Fortera Credit Union Forum Carmel IN | Best Auto Loans & Business Banking

Introduction

Welcome to Forum, your trusted financial partner located at 2259 E 116Th St, Carmel, IN 46032. Since our establishment in 1941, we have proudly served our community, growing to a membership of over 162,637 individuals. With total assets reaching an impressive $2,120,048,239, we are committed to providing you with the resources and support you need to achieve your financial goals. At Forum, we understand that banking is more than just numbers; it's about relationships. Our dedicated team, led by CEO Doug True and Board President Kevin Hunt, works tirelessly to offer personal banking solutions tailored to your needs. From checking and savings accounts to auto loans and mortgage options, we strive to make banking convenient and accessible for everyone in Carmel and beyond. While members can visit us at our branch address, official correspondence should be sent to our mailing address: P.O. Box 50738, Indianapolis, IN 46250. With total deposits of $200,437,164 and a net worth of $263,932,281, we ensure your money is safe and growing. Our commitment extends beyond just securing your funds; we aim to empower our members through various loan options totaling 83,715, including personal loans and business financing. As a community-focused credit union with a strong financial foundation evidenced by having $6,295,928 cash on hand we are here not just for transactions but for fostering lasting relationships. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. We invite you to explore what Forum has to offer. For inquiries or assistance, please don't hesitate to call us at 317-814-4001 or visit us online at forumcu.com. Let us help you take the next step towards a brighter financial future!

Branch History & Mission

Community Engagement

Our commitment goes beyond financial transactions. We engage in various outreach programs aimed at supporting local initiatives and organizations. By partnering with local charities and schools, we work towards enhancing the quality of life for everyone in Carmel. While members can visit us at 2259 E 116Th St Carmel In 46032, official correspondence should be sent to P.O. Box 50738, Indianapolis, IN 46250 if needed. As we look ahead, we invite you to join our growing family at Forum. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us during our operating hours M-Th 9-5, Friday 9-6, Saturday 9-12 or give us a call at (317) 814-4001. Let's build your future together!

Our Mission

At Forum, our mission is straightforward: we aim to provide exceptional financial services while actively supporting the community we cherish. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We believe that by empowering our members financially, we contribute to building stronger communities. We strive to meet the needs of all our members through innovative solutions and customer-focused initiatives. Our online and mobile banking features ensure you can manage your finances conveniently from anywhere. We also take pride in being ADA compliant and offer drive-thru banking for those who prefer quick service without leaving their vehicles.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without hassle. There's ample parking available, making your visit as smooth as possible.

Call-to-Action

Ready to experience exceptional service? Don't hesitate to call us at 317-814-4001 or drop by today! We look forward to welcoming you into the Forum family and helping you achieve your financial goals.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. Our friendly staff is always ready to assist you during these hours.

Services Offered

At the Forum Carmel Branch, we offer a wide range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Need quick access? Our drive-thru service allows for convenient deposits and withdrawals without leaving your car. Plus, we provide ATM access for quick cash withdrawals and balance checks. While members can visit us at our Carmel branch, please note that any official correspondence should be directed to our mailing address at P.O. Box 50738, Indianapolis, IN 46250.

Member Eligibility

Becoming a member of Forum is like joining a caring community where your financial well-being matters. If you're looking to be part of something special, you'll find that eligibility is straightforward and welcoming. At Forum, anyone who lives, works, or worships in the local area can become a member. This means that whether you're new to the community or have been here for years, we invite you to join us and take advantage of our personalized banking services. To learn more about the specific eligibility details, feel free to visit our resource page at http://www.forumcu.com/your-forum/perks . Once you're ready to open an account, the process is simple! Just reach out to us at (317) 814-4001 or check out the account opening details at https://onlineloanapp.forumcu.com/virtualcapture/products?productcategory=apply%20for%20a%20loan . We're excited to welcome you into our family at Forum, located at 2259 E 116Th St Carmel In 46032, where we're dedicated to supporting your financial journey every step of the way.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $232 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $245,967,394, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to purchase that essential piece of equipment or secure the space you need to grow your operations. Our flexible financing solutions can make those dreams a reality.

Merchant Services

In today's fast-paced world, having reliable merchant services can make a huge difference for your business. At Forum, we provide tools that help streamline transactions, making it easier for you to serve your customers and manage payments. Imagine reducing wait times at the register or offering diverse payment options these small changes can lead to increased customer satisfaction and loyalty. If you're ready to take your business to the next level, visit us at 2259 E 116Th St Carmel In 46032 in Carmel, IN, or call us at (317) 814-4001. Let's work together to achieve your business goals!

Comprehensive List Of Services

Accessing Cash Made Easy

We also provide essential services like ATM access for cash withdrawals and balance checks, making it easier than ever to handle day-to-day transactions. For those who prefer face-to-face interactions, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking Services

For our business members, we know how important it is to have reliable financial support. Our business banking services, including merchant services and business loans, are designed to help you grow and succeed. We're committed to being a partner in your journey as an entrepreneur.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking features. With these tools, you can manage your accounts anytime, anywhere from checking balances to transferring funds with just a few clicks or taps on your device.

Credit Options for Every Need

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, allowing you to manage your finances more effectively. Additionally, our credit cards with rewards give you the chance to earn points on purchases you already make it's an easy way to get more from your spending!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that cater to your lifestyle. Whether you're looking to open a checking or savings account, we provide flexible solutions designed for everyday use. Planning on making a significant purchase? Our auto loans and vehicle financing services help make your dream car a reality without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing options that simplify the process while ensuring you get the best rates available.

Shared Branch Transactions

If you're a member of one of our partner credit unions, you can take advantage of our shared branch transactions as well. This feature lets you perform deposits and withdrawals conveniently at our branch. At Forum, we pride ourselves on making banking accessible and straightforward for all members of our community. Whether you're managing personal finances or running a business, we're here to help every step of the way. Ready to explore what we can do for you? Visit us at Carmel Branch or call us at (317) 814-4001 today!

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your finances has never been easier. With real-time account management at your fingertips, staying updated on your financial health is simple. Whether you're checking balances or making quick transfers, our user-friendly interface makes every interaction smooth and straightforward. Experience the convenience of modern banking with Forum today! Visit us online at http://www.forumcu.com or call us at (317) 814-4001 for any questions. We're here to help you navigate your financial journey effortlessly!

Key Features

Our services include person-to-person transfers, making it easy to send money to friends or family without the hassle of cash or checks. You can also opt for e-statements, which provide a paperless way to keep track of your transactions while being environmentally friendly. Plus, if you're on the go, our mobile application is available for download, giving you access to your accounts right from your smartphone. While we currently do not support electronic signature authorization or mobile payments, rest assured that our commitment to security remains strong. We prioritize protecting your personal information with advanced security measures so you can bank with peace of mind.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 276,791, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $18,612,145. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Forum is your trusted partner. Visit us at 2259 E 116Th St Carmel In 46032 or call (317) 814-4001 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $549,470,333 in share certificates and $100,122,479 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,031,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 402 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $258,949,327 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting our community is reflected in our lending capabilities; with $40,097 in used auto loans and $1,832,346,747 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $263,932,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,242 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking business financing, our outstanding commercial loans totaling $245,967,394 provide the capital needed to grow and expand your business ventures. With various loan products available, there's something for everyone at Forum. No matter your financial needs, we are here to help you find the right solution. Reach out today at (317) 814-4001 or visit us at 2259 E 116Th St Carmel In 46032, Carmel, IN, to learn more about how our loan offerings can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $762,919,313 in used vehicle loans and $257,210,298 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make financing easy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $114,335,375, make buying or refinancing simple. We aim to support you through every step of the process with guidance and clear information about eligibility options.

Unsecured Credit Card Loans

Managing finances effectively is crucial for many members. That's why we also offer flexible terms on unsecured credit card loans, with a total of $52,893,429 in loans helping members navigate their spending. Enjoy peace of mind knowing that you have access to funds when unexpected expenses arise.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed for consumers who want to make informed decisions without getting lost in a sea of options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions means users can trust that they are seeing fair and transparent offers. One of the standout features of LendMesh is its focus on verified data. Loan offers come from legitimate financial institutions, which promotes transparency in the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users benefit from real-time rate comparisons that reflect the latest offerings from multiple institutions, empowering them to make choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony illustrates how quickly and effectively LendMesh can assist individuals in securing better loan rates. If you're ready to discover competitive loan offers tailored to your needs, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FORUM CREDIT UNION