Founders Gaffney SC Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Founders, your trusted financial partner located at 1504 W Floyd Baker Blvd, Gaffney, SC 29341. Since our establishment in 1961, we have dedicated ourselves to serving our community with integrity and a commitment to enhancing the financial well-being of our members. With a total membership of over 271,000, we take pride in being a reliable resource for personal banking solutions, from checking and savings accounts to auto loans and mortgages. At Founders, we believe that financial success starts with a solid foundation. Our assets total an impressive $4.82 billion, reflecting our robust financial health and ability to support your needs. With total deposits reaching $576.6 million, you can feel confident knowing your money is secure with us. We are also here to help you achieve your dreams with 233,849 loans and leases provided to our valued members. Leadership matters at Founders, which is why we are proud to be guided by CEO Bruce Brumfield and Board President Roy Hunt. Together, they lead a team of 840 employees who are committed to providing personalized service and support. Our office operates from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Friday, making it easy for you to find the time to visit us or reach out via phone at 864-488-1100. While members can visit us at our Gaffney branch, official correspondence should be sent to our mailing address: 737 Plantation Rd, Lancaster, SC 29720. Join us today at Founders and experience the difference of being part of a credit union that puts you first! Whether you're looking for guidance on loans or simply want to open an account, we invite you to explore all that we offer at foundersfcu.com. Your financial journey starts here!

Branch History & Mission

Community Commitment

We understand the importance of accessibility; that's why we offer ATM services and drive-thru banking for your convenience. Whether it's making quick deposits or withdrawals or accessing cash whenever needed, we've got you covered. Our focus extends beyond just banking; it includes creating opportunities for growth within Gaffney. Through educational workshops and community events, we aim to help our members achieve their financial goals while fostering a sense of belonging among all.

Join Us Today

We invite you to experience the benefits of membership at Founders. Discover how we can help you reach your financial goals while being part of a community-focused organization that cares about its members' success. Call us today at 864-488-1100 or visit us online at foundersfcu.com to learn more about joining our family. Together, let's build a brighter future!

Our Evolution

From humble beginnings, Founders has evolved significantly over the years. Our initial goal was simple: to provide accessible and affordable financial services to everyone in our community. As we grew, so did our offerings. Today, we provide a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We have embraced technology by offering online and mobile banking options to make managing finances easier for our members. Our headquarters is located in Lancaster, SC, but our heart beats right here in Gaffney. We are proud to say that we have successfully adapted to meet the changing needs of our members while maintaining our core values of integrity and service.

Our Mission

At Founders, our mission is clear: we strive to empower individuals and families through quality financial services while actively supporting the communities we serve. We believe that strong communities lead to strong members and vice versa. That's why we engage in various outreach programs and partnerships aimed at enhancing the quality of life in Gaffney. While you can visit us at 1504 W Floyd Baker Blvd, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720 if needed. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 8:30 am to 5:00 pm and Friday until 6:00 pm.

Branch Location & Accessibility

Call Us Today!

Whether you're new to Founders or a long-time member, we invite you to come in and see how we can support your financial journey. If you have questions or need assistance before visiting, feel free to give us a call at 864-488-1100. We look forward to serving you!

Convenient Access and Amenities

At Founders, we prioritize accessibility for all our members. Our location features ample parking and ADA-compliant entrances, ensuring everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with a more complex financial matter, our team is ready to help! You'll be pleased to know that our drive-thru service is available for those who prefer a quick and easy banking experience without leaving their vehicles. Plus, our ATM services are readily accessible, allowing you to withdraw cash or check your balance anytime.

Operating Hours Tailored to You

Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM and extend until 6:00 PM on Fridays, making it easier for you to fit banking into your busy schedule. If you're looking for personal banking services like checking and savings accounts, auto loans, or even mortgage refinancing, we're here during these hours ready to assist. While members can visit us at our Gaffney location, please note that official correspondence should be sent to our mailing address at 737 Plantation Rd in Lancaster, SC.

Member Eligibility

At Founders, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of something special, it's easy! Membership is open to anyone who lives, works, worships, or attends school in Cherokee County and surrounding areas. This means you can access all the fantastic benefits we offer, from competitive loan rates to personalized service. To learn more about the specific eligibility requirements, feel free to check out our detailed information at https://membership.foundersfcu.com/ . Getting started is just as simple as meeting the eligibility criteria! You can open your account online with ease through our quick and straightforward process available at https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . Should you have any questions or need assistance, don't hesitate to reach out to us at (864) 488-1100. We're here to help you every step of the way, ensuring your journey with Founders is smooth and welcoming.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to turn their visions into reality, from launching new products to hiring additional staff. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse requirements. With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, efficient payment solutions are crucial. Our merchant services offer a seamless way for businesses to accept payments, whether online or in-store. Imagine a local café that can process customer transactions quickly while managing inventory effectively all thanks to our integrated systems designed for convenience and reliability. Discover how Founders can help you take your business further. Visit us at 1504 W Floyd Baker Blvd Gaffney Sc 29341, Gaffney, SC or call us at (864) 488-1100 today!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we provide specialized business banking services. Our merchant services and business loans help support your entrepreneurial spirit by offering the necessary resources to grow your business successfully.

Digital Convenience at Your Fingertips

With modern technology, managing your finances has never been easier. We offer comprehensive online and mobile banking, giving you access to your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM & cash withdrawal services ensure that you have access to cash when you need it. Our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. If you're on the go, our ATMs allow for easy withdrawals and balance checks at any time.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options tailored for you. Our checking and savings accounts are perfect for everyday transactions or saving for future goals. Whether you're just starting out or looking to manage your funds better, our accounts come with features that make banking easier than ever. If you're thinking about getting a new vehicle, our auto loans and vehicle financing options provide competitive rates that help you drive away in the car you want without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing solutions are designed to fit different budgets and lifestyles. We understand that life can be unpredictable, which is why we also offer personal loans and debt consolidation options. This service helps you manage expenses or consolidate debts into one easy payment. And if you're looking for rewards on your everyday purchases, check out our credit cards with rewards that allow you to earn points while spending wisely.

Your Partner in Financial Success

At Founders, we're more than just a bank; we're your partner in achieving financial success. Whether it's saving for a dream vacation or managing everyday expenses, we are here to help you every step of the way. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (864) 488-1100 or visit us today at 1504 W Floyd Baker Blvd Gaffney Sc 29341 in Gaffney, SC. Your journey towards smarter banking starts here!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.foundersfcu.com , you can access your accounts whenever it suits you best. Whether you're at home or on the go, managing your finances is just a few clicks away. Our user-friendly interface makes it easy to check balances, transfer funds, and pay bills without the hassle of traditional banking hours.

Go Paperless with E-Statements

Say goodbye to paper clutter! Our e-statements allow you to view your account statements online at any time. This not only helps keep your information organized but also contributes to a more environmentally friendly approach.

Mobile Banking at Your Fingertips

With our mobile application, you can manage your accounts right from your smartphone. Enjoy features like mobile payments, making it easier than ever to make purchases without carrying cash or cards. Plus, our person-to-person transfer feature lets you send money quickly to friends and family ideal for splitting bills or sending gifts. At Founders, we strive to provide accessible and efficient banking solutions tailored for you. Experience how easy it is to stay on top of your finances with our digital banking options today!

Secure Transactions

Your security is our priority. We offer electronic signature authorization for added protection when handling important documents. You can also rest easy knowing that all transactions are safeguarded with top-notch security measures.

Financial Strength

Growing Community Trust

We have built trust within our community as demonstrated by our growing membership base over 271,061 total share accounts show that many people rely on us for their financial needs. Our available net shares stand at $98,839,691, highlighting the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Founders is your trusted partner. Visit us at 1504 W Floyd Baker Blvd Gaffney SC 29341 or call 864-488-1100 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $45,790 in used auto loans and a total of $3,749,714,385 in loans and leases.

Member-Centric Savings

Your savings are secure with us! Members' funds are backed by $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $47,413,108 net income reflects our operational efficiency. This success allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

With our wide range of loan products and refinancing options available, there's no better time to consider how Founders can support your financial journey. If you're interested in learning more about eligibility or starting your application process, feel free to reach out to us at (864) 488-1100 or visit us at 1504 W Floyd Baker Blvd Gaffney Sc 29341, Gaffney, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit any budget. Plus, refinancing options are available if you're looking to lower your current monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we have tailored solutions that can help propel your business forward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to suit your lifestyle, making it easier for you to handle everyday expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. One key benefit of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that truly reflect the market. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of LendMesh as a tool for securing the best loan options available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans