Founders Rock Hill SC Credit Union | Affordable Vehicle Loans & Checking

Introduction

Welcome to Founders, your trusted partner in financial growth and stability located at 1290 Old Springdale Rd, Rock Hill, SC 29730. Since our establishment in 1961, we have dedicated ourselves to serving the community with a focus on personal banking solutions and member satisfaction. With a robust membership base of over 271,000 individuals and total assets exceeding $4.8 billion, we are proud to be a key player in the financial landscape of South Carolina. At Founders, we believe in empowering our members by offering a wide range of services tailored to meet their unique needs. Our total deposits stand at an impressive $576 million, reflecting our commitment to fostering savings and providing accessible loan options. We currently manage 233,849 loans and leases, ensuring that whether you're looking for auto financing, mortgage solutions, or personal loans, we have you covered. While members can visit us at our branch location, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. Our team is led by CEO Bruce Brumfield and Board President Roy Hunt, who both share a passion for community involvement and financial wellness. With over 840 employees committed to excellent service, we're here to support you every step of the way. Whether you're interested in opening an account or seeking advice on your next big financial decision, we invite you to reach out. Call us at 803-326-1700 or explore our website at foundersfcu.com to learn more about how we can help you achieve your financial goals. Your journey toward a brighter financial future starts here with Founders!

Branch History & Mission

Join Us

As we look toward the future, Founders remains committed to evolving alongside our members' needs. With features like drive-thru banking available for quick transactions and ATM access for added convenience, we prioritize making your banking experience as smooth as possible. We invite you to become part of the Founders family. Experience firsthand how our credit union can help you achieve your financial goals while enjoying the warmth of a community-centered organization. Visit us today or call us at 803-326-1700 we're here for you!

Our Evolution

Since our opening, Founders has focused on building strong relationships with our members and enhancing their financial well-being. Over the years, we have expanded our offerings significantly. From personal banking services like checking and savings accounts to vehicle financing and mortgage loans, we cater to diverse financial needs. With advances in technology, we now offer online and mobile banking options that make managing finances easier than ever before. Our branch is not just a place for transactions; it's a hub for community engagement. We believe that supporting local initiatives is key to making a lasting impact. Through partnerships and outreach programs, we strive to uplift those around us while ensuring our services are accessible to everyone.

Our Mission

At Founders, our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging among our members. We aim to empower individuals by offering tools and resources that enhance their financial literacy and stability. Our team is dedicated to ensuring that every member feels valued and supported. For official correspondence, please send mail to 737 Plantation Rd, Lancaster, SC 29720. While visiting us at our Rock Hill location, you'll find not only expert advice but also friendly faces ready to assist you with any questions or needs.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 803-326-1700 for any inquiries or simply stop by during our operating hours. While members can visit us at 1290 Old Springdale Rd, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. Come see how Founders can make banking easier and more accessible for you! We look forward to welcoming you soon.

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is easy to find. If you're coming from downtown Rock Hill, just head south on Old Springdale Road it's a straightforward drive! Plus, we offer ample parking right outside the entrance, ensuring that you can access our services without any hassle. Our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services

We know your time is valuable. That's why we're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Friday until 6:00 PM. Need cash after hours? No worries! Our ATM is available for your convenience. Additionally, our drive-thru service allows you to complete simple transactions without leaving your vehicle. At Founders, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. We also provide personal loans and credit cards with rewards to help you make the most of your money.

Member Eligibility

Joining Founders means becoming part of a caring community dedicated to your financial well-being. If you're interested in membership, you'll be glad to know that eligibility is designed to be straightforward and inclusive. Generally, individuals who live, work, worship, or attend school in the areas we serve can become members. This means that whether you're a longtime resident or new to the neighborhood, there's a place for you here! To learn more about specific eligibility criteria and see if you qualify, feel free to check out our detailed information at https://membership.foundersfcu.com/ . Getting started is easy! Once you confirm your eligibility, you can open your account online through this link: https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance during the process, don't hesitate to reach out to us at (803) 326-1700. We're here to help you every step of the way as you embark on this exciting journey with Founders, located at 1290 Old Springdale Rd Rock Hill Sc 29730. Welcome aboard!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments easily from your customers while keeping track of sales effortlessly. Our merchant services provide just that, allowing you to focus on what you do best running your business. From secure payment processing to managing transactions smoothly, we equip you with the tools needed for everyday operations. Whether you're looking for a loan or need reliable merchant services, Founders at 1290 Old Springdale Rd Rock Hill Sc 29730, Rock Hill, SC is here to assist you every step of the way. Reach out today at (803) 326-1700 to learn more about how we can help your business thrive!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Additionally, our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days!

Business Banking Solutions

If you're a small business owner, you'll find that our business banking services cater specifically to your needs. From merchant services that simplify payment processing to business loans that help you grow, Founders has you covered. We believe in supporting local businesses and helping them thrive in the community.

Connect with Us

Ready to explore how Founders can assist you on your financial journey? Call us at 803-326-1700 or visit us at our branch in Rock Hill today! Our friendly team is eager to guide you through all the options available tailored just for you. Join us at Founders, where we turn financial goals into reality!

Credit That Rewards You

For those who enjoy earning benefits with their purchases, our credit cards come with exciting rewards. They not only help you manage expenses but also give you perks that enhance your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking options allow you to manage your finances anytime, anywhere. Check balances, transfer money between accounts, and even pay bills all from the palm of your hand. With features like e-statements and mobile payments, handling your finances has never been more straightforward.

Loans Tailored for You

When life throws challenges your way or when you want to consolidate debt, our personal loans provide quick access to funds. You can focus on what matters most while we handle the financial details. Plus, if you're planning to buy a home or refinance your existing mortgage, our mortgage loans are designed to fit your needs perfectly.

Personal Banking Made Simple

Our personal banking services cover everything from checking and savings accounts to auto loans and mortgage financing. Imagine needing a safe place for your savings; our checking and savings accounts offer convenient access and competitive interest rates. If you're dreaming of a new car, our auto loans make it easy to hit the road with confidence. With flexible terms and competitive rates, financing your vehicle has never been easier.

Digital & Online Banking

Key Features

Our online banking services are available 24/7 at https://www.foundersfcu.com , giving you the flexibility to handle transactions on your schedule. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our mobile application, you can manage your accounts right from your smartphone, making it easy to bank on the go. Security is a top priority for us. We utilize electronic signature authorization for a quick and secure way to sign documents digitally. This means you can complete transactions without the hassle of printing or mailing forms. Additionally, our e-statements feature allows you to receive your account statements electronically, helping you keep track of your finances while reducing paper clutter. Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. You can quickly send or receive funds without needing cash or checks. And when it comes to payments, our mobile payments feature allows you to make purchases directly from your phone no wallet needed. At Founders, we aim to provide an accessible banking experience that fits into your life seamlessly. With real-time account management and features tailored for convenience and security, managing your finances has never been easier. Join us today and take advantage of these modern banking solutions!

Financial Strength

Commitment to Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is strong; we currently have $45,790 in used auto loans and $3,749,714,385 in total loans and leases available to help you reach your financial goals.

Growing Member Base

We are proud to report that we have a robust member community with 737,237 total share accounts. This shows the trust our growing member base places in us as their chosen financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 1290 Old Springdale Rd Rock Hill Sc 29730 or call (803) 326-1700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our impressive $47,413,108 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is vital for our members who rely on us during both good times and challenging periods.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you have the support you need when making such an important purchase.

Business Financing

For business owners seeking capital to grow and expand, our outstanding commercial loans totaling $2,850,365 are designed to provide the necessary funds for development and operational needs. At Founders in Rock Hill, SC (1290 Old Springdale Rd), our commitment to your financial success is unwavering. If you're interested in exploring refinancing options or determining eligibility for any of our loan products, please don't hesitate to reach out at 803-326-1700. Our team is ready to assist you during our operating hours: Monday to Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. For more information on how we can support you with your financial journey or explore all our offerings further online at Founders. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We aim to guide you through every step of the process so that owning a home becomes a reality rather than just a dream.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their expenses effectively. These cards come with competitive rates and benefits that can fit seamlessly into your financial plan.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the loan offers displayed are fair and trustworthy. Every lender listed has been verified, allowing users to make comparisons with confidence.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans