Fortera Credit Union Clarksville TN | Best Auto Loans & Business Banking

Introduction

Welcome to Fortera, your trusted financial partner located at 500 Heritage Pointe Dr, Clarksville, TN 37042. Since opening our doors in 1954, we have been committed to serving our members and the community with integrity and dedication. Our mission is simple: to provide personalized banking solutions that empower individuals and families to achieve their financial goals. At Fortera, we pride ourselves on being more than just a credit union; we are a community resource. With a membership base of over 80,428 individuals, we strive to create meaningful relationships and deliver exceptional service tailored to your unique needs. Our total assets stand strong at $884,482,679, ensuring that we have the resources to support you now and in the future. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 2050 Lowes Dr, Clarksville, TN 37040-1620. We offer an array of services including personal checking and savings accounts, auto loans, mortgage financing, business banking options, and much more. With 197 dedicated employees ready to assist you, our team is here to guide you every step of the way. Our leadership is rooted in community values. Under the guidance of CEO Jennifer Ventimiglia and Board President Rick Hackwell, Fortera has cultivated a culture of trust and accountability. We believe that transparency is key; with a net worth of $106,798,960 and total deposits reaching $68,645,361, you can rest assured that your financial well-being is our top priority. Whether you're looking for straightforward banking services or seeking advice on loans totaling over 30,504 Fortera is equipped to meet your needs with personalized attention. Visit us today or call us at 931-431-6800 to learn more about how we can help you thrive financially. Your journey towards financial success starts here!

Branch History & Mission

Commitment to Community

Fortera is deeply committed to making a positive impact in Clarksville and beyond. We engage in various outreach efforts and partnerships with local organizations to promote financial literacy and support community development projects. Whether it's hosting educational workshops or participating in local events, we are dedicated to being more than just a bank; we are your neighbors invested in your success. While members can visit us at 500 Heritage Pointe Dr, official correspondence should be sent to 2050 Lowes Dr, Clarksville, TN 37040-1620. We invite you to reach out at 931-431-6800 during our operating hours: Lobby M-F 8:30 am - 4:30 pm and Drive-Up M-F 8:00 am - 5:00 pm.

Join Us Today

We invite you to become part of the Fortera family! Experience firsthand how we can assist you on your financial journey while positively impacting our community together. Visit us today or check out our website at forteracu.com for more information about membership options and services available. Together, let's build a brighter future for all!

Our Mission

At Fortera, our mission is simple yet profound: to provide exceptional financial services while actively engaging in community support. We aim to empower our members through accessible banking solutions such as personal accounts, auto loans, mortgages, and business banking services. We believe that when our members thrive financially, so does our community. In addition to conventional banking services, we take pride in offering digital advancements for convenient banking. From online banking and mobile payments to ATM access and basic drive-thru services, we strive to enhance your experience while ensuring compliance with ADA standards.

Branch Location & Accessibility

Accessibility and Features

At Fortera, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services easily. Parking is plentiful, so you won't have trouble finding a spot when you visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 931-431-6800. We look forward to welcoming you at the Fortera Tiny Town Branch! Come see how we can help you achieve your financial goals today!

Operating Hours

We know that life gets busy, which is why we offer flexible operating hours. You can visit our lobby Monday through Friday from 8:30 AM to 4:30 PM. For those who prefer drive-thru banking, we're available even earlier starting at 8:00 AM until 5:00 PM. On military paydays, we're here for you from 8:00 AM to 5:00 PM as well!

Services Offered

At Fortera, we provide a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered. Need cash? Our ATM is conveniently located on-site for quick access to your funds. While members can visit us at 500 Heritage Pointe Dr for all their banking needs, official correspondence should be sent to our mailing address at 2050 Lowes Dr, Clarksville, TN 37040-1620.

Member Eligibility

At Fortera, we believe that everyone deserves to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or go to school in the area, you're likely eligible to become a member. We're here for individuals and families alike, ensuring you have access to a range of benefits tailored just for you. Our members enjoy personalized service, competitive rates on loans and savings accounts, and tools designed to help you manage your finances with ease. To learn more about the specific eligibility requirements, feel free to check out our detailed information at . Ready to get started? Opening an account is a breeze! Just give us a call at (931) 431-6800, or visit us at our convenient location: 500 Heritage Pointe Dr Clarksville Tn 37042. We can't wait to welcome you into the Fortera family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $36 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,223,914, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that simplifies your payment processes. Our merchant services enable you to accept various forms of payments easily, helping you serve your customers better. This means faster transactions, less waiting time, and improved cash flow. Whether you're running a brick-and-mortar store or managing an online shop, we have solutions tailored for your business. Located at 500 Heritage Pointe Dr Clarksville Tn 37042 in Clarksville, TN, our team is ready to assist you in navigating your business banking needs. Connect with us today at (931) 431-6800 to discover how we can support your journey!

Comprehensive List Of Services

Accessing Services Made Simple

At Fortera, we believe in accessibility. Our drive-thru service makes it easy for you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, with our basic ATM access available 24/7, managing your finances has never been more convenient. If you're interested in any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at 931-431-6800 or visit our website at forteracu.com. Join our community today and experience banking designed with you in mind!

Business Banking Solutions

For our business members, Fortera offers banking solutions tailored to meet the unique needs of entrepreneurs. From merchant services that simplify transactions to business loans aimed at helping you grow, we're here every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. You can easily manage your accounts, pay bills, and even transfer money between friends with just a few taps on your smartphone. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Personal Banking Made Easy

When it comes to personal banking, we offer various options that make managing your money straightforward. You can choose from our checking and savings accounts that cater to different lifestyles and goals. For those looking to make significant purchases or consolidate debt, our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. Imagine driving home in your dream car with a loan that fits your budget perfectly! We also understand that owning a home is a big step. That's why we provide mortgage loans and refinancing solutions that can help you secure the best rates available. If unexpected expenses arise or you're looking to combine debts into one manageable payment, our personal loans and debt consolidation services are here for you.

Rewarding Credit Card Options

Our credit cards come with rewards programs that allow you to earn while you spend. Whether you're treating yourself or managing everyday expenses, you can enjoy benefits that enhance your purchasing power.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make handling your money a breeze. You can access your accounts, check balances, and make transfers with just a few clicks. For those who prefer using their smartphones, our mobile application allows you to bank on the go. Plus, if you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Security and Accessibility

Security is a top priority for us. We offer electronic signature authorization to streamline processes while keeping your information safe. Your data is protected every step of the way. You can also opt for e-statements, which not only help reduce paper clutter but are also a secure way to keep track of your transactions. Additionally, our mobile payments feature lets you make purchases directly from your phone, adding another layer of convenience to your banking experience. Whether you're at home or out shopping, managing your finances has never been easier. With all these tools at your fingertips, you have real-time access to your account management and financial activities. At Fortera, we're committed to making banking easy so you can focus on what truly matters in life. Visit us online today at https://forteracu.com/ and discover how our digital banking services can simplify your financial journey!

Financial Strength

Growing Trust from Members

We have built trust over the years with a growing member base. Total Share Accounts stand at 159,250, which showcases the confidence our members have placed in us. Additionally, Net Shares (Funds available for lending and investments) amount to $1,851,265, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fortera is your trusted partner. Visit us at 500 Heritage Pointe Dr Clarksville Tn 37042 or call (931) 431-6800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $233,683,489 in share certificates and $116,090,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,619,811, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $4,506,762 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 192 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $96,773,849 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $10,051 in used auto loans and $678,626,656 in total loans and leases, supporting your financial goals across various sectors.

Strong Capital Foundation

With a net worth of $106,798,960, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners looking for growth opportunities, our outstanding commercial loans totaling $13,223,914 provide the capital needed to expand operations. If you're interested in refinancing or checking eligibility for any of our loan products, please don't hesitate to reach out. You can call us at 931-431-6800 for more information or visit us during our lobby hours from Monday to Friday between 8:30 am and 4:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Fortera, we prioritize transparency and are committed to providing you with clear information so you can make informed decisions about your financial future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,107,957 in used vehicle loans and $68,124,624 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our team is here to guide you through the process.

Credit Lines

Our total credit lines amount to $241,193,506, providing flexible borrowing options for various needs. Whether it's for personal use or business-related expenses, our credit lines can adapt to your financial requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $148,636,944, make buying or refinancing simple. We can help you understand your options and find a loan that suits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $31,975,374 in loans helping members manage their finances effectively. This can be an excellent way to handle unexpected expenses or consolidate debt without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring that you can trust the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, allowing you to compare options efficiently and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and reliability of using LendMesh for your borrowing needs. Ready to take control of your finances? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are not only accurate but also fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that users receive legitimate loan options without hidden agendas.

FORTERA FEDERAL CREDIT UNION