Founders Rock Hill SC Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Founders at our Tech Park branch, located at 462 Anderson Rd S, Rock Hill, SC 29730. Here at Founders, we're not just a credit union; we are a community partner dedicated to your financial well-being. Established in 1961, we've built a strong foundation of trust and reliability, serving over 271,061 members with tailored financial solutions. While you can visit us at our Rock Hill location, please note that any official correspondence should be sent to our mailing address: 737 Plantation Rd, Lancaster, SC 29720. With total assets exceeding $4.8 billion, we take pride in our ability to support the diverse needs of our members. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our total deposits stand at an impressive $576,628,054, which reflects our commitment to safeguarding your finances. Under the leadership of CEO Bruce Brumfield and Board President Roy Hunt, our team of over 840 employees works diligently to provide exceptional service. We understand that every member's financial journey is unique; that's why we offer a variety of services designed to help you achieve your goals from personal loans and credit cards with rewards to business banking options. At Founders, we believe in investing in our community. With a net worth of $599,878,397 and cash reserves of $75,017,320, we are well-positioned to support both individual and business growth. Our total loans reflect a diverse portfolio with over 233,849 loans and leases granted to date. We invite you to visit us or call us at 803-326-1950 during our operating hours Monday through Thursday from 8:30 am to 5:00 pm and Friday until 6:00 pm. Discover how Founders can help you thrive financially today! For more information about our services or to start your membership journey online, explore our website at foundersfcu.com.

Branch History & Mission

Welcome to Founders, a credit union with a rich legacy that dates back to 1961. Since our opening in Rock Hill, SC, we have been dedicated to serving our community and empowering our members through financial services that truly make a difference. Located at 462 Anderson Rd S, we are proud to be part of the vibrant fabric of this city, where we offer a variety of services designed to meet the diverse needs of our 271,061 members. Over the years, Founders has evolved significantly. From humble beginnings, we have grown into a robust financial institution with total assets of nearly $4.8 billion. This growth reflects not only our commitment to financial health but also our strong relationships within the community. Our headquarters in Lancaster, SC, continues to guide us as we expand our offerings and reach. At Founders, our mission is clear: we strive to provide exceptional financial services while enhancing the lives of those we serve. We believe in making banking accessible and inclusive for everyone. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options for your next vehicle or home, we're here to help you succeed. While members can visit us at 462 Anderson Rd S, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. This ensures you can always reach us effectively. Our operating hours are designed for your convenience: we're open from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. In addition to traditional banking services, Founders embraces digital advancements that enhance member experiences. We offer online and mobile banking options, making it easier than ever for you to manage your finances on your terms. With features like e-statements and mobile payments available, our goal is to create a customer-centric environment that meets the demands of modern life. Community outreach is at the heart of what we do. We partner with local organizations and participate in various initiatives aimed at improving financial literacy and supporting those in need. Through these efforts, we aim not just to be a bank but a trusted partner in our members' journeys toward financial well-being. As you consider joining us at Founders, know that you're becoming part of something special a community-focused credit union dedicated to your success. Experience the difference today by visiting us or reaching out at 803-326-1950. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Founders at Tech Park, your go-to credit union located conveniently at 462 Anderson Rd S in Rock Hill, SC. We understand that accessibility is important for our members, and we're proud to be situated in a prime location within York County. You can easily find us near popular local spots, making it simple to drop by whenever you need banking services. While you can visit us at our branch address, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. Our friendly team is here to assist you during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Whether you're stopping in for personal banking or exploring loan options, we're ready to help! Our branch features accessible parking and ADA-compliant ramps, ensuring everyone can enjoy our services without hassle. Plus, if you're on the go, take advantage of our drive-thru banking for quick transactions like deposits and withdrawals. We also offer ATM services so you can access your funds anytime. At Founders, we provide a range of services tailored just for you whether it's checking and savings accounts, auto loans, mortgages, or credit cards with rewards. If you have any questions or need assistance, feel free to give us a call at 803-326-1950. We invite you to visit us soon and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Founders is like joining a close-knit community where your financial goals are our priority. If you live, work, worship, or attend school in the areas served by us, you're already on the path to membership! We welcome individuals from various backgrounds and walks of life, making it easy for everyone to join our supportive family. You can find all the specific eligibility details at https://membership.foundersfcu.com/, which outlines how you can become part of our mission to provide excellent financial services tailored just for you. Opening an account with us is straightforward and convenient! Whether you're interested in personal banking, loans, or other services, we've got options that fit your needs. Just visit https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (803) 326-1950. We're here to help you take this exciting step toward financial well-being at Founders, located at 462 Anderson Rd S Rock Hill Sc 29730.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment, hire more staff, or even open a new location. Our loans can turn those dreams into reality, providing you with the resources necessary to take your business to the next level.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify transactions and enhance customer satisfaction. From payment processing solutions to point-of-sale systems, we equip your business with tools that make it easier for customers to shop with you. Picture this: a busy Saturday morning at your store where every second counts our efficient services ensure smooth transactions so you can focus on what matters most: serving your customers. Located conveniently at 462 Anderson Rd S Rock Hill Sc 29730, Rock Hill, SC SC, we invite you to explore how our business banking solutions can fuel your success. Connect with us today at (803) 326-1950 or visit our website at https://www.foundersfcu.com for more information!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs offer easy access for withdrawals and balance checks whenever you need it. Plus, with drive-thru services at our branch, making deposits or quick transactions is hassle-free. At Founders, we're committed to making banking accessible and straightforward for everyone in Rock Hill and beyond. Come visit us at 462 Anderson Rd S Rock Hill Sc 29730 or give us a call at (803) 326-1950 to learn more about how we can assist you with all your financial needs. Let's take this journey together your future starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it simple and affordable. With competitive rates, we can help you get behind the wheel without breaking the bank. Picture driving off in your dream car, knowing you've secured the best financing available.

Business Banking

For our business members, we offer specialized banking services tailored to meet the unique needs of local businesses. From merchant services to business loans, we provide tools that help entrepreneurs thrive. Your success is our priority.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday spending more rewarding! Use them for groceries, gas, or travel expenses, and earn points that can lead to exciting perks. It's like getting paid back for purchases you were going to make anyway!

Mortgage Loans & Refinancing

Owning a home is one of life's biggest achievements, and at Founders, we provide mortgage loans that fit your needs. Whether you're buying your first home or considering refinancing an existing mortgage, our experienced team is here to guide you through every step. We want to help make homeownership a reality for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your accounts has never been easier. You can check balances, transfer funds, and even deposit checks from anywhere right from your smartphone!

Personal Banking

Our personal banking options are designed to help you manage your day-to-day finances with ease. Whether you're looking for checking or savings accounts, our tailored solutions ensure that you have access to the funds you need when you need them. Imagine having a checking account that not only helps you keep track of your spending but also earns you interest!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans are here to assist. If you're juggling multiple debts, our debt consolidation options can simplify your payments and potentially lower your interest rates. Imagine having just one easy monthly payment instead of several!

Digital & Online Banking

Convenient Account Management

One of the standout features of our online banking is the option for electronic statements. Go paperless with Yes and keep your financial records organized and accessible. Plus, if you need to sign documents quickly, our electronic signature authorization feature makes this process hassle-free no more printing and scanning!

Mobile Banking on Your Terms

With our mobile application available for download, you can take your banking experience with you wherever life leads. Enjoy features like mobile payments through Yes, person-to-person transfers via Yes, and instant notifications about your account activity all from your smartphone.

Online Banking Features

Visit us at https://www.foundersfcu.com to explore our robust online banking platform. This service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're managing daily expenses or planning for future goals, our online banking system puts control at your fingertips.

Security You Can Trust

We prioritize your security with every transaction. Our systems are designed to protect your personal information while providing an easy-to-use interface. From accessing accounts securely online to authorizing transactions with ease, you can bank confidently knowing that we've got your back. In short, whether you're at home or out and about in Rock Hill, our digital and online banking services at Founders are here to simplify your financial life. Sign up today at https://www.foundersfcu.com and discover a better way to manage your money!

Financial Strength

At Founders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which enables us to provide you with better rates and services. With a net worth of $599,878,397, we maintain solid financial health, allowing us to offer competitive rates and low fees tailored for your benefit. Our net worth ratio of $1,241 demonstrates a robust capital foundation, ensuring that we can continue providing loans and savings options even in uncertain economic times. Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, providing you with stable and rewarding opportunities for financial growth. Unlike traditional banks, we focus on our members first. With non-member deposits at $4,324, we concentrate our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further reflected in our $523,011,520 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $45,790 in used auto loans and $3,749,714,385 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our operational efficiency is highlighted by our $47,413,108, enabling us to keep offering competitive loan rates and solid financial products for you. We also take pride in having 824 full-time employees and 16 part-time employees dedicated to serving you with expertise and care. Net Shares available for lending and investments stand at $98,839,691, while the trust of our growing member base is evident with a total of 737,237 share accounts. This trust underlines the reliability of Founders, making us a pillar of stability in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 462 Anderson Rd S Rock Hill Sc 29730 or call (803) 326-1950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or if you're unsure about your eligibility for one of our products, we encourage you to reach out. Our friendly team at Founders is ready to assist you with personalized advice based on your unique circumstances. For more information or to discuss how we can assist you further, feel free to contact us at (803) 326-1950 or visit us at our branch located at 462 Anderson Rd S Rock Hill Sc 29730 in Rock Hill, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We offer flexible terms tailored to meet your needs, so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to support their growth through customized financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring you find the best option for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $219,138,006 in loans helping members manage their finances effectively, our credit card products come with competitive rates and no hidden fees.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that the offers you see are both fair and transparent.

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