Founders Rock Hill SC Credit Union | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Founders, your trusted financial partner located at 4821 Old York Rd, Rock Hill, SC 29732. Established in 1961, we have proudly served our community for over six decades. With a strong commitment to our members, we currently support more than 271,000 individuals and families who rely on us for their financial needs. At Founders, we understand that banking is not just about numbers it's about relationships. Our total assets stand at an impressive $4,817,730,099, which reflects our solid foundation and dedication to stability. We strive to provide the best financial products to our members with a total deposit base of $576,628,054. Our commitment to you goes beyond traditional banking; we aim to empower you through effective financial solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 737 Plantation Rd, Lancaster, SC 29720. We believe in transparency and are proud of our robust net worth of $599,878,397, ensuring that your money is secure with us. Under the leadership of CEO Bruce Brumfield and Board President Roy Hunt, our dedicated team of 840 employees is here to assist you with a variety of services from personal banking and auto loans to business financing solutions. We are also thrilled to offer modern conveniences like online banking and mobile payments. If you're looking for a reliable credit union that prioritizes your needs and supports the community, look no further than Founders. Feel free to reach out at 803-326-1760 or visit us online at foundersfcu.com for more information. Let's take this journey together towards achieving your financial goals!

Branch History & Mission

A Legacy of Service

At Founders, we believe that everyone deserves access to quality financial services. Over the years, we've evolved significantly. We started with a simple mission: to provide our members with affordable banking solutions and support them in achieving their financial goals. As we grew, so did our offerings from personal banking and auto loans to business services and online banking options. Our commitment to technology has kept us ahead of the curve. We are proud to offer features such as mobile payments, online banking, and e-statements, making it easier for our members to manage their finances anytime, anywhere. Additionally, our branch is ADA compliant, ensuring accessibility for all community members.

Community Engagement

At Founders, we understand the importance of giving back. Our outreach efforts include sponsoring local events and partnering with organizations that share our vision of community growth and support. Together with our members, we strive to create a positive impact that resonates throughout Rock Hill.

Join Us

As we continue on this journey of service and growth, we invite you to become part of the Founders family. Experience firsthand the benefits of membership whether you're looking for personal loans, credit cards with rewards, or simply guidance on saving for your future. Visit us during our operating hours Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, and Thursday until 6:00 PM to learn more about how we can help you achieve your financial dreams. Feel free to contact us at 803-326-1760 if you have any questions or need assistance. Join us today and see how Founders can make a difference in your life!

Our Mission

Our mission goes beyond just providing financial services; it's about building strong relationships within our community. We aim to empower individuals by offering not only banking products but also guidance and resources for better financial literacy. By supporting local initiatives and partnerships, we actively contribute to the well-being of Rock Hill. While you can visit us at 4821 Old York Rd, official correspondence should be directed to our mailing address at 737 Plantation Rd, Lancaster, SC 29720 if needed.

Branch Location & Accessibility

Welcome to Founders at our Newport branch! Located conveniently at 4821 Old York Rd in beautiful Rock Hill, SC, we are here to serve your financial needs with a friendly smile. Whether you're just passing by or you're a local looking for reliable banking services, our branch is easily accessible and ready to help. If you need to send us any official correspondence, please use our mailing address at 737 Plantation Rd, Lancaster, SC 29720. We pride ourselves on being not just a place to bank but a part of the community. Our branch is nestled near popular landmarks, making it easy for you to stop by while running errands or visiting nearby shops. At Founders, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps so that everyone can visit us comfortably. We also have ample parking available for your convenience. If you prefer not to come inside, take advantage of our drive-thru service for quick transactions such as deposits and withdrawals. Our operating hours are designed to fit your busy schedule. We're open from 8:30 AM to 5:00 PM Monday through Tuesday and Wednesday, with extended hours until 6:00 PM on Fridays. Feel free to call us anytime at 803-326-1760 if you have questions or need assistance before visiting. In addition to traditional banking services like checking and savings accounts, we offer various loans including auto financing and mortgages. Plus, our ATM is readily available for those who need cash quickly without stepping inside. We invite you to visit Founders in Rock Hill today! Whether you're opening a new account or just want to learn more about our services, our friendly team is excited to welcome you.

Member Eligibility

At Founders, we believe that everyone deserves a supportive financial partner, and becoming a member is just the first step in joining our community. To qualify for membership, you typically need to live, work, or worship in York County or be related to someone who already belongs. This inclusivity means more people can benefit from our services designed to help you achieve your financial goals. If you're interested in learning more about the specific eligibility criteria, feel free to check out this resource: https://membership.foundersfcu.com/ . Joining Founders is an easy and welcoming process. Whether you're looking to open a savings account, apply for a loan, or simply explore your options, we're here to guide you every step of the way. You can start your journey by visiting us at 4821 Old York Rd Rock Hill Sc 29732 or give us a call at (803) 326-1760 for any questions you might have. Ready to take the plunge? Find out how simple it is to open an account by checking out our account opening details here: https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine being able to accept payments anytime, anywhere. Our merchant services make it easy for you to offer flexible payment options to your customers, enhancing their shopping experience while boosting your sales. Whether you're a local café or a growing retail store in Rock Hill, SC, we have the tools you need to manage transactions efficiently. Join us at Founders located at 4821 Old York Rd Rock Hill Sc 29732 in Rock Hill, SC, and discover how our business banking solutions can empower your journey toward success. Let's build a brighter future together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we understand the unique challenges you face. That's why we offer comprehensive business banking solutions, including merchant services and business loans. We are here to help you manage your cash flow effectively so you can focus on what truly matters growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Founders prioritizes digital banking features that allow you to manage your finances anytime, anywhere. With our online and mobile banking, accessing your accounts is as easy as tapping your phone or clicking a button on your computer. You can pay bills, transfer funds, and even deposit checks right from the comfort of your home. Need cash? Our ATMs are conveniently located for quick withdrawals and balance checks, making it easier than ever to stay on top of your finances. And for those who prefer face-to-face interactions, our basic drive-thru banking provides a swift option for deposits and withdrawals without leaving your car.

Join Us Today!

At Founders, we believe that everyone deserves access to quality financial services tailored to their needs. Whether you're looking for personal banking options or business solutions, we've got something for everyone. Visit us at 4821 Old York Rd Rock Hill Sc 29732, call us at (803) 326-1760, or check out our website at Newport to learn more about how we can assist you on your financial journey. We look forward to welcoming you into our community!

Personal Banking Solutions

Managing your personal finances has never been easier. At Founders, we offer various checking and savings accounts tailored to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle you want without breaking the bank. Looking to purchase a home? Explore our mortgage loans and refinancing programs that can help you secure the best rates available. If life throws unexpected expenses your way, our personal loans and debt consolidation services provide the financial flexibility you need. Plus, our credit cards come with rewards designed to benefit you every time you shop.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access, allowing you to check your balance, transfer funds, and pay bills from the comfort of your own home or wherever you might be. With features like person-to-person transfers, you can send money to friends and family with just a few taps on your mobile device. For those who prefer managing their accounts on the go, our mobile application is available for download. This app not only allows for quick payments but also supports mobile payments so you can shop conveniently without needing your card. Plus, electronic signature authorization means that signing documents is easier than ever no more printing or scanning required!

Secure and User-Friendly

We take your security seriously. Our digital banking services are equipped with advanced security measures to keep your information safe while ensuring an easy-to-use experience. If you choose e-statements, you'll enjoy the added benefit of going paperless, which is better for the environment too! At Founders, we prioritize making your banking experience as accessible as possible. With real-time account management at your fingertips, staying on top of your finances has never been easier. Join us today and explore how our digital banking solutions can enhance your financial life!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency shines through with a net income of $47,413,108, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Trust

Total Share Accounts stand at an impressive 737,237, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $98,839,691. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Founders is your trusted partner. Visit us at 4821 Old York Rd Rock Hill SC 29732 or call us at 803-326-1760 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $45,790 in used auto loans and a total of $3,749,714,385 in total loans and leases available to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand. We understand that running a business requires access to funds at critical times; that's why our commercial loan options are tailored for small businesses looking to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, making buying or refinancing simple. We also provide resources to help you understand the eligibility requirements and guide you through the application process.

Refinancing Options

If you're considering refinancing any of your existing loans or want to explore eligibility options for any of our products mentioned above, we're here to assist you. Our team is dedicated to finding solutions that best fit your unique situation. For more information on our loan offerings or if you have any questions about eligibility and applications, feel free to reach out at 803-326-1760 or visit us at 4821 Old York Rd Rock Hill SC 29732. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us be part of your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. This product is ideal for those who want to make purchases without tying up their cash or for emergencies that may arise.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By working only with legitimate financial institutions, LendMesh guarantees verified data that users can trust.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans