Founders Newberry SC Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Founders, your trusted financial partner located at 1729 Main St, Newberry, SC 29108. Since our establishment in 1961, we have dedicated ourselves to serving our community with a wide range of financial services tailored to meet your needs. With over 271,061 members and total assets exceeding $4.8 billion, we are proud to be a cornerstone of support for families and businesses alike in Newberry and beyond. At Founders, we believe in building strong relationships with our members. Our commitment is reflected not only in the services we offer such as personal banking, auto loans, mortgages, and business banking but also in our impressive financial standing. With total deposits amounting to $576,628,054 and a net worth of $599,878,397, you can trust that your finances are secure with us. Our team, led by CEO Bruce Brumfield and Board President Roy Hunt, is here to ensure you receive the best possible experience. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. Whether you're looking for assistance with loans or just need advice on managing your finances, we're here for you. Explore more about what we can do for you by visiting our website at foundersfcu.com, or feel free to reach out at (803) 828-7061 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. We invite you to join the Founders family today!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Founders embraces digital advancements that make banking easier for our members. With features like online banking and mobile payments available, managing your finances has never been more convenient. Additionally, we are proud to provide ADA-compliant facilities that ensure everyone can enjoy our services without barriers.

Join Us Today

If you're looking for a financial partner that truly cares about your goals and aspirations, look no further than Founders in Newberry. We invite you to become a part of our growing family where your financial success is our priority. Visit us during our lobby hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM or give us a call at (803) 828-7061 for more information on how we can help you thrive. At Founders, you're not just another account; you're part of a community dedicated to making a difference together!

Our Mission

Our mission at Founders is simple yet profound: we strive to enhance the financial well-being of our members by providing exceptional services and products tailored to their needs. We believe that everyone deserves access to quality financial resources, which is why we offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. We also prioritize community support through various outreach programs and partnerships. By investing back into Newberry and surrounding areas, we aim to create positive change and uplift those around us. Our commitment extends beyond just financial transactions; we are dedicated to fostering a sense of belonging within our community.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to call us at 803-828-7061. Our team looks forward to welcoming you in person soon! While members can visit us at 1729 Main St Newberry Sc 29108, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. Come see how we can help you achieve your financial goals today!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. Feel free to drop by during these hours for any of your banking needs.

Parking and Accessibility

Our branch offers ample parking to ensure that your visit is hassle-free. We take pride in being accessible for all members of our community, featuring ADA-compliant facilities and ramps for those who need them.

Services Offered

At Founders, we provide a variety of services tailored just for you. From personal checking and savings accounts to auto loans, mortgage financing, and even credit cards with rewards our team is here to guide you through it all. Plus, if you're on the go, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Becoming a member of Founders is like stepping into a welcoming community that's here to support you every step of the way. If you live, work, or worship in the areas we serve, you're already on the right track! We believe that everyone should have access to financial services that fit their needs, so whether you're just starting out or looking for more ways to manage your money, we invite you to join us. For more detailed eligibility criteria, feel free to check out our resources at https://membership.foundersfcu.com/ . Opening an account is simple and straightforward! Just visit us at 1729 Main St Newberry Sc 29108 or call us at (803) 828-7061, and our friendly team will guide you through the process. You can also start your application online by visiting https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . At Founders, we're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify daily transactions. Imagine having reliable payment processing solutions that keep your cash flow steady and your customers happy. From credit card processing to online payment solutions, our services help you serve your clients better while saving time and reducing hassle. Come visit us at 1729 Main St Newberry Sc 29108 in Newberry, SC, where we're dedicated to helping you grow your business with personalized financial solutions. Let's turn your aspirations into reality together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses. Our loans provide the financial boost needed for equipment purchases, inventory restocking, or even real estate investments. Imagine acquiring that new piece of machinery that can elevate your production capabilities or securing funds for a larger workspace these possibilities are within reach.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, you can drive off with confidence knowing that you made a smart financial choice.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, are here to support your enterprise's growth and success. We know how important it is for small businesses to have reliable financial partners, and we're here for you every step of the way.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase brings you closer to exciting perks. From cashback offers to travel points, these cards are designed not just for everyday use but also as a way to earn rewards on what you already spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments all from the comfort of your home or on the go.

Drive-Thru Banking

For those quick transactions, our drive-thru service allows members to conduct simple banking tasks like deposits and withdrawals without leaving their cars. This service adds another layer of convenience for busy individuals who need efficient banking solutions. At Founders, we strive to make banking easy and accessible for everyone in our community. If you're ready to explore these services further or have questions about how we can assist you better, don't hesitate to reach out! Call us at (803) 828-7061 or visit us during our hours of operation: 8:30 AM - 5:00 PM Monday through Thursday, and 8:00 AM - 6:00 PM on Friday. Join us today at Newberry Main, where your financial needs come first!

Home Financing Solutions

For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide several options to choose from. We guide you through the process, ensuring you understand all aspects of home financing, making your journey to homeownership smooth and straightforward.

Personal Banking

We understand that managing personal finances can be overwhelming at times. That's why we offer various checking and savings accounts to help you keep your money secure while earning interest. Whether you're saving for a dream vacation or just need a reliable account for everyday spending, we have options that fit your lifestyle.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and having access to funds when you need them is crucial. Our personal loans allow for quick access to cash for various needs, including debt consolidation. We work with you to find solutions that help alleviate financial stress while keeping payments manageable.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking platform available at https://www.foundersfcu.com , you can easily check your balances, pay bills, and transfer funds all from the comfort of your home or on the go. We offer 24/7 online banking services that ensure you have access to your financial information whenever you need it. Managing your statements has never been easier. Sign up for e-statements and enjoy quick access to your account statements without the clutter of paper. Plus, with our electronic signature authorization, signing documents is a breeze no need for printing or mailing! If you're always on the move, you'll love our mobile application. It not only allows you to manage your accounts but also enables you to make mobile payments, so shopping or paying friends is as simple as a few taps on your smartphone. For those moments when you need to send money quickly, our person-to-person transfers feature makes it easy to send cash directly to someone else's account with just their email or phone number. At Founders, we prioritize your security. Our digital banking tools are designed with robust safety features, ensuring that your information is protected while giving you peace of mind as you handle transactions online. No matter where life takes you, our digital banking services offer accessibility and ease-of-use for real-time account management. Join us today and experience how easy banking can be!

Financial Strength

Growing Together

We support a growing community with 737,237 total share accounts, showing a strong base of members who trust us with their finances. With net shares available for lending and investments totaling $98,839,691, we are well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 1729 Main St Newberry Sc 29108 or call (803) 828-7061 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident; we provide $45,790 in used auto loans and have a robust lending capacity reflected by our total loans and leases of $3,749,714,385.

Member-Centric Savings

Your savings are secure with us. We have $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $4,324, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $47,413,108 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan offerings, Founders provides various personal banking services such as checking and savings accounts. Our commitment extends beyond just loans; we aim to support your overall financial journey. If you have any questions or would like more information about our loan products or services, please don't hesitate to reach out at 803-828-7061. You can visit us at 1729 Main St Newberry Sc 29108, where our friendly team is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Founders can help you with your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We make it easy for you to secure financing for your next vehicle purchase. If you're interested in refinancing your current auto loan or want to know about eligibility options, our team is here to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your needs. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff can guide you through the process.

Unsecured Credit Cards

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $219,138,006 in loans helping members manage their finances effectively, our credit cards come with features designed for convenience and rewards that suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that the offers you see are fair and transparent. Each lender featured on LendMesh has been thoroughly vetted, giving you peace of mind when comparing options.

FOUNDERS FEDERAL CREDIT UNION - Newberry, SC

Type of Loan Offerings

Vehicle Loans