Founders Credit Union Wingate NC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Founders, your trusted partner in financial well-being located at 211 E Wilson St, Wingate, NC 28174. Established in 1961, we have grown alongside our community, proudly serving over 271,000 members and managing total assets of $4,817,730,099. Our commitment is to provide personalized banking solutions that truly meet your needs. At Founders, we understand that financial journeys are unique. That's why we offer a range of services tailored to help you achieve your goals from checking and savings accounts to auto loans and mortgages. With total deposits reaching $576,628,054, we ensure that your hard-earned money is not only safe but also working for you. While members can visit us at our branch location in Wingate, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. Our dedicated team of 840 employees, led by CEO Bruce Brumfield and Board President Roy Hunt, is here to assist you with any questions or concerns. We take pride in our strong financial foundation with a net worth of $599,878,397 and cash reserves of $75,017,320. As a community-oriented credit union, we are more than just a financial institution; we're an integral part of your community's growth and prosperity. Experience the difference with Founders today! Whether you want to open an account or learn more about our loan options call us at 704-414-3728 or visit our website at foundersfcu.com. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

We actively engage in community events and programs that benefit local organizations and charities. By doing so, we create connections that help strengthen our neighborhoods. Whether it's hosting financial literacy workshops or participating in local fundraisers, we are dedicated to making a positive impact.

Join Us

As we look towards the future, we invite you to be part of our story at Founders. Experience firsthand how our dedication to service sets us apart from traditional banks. Whether you're looking for personal banking solutions or business support, you'll find a welcoming community ready to assist you. Visit us today at 211 E Wilson St in Wingate or give us a call at 704-414-3728. Let's build a brighter financial future together!

Mission Statement

Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We strive to provide not only comprehensive financial services but also support that enriches lives. At Founders, we understand that each member's journey is unique, and we're here to guide you every step of the way.

Modern Services

In today's fast-paced world, we embrace technology while ensuring accessibility for all. Our digital banking solutions include online banking and mobile payments, making it easier than ever for members to manage their finances on-the-go. We also prioritize ADA compliance so that everyone can enjoy our services comfortably.

Our Legacy

Throughout the years, Founders has adapted to meet the changing needs of our members while remaining true to our core values. We believe that everyone deserves access to quality financial services, which is why we offer a range of products from checking accounts to auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond banking; we aim to uplift the communities we serve through various outreach initiatives and partnerships.

Branch Location & Accessibility

Accessibility Features

At Founders, we understand that accessibility is important. Our branch is designed to be welcoming for everyone. With ADA-compliant features and ramps available, we ensure that all our members can easily access our services. Plus, ample parking is available right outside the branch for your convenience.

Operating Hours

We know that life gets busy, so we've made it easy for you to visit us during hours that fit your schedule. Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM and extend until 6:00 PM on Fridays. Need assistance? Give us a call at 704-414-3728 during these times.

Services Offered

At Founders, we offer a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you in finding the right solutions. Although we currently do not have ATM facilities or drive-thru banking at this location, our dedicated staff is here to help you with all transactions inside the branch. If you're looking for official correspondence or have specific inquiries that require mailing, please send them to our mailing address at 737 Plantation Rd, Lancaster, SC 29720.

Visit Us Today!

We invite you to drop by Founders in Wingate! Whether you're a new member exploring options or an existing member needing assistance, we look forward to seeing you soon. Our team is dedicated to providing a friendly atmosphere where you can feel confident in managing your financial journey. Come experience the difference today!

Member Eligibility

Joining Founders is like stepping into a warm, welcoming community where you can thrive financially and feel supported. To become a member, you just need to meet a few friendly criteria that are designed to include as many people as possible. If you live, work, or go to school in the area, you're likely eligible! Plus, family members of current members can join too, making it easy to share the benefits with your loved ones. For more detailed information on eligibility, check out this helpful resource: https://membership.foundersfcu.com/ . Opening an account at Founders is simple and straightforward. Just visit us at our branch located at 211 E Wilson St Wingate Nc 28174, or give us a call at (704) 414-3728 for guidance on how to get started. We're here to help you take that first step toward becoming part of our vibrant community! Whether you're interested in personal banking, auto loans, or other financial services, we have something for everyone. Don't hesitate reach out today and discover all the advantages of being a member!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! We also offer merchant services that simplify payment processing. Imagine having a reliable way to accept payments from customers without the hassle. Our solutions enable you to focus on what you do best running your business while we take care of the financial transactions. Come visit us at 211 E Wilson St Wingate, NC 28174 or give us a call at 704-414-3728 to learn more about how Founders can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer a robust selection of services including merchant services that simplify transactions and enhance customer experiences. Our business loans can provide the funding needed to grow your business, whether it's expanding operations or investing in new equipment.

Connect With Us

At Founders, we're not just about transactions; we're about building relationships within the community. Whether you're visiting us in person or using our digital services, we are here to assist you every step of the way. If you have any questions or need further assistance, feel free to reach out by calling us at (704) 414-3728. Explore how we can support your financial journey today! Visit us at Wingate or check out more information online at our website. We look forward to serving you!

Credit Card Options

Reward yourself with our credit cards with rewards, allowing you to earn points on your purchases that can be redeemed for various benefits. It's just one more way we aim to enhance your financial experience while helping you achieve your goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features, allowing you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything can be done at your fingertips. You can also enjoy hassle-free access to cash with our ATM and cash withdrawal services, ensuring you have what you need when you need it.

Personal Banking Solutions

We understand that managing your finances can be a challenge. That's why our personal banking services include checking and savings accounts designed to help you save for what matters most. If you're considering buying a new car, our auto loans and vehicle financing options offer competitive rates and flexible terms, making it easier to get behind the wheel. For those looking to purchase a home, our mortgage loans and refinancing solutions provide tailored options to fit your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can give you the relief you need without added stress.

Digital & Online Banking

Key Features

One standout service is our mobile application, which allows you to bank on the go. If you're out shopping or on the move, simply use your phone to make person-to-person transfers easily and quickly. No more waiting in line or dealing with cash just a simple tap and you're done! And if you prefer to keep track of your statements digitally, we offer e-statements for easy access to your financial records anytime. Security is always a top priority at Founders. Our online banking services are equipped with robust security measures to protect your information while giving you peace of mind as you manage your finances. Whether you're making mobile payments or accessing your accounts from home, our digital services are designed for ease of use and accessibility. With everything from real-time account management to convenient features like person-to-person transfers, banking has never been more straightforward. Experience the future of banking today at Founders where convenience meets security!

Financial Strength

A Growing Community

Total Share Accounts: 737,237, show a strong and growing member base that trusts us with their finances. Our commitment to fostering this community means we can continue serving you with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Founders is your trusted partner. Visit us at 211 E Wilson St Wingate Nc 28174 or call 704-414-3728 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $45,790 in used auto loans and an impressive $3,749,714,385 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,413,108 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Foundation

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or checking eligibility for any of our products, we encourage you to reach out. Our team is here to assist you in exploring all available options that suit your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Founders in Wingate (211 E Wilson St Wingate NC 28174), we are dedicated to providing personalized service and ensuring that every member finds the financial solutions they need. For more information or assistance with your loan inquiries, give us a call at 704-414-3728 during our operating hours from 8:30 AM - 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. Let us help you take the next step toward reaching your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, making it easier for you to drive away with a deal that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $2,850,365 provide the capital needed to grow and expand. We understand that businesses need support for growth and sustainability; our loan products are tailored to meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, make buying or refinancing simple. We provide guidance through every step of the process so you can feel confident about your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $219,138,006 in loans helping members manage their finances effectively. These cards come with various features to fit your lifestyle while keeping your borrowing costs manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers. Every loan listing is updated frequently to reflect current market conditions, giving users a reliable snapshot of available rates.

FOUNDERS FEDERAL CREDIT UNION

Type of Loan Offerings

Vehicle Loans