Founders Clemson SC Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Founders, your trusted financial partner located at 680 Old Greenville Hwy, Clemson, SC 29631. Established in 1961, we have grown to serve over 271,061 members, making us a cornerstone of the Clemson community. Our commitment to providing personalized financial solutions is evident in our impressive total assets of $4,817,730,099 and total deposits amounting to $576,628,054. At Founders, we believe in empowering our members with the tools they need to achieve their financial goals. With a diverse range of services from checking and savings accounts to auto loans and mortgages we cater to all your banking needs. We also take pride in our robust loan portfolio, which includes 233,849 loans and leases, demonstrating our dedication to supporting our members' dreams. Our CEO, Bruce Brumfield, alongside Board President Roy Hunt, leads a passionate team of 840 employees who are committed to delivering exceptional service. Whether you visit us in person or connect with us online at foundersfcu.com, you'll experience our focus on community and member satisfaction. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: 737 Plantation Rd, Lancaster, SC 29720. Join us today and discover how we can help you navigate your financial journey. Call us at 864-623-1200 or stop by during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM to learn more about how Founders can make a difference in your life!

Branch History & Mission

Commitment to Service

Founders is committed to making banking easier for everyone. With operating hours from 8:30 am to 5:00 pm Monday through Tuesday and Friday, and extended hours until 6:00 pm on Thursday, we ensure that assistance is available when you need it most. Our drive-thru service and ATM availability allow for quick transactions without sacrificing convenience. As part of our dedication to inclusivity, we prioritize ADA compliance in all our services so that every member can access what they need without barriers.

Join Us

At Founders Credit Union, we invite you to be part of our legacy. Experience firsthand how we blend tradition with modern banking solutions designed just for you. Whether you're looking for a new place to bank or seeking assistance with your financial journey, we're here for you every step of the way. Join us today and discover the benefits of being a member at Founders! For more information or to open an account online, visit us at foundersfcu.com. Together, let's build a brighter financial future!

Our Journey

Since opening our doors more than six decades ago, Founders has dedicated itself to providing exceptional financial services tailored to the needs of our community. Our journey began with a simple mission: to help individuals achieve their financial goals while promoting economic well-being within Clemson and its surrounding areas. Over the years, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Today, we proudly serve as a trusted partner for financial growth. Our branch address 680 Old Greenville Hwy places us right in the heart of Clemson. We are conveniently located near key landmarks that make it easy for members to visit us. In addition to our physical location, we offer digital solutions like online banking and mobile payments to enhance accessibility for all members.

Our Mission

The mission of Founders is simple yet impactful: We strive to empower our members by providing them with the tools and resources they need to achieve financial success. We believe that everyone deserves access to quality financial services regardless of their background. That's why we focus not only on helping individuals secure loans or save money but also on fostering community support through outreach programs and partnerships with local organizations. While members can visit us at 680 Old Greenville Hwy, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720.

Branch Location & Accessibility

Accessibility Features

At Founders, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces. You'll find ample parking available right outside the entrance, making it simple to pop in for your banking needs.

Banking Hours

We're here to serve you during convenient hours! Visit us Monday through Tuesday and Wednesday from 8:30 AM to 5:00 PM. On Thursdays, we're open until 6:00 PM for those who need a little extra time. And on Fridays, we wrap up the week at 5:00 PM.

Call to Action

We invite you to come by and see what we can do for you! If you have any questions or need assistance, don't hesitate to call us at 864-623-1200. We look forward to welcoming you into the Founders family!

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our drive-thru service makes quick transactions a breeze perfect for busy days when you're on the go! Plus, our ATM is available for cash withdrawals and balance checks anytime.

Member Eligibility

Becoming a member of Founders is like joining a welcoming family where your financial well-being is a top priority. If you're living, working, or studying in the area or have family who are members, you're likely eligible to join us. We embrace individuals from various walks of life, so whether you're a student at Clemson or a long-time resident of Pickens County, we invite you to explore membership with us. Plus, as a member, you'll enjoy exclusive benefits such as lower loan rates, competitive savings options, and personalized service that makes banking feel less daunting and more supportive. To get started on your membership journey at Founders, simply visit us at our branch located at 680 Old Greenville Hwy Clemson Sc 29631. You can also check out the detailed eligibility criteria by visiting https://membership.foundersfcu.com/ . If you have any questions or need assistance with the account opening process, don't hesitate to reach out to us at (864) 623-1200. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline your operations. Imagine having a reliable payment processing system that allows you to accept payments easily, giving you more time to focus on what matters most growing your business. Our services are tailored to meet the needs of today's entrepreneurs, ensuring you have the tools necessary for success. For more information on how we can assist your business, visit us at 680 Old Greenville Hwy Clemson Sc 29631 or give us a call at (864) 623-1200. Let's work together to turn your goals into reality!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer robust business banking services, including merchant services and business loans. We understand the importance of having reliable financial support for your growing business needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking solutions. Access your accounts anytime, anywhere whether it's through our website or mobile app. You can manage transactions, pay bills, and even transfer money between accounts effortlessly. Plus, with features like ATM access for withdrawals and balance checks available at locations near you, managing your finances has never been easier.

Credit Cards with Benefits

Don't forget about our credit cards with rewards, which offer perks that enhance your spending experience. Whether you're using them for everyday purchases or special occasions, these cards can provide cash back or points towards future rewards.

Drive-Thru & ATM Services

For those quick transactions on the go, our drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. And with our ATM services available 24/7 for cash withdrawals and balance inquiries, you're always just a few steps away from your money. At Founders in Clemson, SC (680 Old Greenville Hwy), we invite you to explore these exceptional services tailored just for you. If you have questions or want to get started today, give us a call at 864-623-1200! Your financial future awaits let's achieve it together!

Home Financing Solutions

If you're considering purchasing a home or refinancing your existing mortgage, our mortgage loans are designed to make that process straightforward and stress-free. We work closely with you to find the right terms that fit within your financial plans. Additionally, if you're facing debt challenges, our personal loans and debt consolidation services can help streamline payments and reduce stress.

Personal Banking Made Easy

When it comes to personal banking, we understand that every member has unique needs. That's why our checking and savings accounts are crafted with flexibility in mind. Imagine easily managing your daily expenses while also building your savings with attractive interest rates. Our auto loans and vehicle financing options provide affordable pathways to the car of your dreams, making it simple to drive away in style without stretching your budget.

Digital & Online Banking

Key Features for Your Convenience

Our services include electronic signature authorization, making it easy to complete transactions without the hassle of paper forms. Plus, with e-statements available, you can view your account statements electronically, saving time and reducing clutter. You can also send money quickly with our person-to-person transfer feature perfect for splitting bills or sending gifts to friends and family. For those who prefer mobile banking, our dedicated mobile application is ready to assist you. With features like mobile payments, you can make purchases directly from your smartphone. It's secure, quick, and incredibly convenient!

Security You Can Trust

We prioritize your security with advanced measures in place to protect your information. You can bank with confidence knowing that your data is safe while using our online services. With all these tools at your fingertips, managing your finances has never been more accessible or secure. Join us at Founders and take advantage of our comprehensive digital banking solutions today!

Financial Strength

A Foundation of Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 737,237, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $98,839,691, further reflecting our dedication to helping you achieve your financial objectives. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 680 Old Greenville Hwy Clemson Sc 29631 or call (864) 623-1200 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $47,413,108 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $45,790 in used auto loans and a total of $3,749,714,385 in loans and leases supporting your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to finance equipment purchases, we have solutions tailored for small businesses. At Founders, we're dedicated to helping our members navigate their financial journey with confidence. If you're interested in any of our loan products or would like more information about eligibility options and refinancing opportunities, please don't hesitate to contact us at 864-623-1200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We also offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. These cards are designed for convenience and can be an excellent tool for managing everyday expenses while building your credit.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the offers they see are fair and transparent. Each loan comparison reflects current market conditions, ensuring that users receive the most accurate information available.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans