Founders Chesterfield SC Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Founders, your trusted financial partner located at 1234 West Blvd, Chesterfield, SC 29709. Since our establishment in 1961, we have been dedicated to serving our community with integrity and care. With a total membership of over 271,000, we pride ourselves on offering personalized services that cater to your unique financial needs. At Founders, we're not just about numbers; we're about people. Our assets total an impressive $4,817,730,099, reflecting our commitment to the growth and stability of our members' finances. With $576,628,054 in deposits and a net worth of $599,878,397, we ensure that your money is secure and working for you. Whether you're looking for a personal loan or business financing, our total loans portfolio stands at 233,849, making us well-equipped to help you achieve your goals. Our team is led by the experienced CEO Bruce Brumfield and Board President Roy Hunt, who are both passionate about fostering a culture of trust and support within our credit union. We understand that financial decisions can be overwhelming; that's why our knowledgeable staff is here to guide you every step of the way. While members can visit us at 1234 West Blvd, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. You can reach us at 843-622-2520 during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Join us today at Founders where your financial future is bright! Visit our website at https://www.foundersfcu.com for more information or stop by to see how we can help you thrive.

Branch History & Mission

Community Commitment

The mission of Founders is clear: we strive to enhance the financial well-being of our members while actively contributing to the communities we serve. We believe in supporting local initiatives and fostering relationships that create lasting impact. Through various outreach efforts and partnerships with local organizations, we are dedicated to making a difference. While members can visit us at our Chesterfield branch address for any banking needs during our operating hours 8:30 am to 5:00 pm Monday through Thursday and 8:30 am to 6:00 pm on Friday official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720.

Join Us

As we look forward to the future, we invite you to become part of the Founders family. Experience the benefits of membership with us where your goals are supported by a team that truly cares. Whether you're looking for a new checking account or need assistance with financing your dream vehicle, we're here for you every step of the way. Contact us today at 843-622-2520 or visit our website at foundersfcu.com to learn more about how we can assist you in achieving your financial goals!

Our Evolution

From humble beginnings, Founders has continually evolved to meet the needs of our members and the community. With total assets reaching an impressive $4,817,730,099, we have the resources to provide a wide range of services including personal banking, auto loans, mortgages, and business banking. Our mission goes beyond just providing financial services; we aim to uplift our community through various outreach programs and partnerships. Our journey has been marked by key milestones that highlight our growth and commitment. In addition to being a reliable source for financial products, we have embraced technology to ensure convenient access for all members. We offer online banking, mobile payments, and electronic statements to make managing finances easier than ever before.

Branch Location & Accessibility

Convenient Access

When you visit us at our Chesterfield branch, you'll find ample parking and ADA-compliant features, ensuring that everyone can enjoy our services without hassle. If you're looking for a quick banking experience, our drive-thru service is available to help you with deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, we offer ATM access for your cash withdrawal needs any time of day.

Operating Hours

Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. Whether you're stopping by before work or on your lunch break, we're ready to assist you.

Services Just for You

At Founders, we believe in providing personal banking solutions tailored to your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is dedicated to helping you achieve your financial goals. Need a credit card with rewards? We've got that too! While members can visit us at 1234 West Blvd for all banking needs, please remember that any official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC. We invite you to stop by or give us a call at 843-622-2520. Our knowledgeable staff is eager to assist you with any questions or services you may need. Discover how Founders can help make your banking experience both enjoyable and rewarding!

Member Eligibility

Joining Founders is like stepping into a welcoming community where your financial well-being is the priority. To become a member, you just need to meet a few simple criteria. If you're a resident of Chesterfield or surrounding areas, or if you have a family member who's already a part of our credit union, you're likely eligible! This membership opens the door to a variety of benefits such as lower loan rates, higher savings yields, and personalized service that puts you first. For more details on eligibility, feel free to check out our guidelines at https://membership.foundersfcu.com/. Opening an account with us is straightforward and designed to be hassle-free. You can easily start the process online by visiting https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e, or if you prefer a personal touch, give us a call at (843) 622-2520. We're here to help you every step of the way as you embark on this exciting journey with Founders, located at 1234 West Blvd Chesterfield Sc 29709!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, our merchant services make daily operations easier. Imagine having a reliable payment processing system that ensures you get paid promptly while providing your customers with various payment options. This means smoother transactions and happier clients. When you choose Founders, you gain access to tools that help your business thrive. Located at 1234 West Blvd Chesterfield Sc 29709, Chesterfield, SC, we invite you to visit us or call (843) 622-2520 to explore how we can help your business reach its full potential!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our branch is equipped with an ATM, providing access to withdrawals and balance checks whenever necessary. We also have basic drive-thru banking available for simple transactions like deposits or withdrawals perfect for those busy days when you need to get in and out quickly. At Founders, we're committed to serving our community by offering comprehensive financial solutions tailored just for you. If you're ready to experience all that we have to offer or have any questions about our services, feel free to reach out at (843) 622-2520 or visit us today!

Business Banking Support

For local entrepreneurs, Founders offers robust Business Banking services that include merchant services and business loans. We know that running a business requires reliable financial support, so we make it easy for you to access funds when you need them.

Digital Banking Features

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features allow you to manage your accounts anytime and anywhere. You can make deposits, pay bills, transfer money between accounts, and even send money to friends through person-to-person payments all from the comfort of your home or on-the-go using your smartphone.

Lending Made Easy

If you're dealing with unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation services can help ease the burden. With straightforward application processes and quick approvals, we strive to support our members during financially challenging times. Additionally, our credit cards come with rewards that allow you to earn points on your purchases turning everyday spending into exciting opportunities.

Personal Banking Solutions

We understand that managing your money is important. That's why we offer various Personal Banking options, including checking and savings accounts tailored to suit different lifestyles. Imagine having a checking account that helps you easily track your spending while also earning interest on your savings. Our Auto Loans & Vehicle Financing can get you behind the wheel of your dream car without breaking the bank. Plus, if you're considering homeownership, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms.

Digital & Online Banking

Convenient Online Banking Services

Our online banking services at https://www.foundersfcu.com provide you with 24/7 access to your accounts. Whether you're checking your balance, transferring money, or paying bills, everything is just a few clicks away. You can enjoy the freedom of real-time account management right from the comfort of your home or on the go.

Enhanced Security Features

Your security is our top priority. We offer electronic signature authorization for added peace of mind when conducting transactions online. Additionally, e-statements are available, allowing you to receive important documents electronically while helping to protect your personal information. With Founders, banking digitally means convenience without compromise. Our user-friendly services ensure that managing your finances is straightforward and accessible for everyone. Join us today and experience the ease of digital banking!

Mobile Banking Made Easy

For those who prefer to bank on their smartphones, our mobile application gives you all the features of online banking in the palm of your hand. Make mobile payments easily and securely with our mobile payments feature. Plus, with person-to-person transfers, sending money to friends and family has never been simpler.

Financial Strength

At Founders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have confidence in your credit union, and we want to share with you the strong foundation that supports our operations. With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also impressive; with $45,790 in used auto loans and a total of $3,749,714,385 in loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $47,413,108, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of Founders is further demonstrated by our robust member base: we currently manage a total of 737,237 share accounts, showcasing the trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 1234 West Blvd Chesterfield SC 29709 or call us at 843-622-2520 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms and competitive rates designed to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We guide you through each step of the process and offer personalized service to help make your dream of owning a home a reality.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. Our team is ready to assist you in finding the best solutions tailored specifically for your financial situation. For more information on any of our loan offerings or to discuss how we can assist you further, feel free to contact us at 843-622-2520 or visit us at 1234 West Blvd Chesterfield SC 29709. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Founders be your partner in navigating life's financial milestones!

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to fit your lifestyle while allowing you to maintain control over your spending.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources means that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is reliable and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare options without worrying about hidden agendas. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. With LendMesh, you get a clear view of your options at any moment. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and user-friendly the service is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FOUNDERS FEDERAL CREDIT UNION - Chesterfield, SC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Chesterfield, SC (29709)

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Just for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Business Banking Support

Digital Banking Features

Lending Made Easy

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking Services

Enhanced Security Features

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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