Founders Fort Mill SC Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Founders, your trusted credit union located at 100 Springcrest Dr, Fort Mill, SC 29715. With a rich history dating back to 1961, we have proudly served our community for over six decades, building strong relationships with our 271,061 members. Our commitment to providing exceptional financial services is evident in our impressive total assets of $4,817,730,099 and total deposits exceeding $576,628,054. At Founders, we believe in empowering our members through personalized banking solutions. Whether you're looking for auto loans, mortgages, or personal banking services, we offer a variety of options tailored to meet your needs. We currently manage a total of 233,849 loans and leases, ensuring that our members have access to the resources they need to achieve their financial goals. Our leadership team is dedicated to fostering a supportive environment where every member feels valued. Under the guidance of CEO Bruce Brumfield and Board President Roy Hunt, we strive to create an inclusive atmosphere that encourages financial growth and community involvement. While you can visit us at our Fort Mill branch, please note that official correspondence should be directed to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. If you have any questions or need assistance, don't hesitate to reach out at (803) 578-4227. Join us today and experience the difference that comes from being a part of a community-focused credit union! For more information about our services or to become a member, visit us online at foundersfcu.com.

Branch History & Mission

Call to Action

If you're looking for a credit union that puts its members first while focusing on community enrichment, look no further than Founders. Join us today and experience firsthand the benefits of being part of a credit union that truly cares about your financial future. Visit us during our operating hours Monday through Thursday from 8:30 am to 5:00 pm and Friday until 6:00 pm or give us a call at 803-578-4227. Together, let's build a brighter financial future!

Commitment to Innovation

As part of our dedication to enhancing member experience, Founders has embraced digital advancements. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that managing finances is convenient and accessible for everyone. Moreover, we maintain ADA compliance across all platforms so that all members can utilize our services comfortably.

Our Mission

Our mission at Founders is clear: to provide exceptional financial services while making a positive impact in the communities we serve. We believe in empowering individuals and families through comprehensive banking solutions that include personal accounts, auto loans, mortgage options, and business banking services. Our goal is to help you achieve your dreams whether that's buying your first car or starting your own business. We strive to create an inclusive environment for all our members. Our commitment extends beyond traditional banking; we actively participate in community outreach programs and partnerships that foster growth and development within Fort Mill and surrounding areas.

Branch Location & Accessibility

Welcome to Founders, your trusted financial partner located conveniently at 100 Springcrest Dr in Fort Mill, SC. Our branch is situated in a vibrant community, just a stone's throw away from popular spots like the Fort Mill Town Square and nearby parks, making it easy for you to stop by while running errands or enjoying a day out. At Founders, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can visit us with ease. Plus, with our drive-thru banking option available, you can handle deposits and withdrawals without ever leaving your car! We're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. Whether you're looking to open a new account or discuss financing options, our friendly staff is here to assist you during these hours. For those who prefer digital banking solutions, we also offer ATM services right here at the branch for quick cash withdrawals and balance checks. If you need to send official correspondence, please note that our mailing address is different 737 Plantation Rd in Lancaster, SC. If you have any questions or need assistance, don't hesitate to call us at 803-578-4227. We look forward to welcoming you at Founders!

Member Eligibility

Becoming a member of Founders feels like joining a warm and welcoming family, where your financial needs are always a priority. If you live, work, or worship in certain areas, or if you have a family member who is already part of our community, you could be eligible to join us. At Founders, we believe in making banking accessible for everyone. Whether you're looking for personal banking services, auto loans, or even business banking solutions, our dedicated team is here to support you every step of the way. To learn more about the specific eligibility criteria and see if you qualify, please visit us at https://membership.foundersfcu.com/ . Once you're ready to take the next step toward membership, opening an account is quick and easy! You can find all the details on how to get started by visiting https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, feel free to call us at (803) 578-4227. We can't wait to welcome you into our Founders family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. This support allows entrepreneurs like you to invest in equipment, hire staff, and increase inventory all essential steps toward growth. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for various ventures.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine running a busy restaurant or retail store where transactions flow smoothly. With our services, you can accept payments effortlessly, freeing you to focus on what you do best serving your customers.

Outstanding Support

With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses. Join us at Founders located at 100 Springcrest Dr Fort Mill Sc 29715, Fort Mill, SC, and let's work together to turn your business dreams into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Enjoy easy access to funds with our ATM services available at various locations. Our ATMs allow for withdrawals and balance checks without any hassle.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans offer competitive rates and flexible terms to suit your budget. Imagine driving off the lot in your dream car while knowing you've made a smart financial decision. We also provide refinancing options to help you lower your monthly payments on existing loans.

Business Banking

For entrepreneurs and business owners, we provide specialized services like merchant services and business loans. Growing a business requires access to reliable funding and resources, and at Founders, we're dedicated to helping local businesses thrive.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards programs that let you earn points on purchases. These points can be redeemed for travel, merchandise, or cash back, making every swipe feel rewarding.

Drive-Thru Banking

For those quick transactions on the go, our drive-thru service lets you make deposits or withdrawals without leaving your car. It's perfect when you're short on time but still need banking services. At Founders, located at 100 Springcrest Dr Fort Mill Sc 29715, we're always ready to assist you with any financial needs you may have. Feel free to reach out at (803) 578-4227 during our operating hours: 8:30 AM - 5:00 PM (Monday - Thursday) and 8:30 AM - 6:00 PM (Friday). We invite you to explore these offerings further by visiting us online at Peachtree. Join us today and discover how we can support your financial journey!

Mortgage Loans & Refinancing

Homeownership is more than just a goal; it's an investment in your future. At Founders, we offer mortgage loans tailored to fit various budgets and lifestyles. Whether you're buying your first home or looking to refinance, our team is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, pay bills, and even deposit checks from anywhere at any time.

Personal Banking

When it comes to personal banking, we have you covered with options like checking and savings accounts that help you manage your day-to-day finances. Whether you're saving for a vacation or just need a safe place for your funds, our accounts are designed to be user-friendly and accessible.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans can give you the financial relief you need, whether it's for medical bills, home repairs, or consolidating debt into one manageable payment. We understand that each member's situation is unique, and we're here to help find the right solution for you.

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.foundersfcu.com , you can check your account balance, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure that you can manage your money anytime, day or night. Plus, with the option for e-statements available, you can stay organized and keep track of your transactions without the clutter of paper statements.

Real-Time Account Management

Managing your finances has never been simpler. With our mobile app, you can receive real-time notifications about your account activity, ensuring you're always up-to-date with your financial status. From monitoring spending habits to managing savings goals, our tools empower you to make informed financial decisions. At Founders, we are committed to providing accessible and intuitive banking solutions that fit into your lifestyle. Join us today and experience how easy banking can be!

Secure and User-Friendly Features

Security is a top priority at Founders. That's why we offer electronic signature authorization, allowing you to sign documents securely from wherever you are. This feature not only protects your personal information but also saves you time when completing transactions. Our mobile application makes it even easier to bank on the go. Whether you're making person-to-person transfers to friends or family or using our mobile payments feature for quick transactions at stores, everything is designed to be user-friendly and efficient.

Financial Strength

Commitment to Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $45,790 in used auto loans and $3,749,714,385 in total loans and leases. Our $47,413,108 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees who are dedicated to serving you with knowledge and commitment.

Member-Centric Savings

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 737,237, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $98,839,691 further emphasize our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 100 Springcrest Dr Fort Mill Sc 29715 or call (803) 578-4227 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can enhance your spending power.

Credit Lines and Refinancing Options

If you're looking for more flexibility in managing your finances or considering refinancing existing debt, our total credit lines amount to $1,236,197,932, providing various options tailored to your needs. We encourage you to explore eligibility options that could benefit your financial situation. For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,850,365 provide the capital needed to expand operations or invest in new projects. If you're ready to take the next step in achieving your financial goals or have any questions about our loan products, don't hesitate to reach out. You can contact us at (803) 578-4227 or visit us at 100 Springcrest Dr Fort Mill SC 29715 during our operating hours: 8:30 am - 5:00 pm Monday through Thursday and 8:30 am - 6:00 pm on Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us support you in making informed financial decisions today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085. Our team is here to guide you through the process and help you understand all your options.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent. By relying on verified financial institutions, LendMesh ensures that all loan comparisons reflect current market conditions.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans