Founders Cheraw SC Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Founders, your trusted financial partner in Cheraw, SC! Located at 2599 Highway 9, our branch is dedicated to serving the community and helping members achieve their financial dreams. Established in 1961, we have grown alongside our members, building a strong foundation of trust and reliability over the years. With a total membership of 271,061 and assets exceeding $4.8 billion, Founders stands as a pillar of support in our community. Our team, led by CEO Bruce Brumfield and Board President Roy Hunt, is committed to providing exceptional service to every member who walks through our doors. Whether you're looking for personal banking options, auto loans, or business financing, we are here to assist you with personalized solutions tailored just for you. While members can visit us at our Cheraw location, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. We understand that your time is valuable, which is why we offer various services including online banking and mobile payments for your convenience. At Founders, we pride ourselves on being more than just a credit union; we are part of the community. With total deposits of $576,628,054 and cash in hand amounting to $75,017,320, we're well-equipped to provide you with the financial support you need. Our commitment goes beyond numbers; it's about enhancing lives and making a positive impact. We invite you to reach out with any questions or visit us during our operating hours from 8:30 AM - 5:00 PM Monday through Thursday and until 6:00 PM on Friday. You can also contact us at 843-622-2535 for any inquiries. Join us at Founders where your financial future takes shape! For more information about our services or to become a member today, please visit our website at www.foundersfcu.com.

Branch History & Mission

A Legacy of Growth and Commitment

Over the years, Founders has achieved remarkable milestones. Today, we proudly hold total assets of nearly $4.8 billion, reflecting our strength and stability in the financial sector. Our growth is not just about numbers; it's about building lasting relationships with our members and making a positive impact in their lives. We understand that every member's story is unique, and we strive to support them through every stage of their financial journey. While members can visit us at 2599 Highway 9 Cheraw Sc 29520, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. This ensures that all your inquiries are handled promptly and efficiently.

Community Focus

Our branch is more than just a place for banking; it's a hub for community engagement. We actively participate in local events and partner with organizations aimed at uplifting our neighbors. Whether through educational workshops or sponsorships of community initiatives, Founders is here to give back. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being a part of Founders where your financial well-being is at the forefront of everything we do. Visit us today or contact us at 843-622-2535 to learn more about how we can assist you on your path toward financial success!

Our Mission

At Founders, our mission is clear: to provide exceptional financial services while fostering community growth and support. We believe that access to financial resources can empower individuals to achieve their goals whether that's buying a first home, financing a new vehicle, or planning for retirement. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards that cater to various lifestyles. We also recognize the importance of staying current with technology. That's why we've embraced digital advancements such as online banking, mobile payments, and e-statements all designed with you in mind. Our commitment extends beyond transactions; we are dedicated to ensuring accessibility for everyone by maintaining ADA compliance across our services.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 843-622-2535 to speak with a member of our team. We invite you to stop by our Founders branch today your financial journey starts here!

Local Landmarks and Accessibility

Situated near major routes and local landmarks, our branch is easy to find. As you approach, you'll notice the welcoming atmosphere of the area, perfect for a visit. We offer ample parking spaces right outside the entrance and ensure that our facilities are accessible for everyone, including ADA-compliant features like ramps.

Operating Hours

We understand that life can get busy! That's why we're here for you during convenient hours: from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. Whether you're stopping by before work or after school, we aim to be available when you need us most.

Services Offered

At Founders in Cheraw, we pride ourselves on providing a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer credit cards with rewards and business banking solutions. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals. Plus, enjoy 24/7 ATM access right here at the branch for all your cash withdrawal needs!

Member Eligibility

At Founders, we believe that everyone deserves a place in our community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become part of our family. We also embrace individuals who are related to existing members, making it easy for you to share the benefits with loved ones. Being a member at Founders means you'll gain access to a variety of financial products and services tailored just for you, from personal loans to competitive savings accounts. Ready to take the next step? Opening an account is straightforward! You can find all the details you need about eligibility on our website at https://membership.foundersfcu.com/ . If you're eager to get started right away, visit https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e for the account opening process. Should you have any questions or need assistance, feel free to reach out to us at (843) 622-2535. We can't wait to welcome you to Founders, located at 2599 Highway 9 Cheraw Sc 29520, where your financial journey truly begins!

Business Banking & Commercial Services

At Founders, we understand that every business has unique needs. Whether you're a small startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having the financial support to expand your operations, hire new talent, or invest in cutting-edge technology. That's where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for you and your customers. Picture this: a busy retail environment where customers can easily pay with their preferred method be it credit cards, mobile payments, or contactless options. Our merchant services make these transactions smooth and efficient, allowing you to focus on what you do best: running your business. Visit us at 2599 Highway 9 Cheraw Sc 29520 in Cheraw, SC, and discover how we can partner with you to achieve your business goals!

Comprehensive List Of Services

Access and Convenience

To make banking as convenient as possible, we offer essential services like ATM access for quick cash withdrawals and balance checks. Our basic drive-thru banking allows members to handle simple transactions without leaving their vehicles perfect for those busy days when you're on the go. With options like mobile payments and person-to-person transfers available through our app, managing your finances has never been easier. At Founders, we believe that quality service should be accessible to everyone. Our branch at 2599 Highway 9 Cheraw Sc 29520 is open from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. You can also reach us at (843) 622-2535 if you have any questions or need assistance. We invite you to explore all the financial solutions we offer at Cheraw, where your financial success is our priority. Visit us today or check out more online at our website to see how we can assist you in achieving your goals!

Business Banking

For entrepreneurs in our community, Founders provides comprehensive business banking services. From merchant services that facilitate transactions to business loans that help turn dreams into reality, we are here to support local businesses in their growth journey.

Credit Solutions

We also offer personal loans and debt consolidation services for members who need extra financial support. Whether you're planning a major purchase or looking to simplify your monthly payments, our friendly staff will guide you through choosing the right option for your situation. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases!

Personal Banking

For those looking to manage their day-to-day expenses, our personal banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with our convenient online and mobile banking services, where you can check balances, make transfers, and even pay bills from the comfort of your home or on-the-go. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing solutions can help you get behind the wheel without breaking the bank. And when it comes time to settle into your dream home, our mortgage loans and refinancing options make it simple and stress-free.

Digital & Online Banking

Convenient Online Services

With our robust online banking system available at https://www.foundersfcu.com , you can check your balances, pay bills, and transfer money all from the comfort of your own device. Our services are available 24/7, giving you the flexibility to manage your finances on your own schedule. Plus, our electronic signature authorization feature allows you to sign documents securely without any hassle.

Go Mobile

Our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is just a tap away. You can also monitor your account activity in real-time, ensuring that you're always aware of your financial status.

Security You Can Trust

We prioritize your security with cutting-edge measures that protect your personal information and transactions. Our user-friendly interface is designed for everyone, making it simple for you to navigate through our services with confidence. In a world where time is precious, Founders's digital and online banking solutions bring convenience right to your fingertips. Sign up today and experience how easy managing your finances can be!

Stay Updated with E-Statements

Say goodbye to paper statements! At Founders, we provide e-statements for easy access to your financial records. Not only does this help reduce clutter, but it also adds an extra layer of security by minimizing the risk of sensitive information falling into the wrong hands.

Financial Strength

Member Savings Protection

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial; we have $45,790 in used auto loans and a total of $3,749,714,385 in loans and leases available for our members' diverse needs.

Solid Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our operational efficiency is evident in our net income of $47,413,108, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Trustworthy Membership Base

Total Share Accounts stand at an impressive 737,237, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments (Net Shares) amount to $98,839,691, demonstrating our ability to support your financial aspirations effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 2599 Highway 9 Cheraw SC 29520 or call 843-622-2535 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options are designed to make your purchase as easy as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand your operations. We understand that running a business can come with unique financial challenges, and we are here to support you with solutions tailored for your needs.

Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $219,138,006 helping members manage their finances effectively. This option allows you to have access to funds when needed without worrying about collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We offer personalized support throughout the mortgage process to ensure you feel confident and informed every step of the way.

Refinancing Options

We know that life changes and so can your financial situation. If you're looking for better rates or different terms on an existing loan, ask about our refinancing options available across various products. Our team will work closely with you to determine eligibility and find the right fit for your circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Founders in Cheraw, SC, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Whether you're purchasing a vehicle or looking into home financing options, we're here to help every step of the way!

Loan Aggregator

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FOUNDERS FEDERAL CREDIT UNION - Cheraw, SC

Type of Loan Offerings

Vehicle Loans