Founders Duncan SC Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Founders, your trusted financial partner located at 716 E Main St, Duncan, SC 29334. Since our establishment in 1961, we have proudly served our community with dedication and integrity, supporting over 271,000 members on their financial journeys. With total assets of $4,817,730,099 and a robust net worth of $599,878,397, we are committed to providing a safe and reliable banking experience tailored to your needs. At Founders, we understand the importance of community. Our leadership team, including CEO Bruce Brumfield and Board President Roy Hunt, works tirelessly to ensure that every member feels valued and supported. We offer a wide range of services, from personal banking and auto loans to business financing solutions. Whether you're looking for a new vehicle or need assistance managing your finances, our expert staff is here to help. If you need to reach us for official correspondence, please note that our mailing address is 737 Plantation Rd, Lancaster, SC 29720. With a total loan portfolio of 233,849 loans and deposits totaling $576,628,054, we continue to grow while prioritizing the financial well-being of our members. Our commitment goes beyond numbers; it's about building lasting relationships within the community. Ready to start your journey with us? Visit our website at https://www.foundersfcu.com or give us a call at 864-342-4440 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. We look forward to welcoming you into the Founders family!

Branch History & Mission

Our Mission

The mission of Founders is not just about banking; it's about building strong relationships within our community. We aim to provide exceptional financial services that empower our members to achieve their goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are dedicated to meeting diverse financial needs. We believe in giving back to the communities we serve. Our outreach efforts include partnerships with local organizations and initiatives designed to support various causes across Spartanburg County and beyond. By investing in our community, we help create a better future for everyone. While members can visit us at 716 E Main St, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. This ensures all communications reach us promptly and efficiently. As part of our commitment to accessibility, we offer ATM services and drive-thru banking for quick transactions. Whether you're making deposits or withdrawals, we're here for you. Join us at Founders and experience the benefits of being part of a credit union that truly cares. Together, we can build a brighter financial future! For more information or to become a member today, please call us at 864-342-4440 or visit our website at foundersfcu.com.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You'll find our branch close to notable spots like the Duncan Town Hall and various local shops, making it easy to fit your banking errands into your daily routine. We prioritize accessibility for all our members with features such as ADA-compliant entrances and ample parking space available right outside.

Operating Hours and Services

Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM, and we extend our hours until 6:00 PM on Fridays. This gives you plenty of time to stop by before or after work! At Founders, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. If you're in a hurry or just prefer the convenience of it, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Plus, we have an ATM on-site for your cash withdrawal needs. We're excited to serve you! If you have any questions or need assistance, don't hesitate to call us at 864-342-4440. We invite you to visit us soon and experience firsthand how we can support your financial journey!

Member Eligibility

At Founders, becoming a member is like joining a friendly neighborhood where everyone looks out for each other. If you're interested in joining us, you'll be glad to know that we welcome individuals who live, work, worship, or go to school in certain areas of South Carolina. This means that whether you're a long-time resident or new to the community, you could easily become part of our supportive family. We offer a range of financial services designed to help our members thrive, from checking and savings accounts to auto loans and credit cards with rewards. To find out more about the eligibility criteria, feel free to visit our resource page at https://membership.foundersfcu.com/ . Opening an account is straightforward and welcoming! You can start your journey with us by visiting our online account opening portal at https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e , or simply give us a call at (864) 342-4440 if you have any questions. We are located at 716 E Main St Duncan Sc 29334, and we look forward to helping you on your financial path!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly while offering customers the payment options they want. Our merchant services make this possible. From credit card processing to online payment solutions, we help you manage transactions effortlessly, so you can focus on what you do best growing your business. Located conveniently at 716 E Main St Duncan Sc 29334 in Duncan, SC, our team is ready to assist you. Contact us today at (864) 342-4440 to learn more about how we can empower your business's financial success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer specialized services like merchant services and business loans to support your growth. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial backing you need.

Convenient Online & Mobile Banking

In today's fast-paced world, having easy access to your finances is crucial. That's why we offer robust online and mobile banking features. You can check your balance, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone or computer. Our services include everything from basic ATM access for withdrawals and balance checks to advanced mobile payments for quick transactions on the go.

Drive-Thru & ATM Services

At Founders, we understand that sometimes you need quick service without leaving your car. Our drive-thru banking allows for easy deposits, withdrawals, and simple transactions without stepping inside the branch. Additionally, our ATMs are available for cash withdrawals whenever you need them. We're proud to be part of the community in Duncan, offering personalized service that focuses on what matters most: you. If you have any questions or would like to learn more about how we can help with your financial needs, don't hesitate to reach out at (864) 342-4440. Discover all that we have to offer by visiting us today! For more information about our services, please check out our website at https://www.foundersfcu.com .

Home Financing Options

Homeownership is within reach with our comprehensive mortgage solutions. We provide various mortgage loans and refinancing options designed to suit different financial situations. Our team is here to guide you through the process, ensuring that you find the best fit for your budget.

Personal Banking Solutions

Whether you are looking to manage your day-to-day expenses or save for future goals, our personal banking services have got you covered. With our checking and savings accounts, you can easily access your funds and earn interest on your savings. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates that can help you drive away in your dream car without breaking the bank.

Personal Loans and Credit Cards

Need some extra cash? Our personal loans and debt consolidation options can help simplify your finances by combining multiple debts into one manageable payment. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases while enjoying low-interest rates.

Digital & Online Banking

Key Services

One of the standout features of our online banking is the ability to view e-statements. This paperless option not only helps you stay organized but also supports a greener environment. Plus, with electronic signature authorization, signing important documents has never been easier or more secure. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds without any hassle. You can even take advantage of our mobile payments option, making it simple to pay for purchases directly from your smartphone.

Security You Can Trust

Security is paramount when it comes to banking online. At Founders, we employ robust security measures to protect your information so you can bank with peace of mind. Our commitment to safeguarding your data means you can focus on what matters most your financial goals. With all these features available at your fingertips, managing your money has never been easier or more efficient. Embrace the convenience of modern banking with Founders today!

User-Friendly Experience

We've made sure that our mobile application is user-friendly and packed with features that put you in control of your finances. From checking your balance to making transfers, everything is just a few taps away. Whether you're on the go or relaxing at home, you can manage your accounts seamlessly with our app.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 737,237, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) totaling $98,839,691, we are well-positioned to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 716 E Main St Duncan Sc 29334 or call (864) 342-4440 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is also evident through our $47,413,108, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 824 full-time employees and 16 part-time employees ready to serve you with expertise and dedication.

Reinvestment for Better Services

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in the $45,790 in used auto loans and $3,749,714,385 in total loans and leases; our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. Whether you're considering financing a new or used vehicle, our team is here to assist you through the process and answer any questions about refinancing options that may be available.

Business Financing

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are committed to offering tailored solutions that support your success. At Founders Credit Union, we prioritize transparency and member satisfaction. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how we can help pave your way towards financial stability!

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing expenses, we provide robust credit line options totaling $1,236,197,932. Additionally, we also offer flexible terms on unsecured credit card loans with a total of $219,138,006 in loans helping members manage their finances effectively. This gives you the freedom to cover unexpected costs without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, making buying or refinancing simple. We offer various plans tailored to fit different budgets and situations our experts are ready to guide you through each step of the home buying process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without hidden terms or misleading information.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans