Founders Rock Hill SC Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Founders, your trusted financial partner located at 1404 Ebenezer Rd, Rock Hill, SC 29732. Since our establishment in 1961, we have been committed to serving our community with reliable banking solutions tailored to meet the diverse needs of our members. With a total membership of 271,061 and assets exceeding $4.8 billion, we take pride in our ability to offer personalized services that foster growth and stability. At Founders, we understand that financial wellness is key to thriving in today's world. That's why we offer a wide range of products, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our dedication is reflected in our impressive financial standing boasting total deposits of $576,628,054 and a net worth of $599,878,397. We also have 840 employees who are passionate about helping you achieve your financial goals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. We are proud to provide a welcoming environment where your financial aspirations can flourish. Under the leadership of CEO Bruce Brumfield and Board President Roy Hunt, we strive to create impactful relationships within our community. Whether you're looking for a loan or want to explore investment opportunities, we're here to guide you every step of the way. We invite you to join us on this journey towards financial success. Feel free to reach out at (803) 326-1735 or visit our website at foundersfcu.com for more information on how we can assist you today!

Branch History & Mission

At Founders, our story began in 1961, rooted in the heart of Rock Hill, SC. From our humble beginnings, we have dedicated ourselves to building a legacy of trust and support for our members. Located at 1404 Ebenezer Rd, we are proud to serve our vibrant community and help shape its financial future. Over the years, Founders has grown significantly, now boasting a membership of over 271,000 and total assets exceeding $4.8 billion. This remarkable growth reflects our unwavering commitment to providing exceptional financial services while fostering strong community ties. We understand that every member's journey is unique, which is why we offer a wide range of products tailored to meet individual needs from personal banking and auto loans to business banking solutions. Our mission at Founders is clear: we aim to empower our members by delivering reliable financial services with a personal touch. We strive to make banking accessible and straightforward through initiatives like online banking, mobile payments, and convenient ATM access. Our drive-thru service ensures that even busy schedules can accommodate essential banking needs with ease. As part of our commitment to community welfare, we actively engage in outreach efforts and partnerships that uplift those around us. Whether it's supporting local charities or offering financial education programs, we believe in giving back to the community that has supported us throughout the years. While members can visit us at our branch on Ebenezer Road for personalized assistance during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. At Founders, we are excited about the future and invite you to join us on this journey. Experience the benefits of membership today where your financial goals become our mission! For more information or assistance, feel free to reach out at 803-326-1735 or visit our website at foundersfcu.com.

Branch Location & Accessibility

Accessibility and Convenience

At Founders, we prioritize accessibility for all members. Our branch features ADA-compliant facilities with ramps and designated parking spots to ensure everyone can visit us comfortably. Plus, with ample parking available right outside, getting in and out is a breeze.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 803-326-1735. We look forward to welcoming you into our Founders family at the Ebenezer Road branch where your financial well-being is our top priority!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours until 6:00 PM on Fridays. Feel free to swing by during these times; we're here to help!

Services Offered

Our team at the Ebenezer Road branch is dedicated to providing personalized service with a variety of financial solutions. From checking and savings accounts to auto loans and mortgage options, we have products tailored just for you. Need quick access to cash? Enjoy the convenience of our ATM services available on-site or utilize our drive-thru banking for simple transactions like deposits and withdrawals.

Member Eligibility

Welcome to the vibrant community of Founders! Becoming a member is a simple and fulfilling journey. If you're living or working in the areas we serve, you may already be eligible to join us. We embrace individuals from various backgrounds and walks of life, ensuring that our membership is inclusive and welcoming. To find out if you meet the eligibility requirements, take a moment to check out this helpful resource: Eligibility Details. Joining Founders not only opens the door to fantastic financial services but also connects you with a supportive network that genuinely cares about your well-being. Once you're ready to become a member, our account opening process is straightforward. You can learn more about how to get started by visiting Account Opening. If you have any questions or need assistance along the way, feel free to reach out at (803) 326-1735. We can't wait to welcome you into our family at 1404 Ebenezer Rd Rock Hill Sc 29732!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored to streamline your operations. Imagine being able to process payments quickly and efficiently, allowing you more time to focus on what really matters growing your business. Our solutions make transactions smoother for both you and your customers. Located at 1404 Ebenezer Rd Rock Hill Sc 29732 in Rock Hill, SC, we invite you to explore how our services can enhance your business's financial health. Connect with us today at (803) 326-1735 or visit our website at https://www.foundersfcu.com for more information!

Comprehensive List Of Services

Call Us Today!

At Founders, we are committed to providing personalized service that meets all your financial needs under one roof. Whether you have questions about opening an account or want to learn more about our loan products, don't hesitate to reach out! Give us a call at (803) 326-1735 or visit us at 1404 Ebenezer Rd Rock Hill Sc 29732 in Rock Hill, SC. We look forward to helping you achieve your financial goals!

Convenient Access

In today's busy world, convenience is key. That's why we offer various ways for you to access your accounts and cash. With our ATM & cash withdrawal services available 24/7, you can easily withdraw cash or check balances whenever you need. For quick transactions, our drive-thru banking allows for deposits and withdrawals without leaving your car.

Digital Banking Features

Embrace the future of banking with our online and mobile banking features. You can manage your finances on the go, conduct person-to-person transactions with ease, and enjoy secure electronic signature options for added convenience.

Loans and Credit Options

Life often throws unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions to help you manage those financial bumps smoothly. Want to earn rewards while spending? Our credit cards come with great perks that fit your lifestyle. For entrepreneurs, Founders provides business banking services that include merchant services and business loans, helping you take your venture to the next level.

Personal Banking

Whether you're looking to open a checking or savings account, Founders has got you covered. Our personal banking services are designed for everyday needs. Imagine having easy access to your funds with online and mobile banking, allowing you to check balances, transfer money, and pay bills from anywhere. Need to finance a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing options can help you secure the best rates available.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.foundersfcu.com, you can easily check your account balances, transfer funds, and pay bills anytime, day or night. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, allowing for real-time account management right at your fingertips. In addition to standard banking features, we offer electronic signature authorization for added convenience. This means you can complete transactions without the hassle of printing or mailing documents. Plus, with e-statements available, you'll enjoy paperless statements that not only help the environment but also make it easy to keep track of your financial activities. For those on the go, our mobile application makes banking even easier. You can use mobile payments to make purchases directly from your phone no wallet needed! And if you want to send money quickly to friends or family, our person-to-person transfers let you do just that with a few taps on your screen. At Founders, we prioritize security in all our digital services. Your information is protected with advanced security measures so you can bank with peace of mind. Whether you're at home or out and about, managing your finances has never been easier or more secure. Explore all these features and more by visiting us online today!

Financial Strength

At Founders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain economic environment, knowing your credit union is financially robust can provide peace of mind. With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We are proud to support our community with $45,790 in used auto loans and an impressive $3,749,714,385 in total loans and leases. This lending capacity enables us to help members achieve their financial goals across various sectors. Our net income of $47,413,108 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 737,237, highlighting the trust placed in us by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Founders is your trusted partner. Visit us at 1404 Ebenezer Rd Rock Hill SC 29732 or call 803-326-1735 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you find an option that fits your budget.

Business Loans

For business owners in need of capital for growth and expansion, our outstanding commercial loans totaling $2,850,365 provide the funding necessary to keep your business thriving. If you want to learn more about how our loan products can assist you in achieving your financial objectives or check eligibility options for refinancing opportunities, please feel free to reach out. You can contact us at 803-326-1735, or visit us at 1404 Ebenezer Rd Rock Hill SC 29732 during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us guide you toward a financially secure future with tailored lending solutions that meet your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, catering to both first-time buyers and those looking to refinance their existing mortgages. We also offer refinancing options for eligible members to help reduce monthly payments or access cash from home equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $219,138,006 in loans available, we enable members to manage their finances effectively while enjoying the convenience of credit when they need it most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By using verified data, LendMesh provides users with reliable options tailored to their needs.

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