Founders Union SC Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Founders, your trusted financial partner located at 523 N Duncan Byp Ste A, Union, SC 29379. Established in 1961, we have proudly served our community for over six decades, offering a range of financial solutions tailored to meet the needs of our 271,061 members. With total assets exceeding $4.8 billion, we stand as a pillar of strength and stability in the community. At Founders, we believe in fostering a strong relationship with our members. Whether you're looking for personal banking services, auto loans, or business financing options, we're here to support you every step of the way. Our commitment is reflected in our impressive $576 million in total deposits and a net worth of $599 million, demonstrating our dedication to providing secure and reliable financial services. Led by our CEO, Bruce Brumfield, and Board President, Roy Hunt, we are proud to employ 840 talented individuals who work tirelessly to ensure your banking experience is exceptional. If you need assistance or have questions about our services, don't hesitate to reach out at 864-424-7100. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. Join us today and discover how Founders can make a positive impact on your financial journey! Visit us online at foundersfcu.com or stop by our branch to learn more about how we can help you achieve your goals.

Branch History & Mission

Community Engagement

As part of our commitment to service, Founders actively engages with the local community through various outreach programs and partnerships. We believe in giving back and supporting initiatives that uplift those around us. Whether it's sponsoring local events or offering financial literacy workshops, we strive to make a positive impact on the lives of our members and neighbors.

Join Us Today

We invite you to become part of the Founders family! Experience the benefits of being a member-driven credit union where your financial well-being is our top priority. Visit us during our operating hours Monday through Wednesday and Friday from 8:30 am to 5:00 pm, and Thursday until 6:00 pm or call us at 864-424-7100 for more information. Together, let's build a brighter financial future!

Our Mission

At Founders, our mission is simple yet powerful: to empower our members by providing personalized financial solutions that enhance their lives. We believe that everyone deserves access to quality banking services that support their goals and dreams. Our offerings include everything from checking and savings accounts to auto loans, mortgage financing, and business banking solutions. We understand that the needs of our community evolve over time. That's why we have embraced advancements in technology while ensuring accessibility for all members. Our digital banking services allow members to manage their finances anytime and anywhere through online and mobile platforms. Additionally, we are proud to offer ADA-compliant services so that everyone can access our facilities comfortably.

Branch Location & Accessibility

A Variety of Services for Your Financial Needs

At Founders Union, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! Our team is ready to assist with personal loans or credit cards that come with rewards just ask us how we can help! While members can visit us at 523 N Duncan Byp Ste A Union Sc 29379, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720.

Easy Access and Nearby Landmarks

Our branch is easily accessible and situated near popular local spots, making it simple for you to pop in during your day. Just a stone's throw away from the bustling downtown area, you can find us close to familiar landmarks like the Union County Courthouse and the scenic Timken Sports Complex. Parking is ample, so you won't have to worry about finding a spot when you visit us.

Join Us Today!

We invite you to come by Founders Union today! If you have any questions or would like more information about our services, please feel free to give us a call at 864-424-7100. We look forward to welcoming you into our community!

Operating Hours Designed for You

We understand that life can be busy! That's why we've tailored our operating hours to fit your schedule. Visit us Monday through Tuesday, Wednesday, and Friday from 8:30 AM to 5:00 PM, or stop by on Thursday when we extend our hours until 6:00 PM. Whether it's early morning or late afternoon, we're here when you need us.

Welcoming Environment and Features

At Founders Union, we prioritize your comfort and convenience. Our branch is ADA-compliant, ensuring that everyone can easily access our services. We also offer drive-thru banking for those who prefer to stay in their vehicles while conducting transactions. Need cash? You'll find an ATM on-site ready for your withdrawals and balance checks.

Member Eligibility

At Founders, we're excited to welcome you into our community! Becoming a member is straightforward and opens the door to a world of financial benefits tailored just for you. To be eligible, you simply need to live, work, worship, or attend school in certain areas around Union, SC, or have a family member who is already a member. This means that many people can join our family and enjoy the perks of credit union membership. For more detailed information on eligibility criteria, feel free to check out our resource at https://membership.foundersfcu.com/. Once you're ready to take the next step towards membership, opening an account with us is easy. You can start the process online by visiting https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e or give us a call at (864) 424-7100 if you have any questions. We're here to help you every step of the way and look forward to having you as part of the Founders family at our branch located at 523 N Duncan Byp Ste A Union Sc 29379!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled local entrepreneurs to invest in their dreams, from purchasing equipment to expanding operations.

Flexible Financing Solutions

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs. Whether it's a short-term project or long-term growth, we are here to help you find the right fit.

Merchant Services That Matter

Beyond loans, we offer merchant services designed to simplify your transactions. Imagine effortlessly accepting payments from customers while managing your cash flow with ease. Our services provide practical benefits that allow you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses in Union, SC. Let us be your trusted partner on this journey toward success!

Comprehensive List Of Services

Accessing Cash Made Simple

We also provide essential ATM and cash withdrawal services along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Whether you're in a hurry or prefer the ease of online banking, we ensure that your cash access is straightforward and efficient. With all these services available at Founders, we strive to make banking easier for everyone in our community. If you have questions about any service or would like assistance, feel free to give us a call at (864) 424-7100. We invite you to visit us at 523 N Duncan Byp Ste A Union Sc 29379 in Union, SC, where our friendly team is eager to help you achieve your financial goals! Explore how we can serve you better today!

Business Banking Support

For our business members, we recognize that managing finances efficiently is crucial for success. Our business banking services, including merchant services and business loans, are designed to support your operations and growth ambitions. We believe in fostering strong relationships with local businesses and providing them the resources they need to thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Union offers robust online and mobile banking features that allow you to access your accounts anytime, anywhere. From checking balances to making transfers or paying bills through our mobile application, managing your finances has never been easier.

Credit Options Tailored for You

Managing debt can be challenging, which is why we provide personal loans and debt consolidation options. Our goal is to help you simplify your finances and work towards a more stable financial future. Additionally, our credit cards with rewards not only offer convenience but also let you earn points on your everyday purchases.

Personal Banking Solutions

We understand that every individual has unique financial goals. That's why we offer various personal banking options. You can choose from checking and savings accounts that fit your lifestyle and help you manage your money effectively. If you're looking to purchase a new car or need financing for a vehicle, our auto loans and vehicle financing services make it easy to drive away with confidence. For those considering buying a home or refinancing an existing mortgage, our expert team is ready to assist with mortgage loans and refinancing solutions tailored just for you.

Digital & Online Banking

At Founders, we understand that managing your finances should be as easy and secure as possible. That's why we've made our digital and online banking services user-friendly, giving you the convenience to bank on your own terms, anytime and anywhere. With our robust online banking platform, accessible at https://www.foundersfcu.com, you can take control of your accounts 24/7. Whether it's checking your balance, paying bills, or transferring funds, everything is just a few clicks away. You can even send money directly to friends or family with our person-to-person transfer feature no need for cash or checks! We prioritize your security. Our electronic signature authorization makes it simple and safe to approve transactions without the hassle of paperwork. Plus, you can opt for e-statements to keep track of your financial activity without cluttering your mailbox. For those who are always on the go, our mobile application brings all these features right to your fingertips. You can make mobile payments seamlessly and manage your accounts from wherever you are. Need to check an account balance? Want to deposit a check? It's all possible with just a few taps. At Founders, we believe that banking should fit into your lifestyle not the other way around. Enjoy real-time account management and peace of mind knowing that our services are designed with both accessibility and security in mind. Join us in making banking simpler and more efficient!

Financial Strength

A Dedicated Team

We also take pride in having 824 full-time employees and 16 part-time employees who are committed to serving you with knowledge and care. Our team is always ready to assist you with any banking needs.

Commitment to Innovation

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to innovation ensures that you have access to the best products available.

Growing Together

With total share accounts reaching 737,237, we show a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $98,839,691, reinforcing our capacity to support you further. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 523 N Duncan Byp Ste A Union Sc 29379 or call (864) 424-7100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. Members' funds are protected through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $4,324, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, featuring $45,790 in used auto loans and $3,749,714,385 across total loans and leases. This means we're here to support your financial goals across various sectors. Additionally, our impressive $16,689,398 reflects our operational efficiency, enabling us to offer competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find a plan that fits your budget. Whether you're looking for competitive rates or flexible terms, our auto loans are designed to meet your needs.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,850,365 provide the capital needed to expand and thrive in today's market. We understand the challenges businesses face and offer tailored solutions designed specifically for your success. If you're interested in any of these loan products or would like more information about refinancing options and eligibility criteria, please visit our website at foundersfcu.com or contact us directly. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We are committed to providing transparent and reliable financial services for all our members!

Credit Lines

For those who need ongoing access to funds without taking out a specific loan amount, we provide credit lines totaling $1,236,197,932. This option allows you to borrow money as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We offer various mortgage products to suit different financial situations. If you're considering refinancing your current mortgage or exploring eligibility options for new loans, our team is ready to help you navigate the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. These credit cards come with rewards and features that can enhance your spending power while ensuring you stay within your budget.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages to help users make informed decisions: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see their options and find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for users. Each loan option displayed is verified, meaning you can trust that the information is accurate and up-to-date.

FOUNDERS FEDERAL CREDIT UNION - Union, SC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Union, SC (29379)

Introduction

Branch History & Mission

Community Engagement

Join Us Today

Our Mission

Branch Location & Accessibility

A Variety of Services for Your Financial Needs

Easy Access and Nearby Landmarks

Join Us Today!

Operating Hours Designed for You

Welcoming Environment and Features

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Flexible Financing Solutions

Merchant Services That Matter

Comprehensive List Of Services

Accessing Cash Made Simple

Business Banking Support

Convenient Online & Mobile Banking

Credit Options Tailored for You

Personal Banking Solutions

Digital & Online Banking

Financial Strength

A Dedicated Team

Commitment to Innovation

Growing Together

Member-Centric Savings

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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