Fox Communities Credit Union Fox Valley Montrose IA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Fox Valley, your trusted credit union located at 2495 208Th St, Montrose, IA 52639. Since our establishment in 1937, we have dedicated ourselves to serving the financial needs of our community. With a total membership of 3,421, we pride ourselves on being more than just a financial institution; we are a vital part of the Montrose community. At Fox Valley, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs, including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to providing exceptional service is reflected in our robust financial standing boasting total assets of $45,883,418 and total deposits amounting to $2,899,406. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 2467 Henry Ladyn Dr., Fort Madison, IA 52627. Led by our dedicated CEO, Kyle Whelan, and Board President Michelle Meyer, our team of 11 employees is here to support you with personalized assistance. Whether you're looking for guidance on loans or need help with online banking services, we're ready to assist. Join us in creating a brighter financial future together. For any inquiries or assistance, feel free to reach out at (319) 463-5040. We invite you to explore what Fox Valley can do for you by visiting our website at foxvalleycu.com. Let's achieve your financial goals together!

Branch History & Mission

Community Commitment

Over the years, Fox Valley has embraced opportunities for outreach and partnership within our community. We engage with local organizations and participate in events that promote education and wellness. By doing so, we not only support individual growth but also contribute positively to the fabric of Montrose.

Embracing Innovation

As part of our commitment to convenience and accessibility, we have adopted digital advancements that allow members to bank anytime and anywhere. With options like online banking and mobile payments available, managing your finances has never been easier. While we currently do not offer ATM or drive-thru services at this branch location, our team is always ready to assist you during operating hours which vary based on plant accessibility. Should you have any questions or need assistance, please don't hesitate to contact us at 319-463-5040.

Join Us!

Fox Valley is more than just a credit union; it's a community hub where your financial well-being is our top priority. We invite you to become part of our family and experience the benefits of membership firsthand. Together, let's build a brighter financial future! For more information about joining us or accessing our services, visit our website or check out our membership details.

Our Mission

At Fox Valley, our mission is simple yet powerful: we strive to provide high-quality financial services that enhance the lives of our members while fostering a strong sense of community. We believe that by supporting our members' financial goals whether that's saving for a home or securing an auto loan we are also uplifting the entire community. We offer a range of services tailored to meet diverse needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our commitment extends beyond just transactions; we aim to build lasting relationships based on trust and respect.

Branch Location & Accessibility

Convenience and Accessibility

Parking is available right outside our door, making it simple for you to stop by without any hassle. We are committed to providing an accessible experience for all members, featuring ADA-compliant facilities and ramps to ensure everyone can comfortably visit us.

Operating Hours

Our operating hours vary based on plant accessibility, so be sure to check in with us directly at 319-463-5040 for the most accurate information regarding when we are open. We understand that flexibility is key to your busy schedule!

Services Offered

At Fox Valley, we offer a range of personal banking services that cater to your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we are here to help you every step of the way. Our online and mobile banking options also allow you to manage your finances conveniently from anywhere. Although we do not have ATM services or drive-thru banking at this location, our friendly team is always ready to assist you inside the branch. We invite you to visit us today! If you have questions or need assistance, don't hesitate to call us at 319-463-5040. Your financial wellness is our priority!

Member Eligibility

At Fox Valley, we believe that becoming a member is more than just opening an account; it's about joining a community that truly cares for its members. If you're looking to enjoy the benefits of our services, you'll be happy to know that membership is open to individuals who live or work in specific areas, as well as their family members. We welcome everyone with open arms, making it easy for you to step into a world of financial support and personalized service. For detailed eligibility requirements, check out this resource: http://www.foxvalleycu.com/about/membership. Starting your membership journey is straightforward! Just visit us at 2495 208Th St Montrose Ia 52639 or give us a call at (319) 463-5040. Our friendly staff is ready to assist you with the account opening process so you can quickly access all the great features we offer. We're excited to have you on board and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member commercial loans or outstanding commercial loans, we believe in the potential of every local business. We're here to provide flexible financing solutions when you need them most.

Merchant Services

Imagine having the tools to streamline your payments and manage cash flow effortlessly. Our merchant services do just that. Whether you need point-of-sale systems or online payment options, our solutions make it easy for your customers to pay and for you to manage transactions seamlessly. This means more time focusing on what you love growing your business. Located at 2495 208Th St Montrose Ia 52639, we're ready to partner with you for success. Contact us at (319) 463-5040 to explore how we can support your business banking needs today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing services can help get you on the road quickly and affordably. Imagine driving away in your dream car with a loan that fits comfortably within your budget. Our team will guide you through the process, ensuring you find the right solution for your needs.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans. Your business deserves the best financial solutions, and we're committed to helping it thrive with tailored support designed for small businesses.

Credit Cards with Rewards

Our credit cards with rewards make everyday spending even more rewarding. Earn points on purchases that can be redeemed for travel, cash back, or merchandise. It's an easy way to maximize the value of your everyday expenses while enjoying all the perks that come with being a member.

Mortgage Loans & Refinancing

Buying a home is a significant milestone, and at Fox Valley, we're here to make it easier. Our mortgage loans and refinancing options allow you to purchase your ideal home or lower your current monthly payments. We take pride in offering personalized service and competitive rates, so you can focus on creating lasting memories in your new space.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills on-the-go using our user-friendly app. At Fox Valley, we're more than just a credit union; we're part of your community. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Call us at (319) 463-5040 or visit us online at https://www.foxvalleycu.com. Let us help you take control of your financial future today!

Personal Banking

Our personal banking options are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, making it easy to manage your day-to-day finances. With competitive interest rates and low fees, saving for the future has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's funding a family event or managing existing debts, we provide flexible terms to suit your financial situation.

Digital & Online Banking

Key Services

Our online banking offers a variety of features designed with you in mind. You can enjoy 24/7 access to your accounts, which means you can check your balances, transfer funds, and pay bills on your schedule. If you're always on the go, our mobile application brings the bank right to your pocket, allowing you to perform transactions quickly and securely. For those who prefer paperless solutions, we offer e-statements that keep your information organized and accessible without the clutter. Plus, with our person-to-person transfer feature, sending money to friends or family is as simple as a few taps on your phone.

Security and User-Friendliness

Your safety is crucial, which is why our digital banking services are equipped with robust security measures. While we currently do not offer electronic signature authorization for documents, our platform ensures that your information remains confidential and protected against unauthorized access. With mobile payments enabled through our app, you can make purchases directly from your smartphone no wallet required! This feature adds another layer of convenience while keeping your transactions secure. Whether you're checking in on account activity or making quick transfers, every interaction is designed to be user-friendly. At Fox Valley, we aim to empower you to take control of your finances with confidence and ease. Explore all that our digital banking services have to offer today!

Financial Strength

At Fox Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable gives you peace of mind. That's why we are proud to share our financial highlights with you. With a net worth of $7,281,654, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,332,249 in share certificates and $7,393,380 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,930,203 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $296 in used auto loans and $17,934,422 in total loans and leases; this capacity supports your financial goals across various sectors. Our efficient operations are reflected in our $-$47,455, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $275,084. Total Share Accounts: 5,923, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fox Valley is your trusted partner. Visit us at 2495 208Th St Montrose Ia 52639 or call (319) 463-5040 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,599,966 in used vehicle loans and $4,216,058 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever.

Credit Lines and More

If you're looking for additional flexibility in managing expenses or planning for unexpected costs, our total credit lines amount to $2,000,000. This option allows you to draw funds as needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $161,338, making buying or refinancing simple. We offer competitive rates and terms tailored to fit your financial situation.

Refinancing Options

Additionally, if you already have existing loans that you're considering refinancing for better rates or terms, our team is ready to assist you in exploring those possibilities. We aim to ensure that you have access to the best financing solutions available. For more information about these loan products or to discuss eligibility options further, feel free to reach out at 319-463-5040 or visit us at 2495 208Th St Montrose Ia 52639. We're here to help you navigate your financial journey every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,470,693 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to enhance your spending power while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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FOX VALLEY CREDIT UNION - Montrose, IA

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