Founders Lancaster SC Credit Union | Convenient ATM Services Only

Introduction

Welcome to Founders, your trusted financial partner right here in Lancaster, SC! Located at 737 Plantation Rd, we have been serving our community since 1961. With a strong commitment to our members, we proudly support over 271,061 individuals who have chosen us for their banking needs. As part of our dedication to your financial well-being, we manage an impressive $4,817,730,099 in total assets and hold $576,628,054 in deposits. Our robust financial foundation is complemented by a net worth of $599,878,397, ensuring that you are in safe hands with every transaction you make. At Founders, we believe in empowering our members through accessible lending options. To date, we've issued a total of 233,849 loans and leases that help fuel dreams and aspirations within our community. Whether you're looking to finance a new vehicle or expand your business, we're here to assist you every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be directed to the same address: 737 Plantation Rd, Lancaster, SC 29720. Should you have any questions or need assistance, don't hesitate to reach out at 800-845-1614. Our leadership team is dedicated to providing exceptional service. Led by CEO Bruce Brumfield and Board President Roy Hunt, our staff of 840 employees is always ready to support you with friendly advice and reliable solutions tailored just for you. Explore all that Founders has to offer by visiting our website at foundersfcu.com. We invite you to join our family today and experience the difference that a member-focused credit union can make in your life. Your financial journey starts here!

Branch History & Mission

Community Commitment

At Founders, we believe that true success lies in giving back to the community. We actively engage in local events and initiatives that promote well-being and growth within Lancaster. Our partnerships with local organizations allow us to better understand the needs of our community and tailor our services accordingly. As you explore what Founders has to offer, consider joining us in our mission to support one another financially and socially. With your membership, you become part of something bigger a movement dedicated to uplifting individuals and building stronger communities together. We invite you to visit us at 737 Plantation Rd or reach out at 800-845-1614 for more information on how you can be part of Founders. Together, let's build a brighter future!

Our Mission

The mission of Founders is simple yet profound: to empower individuals and families in achieving their financial goals while fostering a sense of community and belonging. We strive to provide accessible financial services that cater to everyone, regardless of their background or circumstances. Whether you need a savings account, loan assistance, or financial education, we are here for you. We also understand the importance of convenience in today's world. While we do not currently offer ATM services or drive-thru banking at this location, we are proud to provide digital banking options including online banking and mobile payments for ease and accessibility. This focus on technology ensures that our members can manage their finances anytime and anywhere.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated just a stone's throw away from the bustling heart of Lancaster, our location is easily accessible. You'll find us near popular spots like the scenic Lancaster City Park and just a short drive from local shopping areas. Parking is ample and designed to make your visit smooth and hassle-free. We also ensure that our facilities are ADA compliant, providing ramps and other accessibility features for all our members.

Operating Hours Tailored for You

We understand that life can be busy! That's why our lobby hours are set to accommodate your schedule. We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays, we stay open an extra hour until 6:00 PM. This gives you plenty of time during the week to come in for personal banking needs or simply to chat with our friendly staff.

Services Offered

At Founders, we take pride in offering a range of services to meet your financial needs. While we currently do not have ATM or drive-thru banking available at this location, our team is always ready to assist you inside the branch. We focus on delivering personalized service that helps you achieve your financial goals. If you need assistance outside of visiting hours, feel free to reach out to us at 800-845-1614. Our dedicated staff is here to provide support and answer any questions you may have.

Visit Us Today!

So why wait? Come visit us at Founders on Plantation Rd in Lancaster! Experience firsthand how we prioritize community-focused service tailored just for you. We look forward to welcoming you into our branch soon!

Member Eligibility

At Founders, we believe that everyone deserves the chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us. We aim to provide a friendly and supportive atmosphere where you can take charge of your finances with confidence. You'll enjoy various benefits, from competitive loan rates to personalized service tailored just for you. To get started on your membership journey, head over to our eligibility page at https://membership.foundersfcu.com/ for all the details. When you're ready to open an account, it's as easy as clicking this link: https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, don't hesitate to reach out at (800) 845-1614. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: your customers can pay seamlessly with various payment methods, while you keep track of sales effortlessly. Our services are designed to give you more time to focus on what truly matters growing your business. If you're looking for flexible financing solutions or reliable merchant services, come visit us at 737 Plantation Rd Lancaster Sc 29720 in Lancaster, SC. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is crucial. At Corporate Office, we understand that you want to manage your finances on the go. That's why we offer robust digital banking features. Our online banking platform allows you to check balances, transfer money, and pay bills from the comfort of your home or while you're out and about. Plus, with mobile payments available, you can make transactions with just a tap on your phone.

Everyday Banking Made Easy

One of the key services we offer is ATM Services Only. This means you can access your funds conveniently and safely, anytime you need. Imagine being able to withdraw cash or check your balance without having to step inside a bank this accessibility is part of what makes us stand out.

Join Us Today!

We invite you to explore the full range of services available at Founders. With our commitment to providing comprehensive financial solutions tailored for every lifestyle, it's easy to see why so many choose us as their financial partner. For more information or if you have questions, don't hesitate to reach out at (800) 845-1614. Join us today and experience the difference that dedicated service can make!

Personal Touch

While technology plays a significant role in how we serve our members, the human touch remains vital. Our staff is always ready to assist you with any inquiries or concerns. Whether you're a first-time member seeking guidance on how to use our services or a long-time member needing more complex assistance, we are here for you.

Digital & Online Banking

At Founders, we know that convenience and security are crucial in today's fast-paced world. That's why our digital and online banking services are designed to make managing your finances as easy as possible, anytime and anywhere. With just a few clicks at https://www.foundersfcu.com , you can access your accounts 24/7 through our secure online banking platform. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface makes it simple. Plus, with the option for electronic signature authorization, signing documents has never been easier or more secure. Going green is also part of our mission, which is why we offer e-statements. You can receive your account statements electronically, saving paper and helping the environment while keeping your information safe. For those who prefer to handle their banking on the go, our mobile application is available to bring all these features right to your fingertips. You can even make mobile payments directly from your smartphone. Sending money to friends and family? No problem! Our person-to-person transfer feature allows you to send money quickly and easily. We prioritize the security of your financial information with robust protection measures in place. At Founders, you can rest assured that your data is safe while you enjoy the convenience of modern banking. Experience the ease of real-time account management with our digital banking services today! Visit https://www.foundersfcu.com to learn more about how we can support your banking needs.

Financial Strength

Commitment to Innovation

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $45,790 in used auto loans and $3,749,714,385 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Efficient Operations

Our $47,413,108 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

We have achieved a significant milestone with a total of 737,237 share accounts, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $98,839,691 further illustrates our robust position in the market. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 737 Plantation Rd Lancaster Sc 29720 or call (800) 845-1614 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans to help members get on the road. Whether you're interested in a new model or a reliable used vehicle, we have financing options that can fit your budget.

Business Financing

For business owners in our community, we recognize that access to capital is essential for growth. That's why we offer outstanding commercial loans totaling $2,850,365. These loans are aimed at helping businesses expand their operations and thrive in today's competitive market.

Credit Lines

If you're looking for more flexibility with your finances, consider our credit lines. With a total of $1,236,197,932 available for credit lines, you can have peace of mind knowing that funds are readily accessible when needed. At Founders, we are committed to serving our members with transparent and straightforward lending options. We also offer refinancing opportunities if you're looking to lower your monthly payments or consolidate debt. For more information about eligibility and how to apply for any of these loan products at Founders located at 737 Plantation Rd Lancaster SC 29720, feel free to reach out to us at 800-845-1614 during our operating hours from 8:30 AM - 5:00 PM Monday through Thursday and 8:30 AM - 6:00 PM on Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey is important to us; let's take the next step together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085. Our experienced team is here to guide you through the process and help you find the right mortgage product for your unique situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our flexible terms on unsecured credit card loans are designed to help. We currently have $219,138,006 in unsecured credit card loans available for members looking to manage their finances effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent. Each listing reflects current rates and terms, giving users confidence in the comparisons they see.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans