Founders Lancaster SC Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Founders, your trusted partner in financial services located at 1381 Springdale Rd, Lancaster, SC 29720. Since our establishment in 1961, we have proudly served our community with a commitment to excellence and a dedication to helping our members achieve their financial goals. With over 271,000 members and total assets exceeding $4.8 billion, we stand as a pillar of strength and reliability. At Founders, we understand the importance of personalized service. Our team, led by CEO Bruce Brumfield and Board President Roy Hunt, is here to guide you through all your banking needs be it personal accounts, auto loans, mortgages, or business banking services. We take pride in our extensive offerings, which include checking and savings accounts, credit cards with rewards, online and mobile banking options, and more. With total deposits of $576 million and cash in hand amounting to $75 million, we ensure that your money is not just safe but also working hard for you. Our net worth of $599 million reflects our solid foundation and commitment to sustainable growth for our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. We invite you to explore what makes Founders unique. Our drive-thru service offers convenience for quick transactions without leaving your car. Have questions or need assistance? Don't hesitate to reach out via phone at 803-283-5980 during our operating hours from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. Join us today at foundersfcu.com and become part of a community-focused credit union where your financial well-being is our top priority!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our journey at Founders. Experience the benefits of membership firsthand where your financial well-being is prioritized alongside community growth. Visit us during our operating hours from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. For any inquiries or assistance, feel free to reach out at 803-283-5980. Together, let's build a brighter financial future for ourselves and our community!

Our Journey

From our humble beginnings at 1381 Springdale Rd, Founders has evolved into a cornerstone of the Lancaster community. Our location is conveniently situated near local landmarks, making it easy for members to access our services. We opened our doors with a commitment to providing personalized banking experiences and have continuously adapted to meet the changing needs of our members. Our dedication to excellence is reflected in our achievements and innovations. We have embraced digital advancements that enhance member convenience, including online and mobile banking options. This ensures that whether you need assistance managing your accounts or applying for loans, you can do so easily from anywhere.

Our Mission

At Founders, our mission goes beyond just banking; we aim to empower individuals and strengthen communities. We believe in making financial resources accessible to everyone. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards that offer rewards. Additionally, we support local businesses with merchant services and business loans. Community outreach is at the heart of what we do. We actively participate in initiatives that promote financial literacy and economic growth within Lancaster and surrounding areas. Our partnerships with local organizations enable us to provide support where it's needed most. While members can visit us at 1381 Springdale Rd for their banking needs, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

At Founders, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious entryways to ensure everyone can visit us comfortably. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot.

Call to Action

If you have any questions or need assistance, don't hesitate to give us a call at 803-283-5980. We invite you to come by our branch today and discover how we can support your financial journey!

Operating Hours

We're here for you during our convenient operating hours! Visit us Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays, we're open until 6:00 PM. Whether you're stopping by for a quick transaction or need help with more complex banking services, our friendly staff is ready to assist you.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. For those on the go, we also offer drive-thru banking for quick deposits and withdrawals. While members can visit us at 1381 Springdale Rd, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720.

Member Eligibility

At Founders, we believe that everyone deserves to be part of a welcoming community that supports their financial journey. Becoming a member is easy and open to those who meet our eligibility criteria. If you live, work, worship, or attend school in certain areas or have family members who are already members, you can join us! This means that whether you're starting your first savings account or looking for a loan, you'll find the resources and support tailored just for you. For the complete details on eligibility, feel free to visit our website at https://membership.foundersfcu.com/ . Joining Founders not only gives you access to a wide range of financial services but also allows you to participate in a member-focused environment where your voice matters. If you're ready to take the next step, opening an account is simple! You can get started by visiting this link: https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . If you have any questions along the way, don't hesitate to reach out to us at (803) 283-5980. We're here to help you every step of the way!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. Picture this: a busy coffee shop seamlessly processing payments while serving customers. Our merchant services ensure you can focus on what you do best running your business while we take care of the financial details. Located conveniently at 1381 Springdale Rd Lancaster Sc 29720 in Lancaster, SC, we're here to help you navigate the world of business banking with confidence. Reach out to us at (803) 283-5980 to learn more about how we can support your journey.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions that include Merchant Services & Business Loans. We understand the challenges of running a business and are here to support you with tools and resources that enhance your operations and growth potential.

Convenient Online & Mobile Banking

To keep up with today's fast-paced lifestyle, we provide robust Online & Mobile Banking services. Whether you're making deposits, checking balances, or transferring funds between accounts, you can do it all from the comfort of your home or on the go using our mobile app. Plus, with features like ATM & Cash Withdrawal Services, accessing your funds has never been easier.

Credit Cards and Rewards

Our Credit Cards with Rewards program adds extra value to your spending. You can earn rewards points for every dollar spent, which can be redeemed for travel, merchandise, or cash back. This way, every purchase gets you closer to achieving your goals.

Drive-Thru Convenience

For quick transactions without leaving your vehicle, take advantage of our Basic Drive-Thru Banking services available at our branch. You can make deposits, withdrawals, and conduct simple transactions without stepping inside. With dedicated service hours from 8:30 am to 5:00 pm Monday through Thursday and until 6:00 pm on Fridays, we're here when you need us most. If you have questions or need assistance, feel free to reach out at (803) 283-5980. At Founders, we believe that banking should be straightforward and accessible for everyone. Explore our full range of services today and see how we can assist you in reaching your financial aspirations! Ready to get started? Visit us at our website or call us at (803) 283-5980 for more information!

Personal Banking

Our personal banking services are designed to make your everyday financial transactions simple and efficient. With options like Checking & Savings Accounts, you can manage your money easily while earning interest on your savings. If you're considering buying a car, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms that fit your budget. For those looking to invest in property, our Mortgage Loans & Refinancing services offer personalized solutions to help you secure the best possible deal. And if you find yourself facing unexpected expenses or need assistance with debt management, our Personal Loans & Debt Consolidation can help relieve financial stress.

Digital & Online Banking

Key Features

Our mobile application offers on-the-go access to all your banking needs. You can easily make mobile payments and transfer money to friends and family with our person-to-person transfer feature. Plus, signing documents is a breeze with electronic signature authorization, allowing you to handle important paperwork securely from your device. We also promote sustainability with e-statements, so you can receive your account statements electronically rather than through the mail. This not only helps the environment but also ensures you have instant access to your financial information whenever you need it.

Security You Can Trust

At Founders, security is our top priority. Our online banking services come equipped with advanced security features that keep your data safe while giving you peace of mind as you manage your money. In short, our digital and online banking services empower you with the flexibility to take control of your finances in a way that fits your lifestyle. Join us today at Founders and experience how easy managing your money can be!

Financial Strength

A Solid Foundation

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We are thrilled to report that we have a strong member base with 737,237 total share accounts, showing the trust you place in us with your finances. Our net shares available for lending and investments stand at $98,839,691, reinforcing our dedication to providing beneficial financial solutions tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 1381 Springdale Rd Lancaster SC 29720 or call 803-283-5980 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $45,790 in used auto loans and an impressive $3,749,714,385 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,413,108 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist you. We're dedicated to making your borrowing experience straightforward and beneficial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Reach out to us at 803-283-5980 during our lobby hours Monday through Thursday from 8:30 am to 5:00 pm and Friday from 8:30 am to 6:00 pm to learn more about how we can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive interest rates to help you get the most out of your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are both fair and transparent.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans