Founders Kershaw SC Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Founders at 109 E 1St St, Kershaw, SC 29067 your local credit union dedicated to serving the community with trust and reliability. Since our establishment in 1961, we have grown to support a vibrant membership of over 271,061 individuals, all while accumulating total assets of $4,817,730,099. We are proud to offer a wide range of financial services tailored to meet your needs, including personal banking, auto loans, mortgages, and business banking solutions. At Founders, we believe in making banking simple and accessible. Our branch provides essential services like ATM access and drive-thru banking for your convenience. Whether you're looking to open an account or apply for a loan, our team is here to help you every step of the way. And if you need to reach out, feel free to call us at 803-475-4200 or send a fax to 803-289-5936. Our commitment to our members is reflected in our impressive financial standing. With total deposits reaching $576,628,054 and a net worth of $599,878,397, we ensure that your savings are safe and sound. We also have $75,017,320 in cash readily available to meet your needs. Under the leadership of CEO Bruce Brumfield and Board President Roy Hunt, we strive not only for growth but also for community impact. While members can visit us at our Kershaw location for everyday banking needs, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. Join us today at Founders and experience the difference of being part of a credit union that truly cares about its members! Visit our website at foundersfcu.com for more information or come by our branch during our operating hours: Monday through Thursday from 8:30 AM - 5:00 PM and Friday from 8:30 AM - 6:00 PM. Your financial journey starts here!

Branch History & Mission

Modern Services

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced digital advancements like online banking and mobile payments. Our commitment to accessibility includes ADA compliance and customer-friendly features such as ATM availability and drive-thru banking services. As we look forward to the future, we invite you to become part of the Founders family. Join us today and experience how we can help you achieve your financial goals while being an integral part of this wonderful community. Together, let's build a brighter tomorrow! For more information or to get started on your journey with us, please call us at 803-475-4200 or visit our website.

Our Mission

At Founders, our mission is clear: We strive to empower our members through accessible financial solutions while fostering community growth. We offer various services tailored to meet diverse needs personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. Each product is designed with our members' best interests at heart. Community support lies at the core of what we do. Our initiatives extend beyond banking; we actively participate in local events and partnerships that uplift Kershaw and surrounding areas. Whether it's sponsoring youth sports teams or organizing financial literacy workshops, we're committed to making a difference. While you can visit us at our branch on E 1st St for personal assistance or inquiries, please note that official correspondence should be sent to our mailing address: 737 Plantation Rd, Lancaster, SC 29720.

Branch Location & Accessibility

Welcome to Founders, your friendly credit union located at 109 E 1st St in Kershaw, SC. We pride ourselves on being a convenient and accessible financial resource for our community. Whether you're looking for personal banking services or loan options, our branch is designed to meet your needs with ease. Nestled in the heart of Kershaw, we're just a stone's throw from local landmarks like the charming Kershaw Park, making it easy to drop by while enjoying the vibrant area. Our location features ample parking and is fully ADA compliant, ensuring everyone can access our services comfortably. At Founders, we understand that your time is valuable. That's why we offer flexible operating hours: our lobby is open from 8:30 am to 5:00 pm Monday through Thursday, and we extend our hours until 6:00 pm on Fridays. For those who prefer quick transactions, we also provide a drive-thru service for deposits and withdrawals. Members can take advantage of our ATM availability right here at the branch, allowing for quick cash withdrawals and balance checks without needing to step inside. While you're here, feel free to explore our range of services including checking and savings accounts, auto loans, mortgage options, and more. If you need to send official correspondence, please note that our mailing address is different: 737 Plantation Rd, Lancaster, SC 29720. Ready to experience personalized banking? Give us a call at 803-475-4200 or stop by today! We look forward to serving you at Founders.

Member Eligibility

At Founders, we believe that joining our community is about more than just banking it's about becoming part of a supportive family. If you're wondering whether you can become a member, the good news is that many individuals can! Whether you live, work, worship, or attend school in Kershaw County or have a family member who is already a member, you might be eligible to join us. This inclusive approach means that we're here to help you achieve your financial goals with personalized service and a range of benefits designed just for you. Becoming a member at Founders not only opens the door to essential services like checking and savings accounts but also gives you access to competitive loans, credit cards with rewards, and online banking options. The process is simple; you can get started by visiting our website for detailed eligibility criteria at https://membership.foundersfcu.com/. When you're ready to open an account, check out our easy-to-follow guide at https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to give us a call at (803) 475-4200. We can't wait to welcome you into our community at 109 E 1St St Kershaw Sc 29067!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify transactions for business owners. Imagine having the ability to accept payments seamlessly, whether in-store or online, ensuring that you never miss a sale. Our user-friendly tools can help streamline your operations, allowing you to focus on what you do best running your business. Located conveniently at 109 E 1St St Kershaw Sc 29067, Kershaw, SC 29067, we're here to partner with you every step of the way. Contact us at (803) 475-4200 to learn more about how our business banking and commercial services can empower your success!

Tailored Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also understand that businesses need reliable financial support. That's why we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we can help you find the right financing solution.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Founders, we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily access your accounts, make transfers, and pay bills with just a few taps on your smartphone or clicks on your computer. Additionally, our ATM services ensure that withdrawing cash is quick and hassle-free. With basic drive-thru banking available for deposits and withdrawals, we make everyday transactions straightforward for our members.

Get Started Today!

With all these services under one roof, Founders aims to simplify your banking experience while supporting your financial goals. For any inquiries or assistance, feel free to reach us at 803-475-4200 during our lobby hours 8:30 am to 5:00 pm from Monday to Thursday and until 6:00 pm on Friday. Join us today and discover how Founders can help you thrive financially! Visit us at Founders or stop by our Kershaw branch to learn more about how we can serve you better!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed for everyday convenience. Imagine having easy access to your funds while earning interest on your savings. Our auto loans and vehicle financing options make it simpler to drive away in the car of your dreams without breaking the bank. If you're considering purchasing a home, our mortgage loans and refinancing services can help you navigate the process with ease and confidence. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation solutions provide flexible options tailored to your situation. And don't forget about our credit cards with rewards, which allow you to earn points for your purchases while enjoying competitive rates.

Digital & Online Banking

Accessibility and Ease of Use

Navigating your finances shouldn't be complicated. At Founders, we focus on user-friendly tools that help you manage your accounts in real-time. Whether you're checking your balance during lunch or making a payment late at night, our online banking system is designed for simplicity and efficiency. With all these features combined, managing your money has never been more straightforward or secure. Join us today and experience the freedom of digital banking with Founders!

Key Services

Our online platform allows you to check balances, pay bills, and transfer funds with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer banking on the go, our mobile application offers all the functionalities you need right at your fingertips. Plus, enjoy the ease of mobile payments, allowing you to make purchases without fumbling for cash or cards. We prioritize your security with features like electronic signature authorization, so you can feel confident completing transactions online. Also, our e-statements keep your financial documents organized and accessible without the clutter of paper.

Financial Strength

At Founders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you better. With a net worth of $599,878,397, we maintain robust financial health. This strength enables us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 1241 showcases a solid capital base, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $523,011,520 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $45,790 in used auto loans and a total of $3,749,714,385 in loans and leases. Our operational efficiency is highlighted by a net income of $47,413,108, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of our financial position is further illustrated by our net shares available for lending and investments totaling $98,839,691. With a growing member base reflected in our total share accounts of 737,237, it's clear that many trust us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 109 E 1St St Kershaw Sc 29067 or call 803-475-4200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707901890 in used vehicle loans and $301782245 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in the car you want. Plus, if you're considering refinancing your existing auto loan, we can guide you through the eligibility options available.

Credit Lines

For those needing more flexibility in managing cash flow or expenses, our total credit lines amount to $1236197932. This option provides access to funds when you need them most without the hassle of a traditional loan application each time. Each product is backed by our commitment to transparency and member service. You can reach us at 8034754200 for any questions or visit us at 109 E 1St St Kershaw SC 29067 during our operating hours: Monday through Thursday from 8:30 am to 5:00 pm and Friday from 8:30 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what stage you're at in your financial journey, Founders is here to provide personalized solutions that meet your needs. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176478085, make buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and financial situations. If you're unsure about your eligibility or need assistance navigating the process, our team is here to help every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $219138006 in loans helping members manage their finances effectively. These credit cards come with competitive rates and no collateral required, making them a practical choice for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Every loan offer is obtained from credible financial sources, reinforcing the platform's dedication to transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The aim is to deliver unbiased results that truly reflect market options. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective LendMesh can be in helping individuals secure better financing options. Take control of your borrowing options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate financial institutions ensures that users receive fair and transparent offers.

FOUNDERS FEDERAL CREDIT UNION - Kershaw, SC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Kershaw, SC (29067)

Introduction

Branch History & Mission

Modern Services

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Lending Options

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease of Use

Key Services

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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