credit Union, where your financial well-being is our top priority! Located at 575 N Broadway, Aurora, IL 60505, we have been proudly serving our community since 1937. With a strong commitment to member satisfaction, we currently support over 3,421 members and manage an impressive $45,883,418 in total assets. Our dedicated team of 11 employees, led by CEO Kyle Whelan and Board President Michelle Meyer, works tirelessly to ensure that your banking experience is smooth and rewarding. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. Our services also extend to business banking with merchant services and business loans. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 575 N. Broadway, Aurora, IL 60505. At Fox Valley Credit Union, we are proud of our financial stability with total deposits reaching $2,899,406 and net worth standing at $7,281,654. We believe in giving back to the community that supports us; thus, we actively engage in programs that foster local growth and development. We invite you to explore our website at foxvalleycu.com for more information about membership eligibility and the range of services we offer. Don't hesitate to call us at 630-859-2276 if you have any questions or need assistance! Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Commitment

Our partnerships within the community play an essential role in fulfilling our mission. We believe in supporting local organizations and initiatives that make a difference in people's lives. By working together with various groups, we contribute positively to the neighborhoods we serve. If you're looking for a credit union that prioritizes its members and values community engagement, look no further than Fox Valley Credit Union. Join us today and experience firsthand the benefits of being part of an institution that truly cares about your financial future. For more information or if you have any questions, feel free to give us a call at 630-859-2276 or visit our website at Fox Valley Credit Union. We look forward to serving you!

Mission Statement

At Fox Valley Credit Union, our mission is clear: we strive to enhance the financial lives of our members while fostering a sense of community and support. We offer a range of services tailored for everyone from checking and savings accounts to auto loans and credit cards with rewards. Our commitment extends beyond just providing financial products; we actively participate in community outreach initiatives that aim to uplift and empower those around us. We understand that the world is changing rapidly. That's why we've embraced digital advancements like online banking and mobile payments, making it easier for you to manage your finances anytime, anywhere. Our facilities are designed with accessibility in mind, ensuring that everyone can benefit from our services.

Our Journey

From our humble beginnings, Fox Valley Credit Union has built a legacy based on trust and service. Originally founded to provide accessible financial services to those who needed it most, we have expanded significantly over the years. Today, we proudly serve over 3,421 members with total assets amounting to $45,883,418. Our journey is marked by milestones that reflect not just growth in numbers but also an unwavering dedication to our community. Located at 575 N Broadway, our branch is easily accessible for all your banking needs. Whether you're stopping by for personal banking services or simply to chat with one of our friendly staff members, you'll find a welcoming environment that encourages financial wellness. While members can visit us at this address, official correspondence should be sent to the same location: 575 N. Broadway, Aurora, IL 60505.

Branch Location & Accessibility

Accessibility Features

At Fox Valley, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring that everyone can comfortably access our services. Whether you're visiting for a quick transaction or need assistance with your accounts, our dedicated team is here to help.

Get in Touch

Ready to experience the difference? We invite you to stop by or call us at (630) 859-2276. Our friendly staff is eager to assist you with any questions or services you might need. At Fox Valley Credit Union, we're not just about banking; we're about building lasting relationships with our community. Come see how we can help you achieve your financial goals!

Operating Hours

We understand that life gets hectic, which is why we offer flexible operating hours. Visit us Monday through Thursday from 7 AM to 5 PM, Friday from 7 AM to 7 PM, and Saturday from 8:30 AM to 12:30 PM. We strive to be available when you need us most.

Parking and Convenience

Parking is readily available right outside our branch, so you won't have to worry about finding a spot. If you prefer banking from your car, we offer drive-thru banking for basic transactions like deposits and withdrawals perfect for those busy days when you need to get things done quickly.

Services Offered

Fox Valley Credit Union provides a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, with our convenient ATM availability, you can easily access cash or check your balance anytime. While members can visit us at 575 N Broadway Aurora Il 60505, official correspondence should be sent to 575 N. Broadway, Aurora, IL 60505 if it's different.

Member Eligibility

Joining the Fox Valley community means becoming a part of something special, where members support each other and share in financial success. At Fox Valley, membership is open to anyone who lives or works in our local area, as well as their family members. This inclusive approach means that whether you're looking for personal banking, loans, or just a safe place to save, you can find it here. Plus, being a member gives you access to competitive rates and personalized service that larger banks simply can't match. To get started on your journey with us, you can check the detailed eligibility criteria at this link. If you have any questions or need assistance, feel free to give us a call at (630) 859-2276. We're excited to welcome you to the Fox Valley family!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

Imagine having a reliable partner to handle your payment processing so you can focus on what you do best running your business. At Fox Valley, our merchant services simplify transactions, allowing you to accept payments quickly and efficiently. This means happier customers and smoother operations for you. Located at 575 N Broadway Aurora Il 60505 in Aurora, IL, we invite you to visit us or call us at (630) 859-2276 to learn how we can support your business ambitions today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about getting a new vehicle, our auto loans and vehicle financing options are designed to fit your budget. We work with you to create a plan that makes sense financially. Picture driving off in your new car without the stress of overwhelming payments our competitive rates make it possible!

Business Banking

For business owners, we provide comprehensive business banking solutions, including merchant services and business loans. Your business deserves support that can help it thrive, and we are committed to providing that assistance every step of the way.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and watch the benefits add up. You might earn points towards travel or cashback just by doing the shopping you already do.

Drive-Thru Banking

For quick transactions, our basic drive-thru banking allows you to make deposits or withdrawals without leaving your vehicle perfect for busy days! At Fox Valley, we pride ourselves on being more than just a credit union; we're part of the community. With friendly staff ready to assist you at every turn, we invite you to explore how our services can support your financial journey. Ready to take the next step? Give us a call at (630) 859-2276 or visit us at 575 N Broadway Aurora Il 60505 in Aurora, IL. We look forward to helping you achieve your financial goals!

Mortgage Loans & Refinancing

Buying a home? Our mortgage loans and refinancing services provide guidance through every step of the process. Whether it's your first home or you're looking to refinance an existing mortgage, our knowledgeable team will ensure you find the best solution for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Manage your accounts on-the-go with features like mobile payments and person-to-person transfers. Need cash? Our ATMs are available for quick withdrawals and balance checks without any hassle.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your money effectively. Imagine being able to effortlessly save for that dream vacation while keeping your daily spending organized. Our accounts come with easy online access, so you can check balances or transfer funds anytime, anywhere.

Personal Loans & Debt Consolidation

For those unexpected expenses or when you need some extra cash, consider our personal loans and debt consolidation options. We aim to simplify your financial life by offering flexible terms that help you regain control over your finances. Imagine merging multiple debts into one easy payment less hassle for more peace of mind.

Digital & Online Banking

Accessibility and Ease-of-Use

At Fox Valley, we aim to make banking accessible for everyone. Our digital services are designed with you in mind, offering straightforward navigation and real-time account management. From checking your balance to transferring money between accounts or sending cash to friends and family through person-to-person transfers, everything is just a tap away. In summary, our digital and online banking services provide you with the flexibility and security needed to manage your finances efficiently. Join us at Fox Valley and experience the convenience of modern banking today!

Key Features

Our online banking service is available 24/7, ensuring that you can check balances, transfer funds, and pay bills whenever it suits you. Plus, for those who prefer to bank on the go, our mobile application provides all the features of our website right in your pocket. Whether you're making person-to-person transfers or setting up e-statements for easy record-keeping, managing your accounts has never been more convenient. Security is paramount when it comes to online banking. While we currently do not support electronic signature authorization, rest assured that your information is protected with robust security measures designed to keep your data safe. You can also take advantage of mobile payments, allowing you to make quick transactions right from your smartphone.

Financial Strength

Growing Together

As a testament to our thriving community, we have achieved 5,923 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $275,084, illustrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fox Valley is your trusted partner. Visit us at 575 N Broadway Aurora Il 60505 or call (630) 859-2276 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $5,332,249 in share certificates and $7,393,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,930,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Our Financial Health

With a net worth of $7,281,654, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is more than just a number; it represents our commitment to providing you with the best possible banking experience. Our net worth ratio of $1,586 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This resilience reflects our dedication to safeguarding your investments.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $296 in used auto loans and $17,934,422 in total loans and leases. Whether you're looking to purchase a new car or need assistance with other financing options, we've got you covered. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,599,966 in used vehicle loans and $4,216,058 in new vehicle loans already helping members get on the road. We make it easy for you to find a loan that fits your budget and lifestyle. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options to potentially save even more money.

Credit Lines and Personal Financing

For those seeking flexibility in their spending, we also offer credit lines totaling $2,000,000. This option provides peace of mind knowing you have access to funds when needed without having to apply for a new loan each time. Additionally, our unsecured credit card loans total $1,470,693, helping members manage their finances effectively with flexible terms. At Fox Valley Credit Union located at 575 N Broadway Aurora Il 60505, we prioritize your financial well-being. If you're interested in any of these loan products or have questions about eligibility requirements and refinancing options, don't hesitate to reach out at 630-859-2276. For more information on how we can assist you in achieving your financial goals or to learn about membership eligibility, visit us at Fox Valley Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $161,338, make buying or refinancing simple. We provide various mortgage products tailored to fit different needs and financial situations. If you're unsure about qualifying for a mortgage or want to know more about refinancing your current home loan, we're here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented are valid and current. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This independence helps ensure you see all available options without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can stay informed about changing market conditions, allowing for timely decision-making. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in real-world scenarios. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FOX VALLEY CREDIT UNION