As we move forward, Founders remains committed to innovation and digital advancements while ensuring ADA compliance and customer-centric initiatives. We aim to make banking more accessible than ever through online and mobile banking options that suit your lifestyle. If you're looking for a financial institution that prioritizes your needs while actively supporting the community, we invite you to become part of the Founders family. Experience firsthand the benefits of membership by visiting us or checking out our website at Founders FCU. Together, let's build a brighter financial future!
At Founders, our mission is clear: we strive to improve the financial well-being of our members while fostering a sense of community. We understand that each member has unique needs and aspirations, which is why we offer a wide range of services, including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our goal is not just about transactions; it's about building lasting relationships based on trust and support. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we actively contribute to making Great Falls a better place for everyone. Our focus on community engagement aligns perfectly with our mission to enhance the lives of our members beyond just financial matters.
We invite you to come by and experience the welcoming atmosphere of Founders. Whether you're a long-time member or considering joining us for the first time, we look forward to serving your financial needs!
Located just a stone's throw away from local landmarks, our branch is hard to miss. If you're near the Great Falls High School or enjoying a day at the nearby parks, swing by and say hello! Our facility features ample parking and is fully compliant with ADA standards, ensuring everyone can visit us without any hassle.
At Founders, we understand that your time is valuable. That's why we're open Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Need to access cash outside of regular hours? Enjoy the convenience of our ATM services available on-site for quick withdrawals and balance checks. For those who prefer a drive-thru experience, we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you have questions or need assistance while on the go, don't hesitate to give us a call at 803-377-6032. We're here for you! While members can visit us at 507B Chester Ave, please note that official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.
Beyond loans, our merchant services offer practical tools to streamline your operations. Imagine easily accepting payments from your customers through various platforms, making transactions smoother than ever. Whether you're at a local market or running an online store, our services help you stay connected with your clientele and manage your cash flow effectively. Located at 507B Chester Ave Great Falls Sc 29055, Great Falls, SC, we're here to support you every step of the way. Contact us today at (803) 377-6032 to learn more about how we can help your business thrive!
For business owners, we offer specialized services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored solutions to support your business growth.
Our credit cards with rewards are perfect for members who want to earn benefits on their purchases. From cashback offers to travel rewards, these cards add value every time you swipe.
In today's fast-paced world, convenience matters. That's why Founders provides robust online and mobile banking features. You can easily check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go using our mobile app. Plus, with features like ATM access for withdrawals and balance checks, managing your money has never been easier. If you prefer in-person transactions, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions quickly and efficiently without leaving your vehicle.
No matter what financial goals you have in mind, Founders is here to support you every step of the way with our comprehensive list of services. If you're ready to take charge of your financial future or simply want more information about how we can assist you at our branch located at 507B Chester Ave Great Falls SC 29055, feel free to call us at 803-377-6032 or visit our website at Founders. We look forward to helping you achieve your financial dreams!
When it comes to personal banking, we offer a variety of options that can help you manage your finances effectively. With our checking and savings accounts, you can easily keep track of your day-to-day spending while also saving for those special moments. Imagine having peace of mind knowing that your money is secure and accessible whenever you need it. Need a new vehicle? Our auto loans and vehicle financing options make purchasing or refinancing a car straightforward. We ensure that the process is simple and transparent, allowing you to focus on choosing the right vehicle for your lifestyle. If homeownership is on your radar, our mortgage loans and refinancing services can guide you through every step. We provide personalized assistance so that you can find the best mortgage solution for your situation. For those times when unexpected expenses arise, our personal loans and debt consolidation services are designed to help you get back on track without breaking the bank. You can consolidate your debts into one manageable payment, making it easier to regain control over your finances.
Our online banking platform is designed with you in mind. You can explore our services by visiting https://www.foundersfcu.com. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. With 24/7 online banking services, you have complete control over your financial activities at any hour of the day. For those who prefer using their smartphones, our mobile application offers an intuitive interface that makes banking simple and efficient. From making person-to-person transfers to managing your e-statements it's all at your fingertips. Plus, if you enjoy making payments on-the-go, you'll love our mobile payments feature which allows quick and secure transactions right from your phone.
Your security is paramount to us. That's why we offer electronic signature authorization for added protection when handling sensitive transactions. Our commitment to keeping your information safe means you can bank with confidence. Additionally, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. This feature not only helps reduce waste but also ensures that you can access your account information whenever you need it. In a world where time is precious, Founders makes it easy to manage your finances efficiently while ensuring top-notch security. Join us in experiencing the future of banking by signing up today!
With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supported by $45,790 in used auto loans and $3,749,714,385 in total loans and leases. This means we're ready to support your financial goals across various sectors.
Total Share Accounts stand at 737,237, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $98,839,691, further highlighting our commitment to providing valuable resources for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 507B Chester Ave Great Falls Sc 29055 or call (803) 377-6032 to learn more about how we can help you achieve your financial goals.
Our financial performance shines through with a net income of $16,689,398, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees who ensure our branches are always ready to serve you with a knowledgeable and committed team.
Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
For those looking for more flexibility in financing options, we have total credit lines available amounting to $1,236,197,932. Whether you need funds for a personal project or unexpected expenses, our credit lines can provide the support you need.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We are here to guide you through the process and ensure you find the right mortgage solution for your needs.
If you're considering refinancing any existing loans or are unsure about eligibility for our products, our team is ready to assist. We're committed to making the borrowing process clear and straightforward so that you feel confident every step of the way. We invite you to visit us at our branch located at 507B Chester Ave Great Falls SC 29055, or give us a call at 803-377-6032 for more information about how we can assist you with your financing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward reaching your financial goals!
Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you while you spend.
With real-time rate comparisons from multiple institutions, LendMesh equips users with up-to-date information necessary for making smart financial choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is in delivering significant savings.
Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without any hidden terms or conditions. LendMesh takes pride in its commitment to verified data. All loan offers are obtained from legitimate financial institutions, providing a trustworthy foundation for comparisons. Importantly, LendMesh does not allow sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide completely unbiased results that empower users to make informed decisions.