Forward Financial Credit Union Iron Mountain MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Forward Financial, your trusted partner in financial wellness right here in Iron Mountain, MI. Since our establishment in 1948, we have been dedicated to serving our community with personalized banking solutions that truly make a difference. Located at W8159 S Us Highway 2141 Ste 3, we invite you to explore the various services we offer, including checking and savings accounts, auto loans, mortgages, and business banking options. As a proud member of the Iron Mountain community, we currently serve over 8,128 members and manage total assets of approximately $88,546,594. Our commitment to your financial success is evident in our offerings; we provide over 3,597 loans and leases to help you achieve your goals. With total deposits reaching $2,558,061, our members can trust that their savings are secure and well-managed. Under the leadership of our CEO, Tammy Young, and Board President, Dan Decker, we strive to create a welcoming environment where every member feels valued. We pride ourselves on our dedicated team of 32 employees, who are always ready to assist you with any financial needs. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to W8159 US2 Suite #3, Iron Mountain, MI 49801. We encourage you to reach out via phone at 906-779-1504 or explore our website at Forward Financial for more information on how we can support your financial journey. Join us at Forward Financial today! Your goals are within reach when you have a supportive partner by your side.

Branch History & Mission

Call to Action

As we look towards the future, we invite you to join our family at Forward Financial. Experience firsthand the benefits of being part of a credit union that puts people before profit. Whether you're seeking personal banking solutions or looking for ways to grow your business, we are here for you. Feel free to reach out at (906) 779-1504 or visit us during our operating hours Monday through Friday from 8:00 AM to 5:00 PM; Saturday from 8:00 AM to 1:00 PM; and Sunday from 10:00 AM to 1:00 PM. Together, let's build a brighter financial future!

Community Impact

While members can visit us at W8159 S Us Highway 2141 Ste 3 Iron Mountain Mi 49801, official correspondence should be sent to W8159 US2 Suite #3, Iron Mountain, MI 49801. We take pride in being more than just a financial institution; we are active participants in community outreach efforts. We collaborate with local organizations and initiatives to support those in need and contribute positively to Iron Mountain's growth. Our modern facilities are designed with accessibility in mind. We offer ADA-compliant services and have embraced digital advancements such as online banking and mobile payment options. This ensures that all our members can manage their finances conveniently and effectively.

Our Evolution

Since opening our doors more than seven decades ago, Forward Financial has continually evolved to provide better services and support. With total assets reaching $88,546,594, we have expanded our offerings to include a range of personal and business banking solutions. These include checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our dedicated staff has worked hard to create an environment where every member feels valued and understood. Our mission is clear: We aim to improve the financial well-being of our members while fostering a strong sense of community. At Forward Financial, we believe that everyone deserves access to quality financial services that empower them to achieve their goals.

Branch Location & Accessibility

Call-to-Action

Ready to experience exceptional service? We invite you to visit us at Forward Financial today! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at (906) 779-1504. Your financial journey starts here!

Nearby Landmarks and Accessibility

You'll find us conveniently situated near popular landmarks like the Iron Mountain School District and just a short drive from the scenic parks that make our town special. When you arrive, you'll notice ample parking available for both cars and those with mobility challenges, as we strive to ensure accessibility for all members. Our facility is compliant with ADA standards, providing ramps and easy access throughout the branch.

Operating Hours

At Forward Financial, we understand that life can be busy. That's why we offer flexible hours to fit your schedule! Our lobby is open Monday through Friday from 8:00 AM to 5:00 PM, Saturday from 8:00 AM to 1:00 PM, and Sunday from 10:00 AM to 1:00 PM. Whether you need assistance with personal banking or have questions about loans and services, our friendly staff is here to help during these hours.

Services Offered

We're committed to providing a range of financial services that cater to all your banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we aim to support both personal and business banking. For those on the go, we offer online and mobile banking options along with ATM access for quick cash withdrawals and balance checks. Additionally, our branch features a drive-thru service for your convenience perfect for quick transactions without leaving your vehicle!

Member Eligibility

Joining the Forward Financial community is a fantastic opportunity to be part of a supportive network that puts its members first. If you're looking to become a member, you'll find that eligibility is open to anyone who lives, works, worships, or attends school in the Dickinson County area. This means that whether you're new to the community or a long-time resident, you can enjoy the benefits of membership. At Forward Financial, located at W8159 S Us Highway 2141 Ste 3 Iron Mountain, MI 49801, you gain access to personalized services designed with your financial well-being in mind. The process to become a member is simple and welcoming. You can easily check out the detailed eligibility criteria by visiting our website at http://www.forwardfinancialcu.com/membership/products. When you're ready to open an account, just head over to https://forwardfcu-dn.financial-net.com/web/enrollment for a quick and straightforward application process. If you have any questions or need assistance, don't hesitate to give us a call at 906-779-1504. We're excited to help you take this important step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,321,419, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make everyday transactions smoother. Imagine being able to accept payments seamlessly from customers through various channels whether in-store or online. This flexibility not only enhances customer satisfaction but also helps you manage cash flow efficiently. Located at W8159 S Us Highway 2141 Ste 3 Iron Mountain Mi 49801 in Iron Mountain, MI, we're here to support your business needs. Contact us today at (906) 779-1504 to learn how our tailored solutions can help you achieve your goals.

Comprehensive List Of Services

Business Banking Support

For business owners, Forward Financial provides essential banking services such as merchant services and business loans. We understand the unique challenges faced by local businesses and are committed to helping them thrive in our community.

Convenient Access

Our branch features ATM services for cash withdrawals and balance checks whenever you need them. Additionally, we offer basic drive-thru banking for quick transactions like deposits and withdrawals. With operating hours designed for your convenience Monday through Friday from 8:00 AM to 5:00 PM, Saturday from 8:00 AM to 1:00 PM, and Sunday from 10:00 AM to 1:00 PM you can visit us when it best suits your schedule. Whether you're in-person at our Iron Mountain branch or accessing your accounts online or via mobile app, Forward Financial is here to support all your financial needs. Ready to explore what we can do for you? Call us at 906-779-1504 or visit us online at forwardfinancialcu.com today!

Credit Options

We also offer personal loans for those unexpected expenses or plans that require a little extra funding. With our debt consolidation options, managing multiple debts becomes easier and more manageable. Plus, don't forget about our credit cards with rewards perfect for earning benefits on everyday purchases!

Home Financing Solutions

If homeownership is on your mind, look no further than our mortgage loans and refinancing options. We work with you to find a plan that fits your budget and goals. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you every step of the way.

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts tailored to fit various lifestyles. Imagine having a savings account that not only helps you set aside funds for a rainy day but also offers competitive interest rates to help your money grow. You can easily access your accounts through our online and mobile banking services, making it convenient to manage your finances from anywhere. For those in need of a vehicle, our auto loans and vehicle financing options provide competitive rates that can help get you behind the wheel without breaking the bank. We understand how important reliable transportation is, so we strive to make the loan process straightforward and stress-free.

Digital & Online Banking

Conclusion

At Forward Financial, we strive to offer accessible and user-friendly digital banking services. With our commitment to helping you manage your finances effectively, banking has never been so convenient. Explore all that we have to offer by visiting us at https://forwardfinancialcu.com/ today!

Key Services

Our online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. You can enjoy the ease of E-Statements, which are not only environmentally friendly but also help you keep track of your financial activities without the clutter of paper statements. Plus, with our Mobile Application, your credit union is right in your pocket, allowing you to bank on-the-go. Want to send money to friends or family? Our Person-to-Person Transfers feature makes it simple and quick. Whether it's splitting a dinner bill or sending a gift, you can do it all from the comfort of your home or while out and about.

Security and Ease of Use

We prioritize your security with robust measures that protect your information while ensuring a smooth banking experience. While we do not currently support Electronic Signature Authorization, rest assured that every transaction is secured, giving you peace of mind. If you're someone who loves using mobile payments, you'll be pleased to know that our system supports this feature too! This means you can make purchases directly from your smartphone, making transactions easier than ever.

Financial Strength

Commitment to Growth

With $10,839,146 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we currently have $50,793,465 in total loans and leases, which includes $855 in used auto loans to support our members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 14,847, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $542,720, we are well-positioned to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Forward Financial is your trusted partner. Visit us at W8159 S Us Highway 2141 Ste 3 Iron Mountain Mi 49801 or call 906-779-1504 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team of 30 full-time employees and 2 part-time employees ensures that we are always ready to serve you with knowledgeable and committed assistance.

Secure Savings Opportunities

Members' savings are secured through $6,225,863 in share certificates and $6,205,001 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $10,839,146, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those needing extra financial flexibility, our total credit lines amount to $12,000,000, providing ample opportunity for personal or business needs. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $1,321,419 are designed to provide the capital needed to expand operations and invest in future projects. At Forward Financial, we're committed to helping you find the right loan product that fits your unique circumstances. Whether you're interested in refinancing existing loans or exploring eligibility options for new financing solutions, we're here to assist you every step of the way. For more information on our loan offerings or to explore eligibility criteria further, please visit our website or check out this page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,771,709 in used vehicle loans and $3,285,243 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $16,679, making buying or refinancing simple. We aim to support our members with straightforward processes and personalized service so that your path to homeownership is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $886,891 in loans helping members manage their finances effectively. Our credit card solutions come with rewards and benefits that can enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This strict adherence to regulatory standards means that users can trust the integrity of the information they receive.

FORWARD FINANCIAL CREDIT UNION - Iron Mountain, MI

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