Fortera Credit Union Nashville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fortera, your trusted partner in personal and business banking since 1954. Located at 2004 Hayes St Ste 120, Nashville, TN 37203, our branch is dedicated to serving the financial needs of our community with a personal touch. With a total membership of over 80,428 and assets exceeding $884 million, we pride ourselves on building strong relationships with our members. At Fortera, we understand that banking is more than just numbers; it's about people and their dreams. Our commitment to you is evident in our robust offerings, which include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards that reward your loyalty. Additionally, our business banking solutions cater to local entrepreneurs with services such as merchant services and business loans. Led by CEO Jennifer Ventimiglia and guided by Board President Rick Hackwell, our experienced team is here to provide personalized service tailored to meet your unique financial goals. As a member-focused institution, we maintain a solid foundation with total deposits of $68,645,361 and a net worth of $106,798,960, ensuring that your money is safe and growing. While members can visit us at our Nashville branch for all their banking needs, official correspondence should be sent to the same address: 2004 Hayes St, Suite 120, Nashville, TN 37203. For any inquiries or assistance, feel free to reach out at 615-230-5433 or explore our website at forteracu.com. Join us today and experience the Fortera difference where your financial success is our priority!

Branch History & Mission

Community Engagement

Our branch believes in giving back to the community that supports us. From sponsoring local events to hosting financial literacy workshops, Fortera is committed to making a positive impact in Nashville. By understanding the unique needs of our members and neighbors, we can better serve everyone. Whether you need assistance with personal finance or wish to explore business opportunities, we're here for you. Our operating hours are designed for your convenience: Monday and Wednesday from 7 AM to 4 PM; Tuesday and Thursday from 8:30 AM to 4 PM; and Friday from 7 AM to 5 PM. Join us at Fortera where your financial journey matters! Experience firsthand how our dedicated team can help you achieve your goals while contributing positively to the Nashville community. For any inquiries or assistance, feel free to call us at 615-230-5433. We look forward to welcoming you!

Our Mission

At Fortera, our mission goes beyond banking; we are passionate about uplifting our community. We strive to provide not only financial products but also educational resources that help our members make informed decisions. We actively engage in partnerships with local organizations and support initiatives aimed at improving lives in Nashville. While members can visit us at 2004 Hayes St Ste 120, official correspondence should be sent to 2004 Hayes St, Suite 120, Nashville, TN 37203 if needed.

Our Story

Fortera began with a simple mission: to provide accessible financial services that empower individuals and families. From our humble beginnings, we have evolved into a trusted partner for personal banking needs. Our commitment to excellence is reflected in our diverse range of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Throughout the years, we've embraced innovation while maintaining a deep connection to our community. As we progressed into the digital age, we introduced features like online banking and mobile payments to ensure our members can manage their finances conveniently and securely. We are proud to offer ADA-compliant facilities so that everyone can access our services comfortably.

Branch Location & Accessibility

Welcome to the Fortera Nashville Branch, your local credit union dedicated to serving the Nashville community! Conveniently located at 2004 Hayes St Ste 120, Nashville, TN 37203, our branch is easily accessible for all your banking needs. Whether you're visiting us from nearby landmarks like Centennial Park or the bustling Music Row, we make it simple for you to stop by. Our location features ample parking and is designed with accessibility in mind. We strive to ensure that everyone can visit us comfortably, including those who may require ADA-compliant facilities. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 2004 Hayes St, Suite 120, Nashville, TN 37203. At Fortera, we value your time. Our lobby hours are inviting and flexible: we're open Monday and Wednesday from 7 AM to 4 PM, Tuesday and Thursday from 8:30 AM to 4 PM, and Friday from 7 AM to 5 PM. If you need assistance outside of these hours or prefer a more personal touch, feel free to give us a call at 615-230-5433. While we currently do not offer ATM services or drive-thru banking at this location, our friendly team is here to assist you with a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. We invite you to come by and discover how we can help you achieve your financial goals. Your journey toward better banking starts here at Fortera's Nashville Branch!

Member Eligibility

Joining Fortera is like stepping into a welcoming family where your financial well-being is our priority. To become a member, you simply need to meet a few friendly eligibility criteria that are designed to be inclusive. Residents of the community, employees of partner organizations, and their families can enjoy all the benefits we offer. Membership opens the door to personalized service, competitive rates, and a range of products tailored just for you. For detailed information on who can join us, feel free to visit our eligibility page at . Getting started is easy! You can open an account by visiting us at 2004 Hayes St Ste 120 Nashville Tn 37203, or if you prefer, give us a call at (615) 230-5433. We're here to help you navigate the process smoothly and answer any questions you may have about becoming part of our supportive community at Fortera.

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. Imagine having the tools you need to process payments effortlessly, manage cash flow, and keep your operations running smoothly. At Fortera, we provide practical merchant services tailored for businesses of all sizes. Whether you're a retailer or a service provider, our solutions can help streamline your transactions and enhance customer satisfaction. Located at 2004 Hayes St Ste 120 Nashville Tn 37203 in Nashville, TN, we invite you to explore how our business banking services can support your vision. Call us at (615) 230-5433 or visit us online at Fortera to learn more about how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,223,914, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we may not have ATMs or drive-thru services at this branch, our commitment to serving you remains strong. Our staff is always ready to assist during operating hours: Monday and Wednesday from 7 AM to 4 PM; Tuesday and Thursday from 8:30 AM to 4 PM; and Friday from 7 AM to 5 PM. If you're interested in learning more about how we can help meet your financial needs at Nashville Branch, don't hesitate! Give us a call at (615) 230-5433 or visit us at our branch today. Your financial success starts here!

Business Banking

For our business members, we provide comprehensive Business Banking services including Merchant Services & Business Loans. If you're a local entrepreneur looking to expand or start your own business, our team is ready to assist with personalized financial solutions.

Credit Cards

Our Credit Cards with Rewards allow you to earn points on everyday purchases. Imagine going out for dinner and earning rewards that will help you save on future expenses it's banking that works for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Fortera offers robust Online & Mobile Banking features. With easy access through our mobile application and online platform, managing your accounts has never been simpler. You can pay bills, transfer money between accounts, and even send money directly to friends through our secure person-to-person payment service all at your fingertips.

Home Loans

For those looking to buy a home or refinance an existing mortgage, we have tailored Mortgage Loans & Refinancing options. Picture yourself in your new home with the peace of mind that comes from knowing you have the best possible rate and terms available.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our Personal Banking services are designed with you in mind. We provide a variety of Checking & Savings Accounts that cater to different lifestyles. For instance, if you're saving for a dream vacation or planning for emergencies, our accounts can help you grow your funds effortlessly. If you're considering buying a new car or need financing for your vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. This way, you can drive away in the car you want without financial stress.

Personal Loans

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help you manage those challenges efficiently. Whether it's medical bills or consolidating credit card debt, we're here to support your financial journey.

Digital & Online Banking

Key Features

Our mobile application enhances your banking experience further. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and convenient. Plus, you can sign documents securely with our electronic signature authorization feature, ensuring that everything is handled smoothly without the need for paperwork. For those who prefer going paperless, we provide e-statements that let you view your account statements online at any time. This not only helps you keep track of your spending but also contributes to a more sustainable environment by reducing paper waste.

Security and Accessibility

Your security is our priority. Our digital banking tools are built with robust security measures to protect your personal information. We strive to make your banking experience not just easy but also safe. In summary, Fortera offers a comprehensive suite of digital banking services that combine convenience, security, and accessibility. Whether you're using our online platform or mobile app, managing your finances has never been easier!

Financial Strength

Dedicated Team

We also take pride in having 192 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 159,250 total share accounts, our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fortera is your trusted partner. Visit us at 2004 Hayes St Ste 120 Nashville Tn 37203 or call 615-230-5433 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $10,051 in used auto loans and an impressive total of $678,626,656 in loans and leases available. This means we are well-positioned to help you achieve your dreams whether it's buying a car or financing a new home.

Member-Centric Savings

Members' savings are secured through $233,683,489 in share certificates and $116,090,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,619,811, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $106,798,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings Reinvestment

With $96,773,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $4,506,762 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,107,957 in used vehicle loans and $68,124,624 in new vehicle loans already helping members get on the road. We provide flexible terms and options tailored to fit your budget.

Credit Lines

If you're looking for flexibility in your borrowing options, our total credit lines amount to $241,193,506. This service allows you to access funds as needed while managing repayments more efficiently. For those considering refinancing options or checking eligibility for any of these products, our team is here to guide you through the process. We pride ourselves on transparency and ensuring that you understand each product thoroughly before making decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take advantage of our comprehensive services tailored just for you! Visit us today at Fortera in Nashville or call us at 615-230-5433 to discuss how we can assist you with your loan needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $148,636,944, making buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, we have solutions that can accommodate your needs.

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $31,975,374 in loans helping members maintain control over their spending. These cards come with rewards and features designed to provide convenience without the burden of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users make informed decisions about their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees fair and transparent offers for users seeking loans. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions this means users receive unbiased results without any influence from sponsorships. Real-time rate comparisons are another advantage of LendMesh. Users can access up-to-date loan rates from multiple institutions, which empowers them to make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FORTERA FEDERAL CREDIT UNION