Fox Communities Credit Union Oshkosh WI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Fox Communities, your trusted partner in financial services located at 1870 Oshkosh Ave, Oshkosh, WI 54902. Since our establishment in 1937, we have dedicated ourselves to serving our community with a member-first approach, ensuring that every financial need is met with care and expertise. Today, we proudly serve over 132,863 members and manage assets totaling an impressive $3,131,848,829. At Fox Communities, we understand that banking is about more than just transactions; it's about relationships. Our team of 454 employees, led by CEO Chris Allen and Board President Rich Scott, is committed to providing personalized service and a variety of products tailored to meet your unique financial goals. Whether you are looking for checking and savings accounts, auto loans, or business financing solutions, we are here to help you thrive. While members can visit us at our Oshkosh branch for face-to-face assistance, official correspondence should be directed to the same address: 1870 Oshkosh Ave, Oshkosh, WI 54902. With total deposits amounting to $377,326,759 and loans reaching up to 73,803, we are well-equipped to support your financial journey. Join us in creating a brighter future together! Feel free to reach out by calling us at 920-233-2890 or explore more about our services by visiting our website at foxcu.org. We look forward to helping you achieve your dreams!

Branch History & Mission

Community Commitment

Community involvement is at the heart of Fox Communities' values. We partner with local organizations to uplift those around us and contribute positively to the Oshkosh area. Whether it's through sponsorships or volunteer work, we strive to make a difference where it matters most. While you can visit us at 1870 Oshkosh Ave for all your banking needs, official correspondence should be sent to the same address: 1870 Oshkosh Ave, Oshkosh, WI 54902.

Join Us

We invite you to become part of the Fox Communities family! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For any inquiries or assistance, feel free to reach out at 920-233-2890. Together, let's build a bright future!

Our Journey

Starting as a small credit union, Fox Communities has steadily expanded its services while maintaining a strong commitment to our roots. Our journey began with the aim to provide fair financial services to everyone in the Oshkosh area. We understand that financial stability is essential for personal growth, and that belief drives us every day. As we evolved, so did our offerings. Today, we provide a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. Our dedicated team works tirelessly to ensure that each member receives personalized attention and support.

Our Mission

At Fox Communities, our mission is simple yet impactful: to empower our members through accessible financial services and foster a sense of community support. We believe that when our members succeed, the entire community thrives. This philosophy guides us in everything we do from providing competitive loan rates to supporting local charities and initiatives. We're also proud to embrace modern technology in our services. With features like online banking, mobile payments, and ATM access available at multiple locations, managing your finances has never been easier or more convenient.

Branch Location & Accessibility

Convenient Location

Our branch is easy to find and situated near popular local landmarks. Just a short drive from the beautiful Lake Winnebago and close to bustling downtown Oshkosh, we are ideally positioned to serve you. We have ample parking available, so you can pop in without any hassle. Plus, our location is ADA-compliant, featuring ramps for easy access.

Operating Hours That Work for You

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to noon. If you're in a hurry, our drive-thru service opens even earlier at 8:00 AM on weekdays and 9:00 AM on Saturdays, allowing you to handle your banking needs quickly and efficiently.

Services Tailored to Your Needs

At Fox Communities, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need quick cash? Our ATM is available right at our branch for easy withdrawals or balance checks. And if you prefer the convenience of online banking or mobile payments, we've got that covered too! While members can visit us at our main location for all their banking needs, please note that official correspondence should be sent to the same address: 1870 Oshkosh Ave, Oshkosh, WI 54902.

We’re Here For You

Have questions or need assistance? Don't hesitate to reach out! Call us at 920-233-2890; our friendly staff is always ready to help you with whatever you need. We look forward to seeing you soon at Fox Communities!

Member Eligibility

At Fox Communities, we believe that becoming a member is like joining a close-knit family where your financial needs are our top priority. If you're looking to become part of our community, you'll be happy to know that membership is open to anyone who lives or works in our service area. We value inclusivity and welcome you whether you're just starting out on your financial journey or looking for a better banking experience. To get started, all you need to do is visit us at 1870 Oshkosh Ave Oshkosh Wi 54902 or give us a call at (920) 233-2890. Our friendly team is ready to guide you through the simple process of opening an account. For more details on eligibility criteria, feel free to check out our website at it's packed with helpful information. Joining Fox Communities means enjoying personalized service, competitive rates, and a suite of products designed with your best interests in mind. We can't wait for you to join our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $75 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $596,163,610, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly while keeping your cash flow steady. Our merchant services are designed to make transactions easy for you and your customers. Whether it's credit card processing or online payment solutions, we provide the tools you need to streamline operations and enhance customer satisfaction. Visit us at 1870 Oshkosh Ave Oshkosh Wi 54902 in Oshkosh, WI or call us at (920) 233-2890 to learn how we can assist you in achieving your business goals today!

Comprehensive List Of Services

Business Banking Made Easy

For local entrepreneurs and business owners, Fox Communities offers comprehensive Business Banking solutions, including merchant services and business loans. We understand the unique challenges businesses face and strive to empower them with the right tools and resources for growth.

Convenience at Your Fingertips

We know that managing finances should be as easy as possible. That's why we prioritize digital banking features at Oshkosh. With our Online & Mobile Banking, you can access your accounts anytime, anywhere perfect for busy lifestyles. Our mobile app allows for easy transactions like payments and fund transfers. Need cash? Our convenient ATM & Cash Withdrawal Services are available for quick access to your funds.

Credit Options That Reward You

In today's fast-paced world, rewards matter. That's why we offer Credit Cards with Rewards designed to give back every time you spend. Whether you're treating yourself or planning a special trip, these cards can enhance your purchasing power while earning you valuable points.

Drive-Thru and ATM Services

Sometimes, all you need is a simple transaction without leaving your car. Our basic drive-thru banking service provides an efficient way to handle deposits, withdrawals, and other straightforward transactions quickly and conveniently. Plus, with basic ATM access available for balance checks and withdrawals, getting cash has never been easier. At Fox Communities, we are committed to enhancing your banking experience by offering services that cater to your needs while prioritizing convenience and accessibility. We invite you to visit us at 1870 Oshkosh Ave Oshkosh Wi 54902, call us at (920) 233-2890, or explore our website at http://www.foxcu.org for more information about how we can help you achieve your financial goals. Join us today and experience the difference in community-focused banking!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, or need assistance with managing your finances, our personal banking services are here for you. We understand that life can be unpredictable; that's why we offer flexible Auto Loans & Vehicle Financing options to help you get on the road quickly and easily. If you're dreaming of a new home, our Mortgage Loans & Refinancing services will guide you through the process with competitive rates and expert advice. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options provide peace of mind when you need it most.

Digital & Online Banking

Accessibility and Ease of Use

In today's fast-paced world, having real-time access to your finances is essential. With Fox Communities's digital services, everything is designed with you in mind easy navigation, straightforward features, and robust security measures. Ready to take control of your finances? Explore more about our digital offerings at http://www.foxcu.org and see how we can help make banking easier for you!

Key Features for Your Convenience

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just a few clicks, and the money is on its way. And if you're someone who prefers to keep things paperless, you'll be happy to know we offer electronic statements. No more clutter, just easy access to your financial records whenever you need them. For added convenience, our mobile application allows you to bank on your terms. With features like mobile payments, you can make transactions directly from your phone no wallet needed! And if you're concerned about security, rest assured that our electronic signature authorization ensures that your sensitive information is protected.

Financial Strength

Commitment to Growth

With $77,572,405 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,390 in used auto loans and a total of $2,274,753,476 in loans and leases.

Growing Membership Base

We have a thriving community with a total of 279,971 share accounts. This shows a strong and growing member base that trusts us with their finances. With available funds for lending and investments totaling $13,917,552, we are well-prepared to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fox Communities is your trusted partner. Visit us at 1870 Oshkosh Ave, Oshkosh WI 54902 or call 920-233-2890 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $760,172,222 in share certificates and $511,365,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $17,246,566 reflects our operational efficiency. This performance enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 408 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Health

With a net worth of $299,478,888, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $311,227,428 in used vehicle loans and $93,748,247 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $596,163,610 provide the capital needed to grow and expand. We recognize that businesses require support to thrive; our commercial lending options are designed to cater to various business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,964,733, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Refinancing Options

If you are considering refinancing any existing loans or seeking eligibility for one of our products, we encourage you to reach out. Our dedicated team is ready to help you explore all available options that fit your financial situation. Feel free to visit us at our branch located at 1870 Oshkosh Ave, Oshkosh, WI 54902 or call us at 920-233-2890 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,326,763 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your spending power while keeping costs manageable.

Loan Aggregator

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FOX COMMUNITIES CREDIT UNION